Accept Pay by Bank payments in WooCommerce using Open Banking. Instant settlement, lower fees, bank-level security. UK merchants only.

Wonderful Payments

The Wonderful Payments plugin lets UK WooCommerce stores accept instant Pay by Bank payments using Open Banking. Customers pay directly from their bank account, funds settle immediately to your business account, and checkout friction is reduced. Wonderful works alongside existing payment methods, including card providers such as Stripe and WooPayments.
Pay by Bank for WooCommerce, built for UK merchants 
The Wonderful Payments plugin enables UK WooCommerce stores to accept Pay by Bank payments via Open Banking. Customers approve payments in their trusted mobile banking app, with no card details to enter and no sensitive data shared. 
Funds settle instantly to your business bank account, improving cash flow and enabling faster order fulfilment.
<h3>Why WooCommerce merchants choose Wonderful</h3>
Instant settlement 
Payments arrive immediately, not days later. This supports faster dispatch, fewer delays, and clearer cash flow.
Lower, predictable costs 
Wonderful uses simple, transparent pricing with no percentage-based fees. Lower processing costs give merchants flexibility to reinvest in customer benefits such as faster shipping or loyalty incentives.
A smoother checkout experience 
Customers select Pay by Bank, choose their bank, and approve the payment in-app. They are returned automatically to your store to complete their order.
Bank-level security 
Every transaction is authorised directly by the customer’s bank using Strong Customer Authentication. No card numbers, passwords, or sensitive credentials are stored, reducing fraud and chargeback risk.
Works alongside existing payment methods 
Wonderful does not replace your current checkout. It can be enabled alongside card payments, wallets, and other methods, including Stripe and WooPayments.
Many merchants present Pay by Bank as:
<ul>
<li>a recommended checkout option</li>
<li>a faster-dispatch payment choice</li>
<li>part of a loyalty or rewards scheme funded by card fee savings</li>
</ul>
Simple setup, no technical friction
<ul>
<li>install and activate the plugin</li>
<li>connect your Wonderful account during setup, no API keys to copy or paste (if you don’t have an account, you’ll be prompted to create one during setup)</li>
<li>start accepting instant bank payments immediately</li>
</ul>
The customer journey is simple and familiar, and requires no additional data entry.
Pricing 
The Wonderful Payments WooCommerce plugin is available on the Plus plan at £19.99 per month (plus VAT). This includes 2,000 transactions, with additional transactions charged at just 1p per transaction too. 
There are:
<ul>
<li>no percentage fees</li>
<li>no setup costs</li>
<li>no hidden charges</li>
</ul>
Support 
Please contact <a href="mailto:hello@wonderful.co.uk" rel="nofollow ugc">hello@wonderful.co.uk</a> with any questions.
<h3>Built on Open Banking, regulated in the UK</h3>
Wonderful uses Open Banking APIs to initiate payments securely from UK bank accounts.
<ul>
<li>no storage of sensitive payment credentials</li>
<li>Strong Customer Authentication on every transaction</li>
<li>reduced fraud and chargeback exposure</li>
</ul>
Wonderful Payments Limited is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (FRN 964289).

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