badactors

Integrates WooCommerce with BadActors.io fraud detection API to help merchants identify, prevent and report fraudulent orders.
<h3>Review Customers, Prevent Friendly Fraud, and Protect Your E-Commerce Business</h3>
Protect your business from chargeback fraud and return fraud with BadActors. Our merchant-powered fraud detection system flags high-risk orders before they cost you money. When customers abuse chargebacks or return policies, share fraud reports with our network. We\’ll alert you when they order from you, giving you the power to protect your business.
<h3>How it Works</h3>
<ol>
<li>When a customer commits chargeback fraud or return fraud, document the incident directly from your order page. Your fraud report helps protect merchants across our network.</li>
<li>Our system automatically scans every new order against our fraud database, flagging customers with verified fraud reports from other merchants.</li>
<li>Get instant alerts on high-risk orders. Require signature confirmation, add insurance, or cancel suspicious orders. You stay in control.</li>
</ol>
<h3>External Services</h3>
This plugin connects to the BadActors API to compare customer information 
to our system to find any matching fraud reports.
Basic order information is sent and stored in our system for potential fraud 
analysis. That data includes order total, order date, WooCommerce order number, 
total order item quantity, and billing postal code.
Additionally, when a merchant submits a fraud review, we store the customer’s 
contact information associated with that order, including first and last name, 
email, phone number, and billing and shipping address. We never share any of a 
customer’s personal contact information with another merchant. It’s stored 
exclusively for the purpose of matching their fraud report to other orders 
they submit.
Privacy Policy: https://badactors.io/privacy-policy 
Terms of Service: https://badactors.io/terms-of-service
<h3>Security Features</h3>
<ul>
<li>Nonce verification for all admin actions</li>
<li>Capability checks for user permissions</li>
<li>Input sanitization and validation</li>
<li>Secure API token storage</li>
<li>SQL injection prevention</li>
</ul>
<h3>Support</h3>
For technical support or questions about the API integration, please contact BadActors.io support or check the WordPress error logs for detailed error information.

BadActors.io Fraud Review for WooCommerce

Integrates WooCommerce with BadActors.io fraud detection API to help merchants identify, prevent and report fraudulent orders.

Freemius

webstepper

TrustLens is a WooCommerce fraud prevention and chargeback monitoring plugin that assigns every shopper a behavior-based trust score from 0 to 100 and tracks your store’s chargeback ratio against card-network thresholds.
Instead of guessing which customers are risky, TrustLens analyzes real store behavior — refunds, order patterns, coupon usage, category risk, linked accounts, chargebacks, and dispute history — to help you identify high-risk customers early and avoid Visa, Mastercard, Amex, and Discover monitoring programs.
At a glance, you can see each customer’s trust score, risk segment, and the exact signals that changed it, so you can make confident decisions about refunds, store policies, customer management, and payment risk.
TrustLens focuses on behavioral fraud detection for WooCommerce — identifying risky customer behavior that traditional payment fraud tools often miss.
It helps surface the abuse patterns many stores struggle to spot early:
<ul>
<li>serial returners</li>
<li>coupon exploitation</li>
<li>multi-account shoppers</li>
<li>refund abuse</li>
<li>risky customers linked across multiple accounts</li>
<li>chargeback ratios approaching Visa, Mastercard, or Amex monitoring thresholds</li>
<li>dispute and chargeback risk per customer</li>
</ul>
The free version is manual by default, giving you the visibility and control to review customers before you take action. Pro adds optional automation, payment controls, dispute tracking, and advanced alerts for stores that need stricter workflows.
<h4>Problems TrustLens Solves</h4>
Many WooCommerce stores lose revenue from abuse patterns that stay hidden until the damage is already done.
Common examples include:
<ul>
<li>customers repeatedly ordering items and returning them after use</li>
<li>shoppers creating multiple accounts to reuse first-order coupons</li>
<li>high refund rates hidden across hundreds of orders</li>
<li>linked customer accounts bypassing store policies</li>
<li>risky customers who later trigger disputes or chargebacks</li>
</ul>
Most store owners only notice these issues after they escalate. TrustLens helps you detect these patterns earlier, monitor behavior trends, and take action before abuse grows.
<h4>What TrustLens Does</h4>
TrustLens turns complex customer behavior into clear, actionable signals store owners can understand.
Assigns every customer a trust score. TrustLens calculates a 0-100 trust score for every customer using six detection modules running in the background. Customers are automatically grouped into six segments: VIP, Trusted, Normal, Caution, Risk, and Critical.
Tracks the patterns that matter. TrustLens analyzes refund rates, refund value, order completion and cancellation patterns, coupon abuse patterns, category-specific return behavior, and linked accounts across customer identifiers including addresses, phone numbers, IPs, payment methods, and device identifiers (user agent signals).
Gives you actionable control. Review detailed customer profiles, block abusive customers from checkout, allowlist trusted buyers, monitor store-wide risk trends, and export data for deeper analysis. The free version focuses on visibility and manual control; Pro adds optional automation, advanced notifications, webhooks, scheduled reports, and payment method risk controls.
Watches your chargeback ratio. The dashboard Chargeback Ratio speedometer shows your blended calendar-month ratio at a glance, with a Healthy / Approaching threshold / Action needed status so you know where you stand against card-network monitoring programs. Pro adds per-brand breakdown (Visa VDMP/VFMP, Mastercard ECP, Amex, Discover), a 12-month trend chart, and email alerts before you cross a threshold.
<h4>What’s included in Free</h4>
The WordPress.org download is the fully functional free version — no trial limits, no disabled scoring, no locked detection modules. Everything you need for visibility and manual control:
<ul>
<li>Complete trust scoring engine (0–100 score with six risk segments)</li>
<li>All six detection modules — returns, orders, coupons, category risk, linked accounts, shipping address anomalies</li>
<li>Chargeback tracking — automatic dispute ingestion from Stripe and WooPayments, per-customer dispute counters, manual entry form for other gateways</li>
<li>Dashboard Chargeback Ratio speedometer with Healthy / Approaching / Action-needed status</li>
<li>Command Center dashboard — trust score trends, segment distribution, refund activity, high-risk customer list, revenue protection KPIs</li>
<li>Customer management — search, filter, bulk block / unblock / allowlist / recalculate / delete, checkout enforcement</li>
<li>Historical Sync — build trust profiles from past WooCommerce orders in the background</li>
<li>REST API (8 endpoints), WooCommerce HPOS compatibility, GDPR privacy tools, order-screen integration</li>
<li>Core email notifications — blocked-checkout alerts, activation summary, weekly protection report</li>
</ul>
<h4>What Pro adds</h4>
For stores that need automation, advanced alerts, and payment-risk workflows:
<ul>
<li>Advanced Chargeback Monitor — dedicated page with per-brand ratio breakdown (Visa VDMP / VFMP, Mastercard ECP, Amex, Discover), 12-month trend chart, trailing-30-day window, recent-disputes activity feed, top-disputed customers with one-click Dispute Evidence Report</li>
<li>Chargeback Ratio Email Alerts — daily check that emails you before any brand crosses its network threshold, deduplicated per brand per month</li>
<li>Auto-Block After N Lost Disputes — automatically block customers whose chargebacks hit a configurable threshold</li>
<li>Automation Rules — trigger-based actions when customer risk changes (block, hold, notify, tag)</li>
<li>Webhooks — real-time trust events to external systems (score updates, blocks, high-risk orders)</li>
<li>Scheduled Reports — daily, weekly, or monthly email summaries of store risk activity</li>
<li>Payment Method Risk Controls — hide specific gateways for high-risk segments, linked accounts, or velocity spikes</li>
<li>10 Advanced Email Notifications — high-risk orders, repeat refunders, segment changes, velocity spikes, new customer risk, score recovery, dispute events, and more</li>
<li>Advanced Address Analysis — diversity-trend detection and enhanced country-mismatch severity</li>
</ul>
Bottom line: Free surfaces the risk. Pro acts on it.
If you need chargeback prevention for WooCommerce, TrustLens Pro helps you track disputes, watch your ratio against Visa, Mastercard, Amex, and Discover monitoring programs, identify repeat high-risk customers earlier, and respond with better data before payment problems escalate.
<h4>Free Features</h4>
<ul>
<li>Trust Score Engine — Every customer receives a 0-100 trust score calculated from weighted behavioral signals</li>
<li>Customer Risk Segments — Customers are automatically classified into VIP, Trusted, Normal, Caution, Risk, and Critical</li>
<li>Return Abuse Detection — Detect serial returners by analyzing refund rates, refund frequency, and refund value</li>
<li>Order Pattern Analysis — Monitor completion rates, cancellation patterns, and unusual order velocity</li>
<li>Coupon Abuse Detection — Identify repeat first-order coupon use and coupon-then-refund patterns</li>
<li>Category-Aware Risk Scoring — Apply extra risk when customers show high return rates in specific product categories</li>
<li>Linked Accounts Detection — Identify customers operating multiple accounts using shared addresses, phone numbers, IPs, payment methods, and device identifiers (user agent signals)</li>
<li>Shipping Address Anomalies — Detect address hopping, billing/shipping country mismatches, and rapid address changes that indicate fraud or abuse</li>
<li>Command Center Dashboard — View store-wide risk analytics including trust score trends, segment distribution, refund activity, high-risk customers, and revenue protection insights</li>
<li>Customer Risk Profiles — See detailed customer history, trust score signals, linked accounts, and event timelines</li>
<li>Customer Management Tools — Search, filter, and manage customers using segments, scores, and risk indicators</li>
<li>Bulk Actions — Block, unblock, allowlist, recalculate scores, or delete customers in bulk</li>
<li>Allowlist Protection — Protect trusted customers from false positives — allowlisted customers keep the maximum trust score</li>
<li>Checkout Enforcement — Blocked customers are prevented from adding items to cart or completing checkout</li>
<li>Historical Sync — Analyze existing WooCommerce orders to build trust profiles for past customers without affecting frontend performance</li>
<li>Email Notifications — Receive alerts for blocked checkout attempts, activation summaries, and weekly protection reports</li>
<li>REST API — Access TrustLens data through 8 REST API endpoints for integrations and external systems</li>
<li>Configurable Scoring Thresholds — Adjust minimum orders required for scoring, return risk levels, and checkout blocking settings</li>
<li>GDPR Compliance — Integrates with WordPress privacy tools for customer data export and erasure requests</li>
<li>WooCommerce HPOS Compatibility — Fully compatible with High-Performance Order Storage</li>
<li>Order Screen Integration — Customer trust scores and segments appear directly on WooCommerce order edit pages</li>
<li>Chargeback Tracking — Record disputes and chargebacks from Stripe, WooPayments, or manual entry; dispute history feeds into customer trust scores</li>
<li>Chargeback Ratio Speedometer — Dashboard shows your blended chargeback ratio this calendar month with a Healthy / Approaching threshold / Action needed status indicator</li>
<li>Automatic Card Brand Capture — Card brand recorded on every Stripe/WooPayments paid order for accurate ratio tracking</li>
</ul>
<h4>Pro Features</h4>
<ul>
<li>Automation Rules — Create trigger-based rules that automatically run actions when customer risk changes</li>
<li>Webhooks — Send real-time trust events and customer risk updates to external systems or custom endpoints</li>
<li>Scheduled Reports — Receive daily, weekly, or monthly reports summarizing store risk activity and customer trends</li>
<li>Advanced Chargeback Monitor — Per-brand ratio breakdown (Visa, Mastercard, Amex, Discover), 12-month trend chart, trailing-30-day window, daily email alerts when any brand approaches its network threshold, dedicated Chargeback Monitor page</li>
<li>Payment Method Risk Controls — Hide specific payment gateways for high-risk customers, linked accounts, or velocity spikes</li>
<li>Advanced Notifications — Receive alerts for high-risk orders, repeat refunders, segment changes, velocity spikes, and dispute events</li>
<li>Advanced Address Analysis — Diversity trend detection and enhanced country mismatch severity for deeper shipping fraud analysis</li>
</ul>
<h4>Who TrustLens Is For</h4>
<ul>
<li>WooCommerce store owners dealing with serial returners, refund abuse, or risky customers</li>
<li>Operations managers who need data to manage customer policies with confidence</li>
<li>Fraud prevention teams looking beyond payment fraud signals</li>
<li>Stores with generous return policies that attract both loyal customers and abuse</li>
</ul>
<h4>How Trust Scoring Works</h4>
Every customer begins with a base score of 50. TrustLens detection modules analyze behavior and apply positive or negative signals:
<ul>
<li>completed orders increase trust</li>
<li>refunds decrease trust based on frequency and value</li>
<li>coupon abuse patterns apply penalties</li>
<li>high return rates in specific categories add additional risk</li>
<li>linked accounts with risky customers reduce scores</li>
<li>account age adds a loyalty bonus (up to +15 for long-standing customers)</li>
</ul>
Scores are always kept between 0 and 100. Customers below the configurable minimum order threshold (default: 3 orders) remain in the Normal segment until enough data exists for reliable scoring.
All scoring signals are visible in the customer profile so you can see exactly how each score was calculated.
<h4>Built for Modern WooCommerce Stores</h4>
TrustLens is designed for production WooCommerce stores and growing order volume.
Key architecture features include:
<ul>
<li>asynchronous background processing via Action Scheduler</li>
<li>WooCommerce HPOS compatibility</li>
<li>REST API integration support</li>
<li>batch-based historical order analysis</li>
<li>lightweight checkout enforcement</li>
</ul>
These design choices let TrustLens analyze customer behavior without slowing down your store.
<h3>External Services</h3>
This plugin may connect to external services as described below.
<h4>Freemius SDK</h4>
This plugin uses the <a href="https://freemius.com" rel="nofollow ugc">Freemius</a> SDK for optional usage tracking, license management, and plugin updates.
When data is sent:
<ul>
<li>During plugin activation, only if the user explicitly opts in</li>
<li>When checking for plugin updates</li>
<li>When activating or deactivating a Pro license</li>
</ul>
What data is sent:
<ul>
<li>Site URL, WordPress version, and PHP version</li>
<li>Plugin version and activation status</li>
<li>Admin email (only if opted in)</li>
<li>License key (Pro version only)</li>
</ul>
Important: No data is sent unless you explicitly opt in during plugin activation. You can skip the opt-in entirely and use the free version without sharing any data.
<ul>
<li>Service: <a href="https://freemius.com" rel="nofollow ugc">Freemius</a></li>
<li>Terms of Service: <a href="https://freemius.com/terms/" rel="nofollow ugc">https://freemius.com/terms/</a></li>
<li>Privacy Policy: <a href="https://freemius.com/privacy/" rel="nofollow ugc">https://freemius.com/privacy/</a></li>
</ul>
<h4>Webhooks (Pro, Optional)</h4>
When webhooks are enabled in TrustLens settings (Pro feature), the plugin sends HTTP POST requests to URLs configured by the administrator.
When data is sent:
<ul>
<li>When a customer’s trust score is updated (if enabled)</li>
<li>When a customer is blocked (if enabled)</li>
<li>When a checkout is blocked (if enabled)</li>
<li>When a high-risk order is placed (if enabled)</li>
<li>When testing webhook connectivity</li>
</ul>
What data is sent:
<ul>
<li>Customer email hash and, when available, the customer email stored in TrustLens</li>
<li>Trust score and customer segment</li>
<li>Event type and timestamp</li>
<li>Order details for high-risk order events (order ID, total, status)</li>
<li>Site URL and site name</li>
</ul>
Important: Webhook endpoints are entirely configured by you. No data is sent to any third-party service unless you explicitly add webhook URLs. The plugin does not send data to the plugin developer or any default external service.

TrustLens – Customer Risk Intelligence & Abuse Detection for WooCommerce

Detect return abuse, coupon abuse, risky customers, and linked accounts in WooCommerce with behavior-based trust scores and risk segments.

BadActors.io Fraud Review for WooCommerce vs TrustLens – Customer Risk Intelligence & Abuse Detection for WooCommerce