Autify Digital Ltd

<p>A comprehensive payment gateway integration between WooCommerce and Lloyds Cardnet Payments. Accept payments from customers using Visa, Mastercard, American Express, etc via Hosted Payment page or Payment JS solution. This plugin is specifically designed to work with British Pound (GBP) and Euro (EUR) currencies.</p>
<p><strong>Key Features:</strong><br />
– Multiple payment methods: Hosted Payment Page (HPP), Payment JS, Apple Pay, and Google Pay<br />
– Full tokenization support – customers can securely save cards for future purchases<br />
– WooCommerce Subscriptions compatibility for recurring payments<br />
– Smart 3D Secure authentication with dynamic challenge requirements<br />
– MOTO (Mail Order/Telephone Order) support for admin-initiated transactions<br />
– Advanced fraud prevention with customizable security settings<br />
– Comprehensive webhook support for reliable payment status updates</p>
<h3>Lloyds Bank Cardnet (LBOP) WooCommerce Integration</h3>
<h3>Features</h3>
<p>= Payment Methods =</p>
<p>Multiple Payment Options – Accept all major credit and debit cards (Visa, Mastercard, American Express, etc.)<br />
Digital Wallets – Integrated Apple Pay and Google Pay support<br />
Express Checkout – Display Apple Pay and Google Pay buttons on product, cart, and checkout pages<br />
Redirect Payment – Secure hosted payment page option for PCI compliance<br />
Embedded Payment (Payment.JS) – Seamless checkout with payment form directly on your site</p>
<h4>Advanced Payment Features</h4>
<p>Tokenization – Allow customers to securely save card details for faster future purchases<br />
Subscription Support – Set up recurring payments for subscription-based services<br />
MOTO Payments – Process Mail Order/Telephone Order payments securely from WooCommerce admin<br />
Refund Processing – Handle full and partial refunds directly from your WooCommerce dashboard<br />
International Payments – Configure multiple currencies and selling locations</p>
<h4>Security & Management</h4>
<p>PCI Compliance – Transactions processed by Lloyds Bank Cardnet, not on your server<br />
Secure Payment Handling – All sensitive payment data handled by certified payment processor<br />
Easy Dashboard Management – Monitor transactions and order statuses from WooCommerce<br />
Webhook Support – Real-time payment status updates<br />
REST API Integration – Modern API implementation for reliable performance</p>
<h3>Getting Started</h3>
<p>Ensure you have an active Lloyds Bank Cardnet merchant account<br />
Purchase and download the plugin from Autify Digital<br />
Install the plugin on your WooCommerce site<br />
Configure with your Store ID and Shared Secret<br />
For embedded payments, add REST API credentials<br />
Configure payment methods and options<br />
Test with sandbox credentials<br />
Go live with production credentials</p>
<p>For detailed installation instructions, refer to the documentation provided with your plugin purchase.</p>
<h3>Support</h3>
<p>For technical support, customization requests, or general inquiries:<br />
Email: cardnet@autify.co.uk<br />
Visit: https://www.autify.co.uk</p>
<h3>External Services</h3>
<p>This plugin relies on the following third-party/external services to function. By using this plugin, data may be transmitted to these services as described below. Please review the respective terms and privacy policies.</p>
<h4>1. Lloyds Cardnet Payment Gateway</h4>
<p>Used for processing card payments through the Lloyds Bank Cardnet merchant account.<br />
Data sent: Order details, payment amounts, currency, customer billing/shipping address, and card transaction data. Sent when a customer initiates a payment.</p>
<p>– Service Link: <a href="https://www.lloydsbank.com/business/take-payments-with-cardnet/existing-customers/getting-started.html" rel="nofollow ugc">Lloyds Cardnet</a><br />
– Terms of Use: <a href="https://www.lloydsbank.com/business/product-terms-and-conditions.html" rel="nofollow ugc">Lloyds Cardnet Terms of Service</a><br />
– Privacy Policy: <a href="https://www.lloydsbank.com/business/privacy.html" rel="nofollow ugc">Lloyds Cardnet Privacy Policy</a></p>
<h4>2. First Data / Fiserv Payment Processing (IPG Online)</h4>
<p>Used for processing hosted payment page (redirect) transactions, Payment JS embedded payments, and refunds via the First Data API.<br />
Data sent: Store ID, API credentials, payment amounts, currency, order reference, card tokens, and refund details. Sent when a customer makes a payment, when a session is initialized for embedded payments, or when a merchant processes a refund.</p>
<p>– API Endpoints:<br />
  – Hosted Payment Page (Sandbox): https://test.ipg-online.com/connect/gateway/processing<br />
  – Hosted Payment Page (Production): https://www.ipg-online.com/connect/gateway/processing<br />
  – API (Sandbox): https://cert.api.firstdata.com/<br />
  – API (Production): https://prod.api.firstdata.com/<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>3. First Data Payment JS Client Library</h4>
<p>A JavaScript library loaded from First Data servers to render the secure embedded payment form (card number, expiry, CVV fields) on the checkout page. The library handles card data directly — no card details pass through your server.<br />
Data sent: Card details are entered directly into the Payment JS iframe and transmitted to First Data. The plugin receives a payment token in return. The library is loaded when the checkout page renders with the embedded payment method enabled.</p>
<p>– JavaScript (Sandbox): https://lib.paymentjs.firstdata.com/uat/client-2.0.0.js<br />
– JavaScript (Production): https://lib.paymentjs.firstdata.com/prod/client-2.0.0.js<br />
– Documentation: <a href="https://docs.paymentjs.firstdata.com/" rel="nofollow ugc">Payment JS Documentation</a><br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>4. Fiserv Checkout Solution</h4>
<p>Used as an alternative checkout integration via the Fiserv eCommerce API for payment processing.<br />
Data sent: Store ID, API credentials, order amounts, currency, and checkout configuration. Sent when a customer initiates a payment using the checkout solution method.</p>
<p>– API (Production): https://prod.emea.api.fiservapps.com/exp/v1/checkouts<br />
– API (Sandbox): https://prod.emea.api.fiservapps.com/sandbox/exp/v1/checkouts<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>5. Apple Pay</h4>
<p>Used to enable Apple Pay as an express payment method on product, cart, and checkout pages.<br />
Data sent: The merchant identifier, site domain, and display name are sent to Apple during merchant validation when a customer initiates an Apple Pay payment. Payment and shipping data is then processed through the First Data / Fiserv API.</p>
<p>– Service: <a href="https://www.apple.com/apple-pay/" rel="nofollow ugc">Apple Pay</a><br />
– Terms of Use: <a href="https://developer.apple.com/apple-pay/terms/apple-pay-web/" rel="nofollow ugc">Apple Pay Platform Web Merchant Terms</a><br />
– Privacy Policy: <a href="https://www.apple.com/legal/privacy/" rel="nofollow ugc">Apple Privacy Policy</a></p>
<h4>6. Google Pay</h4>
<p>Used to enable Google Pay as an express payment method on product, cart, and checkout pages. A JavaScript library is loaded from Google servers to render the Google Pay button and handle the payment flow.<br />
Data sent: Payment token data (encrypted by Google) and customer shipping/billing details are sent from the Google Pay interface to the plugin, then processed through the First Data / Fiserv API. The Google Pay JS library is loaded when the Google Pay payment method is enabled.</p>
<p>– JavaScript: https://pay.google.com/gp/p/js/pay.js<br />
– Service: <a href="https://pay.google.com/" rel="nofollow ugc">Google Pay</a><br />
– Terms of Use: <a href="https://payments.google.com/payments/apis-secure/get_legal_document?ldo=0&ldt=buyertos" rel="nofollow ugc">Google Pay Terms of Service</a><br />
– Privacy Policy: <a href="https://policies.google.com/privacy" rel="nofollow ugc">Google Privacy Policy</a></p>
<h4>7. Autify Digital License API</h4>
<p>Used to validate and manage the plugin license. The plugin contacts Autify Digital’s license server to verify that the license key is valid and active.<br />
Data sent: License key, plugin version, site domain, admin email, contact name, and activation status. Data is sent when the license is activated, deactivated, or periodically synced.</p>
<p>– Service: <a href="https://autify.co.uk/" rel="nofollow ugc">Autify Digital</a><br />
– API Endpoint: https://plugin-licenses.autify.co.uk/wp-json/autifydigital/v1/plugin<br />
– Terms of Use: <a href="https://www.autify.co.uk/terms-conditions/" rel="nofollow ugc">Autify Digital Terms and Conditions</a><br />
– Privacy Policy: <a href="https://autify.co.uk/privacy-policy/" rel="nofollow ugc">Autify Digital Privacy Policy</a></p>


Autify Digital Ltd Lloyds Cardnet Gateway

A payment gateway integration between WooCommerce and Lloyds Cardnet Payments.

edward_plainview

<p>Cryptocurrency payment gateway for WooCommerce and Easy Digital Downloads. Receive coins, including Bitcoin, directly into the wallet of your choice.</p>
<p><span class="embed-youtube" style="text-align:center; display: block;"><iframe loading="lazy" class="youtube-player" width="750" height="422" src="https://www.youtube.com/embed/nUoJ9ziaAJQ?version=3&rel=1&showsearch=0&showinfo=1&iv_load_policy=1&fs=1&hl=en-US&autohide=2&wmode=transparent" allowfullscreen="true" style="border:0;" sandbox="allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox"></iframe></span></p>
<h4>Key Features & Highlights</h4>
<ul>
<li>0% transaction fees</li>
<li>Peer-to-peer transactions</li>
<li>No KYC or product restrictions</li>
<li>No redirection to 3rd parties or iframes</li>
<li>Use any crypto wallet you want</li>
<li>Automagically detect unique payments using one wallet address</li>
<li>Hierarchically deterministic (HD) wallet support</li>
<li>1-Click payment buttons, Electrum, MetaMask, Trust Wallet, Phantom, etc.</li>
<li>Donations widget shortcode generator</li>
<li>0-conf (mempool) support for some coins</li>
<li>Compare MyCryptoCheckout to several other traditional and crypto solutions – <a href="https://mycryptocheckout.com/comparison/" rel="nofollow ugc">Payment Gateway Comparison</a></li>
<li>Take MCC for a test ride by visiting our <a href="https://wpdemo.mycryptocheckout.com/" rel="nofollow ugc">demo store</a></li>
</ul>
<p>The free license can process 5 sales per month. A <a href="https://mycryptocheckout.com/pricing/" rel="nofollow ugc">flat rate license</a> can be purchased for your account that includes unlimited transactions if you require more. <a href="https://mycryptocheckout.com/bulk-pricing/" rel="nofollow ugc">Bulk pricing</a> is available if you need to use MyCryptoCheckout on several domains.</p>
<h4>eCommerce platforms supported</h4>
<ul>
<li>Easy Digital Downloads</li>
<li>WooCommerce</li>
</ul>
<h4>Cryptocurrencies supported:</h4>
<ul>
<li>Algorand ALGO</li>
<li>Base Chain BASE (Including Metamask)</li>
<li>Binance Coin BNB</li>
<li>Bitcoin BTC (Including SegWit, HD wallets)</li>
<li>Bitcoin Cash BCH (Including HD wallets)</li>
<li>Dash DASH (Including HD wallets)</li>
<li>Digibyte DGB (Including SegWit)</li>
<li>Dogecoin DOGE</li>
<li>Ethereum ETH (Including MetaMask, ENS addresses)</li>
<li>Groestlcoin GRS (Including SegWit, ZPUB HD wallets)</li>
<li>Litecoin LTC (Including SegWit, HD wallets)</li>
<li>MAZA</li>
<li>Monero XMR</li>
<li>Polygon MATIC</li>
<li>Solana SOL (Including Phantom)</li>
<li>Stellar XLM</li>
<li>Tron TRX</li>
<li>XRP</li>
<li>We can now add your <a href="https://mycryptocheckout.com/add-cryptocurrency/" rel="nofollow ugc">cryptocurrency</a>!</li>
</ul>
<h4>BASE tokens supported (Including MetaMask):</h4>
<ul>
<li>Degen DEGEN</li>
<li>HOLD EARN</li>
<li>USD Coin USDC</li>
<li>Wrapped Ether WETH</li>
<li>Add your <a href="https://mycryptocheckout.com/base-token/" rel="nofollow ugc">custom Base tokens</a>!</li>
</ul>
<h4>BEP-20 tokens supported (Including MetaMask):</h4>
<ul>
<li>BakeryToken BAKE</li>
<li>Binance-Peg BUSD</li>
<li>Binance-Peg BUSD-T</li>
<li>Binance-Peg USD Coin</li>
<li>BITTOKEN BITT</li>
<li>HOLD EARN</li>
<li>PancakeSwap Token CAKE</li>
<li>Swipe SXP</li>
<li>TasteNFT TASTE</li>
<li>Unity UNT</li>
<li>VAI Stablecoin VAI</li>
<li>Venus XVS</li>
<li>Value Flow VFLOW</li>
<li>xxxNifty NSFW</li>
<li>Add your <a href="https://mycryptocheckout.com/bep20-token/" rel="nofollow ugc">custom Binance BEP-20 tokens</a>!</li>
</ul>
<h4>ERC-20 tokens supported (Including MetaMask, ENS addresses):</h4>
<ul>
<li>0x ZRX</li>
<li>1inch 1INCH</li>
<li>Aave AAVE</li>
<li>ApeCoin APE</li>
<li>Aragon ANT</li>
<li>Bancor BNT</li>
<li>Basic Attention Token BAT</li>
<li>Chainlink LINK</li>
<li>Compound COMP</li>
<li>Efinity Token EFI</li>
<li>Fetch.ai FET</li>
<li>Gitcoin GTC</li>
<li>GROW</li>
<li>Multi-collateral DAI DAI</li>
<li>Decentraland MANA</li>
<li>Dogecoin DOGE</li>
<li>Dragonchain DRGN</li>
<li>Enjin Coin ENJ</li>
<li>EURC</li>
<li>FUNToken FUN</li>
<li>Gemini Dollar GUSD</li>
<li>Immutable IMX</li>
<li>Huobi Token HT</li>
<li>Kyber Network KNC</li>
<li>Loom LOOM</li>
<li>Maker MKR</li>
<li>MetalPay MTL</li>
<li>Mirada AI MIRX</li>
<li>Nexo NEXO</li>
<li>OMG Network OMG</li>
<li>PEPE</li>
<li>Polygon MATIC_ERC20</li>
<li>Polymath Network POLY</li>
<li>Populous PPT</li>
<li>Pundi X PUNDIX</li>
<li>REEF</li>
<li>Request REQ</li>
<li>SHIBA INU SHIB</li>
<li>Status SNT</li>
<li>SWITCH</li>
<li>Synthetix SNX</li>
<li>TenXPay PAY</li>
<li>Tether USDT</li>
<li>TrueUSD TUSD</li>
<li>Uniswap UNI</li>
<li>UNUS SED LEO</li>
<li>USD Coin USDC</li>
<li>Veritaseum VERI</li>
<li>Wrapped Bitcoin WBTC</li>
<li>ZRX 0x Protocol</li>
<li>Add your <a href="https://mycryptocheckout.com/custom-token/" rel="nofollow ugc">custom Ethereum ERC-20 tokens</a>!</li>
</ul>
<h4>TRC-20 tokens supported:</h4>
<ul>
<li>
<p>Tether USDT</p>
</li>
<li>
<p>Add your <a href="https://mycryptocheckout.com/trc20-token/" rel="nofollow ugc">custom TRC-20 tokens</a>!</p>
</li>
</ul>
<h4>Polygon MATIC tokens supported:</h4>
<ul>
<li>Pleasure Coin NSFW</li>
<li>Add your <a href="https://mycryptocheckout.com/polygon-matic-token/" rel="nofollow ugc">custom Polygon MATIC tokens</a>!</li>
</ul>
<h4>Cryptocurrency Donations Widget</h4>
<p>Receive donations in any of the cryptocurrencies supported by MyCryptoCheckout. Generate a widget using our simple shortcode generator and add it into any text widget or text editor. Shortcode generation options:</p>
<ul>
<li>select currencies to show</li>
<li>select primary currency</li>
<li>show currencies with icons or a dropdown box</li>
<li>show QR code</li>
<li>show wallet address text</li>
</ul>
<h4>Code snippets</h4>
<p>We have various code snippets that allow you to customize MyCryptoCheckout together with your e-commerce solution:</p>
<p><a href="https://mycryptocheckout.com/doc/snippets/" rel="nofollow ugc">See all available code snippets</a></p>
<h4>Security Features</h4>
<p>MyCryptoCheckout includes security measures to protect your store and your customers.</p>
<p><strong>Disable Wallet Editing</strong><br />
Once wallets are set up, prevent edits by adding this to your wp-config.php:<br />
    define( ‘MYCRYPTOCHECKOUT_DISABLE_WALLET_EDITOR’, true );</p>
<p><strong>Admin Hardening</strong><br />
Toggle these options in <strong>Settings > MyCryptoCheckout > Global Settings > Security</strong>:</p>
<ul>
<li><strong>Administrator Lockdown (Freeze Admin Creation):</strong> Proactively blocks the creation of <em>new</em> Administrator accounts to prevent privilege escalation attacks. Enabled by default.</li>
<li><strong>Disable Built-in File Editor:</strong> Disables the native WordPress Theme and Plugin editors to prevent code injection.</li>
<li><strong>Disable XML-RPC:</strong> Shuts down xmlrpc.php to block common brute-force and DDoS attack vectors.</li>
</ul>
<p><strong>Wallet Change Watchdog</strong><br />
Automatically emails the site administrator with details if wallet addresses are manually modified in the dashboard.</p>
<p><strong>Frontend Heartbeat Protection</strong><br />
Real-time verification ensures the displayed wallet address matches the database, immediately redirecting the user to safety if tampering is detected.</p>
<h3>External services</h3>
<p><strong>MyCryptoCheckout API</strong><br />
* <strong>Usage:</strong> Upon plugin activation an account is created on the MyCryptoCheckout API server: api.mycryptocheckout.com. The only data that is sent is your WordPress install’s public URL and the plugin version. This info allows the API – which functions solely as a blockchain crawler – to return updated exchange rates, blockchain transaction confirmations, and license status (if any) to your site. The plugin version is used to help answer requests made by the plugin (different plugin versions speak to the API server differently). See <a href="https://mycryptocheckout.com/how-mycryptocheckout-works/" rel="nofollow ugc">how MyCryptoCheckout works.</a> If your server cannot be reached by the API server this plugin will not be able to autoconfirm blockchain transactions.<br />
* <strong>Data Sent:</strong> Selected currency, currency amount, destination wallet addresses, and license keys are sent when an order is created.<br />
* <strong>Link:</strong> <a href="https://mycryptocheckout.com" rel="nofollow ugc">MyCryptoCheckout</a><br />
* <strong>Privacy Policy:</strong> https://mycryptocheckout.com/privacy-policy/<br />
* <strong>Terms of Service:</strong> https://mycryptocheckout.com/terms-conditions/</p>
<p><strong>Solana Public RPC Nodes</strong><br />
* <strong>Usage:</strong> Used by the included <code>@solana/web3.js</code> library to query the Solana blockchain state and facilitate direct wallet transactions (e.g., Phantom Wallet) during checkout.<br />
* <strong>Data Sent:</strong> Public transaction data (wallet addresses, amounts, and block hashes) is queried directly from the user’s browser to the Solana network to estimate fees and propose transactions.<br />
* <strong>Link:</strong> <a href="https://solana.com" rel="nofollow ugc">Solana</a><br />
* <strong>Privacy Policy:</strong> https://solana.com/privacy-policy<br />
* <strong>Terms of Service:</strong> https://solana.com/tos</p>
<p><strong>Web3 Wallet Integration (Ethereum & Solana)</strong><br />
* <strong>Usage:</strong> Allows users to click a “Pay with Wallet” button to automatically fill in payment details in their browser extension.<br />
* <strong>Data Sent:</strong> Transaction details (destination address and amount) are passed locally to the user’s installed wallet extension.</p>


MyCryptoCheckout – Bitcoin, Ethereum, and 100+ altcoins for WooCommerce


The plugin is poorly written compared to most payment gateways. An example is when you try to remove it from woocommerce_payment_gateways causes the plugin to Fatal Error. Never had a payment gateway out of the hundreds we have used not support such simple operations. There are valid reasons to do that.


Poorly Written Plugin


It's decent, but it's missing some must have features like How to Conditionally Disable Checkout Fields Based on Payment Gateway Selection.



Still needs support for newer woo checkout blocks too.


It's a good start

Cryptocurrency payment gateway for WooCommerce and Easy Digital Downloads. Accept 100+ coins: Bitcoin, Ethereum, BNB, Solana. Peer2Peer transactions.

Autify Digital Ltd Lloyds Cardnet Gateway vs MyCryptoCheckout – Bitcoin, Ethereum, and 100+ altcoins for WooCommerce