Ecrypt

<p>Ecrypt Payment Gateway for WooCommerce provides secure credit/debit card payment processing for your WooCommerce store. With advanced encryption and tokenization, Ecrypt ensures that your customers’ payment information is protected. The plugin is easy to configure and integrates seamlessly with your existing WooCommerce setup. Whether you are handling single transactions or recurring payments, Ecrypt offers a reliable and scalable solution to meet your payment processing needs.</p>
<h3>External Services</h3>
<p>This plugin communicates with the Ecrypt API to perform essential payment and customer management operations.</p>
<h3><strong>API Endpoints</strong></h3>
<p>The following API endpoints are used by the plugin:</p>
<h4>Customer Management</h4>
<ul>
<li><strong>Base Endpoint:</strong> <code>https://api.ecrypt.com/v1/customers</code>
<ul>
<li><a href="https://developer.ecrypt.com/docs/add-customer-wallet" rel="nofollow ugc">Add Customer Wallet</a></li>
<li><a href="https://developer.ecrypt.com/docs/charge-customer-wallet" rel="nofollow ugc">Charge Customer Wallet</a></li>
<li><a href="https://developer.ecrypt.com/docs/charge-customer" rel="nofollow ugc">Charge Customer</a></li>
<li><a href="https://developer.ecrypt.com/reference/post_v1-customers" rel="nofollow ugc">Add Customer API Reference</a></li>
<li><a href="https://developer.ecrypt.com/reference/get_v1-customers-customer" rel="nofollow ugc">Get Customer API Reference</a></li>
<li><a href="https://developer.ecrypt.com/reference/post_v1-customers-customer-wallet" rel="nofollow ugc">Add Customer Wallet API Reference</a></li>
<li><a href="https://developer.ecrypt.com/reference/get_v1-customers-customer-wallet-wallet" rel="nofollow ugc">Get Customer Wallet API Reference</a></li>
<li><a href="https://developer.ecrypt.com/reference/delete_v1-customers-customer-wallet-wallet" rel="nofollow ugc">Delete Customer Wallet API Reference</a></li>
</ul>
</li>
</ul>
<h4>Transactions: Sale</h4>
<ul>
<li><strong>Base Endpoint:</strong> <code>https://api.ecrypt.com/v1/transactions/sale</code>
<ul>
<li><a href="https://developer.ecrypt.com/docs/sale" rel="nofollow ugc">Process Sale Transaction</a></li>
<li><a href="https://developer.ecrypt.com/reference/post_v1-transactions-sale" rel="nofollow ugc">Sale API Reference</a></li>
</ul>
</li>
</ul>
<h4>Transactions: Refund</h4>
<ul>
<li><strong>Base Endpoint:</strong> <code>https://api.ecrypt.com/v1/transactions/refund</code>
<ul>
<li><a href="https://developer.ecrypt.com/docs/refund-process" rel="nofollow ugc">Refund Process Documentation</a></li>
<li><a href="https://developer.ecrypt.com/reference/post_v1-transactions-refund" rel="nofollow ugc">Refund API Reference</a></li>
</ul>
</li>
</ul>
<h3><strong>Data Collected</strong></h3>
<p>When interacting with these endpoints, the plugin may transmit the following data to the Ecrypt API:</p>
<ul>
<li>Customer information: Name, email, and associated wallet details.</li>
<li>Transaction data: Amount, transaction ID, and sale or refund specifics.</li>
</ul>
<h3><strong>Legal Agreements</strong></h3>
<p>By using this plugin, you acknowledge and agree to the terms outlined by Ecrypt:</p>
<ul>
<li><a href="https://ecrypt.com/privacy-policy" rel="nofollow ugc">Privacy Policy</a></li>
<li><a href="https://ecrypt.com/terms-and-conditions" rel="nofollow ugc">Terms and Conditions</a></li>
<li><a href="https://ecrypt.com/merchant-processing-agreement" rel="nofollow ugc">Merchant Processing Agreement</a></li>
</ul>
<h3>Privacy Notice</h3>
<p>The Ecrypt Payment Gateway for WooCommerce plugin securely communicates with the Ecrypt API to facilitate transactions and wallet management. During these interactions, customer and transaction data is transmitted to Ecrypt.</p>
<h3><strong>Key Legal Documents</strong></h3>
<ul>
<li><strong>Privacy Policy:</strong> Explains how Ecrypt handles personal and transaction data. Read it <a href="https://ecrypt.com/privacy-policy" rel="nofollow ugc">here</a>.</li>
<li><strong>Terms and Conditions:</strong> Details the terms under which Ecrypt services operate. Read them <a href="https://ecrypt.com/terms-and-conditions" rel="nofollow ugc">here</a>.</li>
<li><strong>Merchant Processing Agreement:</strong> Covers specific agreements for merchants using Ecrypt’s payment processing. Read it <a href="https://ecrypt.com/merchant-processing-agreement" rel="nofollow ugc">here</a>.</li>
</ul>
<h3><strong>User Responsibility</strong></h3>
<p>Users should review these policies to ensure compliance with applicable laws and their own privacy obligations. This plugin does not store sensitive customer data locally and relies on Ecrypt’s security protocols.</p>
<h3>Notes</h3>
<p>This plugin requires a valid Ecrypt API key to function. Please refer to the <a href="https://developer.ecrypt.com" rel="nofollow ugc">Ecrypt Developer Documentation</a> for setup instructions.</p>
<h3>0.0.1 – 2024-07-03</h3>
<ul>
<li>
<p><strong>Security Improvements</strong>:</p>
<ul>
<li>Fixed non-sanitized input variables.</li>
<li>Ensured all output is escaped.</li>
</ul>
</li>
<li>
<p><strong>AI-Assisted Recommendations</strong>: Enhanced security by implementing AI suggestions.</p>
</li>
</ul>
<h3>0.0.2 – 2024-08-22</h3>
<ul>
<li>
<p><strong>Security Improvements</strong>:</p>
<ul>
<li>Improved data validation and sanitization.</li>
</ul>
</li>
<li>
<p><strong>External Service Documentation</strong>:</p>
<ul>
<li>Added detailed documentation on Ecrypt API usage, endpoints, and privacy compliance.</li>
</ul>
</li>
</ul>
<h3>0.0.3 – 2024-11-21</h3>
<ul>
<li>
<p><strong>File Naming Compliance</strong>:</p>
<ul>
<li>Renamed all files to adhere to WordPress naming conventions:</li>
<li><code>EcryptCustomerWallet.php</code> -> <code>ecrypt-payment-gateway-customer-wallet.php</code></li>
<li><code>EcryptPaymentExceptions.php</code> -> <code>ecrypt-payment-gateway-exceptions.php</code></li>
<li><code>EcryptPaymentMethod.php</code> -> <code>ecrypt-payment-gateway-method.php</code></li>
<li><code>EcryptTokenApi.php</code> -> <code>ecrypt-payment-gateway-token-api.php</code></li>
<li><code>EcryptPaymentApi.php</code> -> <code>ecrypt-payment-gateway-transaction-api.php</code></li>
<li><code>core.php</code> -> <code>ecrypt-payment-gateway-core-init.php</code></li>
</ul>
</li>
<li>
<p><strong>Security Improvements</strong>:</p>
<ul>
<li>Added <code>!defined( 'ABSPATH' )</code> checks to prevent direct file access in all PHP files.</li>
<li>Enhanced sanitization and validation:</li>
<li>Used <code>wp_unslash()</code> and <code>sanitize_text_field()</code> for <code>ecrypt_payment_nonce</code>.</li>
<li>Ensured proper escaping for all dynamic outputs in multiple files.</li>
<li>Improved error handling with clear, actionable messages.</li>
</ul>
</li>
<li>
<p><strong>Internationalization (I18n)</strong>:</p>
<ul>
<li>Updated all text domains to <code>ecrypt-payment-gateway-for-woocommerce</code>.</li>
<li>Added translators’ comments for strings with placeholders.</li>
<li>Ensured all strings are translatable and dynamic placeholders are properly formatted.</li>
</ul>
</li>
<li>
<p><strong>ReadMe Updates</strong>:</p>
<ul>
<li>Documented external API usage, endpoints, and terms of service.</li>
<li>Added privacy and security notices for compliance.</li>
</ul>
</li>
</ul>
<p>This update brings significant improvements in security, compliance, and adherence to WordPress plugin development standards.</p>
<h3>1.0.0 – 2024-12-23</h3>
<ul>
<li><strong>Initial commit for Ecrypt Payment Gateway for WooCommerce</strong>:</li>
</ul>
<h3>1.0.3 – 2025-10-08</h3>
<ul>
<li><strong>Added</strong>:
<ul>
<li>Added support for block checkout</li>
<li>Added composer for autoloading and testing</li>
</ul>
</li>
<li><strong>Test</strong>:
<ul>
<li>Added testing via composer, PHPUnit and BrainMonkey</li>
<li>Added unit tests for blocks support class</li>
<li>Added unit tests for customer wallet class</li>
<li>Added unit tests for token api class</li>
<li>Added unit tests for transaction api class</li>
<li>Added unit tests for core class</li>
</ul>
</li>
<li><strong>Refactor</strong>:
<ul>
<li>Add new exception class to handle errors in various classes to reduce return statements in class methods</li>
<li>Refactor various class methods to reduce cognitive complexity</li>
</ul>
</li>
</ul>
<h3>1.0.4 – 2025-10-15</h3>
<ul>
<li><strong>Fixed</strong>:
<ul>
<li>Updated toolkit version for block checkout</li>
</ul>
</li>
</ul>


Ecrypt Payment Gateway for WooCommerce

Ecrypt Payment Gateway for WooCommerce provides secure credit/debit card payment processing for your WooCommerce store.

Montonio

<p>Montonio is a complete checkout solution for online stores that includes all popular payment methods (local banks, card payments, Apple Pay, Google Pay) plus financing and shipping. Montonio offers you everything you need in your online store checkout.</p>
<h4>Payments</h4>
<p>The easiest way to collect payments in your online store. Montonio payment initiation service offers integrations with all major banks in Estonia, Finland, Latvia, Lithuania and Poland, additionally Apple Pay, Google Pay, Revolut (available everywhere) and Blik in Poland.</p>
<p>All funds are immediately deposited to your bank account and an overview of the transactions can be found in our <a href="https://partner.montonio.com" rel="nofollow ugc">partner system</a>.</p>
<h4>Card Payments</h4>
<p>Give your customers more ways to pay. In addition to payment links, Montonio lets your users pay by credit card.</p>
<h4>Apple Pay, Google Pay</h4>
<p>Want to offer an even easier way of paying? We also have Apple Pay and Google Pay! You can add these popular mobile wallets to your online store’s checkout. Your customers can pay faster since their credit card info is stored in the digital wallet and they don’t need to enter card details with each purchase.</p>
<h4>Refunds</h4>
<p>You can do a partial or full refund with a couple of clicks in the Montonio Partner System. Just open the order, check what items your customer returned and refund the amount needed.</p>
<h4>Financing (Hire purchase)</h4>
<p>Montonio Financing is just the right solution for financing larger purchases. You customers can choose a payment schedule that exactly suits their needs. Shoppers pay in equal instalments but you will get the full payment amount upfront. Plus, there’s no service fee for the merchant.</p>
<h4>Pay Later</h4>
<p>Give your visitors the most convenient ways to pay – with Montonio ‘Pay later’ your customers can pay later or split purchase into two or three payments. All this without any additional interest or contract fees for them. Shoppers pay in equal instalments but you will get the full payment amount upfront.</p>
<h4>Shipping</h4>
<p>Handle everything from one system: automatically generate, edit and print shipping labels without having to ever leave the Montonio dashboard. Labels are automatically retrieved from providers after order creation. You can start printing with just 2 clicks. With Montonio you can add order tracking codes with a link to the providers’ tracking page.</p>
<h4>How to get started</h4>
<p>Adding Montonio to your store is only a matter of minutes.<br />
1. Sign up at <a href="https://montonio.com" rel="nofollow ugc">montonio.com</a><br />
2. Verify your identity and confirm your account with Montonio<br />
3. Set up the plugin, insert API keys and start using Montonio. More details on how to install and set up the plugin can be found in the Installation tab.</p>
<h4>Availability</h4>
<p>Montonio currently offers services in these countries:<br />
* Payments: Estonia, Finland, Latvia, Lithuania, Poland<br />
* Card payments: Estonia, Finland, Latvia, Lithuania, Poland<br />
* Financing: Estonia<br />
* Pay Later: Estonia<br />
* Shipping: Estonia, Latvia, Lithuania<br />
We are also working on adding new countries.</p>
<h4>Support</h4>
<p>Any questions? Just drop us an email at support@montonio.com.</p>
<h4>WANT TO KNOW MORE?</h4>
<p>More information about our solutions can be found on our <a href="https://montonio.com" rel="nofollow ugc">website</a>.</p>
<h3>External Services</h3>
<p>This plugin connects to multiple Montonio services to provide payment processing, shipping management, and service improvements:</p>
<h4>Montonio Payment Gateway (Stargate)</h4>
<p>What it does: Processes various payment methods including bank payments, card payments, BLIK payments, hire purchase and pay later options.</p>
<p>Data transmitted: Order information (total amount, currency, order items), customer details (name, email, billing/shipping addresses), payment method selection, and merchant identification.</p>
<p>When transmitted: During checkout when a payment is initiated, when checking payment status, and when processing refunds.</p>
<p>Service URLs:<br />
* Production: https://stargate.montonio.com/api<br />
* Sandbox: https://sandbox-stargate.montonio.com/api</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/montonio_general/v3.0/montonio_general_ee.pdf" rel="nofollow ugc">Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>
<h4>Montonio Shipping API</h4>
<p>What it does: Manages shipping methods, pickup points, courier services, label generation and shipment tracking.</p>
<p>Data transmitted: Shipping addresses, order details, selected shipping methods, parcel information (weight, dimensions), and shipment tracking information.</p>
<p>When transmitted: When retrieving available shipping methods, displaying pickup points, creating shipments, and generating shipping labels.</p>
<p>Service URLs:<br />
* Production: https://shipping.montonio.com/api<br />
* Sandbox: https://sandbox-shipping.montonio.com/api</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/shipping/v3.0/shipping_international.pdf" rel="nofollow ugc">Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>
<h4>Montonio JavaScript SDK</h4>
<p>What it does: Client-side library that renders payment forms, handles payment method selection and processes transactions.</p>
<p>Data transmitted: Payment form inputs, selected payment method details, transaction authentication data.</p>
<p>When transmitted: During checkout when payment forms are displayed and when customers interact with payment elements.</p>
<p>Service URLs:<br />
* Montonio JS: https://js.montonio.com/1.x.x/montonio.umd.js<br />
* Montonio JS (Legacy): https://public.montonio.com/assets/montonio-js/3.x/montonio.bundle.js<br />
* Card payments API (Production): https://api.card-payments.montonio.com/payment-intents<br />
* Card payments API (Sandbox): https://api.sandbox-card-payments.montonio.com/payment-intents<br />
* Payment intents API (Production): https://stargate.montonio.com/api/payment-intents<br />
* Payment intents API (Sandbox): https://sandbox-stargate.montonio.com/api/payment-intents</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/payment_initiation/v3.0/payment_initiation_international.pdf" rel="nofollow ugc">Bank Payment Terms of Service</a> | <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/card_payments/v3.0/card_payments_international.pdf" rel="nofollow ugc">Card Payment Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>
<h4>Montonio Telemetry Service</h4>
<p>What it does: Sends Store URL, WordPress/WooCommerce version information and plugin configuration settings to offer better customer support when troubleshooting issues. No sensitive or private data is collected.</p>
<p>Data transmitted: Store URL, WordPress/WooCommerce version information, plugin configuration settings (with sensitive data removed).</p>
<p>When transmitted: Upon plugin activation, deactivation, settings changes, and periodically (once per day).</p>
<p>Service URL: https://plugin-telemetry.montonio.com/api</p>
<p>Service information: <a href="https://s3.eu-central-1.amazonaws.com/public.montonio.com/terms_and_conditions/montonio_general/v3.0/montonio_general_ee.pdf" rel="nofollow ugc">Terms of Service</a> | <a href="https://montonio.com/legal/privacy-policy/" rel="nofollow ugc">Privacy Policy</a></p>


Montonio for WooCommerce

Montonio is a complete checkout solution for online stores that includes all popular payment methods (local banks, card payments, Apple Pay, Google Pa …

Ecrypt Payment Gateway for WooCommerce vs Montonio for WooCommerce