finheroteam

Our plugin connects your store to the FinSys ecosystem, enabling customers to submit loan applications directly to participating lenders through a streamlined financing workflow.
By embedding financing into the customer journey, merchants can offer unique funding options to their customers and receive fast approvals through FinHero’s FinSys technology, which automates the underwriting process. The plugin tracks order flow with customized status codes that give merchants real-time visibility into the loan application status. Upon approval, merchants are paid in full upfront (less fees), while repayment and credit risk are managed by the lender, with no risk to the merchant.
Key Features: 
* Loan Application Integration: Automatically generates and submits loan applications from WooCommerce order data. 
* Secure Data Transmission: Captures and transmits borrower information securely via the FinSys API for compliant and reliable processing. 
* Real-Time Status Sync: Updates WooCommerce order statuses instantly when lenders approve or reject applications. 
* WooCommerce Block Compatibility: Fully compatible with modern WooCommerce Checkout and Cart Blocks.
<h3>External Services</h3>
This plugin connects to external FinHero’s FinSys API services to process financing applications. No data is sent to these services until a customer explicitly selects “FinHero Financing” as their payment method at checkout.
The plugin connects to the following domains depending on the environment selected in the settings: 
* Production: https://finsys-api.finhero.asia and https://api.finhero.asia 
* Staging: https://finsys-api-stage.finhero.asia
When Demo mode is selected, the plugin does not contact any external FinHero service. It uses an internal mock flow within WordPress so merchants can test the financing journey without live API credentials.
Service Details:
<ul>
<li>Authentication (login)
<ul>
<li>When: On checkout, when the customer places an order using FinHero financing.</li>
<li>Data sent: Merchant API credentials (Client ID and Client Secret).</li>
<li>Purpose: Obtain a JWT access token to authorize subsequent API requests.</li>
</ul>
</li>
<li>File upload (uploadFile)
<ul>
<li>When: When a customer uploads a supporting document (e.g., identity card, payslip) during the financing application.</li>
<li>Data sent: The file contents and file metadata (name, type, size).</li>
<li>Purpose: Securely transfer customer documents to the FinSys platform for underwriting.</li>
</ul>
</li>
<li>IHS submission (ihs/submission)
<ul>
<li>When: Immediately after the customer places an order using FinHero financing.</li>
<li>Data sent: Order details (product name, purchase amount, currency, merchant information).</li>
<li>Purpose: Create a financing application record (IHS) in the FinSys platform.</li>
</ul>
</li>
<li>IHS update (update/{ihs_id})
<ul>
<li>When: When the customer completes and submits the financing application form.</li>
<li>Data sent: Customer personal details (name, email, address, identification number), employment details, and income information.</li>
<li>Purpose: Finalize the loan application with the customer’s full details.</li>
</ul>
</li>
<li>IHS status transition ({ihs_id}/transitions)
<ul>
<li>When: When a WooCommerce order status changes or is cancelled.</li>
<li>Data sent: The IHS record ID and the transition action (e.g., CANCEL or AWAIT_DISBURSEMENT).</li>
<li>Purpose: Keep the financing application status synchronized with the WooCommerce order.</li>
</ul>
</li>
</ul>
Legal and Privacy:
These services are provided by FinHero. By using this plugin, you agree to their terms and privacy policies: 
* Terms of Service: https://finheroasia.com/terms-of-use 
* Privacy Policy: https://finheroasia.com/privacy-policy

Consumer Financing by FinHero

Boost conversions by offering customers innovative funding options for their purchases in their WooCommerce checkout flow.

Daba System Solutions S.L.

Cetelem

alevazke

IMPORTANT: WC – Cetelem payment gateway required WooCommerce 2.1.0 or higher.
WC – Cetelem payment gateway add to your WooCommerce shop the possibility of including one or two Banco Cetelem payment gateway.
<h4>Features</h4>
<ul>
<li>You can choose your own NIF/CIF form field or leave to WC – Cetelem payment gateway generate it automatically.</li>
<li>You can customize title and description with your own text.</li>
<li>You can test your transactions with our testing mode. </li>
<li>Filters:</li>
</ul>
<ol>
<li>woocommerce_cetelem_icon and woocommerce_cetelem_cuotas_icon: serve to be able to customize the payment method icon.</li>
<li>woocommerce_cetelem_data and woocommerces_cetelem_cuotas_data: used to manipulate the data sent to Cetelem during the payment process.</li>
<li>woocommerce_cetelem_preauthorized and woocommerce_cetelem_cuotas_preauthorized: used to customize the order status for preauthorized transactions. Default: on-hold.</li>
<li>woocommerce_cetelem_authorized and woocommerce_cetelem_quotas_authorized: used to customize the order status for authorized operations. Default: processing.</li>
<li>woocommerce_cetelem_99 and woocommerce_cetelem_quotas_99: used to customize the order status for rejected operations. Default: failed.</li>
<li>woocommerce_cetelem_51 and woocommerce_cetelem_quotas_51: used to customize the order status for rejected operations. Default: cancelled.</li>
<li>woocommerce_cetelem_failed and woocommerce_cetelem_cuotas_failed: used to customize the order status for failed operations. Default: failed.</li>
<li>woocommerce_cetelem_calculator: used to customize the empty calculator when the price is lower than the minimum amount.</li>
</ol>
<h4>Translations</h4>
<ul>
<li>Español (<a href="https://www.cetelem.es/banco/" rel="nofollow ugc">Banco Cetelem S.A.U.</a>).</li>
<li>English (<a href="https://www.cetelem.es/banco/" rel="nofollow ugc">Banco Cetelem S.A.U.</a>).</li>
</ul>
<h3>External Services</h3>
This plugin connects to an external service provided by Banco Cetelem S.A.U. to display a financing calculator and retrieve the current interest rates.
External URLs: 
– https://www.cetelem.es/eCommerceCalculadora/resources/js/ 
– https://test.cetelem.es/eCommerceCalculadora/resources/js/ 
– https://www.cetelem.es/addons/importe_enc.txt
What it does: 
– It loads a remote JavaScript file to display the Cetelem calculator inside WooCommerce product and checkout pages. 
– It loads a text file to display the current interest rates and finance options.
What data is sent: 
– The plugin does not send or collect any information from your WordPress site or its users. 
– It simply retrieves static resources needed for the calculator to work.
Service provider: 
– Banco Cetelem S.A.U. 
– Terms of service: <a href="https://www.cetelem.es/aviso-legal" rel="nofollow ugc">https://www.cetelem.es/aviso-legal</a> 
– Privacy policy: <a href="https://www.cetelem.es/politica-de-privacidad" rel="nofollow ugc">https://www.cetelem.es/politica-de-privacidad</a>
<h3>Translations</h3>
<ul>
<li>English: by <a href="https://www.cetelem.es/banco/" rel="nofollow ugc">Banco Cetelem S.A.U.</a> (default language).</li>
<li>Español: por <a href="https://www.cetelem.es/banco/" rel="nofollow ugc">Banco Cetelem S.A.U.</a>.</li>
</ul>

Cetelem Payment Gateway


Gracias a cetelem he podido aumentar mis ventas.


Todo perfecto

Add to WooCommerce a Banco Cetelem payment gateway.

Consumer Financing by FinHero vs Cetelem Payment Gateway