Autify Digital Ltd

<p>A comprehensive payment gateway integration between WooCommerce and Lloyds Cardnet Payments. Accept payments from customers using Visa, Mastercard, American Express, etc via Hosted Payment page or Payment JS solution. This plugin is specifically designed to work with British Pound (GBP) and Euro (EUR) currencies.</p>
<p><strong>Key Features:</strong><br />
– Multiple payment methods: Hosted Payment Page (HPP), Payment JS, Apple Pay, and Google Pay<br />
– Full tokenization support – customers can securely save cards for future purchases<br />
– WooCommerce Subscriptions compatibility for recurring payments<br />
– Smart 3D Secure authentication with dynamic challenge requirements<br />
– MOTO (Mail Order/Telephone Order) support for admin-initiated transactions<br />
– Advanced fraud prevention with customizable security settings<br />
– Comprehensive webhook support for reliable payment status updates</p>
<h3>Lloyds Bank Cardnet (LBOP) WooCommerce Integration</h3>
<h3>Features</h3>
<p>= Payment Methods =</p>
<p>Multiple Payment Options – Accept all major credit and debit cards (Visa, Mastercard, American Express, etc.)<br />
Digital Wallets – Integrated Apple Pay and Google Pay support<br />
Express Checkout – Display Apple Pay and Google Pay buttons on product, cart, and checkout pages<br />
Redirect Payment – Secure hosted payment page option for PCI compliance<br />
Embedded Payment (Payment.JS) – Seamless checkout with payment form directly on your site</p>
<h4>Advanced Payment Features</h4>
<p>Tokenization – Allow customers to securely save card details for faster future purchases<br />
Subscription Support – Set up recurring payments for subscription-based services<br />
MOTO Payments – Process Mail Order/Telephone Order payments securely from WooCommerce admin<br />
Refund Processing – Handle full and partial refunds directly from your WooCommerce dashboard<br />
International Payments – Configure multiple currencies and selling locations</p>
<h4>Security & Management</h4>
<p>PCI Compliance – Transactions processed by Lloyds Bank Cardnet, not on your server<br />
Secure Payment Handling – All sensitive payment data handled by certified payment processor<br />
Easy Dashboard Management – Monitor transactions and order statuses from WooCommerce<br />
Webhook Support – Real-time payment status updates<br />
REST API Integration – Modern API implementation for reliable performance</p>
<h3>Getting Started</h3>
<p>Ensure you have an active Lloyds Bank Cardnet merchant account<br />
Purchase and download the plugin from Autify Digital<br />
Install the plugin on your WooCommerce site<br />
Configure with your Store ID and Shared Secret<br />
For embedded payments, add REST API credentials<br />
Configure payment methods and options<br />
Test with sandbox credentials<br />
Go live with production credentials</p>
<p>For detailed installation instructions, refer to the documentation provided with your plugin purchase.</p>
<h3>Support</h3>
<p>For technical support, customization requests, or general inquiries:<br />
Email: cardnet@autify.co.uk<br />
Visit: https://www.autify.co.uk</p>
<h3>External Services</h3>
<p>This plugin relies on the following third-party/external services to function. By using this plugin, data may be transmitted to these services as described below. Please review the respective terms and privacy policies.</p>
<h4>1. Lloyds Cardnet Payment Gateway</h4>
<p>Used for processing card payments through the Lloyds Bank Cardnet merchant account.<br />
Data sent: Order details, payment amounts, currency, customer billing/shipping address, and card transaction data. Sent when a customer initiates a payment.</p>
<p>– Service Link: <a href="https://www.lloydsbank.com/business/take-payments-with-cardnet/existing-customers/getting-started.html" rel="nofollow ugc">Lloyds Cardnet</a><br />
– Terms of Use: <a href="https://www.lloydsbank.com/business/product-terms-and-conditions.html" rel="nofollow ugc">Lloyds Cardnet Terms of Service</a><br />
– Privacy Policy: <a href="https://www.lloydsbank.com/business/privacy.html" rel="nofollow ugc">Lloyds Cardnet Privacy Policy</a></p>
<h4>2. First Data / Fiserv Payment Processing (IPG Online)</h4>
<p>Used for processing hosted payment page (redirect) transactions, Payment JS embedded payments, and refunds via the First Data API.<br />
Data sent: Store ID, API credentials, payment amounts, currency, order reference, card tokens, and refund details. Sent when a customer makes a payment, when a session is initialized for embedded payments, or when a merchant processes a refund.</p>
<p>– API Endpoints:<br />
  – Hosted Payment Page (Sandbox): https://test.ipg-online.com/connect/gateway/processing<br />
  – Hosted Payment Page (Production): https://www.ipg-online.com/connect/gateway/processing<br />
  – API (Sandbox): https://cert.api.firstdata.com/<br />
  – API (Production): https://prod.api.firstdata.com/<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>3. First Data Payment JS Client Library</h4>
<p>A JavaScript library loaded from First Data servers to render the secure embedded payment form (card number, expiry, CVV fields) on the checkout page. The library handles card data directly — no card details pass through your server.<br />
Data sent: Card details are entered directly into the Payment JS iframe and transmitted to First Data. The plugin receives a payment token in return. The library is loaded when the checkout page renders with the embedded payment method enabled.</p>
<p>– JavaScript (Sandbox): https://lib.paymentjs.firstdata.com/uat/client-2.0.0.js<br />
– JavaScript (Production): https://lib.paymentjs.firstdata.com/prod/client-2.0.0.js<br />
– Documentation: <a href="https://docs.paymentjs.firstdata.com/" rel="nofollow ugc">Payment JS Documentation</a><br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>4. Fiserv Checkout Solution</h4>
<p>Used as an alternative checkout integration via the Fiserv eCommerce API for payment processing.<br />
Data sent: Store ID, API credentials, order amounts, currency, and checkout configuration. Sent when a customer initiates a payment using the checkout solution method.</p>
<p>– API (Production): https://prod.emea.api.fiservapps.com/exp/v1/checkouts<br />
– API (Sandbox): https://prod.emea.api.fiservapps.com/sandbox/exp/v1/checkouts<br />
– Terms of Use: <a href="https://www.fiserv.com/en/about-fiserv/terms-of-use.html" rel="nofollow ugc">Fiserv Terms of Use</a><br />
– Privacy Policy: <a href="https://www.fiserv.com/en/about-fiserv/privacy-notice.html" rel="nofollow ugc">Fiserv Privacy Notice</a></p>
<h4>5. Apple Pay</h4>
<p>Used to enable Apple Pay as an express payment method on product, cart, and checkout pages.<br />
Data sent: The merchant identifier, site domain, and display name are sent to Apple during merchant validation when a customer initiates an Apple Pay payment. Payment and shipping data is then processed through the First Data / Fiserv API.</p>
<p>– Service: <a href="https://www.apple.com/apple-pay/" rel="nofollow ugc">Apple Pay</a><br />
– Terms of Use: <a href="https://developer.apple.com/apple-pay/terms/apple-pay-web/" rel="nofollow ugc">Apple Pay Platform Web Merchant Terms</a><br />
– Privacy Policy: <a href="https://www.apple.com/legal/privacy/" rel="nofollow ugc">Apple Privacy Policy</a></p>
<h4>6. Google Pay</h4>
<p>Used to enable Google Pay as an express payment method on product, cart, and checkout pages. A JavaScript library is loaded from Google servers to render the Google Pay button and handle the payment flow.<br />
Data sent: Payment token data (encrypted by Google) and customer shipping/billing details are sent from the Google Pay interface to the plugin, then processed through the First Data / Fiserv API. The Google Pay JS library is loaded when the Google Pay payment method is enabled.</p>
<p>– JavaScript: https://pay.google.com/gp/p/js/pay.js<br />
– Service: <a href="https://pay.google.com/" rel="nofollow ugc">Google Pay</a><br />
– Terms of Use: <a href="https://payments.google.com/payments/apis-secure/get_legal_document?ldo=0&ldt=buyertos" rel="nofollow ugc">Google Pay Terms of Service</a><br />
– Privacy Policy: <a href="https://policies.google.com/privacy" rel="nofollow ugc">Google Privacy Policy</a></p>
<h4>7. Autify Digital License API</h4>
<p>Used to validate and manage the plugin license. The plugin contacts Autify Digital’s license server to verify that the license key is valid and active.<br />
Data sent: License key, plugin version, site domain, admin email, contact name, and activation status. Data is sent when the license is activated, deactivated, or periodically synced.</p>
<p>– Service: <a href="https://autify.co.uk/" rel="nofollow ugc">Autify Digital</a><br />
– API Endpoint: https://plugin-licenses.autify.co.uk/wp-json/autifydigital/v1/plugin<br />
– Terms of Use: <a href="https://www.autify.co.uk/terms-conditions/" rel="nofollow ugc">Autify Digital Terms and Conditions</a><br />
– Privacy Policy: <a href="https://autify.co.uk/privacy-policy/" rel="nofollow ugc">Autify Digital Privacy Policy</a></p>


Autify Digital Ltd Lloyds Cardnet Gateway

A payment gateway integration between WooCommerce and Lloyds Cardnet Payments.

Automattic

WooCommerce

Claudio Sanches

royho

WooThemes

Boro Sitnikovski

Akeda Bagus

Mike Jolley

laurendavissmith001

Dwain Maralack

Jeff Stieler

danreylop

amazonpay

Saucal

James Rodger

<p><strong>What is Amazon Pay?</strong> An end-to-end payment solution that gives hundreds of millions of active Amazon customers [1] a familiar, fast, and secure way to complete their purchase through your online store. Shoppers can use the address and payment information already stored in their Amazon account to check out – avoiding account creation or the need to re-enter their billing and shipping information. The performance is continually optimized by technology, learnings, and best practices from Amazon.</p>
<p>As earth’s most customer-centric company, we are continuously innovating on behalf of our customers. With 91% of Amazon Pay customers saying they would use Amazon Pay again and hundreds of millions of active Amazon customers already enabled for Amazon Pay, it can make it easier for you to deliver an improved customer experience online [2].</p>
<h4>The benefits of using Amazon Pay</h4>
<p><strong>Keep customers engaged – from cart to finish</strong><br />
37% percent of customers abandon a site because they’re asked to create an account.[3] With Amazon Pay, there’s no need to create a new account or enter new information on your site.</p>
<p><strong>Reduce chargebacks and fraudulent transactions</strong><br />
The Amazon brand is a proven winner of customer trust.[4] Our advanced fraud protection is the same technology used on Amazon.com</p>
<p><strong>Grow your audience with co-marketing initiatives</strong><br />
The cost of acquiring new customers has increased by over 50% over the last five years.[5] With Amazon Pay co-marketing programs, tap into Amazon’s customer base of 200m+ global Prime customers.</p>
<p><strong>Leverage the latest technology that customers love</strong><br />
Benefit from Amazon’s ecommerce innovations, enable features like recurring payments, let customers shop with their voice using Alexa, and much more.</p>
<h4>Key Features</h4>
<ul>
<li><strong>PSD2 compliant</strong>: Built-in support for Strong Customer Authentication (SCA) as required under the Second Payment Services Directive (PSD2) in the European Economic Area (EEA).</li>
<li><strong>Multi-currency</strong>: Maintain the local currency experience across the shopping journey and help customers avoid currency conversion fees from their credit card issuer or bank.</li>
<li><strong>Recurring payment support for <a href="https://woocommerce.com/products/woocommerce-subscriptions/" rel="nofollow ugc">WooCommerce Subscriptions</a></strong> (separate purchase): available for USA, UK, Germany, France, Italy, Ireland, Spain, Luxembourg, Austria, Belgium, Cyprus, Netherlands, Sweden, Portugal, Hungary, Denmark and Japan.</li>
<li><strong>Automatic Decline Handling</strong>: Reduce lost sales with a consistent experience for customers to gracefully recover from a declined payment.</li>
<li><strong>Payment Protection Policy</strong>: Protection against fraud-related chargebacks[6].</li>
<li><strong>Amazon Pay A-to-z Guarantee</strong>: Increase customer confidence to complete purchase in your online store with extra assurance on the timeliness of delivery and order quality[7] .</li>
<li><strong>Delivery Notifications</strong>: Proactively alert customers on the arrival status of physical goods orders via Amazon Alexa[8].</li>
</ul>
<h4>Definitions</h4>
<ul>
<li>[1] Represents active Amazon customer accounts, 2020.</li>
<li>[2] Consumer Net Promoter Score (NPS) Surveys: Conducted by Amazon Pay in 2019 among US, UK, DE, FR, IT, and ES consumers who had used Amazon Pay in the 12 months preceding to the survey launch dates.</li>
<li>[3] Data from Mobile Checkout Optimization Report, by the Baymard Institute, 2020, commissioned by Amazon Pay.</li>
<li>[4] Axios Harris Poll 100, Corporate Reputation Rankings, July 2020.</li>
<li>[5] Profitwell, 2020</li>
<li>[6] Available for qualified physical goods purchases only.</li>
<li>[7] For eligible transactions detailed on the <a href="https://pay.amazon.com/help/201212430" rel="nofollow ugc">Amazon Pay Customer Agreement</a>.</li>
<li>[8] Not available for Royal Mail in the UK.</li>
</ul>
<h4>How to enable Amazon Pay on WooCommerce</h4>
<p>It only takes a few clicks to enable Amazon Pay on your WooCommerce storefront.</p>
<p><span class="embed-youtube" style="text-align:center; display: block;"><iframe loading="lazy" class="youtube-player" width="750" height="422" src="https://www.youtube.com/embed/rYoiEjl5Ek8?version=3&rel=1&showsearch=0&showinfo=1&iv_load_policy=1&fs=1&hl=en-US&autohide=2&wmode=transparent" allowfullscreen="true" style="border:0;" sandbox="allow-scripts allow-same-origin allow-popups allow-presentation allow-popups-to-escape-sandbox"></iframe></span></p>


Amazon Pay for WooCommerce

Install the Amazon Pay plugin for your WooCommerce store and take advantage of a seamless checkout experience

Autify Digital Ltd Lloyds Cardnet Gateway vs Amazon Pay for WooCommerce