Autify Digital Ltd

<p>A comprehensive payment gateway integration between WooCommerce and Lloyds Cardnet Payments. Accept payments from customers using Visa, Mastercard, American Express, etc via Hosted Payment page or Payment JS solution. This plugin is specifically designed to work with British Pound (GBP) and Euro (EUR) currencies.</p>
<p><strong>Key Features:</strong><br />
– Multiple payment methods: Hosted Payment Page (HPP), Payment JS, Apple Pay, and Google Pay<br />
– Full tokenization support – customers can securely save cards for future purchases<br />
– WooCommerce Subscriptions compatibility for recurring payments<br />
– Smart 3D Secure authentication with dynamic challenge requirements<br />
– MOTO (Mail Order/Telephone Order) support for admin-initiated transactions<br />
– Advanced fraud prevention with customizable security settings<br />
– Comprehensive webhook support for reliable payment status updates</p>
<h3>Lloyds Bank Cardnet (LBOP) WooCommerce Integration</h3>
<h3>Features</h3>
<p>= Payment Methods =</p>
<p>Multiple Payment Options – Accept all major credit and debit cards (Visa, Mastercard, American Express, etc.)<br />
Digital Wallets – Integrated Apple Pay and Google Pay support<br />
Express Checkout – Display Apple Pay and Google Pay buttons on product, cart, and checkout pages<br />
Redirect Payment – Secure hosted payment page option for PCI compliance<br />
Embedded Payment (Payment.JS) – Seamless checkout with payment form directly on your site</p>
<h4>Advanced Payment Features</h4>
<p>Tokenization – Allow customers to securely save card details for faster future purchases<br />
Subscription Support – Set up recurring payments for subscription-based services<br />
MOTO Payments – Process Mail Order/Telephone Order payments securely from WooCommerce admin<br />
Refund Processing – Handle full and partial refunds directly from your WooCommerce dashboard<br />
International Payments – Configure multiple currencies and selling locations</p>
<h4>Security & Management</h4>
<p>PCI Compliance – Transactions processed by Lloyds Bank Cardnet, not on your server<br />
Secure Payment Handling – All sensitive payment data handled by certified payment processor<br />
Easy Dashboard Management – Monitor transactions and order statuses from WooCommerce<br />
Webhook Support – Real-time payment status updates<br />
REST API Integration – Modern API implementation for reliable performance</p>
<h3>Getting Started</h3>
<p>Ensure you have an active Lloyds Bank Cardnet merchant account<br />
Purchase and download the plugin from Autify Digital<br />
Install the plugin on your WooCommerce site<br />
Configure with your Store ID and Shared Secret<br />
For embedded payments, add REST API credentials<br />
Configure payment methods and options<br />
Test with sandbox credentials<br />
Go live with production credentials</p>
<p>For detailed installation instructions, refer to the documentation provided with your plugin purchase.</p>
<h3>Support</h3>
<p>For technical support, customization requests, or general inquiries:<br />
Email: cardnet@autify.co.uk<br />
Visit: https://www.autify.co.uk</p>
<h3>External Services</h3>
<p>This plugin relies on the following third-party/external services to function. By using this plugin, data may be transmitted to these services as described below. Please review the respective terms and privacy policies.</p>
<h4>1. Lloyds Cardnet Payment Gateway</h4>
<p>Used for processing card payments through the Lloyds Bank Cardnet merchant account.<br />
Data sent: Order details, payment amounts, currency, customer billing/shipping address, and card transaction data. Sent when a customer initiates a payment.</p>
<p>– Service Link: <a href="https://www.lloydsbank.com/business/take-payments-with-cardnet/existing-customers/getting-started.html" rel="nofollow ugc">Lloyds Cardnet</a><br />
– Terms of Use: <a href="https://www.lloydsbank.com/business/product-terms-and-conditions.html" rel="nofollow ugc">Lloyds Cardnet Terms of Service</a><br />
– Privacy Policy: <a href="https://www.lloydsbank.com/business/privacy.html" rel="nofollow ugc">Lloyds Cardnet Privacy Policy</a></p>
<h4>2. First Data / Fiserv Payment Processing (IPG Online)</h4>
<p>Used for processing hosted payment page (redirect) transactions, Payment JS embedded payments, and refunds via the First Data API.<br />
Data sent: Store ID, API credentials, payment amounts, currency, order reference, card tokens, and refund details. Sent when a customer makes a payment, when a session is initialized for embedded payments, or when a merchant processes a refund.</p>
<p>– API Endpoints:<br />
  – Hosted Payment Page (Sandbox): https://test.ipg-online.com/connect/gateway/processing<br />
  – Hosted Payment Page (Production): https://www.ipg-online.com/connect/gateway/processing<br />
  – API (Sandbox): https://cert.api.firstdata.com/<br />
  – API (Production): https://prod.api.firstdata.com/<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>3. First Data Payment JS Client Library</h4>
<p>A JavaScript library loaded from First Data servers to render the secure embedded payment form (card number, expiry, CVV fields) on the checkout page. The library handles card data directly — no card details pass through your server.<br />
Data sent: Card details are entered directly into the Payment JS iframe and transmitted to First Data. The plugin receives a payment token in return. The library is loaded when the checkout page renders with the embedded payment method enabled.</p>
<p>– JavaScript (Sandbox): https://lib.paymentjs.firstdata.com/uat/client-2.0.0.js<br />
– JavaScript (Production): https://lib.paymentjs.firstdata.com/prod/client-2.0.0.js<br />
– Documentation: <a href="https://docs.paymentjs.firstdata.com/" rel="nofollow ugc">Payment JS Documentation</a><br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>4. Fiserv Checkout Solution</h4>
<p>Used as an alternative checkout integration via the Fiserv eCommerce API for payment processing.<br />
Data sent: Store ID, API credentials, order amounts, currency, and checkout configuration. Sent when a customer initiates a payment using the checkout solution method.</p>
<p>– API (Production): https://prod.emea.api.fiservapps.com/exp/v1/checkouts<br />
– API (Sandbox): https://prod.emea.api.fiservapps.com/sandbox/exp/v1/checkouts<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>5. Apple Pay</h4>
<p>Used to enable Apple Pay as an express payment method on product, cart, and checkout pages.<br />
Data sent: The merchant identifier, site domain, and display name are sent to Apple during merchant validation when a customer initiates an Apple Pay payment. Payment and shipping data is then processed through the First Data / Fiserv API.</p>
<p>– Service: <a href="https://www.apple.com/apple-pay/" rel="nofollow ugc">Apple Pay</a><br />
– Terms of Use: <a href="https://developer.apple.com/apple-pay/terms/apple-pay-web/" rel="nofollow ugc">Apple Pay Platform Web Merchant Terms</a><br />
– Privacy Policy: <a href="https://www.apple.com/legal/privacy/" rel="nofollow ugc">Apple Privacy Policy</a></p>
<h4>6. Google Pay</h4>
<p>Used to enable Google Pay as an express payment method on product, cart, and checkout pages. A JavaScript library is loaded from Google servers to render the Google Pay button and handle the payment flow.<br />
Data sent: Payment token data (encrypted by Google) and customer shipping/billing details are sent from the Google Pay interface to the plugin, then processed through the First Data / Fiserv API. The Google Pay JS library is loaded when the Google Pay payment method is enabled.</p>
<p>– JavaScript: https://pay.google.com/gp/p/js/pay.js<br />
– Service: <a href="https://pay.google.com/" rel="nofollow ugc">Google Pay</a><br />
– Terms of Use: <a href="https://payments.google.com/payments/apis-secure/get_legal_document?ldo=0&ldt=buyertos" rel="nofollow ugc">Google Pay Terms of Service</a><br />
– Privacy Policy: <a href="https://policies.google.com/privacy" rel="nofollow ugc">Google Privacy Policy</a></p>
<h4>7. Autify Digital License API</h4>
<p>Used to validate and manage the plugin license. The plugin contacts Autify Digital’s license server to verify that the license key is valid and active.<br />
Data sent: License key, plugin version, site domain, admin email, contact name, and activation status. Data is sent when the license is activated, deactivated, or periodically synced.</p>
<p>– Service: <a href="https://autify.co.uk/" rel="nofollow ugc">Autify Digital</a><br />
– API Endpoint: https://plugin-licenses.autify.co.uk/wp-json/autifydigital/v1/plugin<br />
– Terms of Use: <a href="https://www.autify.co.uk/terms-conditions/" rel="nofollow ugc">Autify Digital Terms and Conditions</a><br />
– Privacy Policy: <a href="https://autify.co.uk/privacy-policy/" rel="nofollow ugc">Autify Digital Privacy Policy</a></p>


Autify Digital Ltd Lloyds Cardnet Gateway

A payment gateway integration between WooCommerce and Lloyds Cardnet Payments.

Montonio

<p>Montonio is a complete checkout solution for online stores that includes all popular payment methods (local banks, card payments, Apple Pay, Google Pay) plus financing and shipping. Montonio offers you everything you need in your online store checkout.</p>
<h4>Payments</h4>
<p>The easiest way to collect payments in your online store. Montonio payment initiation service offers integrations with all major banks in Estonia, Finland, Latvia, Lithuania and Poland, additionally Apple Pay, Google Pay, Revolut (available everywhere) and Blik in Poland.</p>
<p>All funds are immediately deposited to your bank account and an overview of the transactions can be found in our <a href="https://partner.montonio.com" rel="nofollow ugc">partner system</a>.</p>
<h4>Card Payments</h4>
<p>Give your customers more ways to pay. In addition to payment links, Montonio lets your users pay by credit card.</p>
<h4>Apple Pay, Google Pay</h4>
<p>Want to offer an even easier way of paying? We also have Apple Pay and Google Pay! You can add these popular mobile wallets to your online store’s checkout. Your customers can pay faster since their credit card info is stored in the digital wallet and they don’t need to enter card details with each purchase.</p>
<h4>Refunds</h4>
<p>You can do a partial or full refund with a couple of clicks in the Montonio Partner System. Just open the order, check what items your customer returned and refund the amount needed.</p>
<h4>Financing (Hire purchase)</h4>
<p>Montonio Financing is just the right solution for financing larger purchases. You customers can choose a payment schedule that exactly suits their needs. Shoppers pay in equal instalments but you will get the full payment amount upfront. Plus, there’s no service fee for the merchant.</p>
<h4>Pay Later</h4>
<p>Give your visitors the most convenient ways to pay – with Montonio ‘Pay later’ your customers can pay later or split purchase into two or three payments. All this without any additional interest or contract fees for them. Shoppers pay in equal instalments but you will get the full payment amount upfront.</p>
<h4>Shipping</h4>
<p>Handle everything from one system: automatically generate, edit and print shipping labels without having to ever leave the Montonio dashboard. Labels are automatically retrieved from providers after order creation. You can start printing with just 2 clicks. With Montonio you can add order tracking codes with a link to the providers’ tracking page.</p>
<h4>How to get started</h4>
<p>Adding Montonio to your store is only a matter of minutes.<br />
1. Sign up at <a href="https://montonio.com" rel="nofollow ugc">montonio.com</a><br />
2. Verify your identity and confirm your account with Montonio<br />
3. Set up the plugin, insert API keys and start using Montonio. More details on how to install and set up the plugin can be found in the Installation tab.</p>
<h4>Availability</h4>
<p>Montonio currently offers services in these countries:<br />
* Payments: Estonia, Finland, Latvia, Lithuania, Poland<br />
* Card payments: Estonia, Finland, Latvia, Lithuania, Poland<br />
* Financing: Estonia<br />
* Pay Later: Estonia<br />
* Shipping: Estonia, Latvia, Lithuania<br />
We are also working on adding new countries.</p>
<h4>Support</h4>
<p>Any questions? Just drop us an email at support@montonio.com.</p>
<h4>WANT TO KNOW MORE?</h4>
<p>More information about our solutions can be found on our <a href="https://montonio.com" rel="nofollow ugc">website</a>.</p>
<h3>External Services</h3>
<p>This plugin connects to multiple Montonio services to provide payment processing, shipping management, and service improvements:</p>
<h4>Montonio Payment Gateway (Stargate)</h4>
<p>What it does: Processes various payment methods including bank payments, card payments, BLIK payments, hire purchase and pay later options.</p>
<p>Data transmitted: Order information (total amount, currency, order items), customer details (name, email, billing/shipping addresses), payment method selection, and merchant identification.</p>
<p>When transmitted: During checkout when a payment is initiated, when checking payment status, and when processing refunds.</p>
<p>Service URLs:<br />
* Production: https://stargate.montonio.com/api<br />
* Sandbox: https://sandbox-stargate.montonio.com/api</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/montonio_general/v3.0/montonio_general_ee.pdf" rel="nofollow ugc">Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>
<h4>Montonio Shipping API</h4>
<p>What it does: Manages shipping methods, pickup points, courier services, label generation and shipment tracking.</p>
<p>Data transmitted: Shipping addresses, order details, selected shipping methods, parcel information (weight, dimensions), and shipment tracking information.</p>
<p>When transmitted: When retrieving available shipping methods, displaying pickup points, creating shipments, and generating shipping labels.</p>
<p>Service URLs:<br />
* Production: https://shipping.montonio.com/api<br />
* Sandbox: https://sandbox-shipping.montonio.com/api</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/shipping/v3.0/shipping_international.pdf" rel="nofollow ugc">Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>
<h4>Montonio JavaScript SDK</h4>
<p>What it does: Client-side library that renders payment forms, handles payment method selection and processes transactions.</p>
<p>Data transmitted: Payment form inputs, selected payment method details, transaction authentication data.</p>
<p>When transmitted: During checkout when payment forms are displayed and when customers interact with payment elements.</p>
<p>Service URLs:<br />
* Montonio JS: https://js.montonio.com/1.x.x/montonio.umd.js<br />
* Montonio JS (Legacy): https://public.montonio.com/assets/montonio-js/3.x/montonio.bundle.js<br />
* Card payments API (Production): https://api.card-payments.montonio.com/payment-intents<br />
* Card payments API (Sandbox): https://api.sandbox-card-payments.montonio.com/payment-intents<br />
* Payment intents API (Production): https://stargate.montonio.com/api/payment-intents<br />
* Payment intents API (Sandbox): https://sandbox-stargate.montonio.com/api/payment-intents</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/payment_initiation/v3.0/payment_initiation_international.pdf" rel="nofollow ugc">Bank Payment Terms of Service</a> | <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/card_payments/v3.0/card_payments_international.pdf" rel="nofollow ugc">Card Payment Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>
<h4>Montonio Telemetry Service</h4>
<p>What it does: Sends Store URL, WordPress/WooCommerce version information and plugin configuration settings to offer better customer support when troubleshooting issues. No sensitive or private data is collected.</p>
<p>Data transmitted: Store URL, WordPress/WooCommerce version information, plugin configuration settings (with sensitive data removed).</p>
<p>When transmitted: Upon plugin activation, deactivation, settings changes, and periodically (once per day).</p>
<p>Service URL: https://plugin-telemetry.montonio.com/api</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/montonio_general/v3.0/montonio_general_ee.pdf" rel="nofollow ugc">Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>


Montonio for WooCommerce

Montonio is a complete checkout solution for online stores that includes all popular payment methods (local banks, card payments, Apple Pay, Google Pa …

Autify Digital Ltd Lloyds Cardnet Gateway vs Montonio for WooCommerce