finheroteam

Our plugin connects your store to the FinSys ecosystem, enabling customers to submit loan applications directly to participating lenders through a streamlined financing workflow.
By embedding financing into the customer journey, merchants can offer unique funding options to their customers and receive fast approvals through FinHero’s FinSys technology, which automates the underwriting process. The plugin tracks order flow with customized status codes that give merchants real-time visibility into the loan application status. Upon approval, merchants are paid in full upfront (less fees), while repayment and credit risk are managed by the lender, with no risk to the merchant.
Key Features: 
* Loan Application Integration: Automatically generates and submits loan applications from WooCommerce order data. 
* Secure Data Transmission: Captures and transmits borrower information securely via the FinSys API for compliant and reliable processing. 
* Real-Time Status Sync: Updates WooCommerce order statuses instantly when lenders approve or reject applications. 
* WooCommerce Block Compatibility: Fully compatible with modern WooCommerce Checkout and Cart Blocks.
<h3>External Services</h3>
This plugin connects to external FinHero’s FinSys API services to process financing applications. No data is sent to these services until a customer explicitly selects “FinHero Financing” as their payment method at checkout.
The plugin connects to the following domains depending on the environment selected in the settings: 
* Production: https://finsys-api.finhero.asia and https://api.finhero.asia 
* Staging: https://finsys-api-stage.finhero.asia
When Demo mode is selected, the plugin does not contact any external FinHero service. It uses an internal mock flow within WordPress so merchants can test the financing journey without live API credentials.
Service Details:
<ul>
<li>Authentication (login)
<ul>
<li>When: On checkout, when the customer places an order using FinHero financing.</li>
<li>Data sent: Merchant API credentials (Client ID and Client Secret).</li>
<li>Purpose: Obtain a JWT access token to authorize subsequent API requests.</li>
</ul>
</li>
<li>File upload (uploadFile)
<ul>
<li>When: When a customer uploads a supporting document (e.g., identity card, payslip) during the financing application.</li>
<li>Data sent: The file contents and file metadata (name, type, size).</li>
<li>Purpose: Securely transfer customer documents to the FinSys platform for underwriting.</li>
</ul>
</li>
<li>IHS submission (ihs/submission)
<ul>
<li>When: Immediately after the customer places an order using FinHero financing.</li>
<li>Data sent: Order details (product name, purchase amount, currency, merchant information).</li>
<li>Purpose: Create a financing application record (IHS) in the FinSys platform.</li>
</ul>
</li>
<li>IHS update (update/{ihs_id})
<ul>
<li>When: When the customer completes and submits the financing application form.</li>
<li>Data sent: Customer personal details (name, email, address, identification number), employment details, and income information.</li>
<li>Purpose: Finalize the loan application with the customer’s full details.</li>
</ul>
</li>
<li>IHS status transition ({ihs_id}/transitions)
<ul>
<li>When: When a WooCommerce order status changes or is cancelled.</li>
<li>Data sent: The IHS record ID and the transition action (e.g., CANCEL or AWAIT_DISBURSEMENT).</li>
<li>Purpose: Keep the financing application status synchronized with the WooCommerce order.</li>
</ul>
</li>
</ul>
Legal and Privacy:
These services are provided by FinHero. By using this plugin, you agree to their terms and privacy policies: 
* Terms of Service: https://finheroasia.com/terms-of-use 
* Privacy Policy: https://finheroasia.com/privacy-policy

Consumer Financing by FinHero

Boost conversions by offering customers innovative funding options for their purchases in their WooCommerce checkout flow.

Anton Drobyshev

egoodman

Flexible B2B Financing for Your Customers: Effortless Growth for You, Frictionless Experience for Your Customers 
Credit Key’s Buy Now Pay Later solution enables you to offer instant credit and flexible payment terms from Net 30 up to 12 months to your business customers at checkout. By integrating Credit Key with your WordPress store, you provide a seamless payment experience that drives higher conversion rates, increases average order value, and builds long-term customer loyalty.
Why Integrate Credit Key? 
✅ Instant Credit Decisions – Customers receive real-time decisions for a line of credit up to $50,000 with our AI-driven underwriting. 
✅ Higher AOV & More Sales – Businesses spend more when they can make payments over time. 
✅ We Do the Heavy Lifting – We fund the transaction (while taking on the credit risk and handling collections), you get paid upfront, and your customers enjoy flexible repayment terms. 
✅ Seamless Checkout Experience – Fully embedded lending within your existing purchasing flow. 
✅ Streamline Accounting – Eliminate the hassle of managing accounts receivable and accounts payable, ensure faster payments, reduce manual invoicing, and simplify reconciliation.
<iframe loading="lazy" title="Credit Key - Merchant Explainer Video" src="https://fast.wistia.net/embed/iframe/9uec61etzc?dnt=1" allow="autoplay; fullscreen" allowtransparency="true" frameborder="0" scrolling="no" class="wistia_embed" name="wistia_embed" msallowfullscreen width="750" height="422"></iframe><script src="https://fast.wistia.net/assets/external/E-v1.js" async></script>
Available within all B2B sales channels 
Enable seamless transactions in all of your sales channels—integrate with your WordPress checkout, in-store at retail locations, or via sales representatives for offline transactions.
Empower all of your customer segments 
From small businesses to enterprise brands and everything in between, ensure all of your B2B customers have access to the financing they need to purchase more from you.
Make it easier for customers to buy from you 
Providing instant access to business credit and flexible repayment terms allows customers to buy more, more often—reducing cart abandonment, driving sales, and building customer loyalty.
Streamline cash flow 
Offer Net 30 or extended payment terms while Credit Key pays you upfront so you can reinvest in inventory, expand your reach, and scale faster with a steady cash flow.
Eliminate risk and save time 
We take on the lending risk, so you don’t have to worry about approvals, collections, or fraud—focus on growing your business while Credit Key handles the entire financing process.
Easy integration and fast implementation 
Simple, fast setup—get approved as a Credit Key merchant and then seamlessly embed Credit Key within WordPress checkout.
<a href="https://www.creditkey.com/wordpress-b2b-bnpl?utm_campaign=37619565-WordPress%20App%20Listing&utm_source=WordPress%20App%20Store" rel="nofollow ugc">Request a demo</a>

Credit Key Payment Gateway

Credit Key Payment Gateway offers B2B financing with instant credit decisions and flexible payment terms in WooCommerce checkout.

Consumer Financing by FinHero vs Credit Key Payment Gateway