sophiazhang98

<p>Adding Pay by Bank Account as an additional payment option within your checkout offers your customers more choice. It’s an alternative way to pay and means customers don’t need to enter their card details at checkout.</p>
<p>HSBC Open Payments could help you deliver a smoother checkout process for your customers. It could reduce fraud risk, as authentication takes place within your customers’ online or in-app banking platform. It’s easy to integrate with your website and it could save you money: HSBC Open Payments charge a fixed fee per transaction, while debit and credit cards typically charge you a percentage of transaction value.</p>
<p><strong>Highlights:</strong></p>
<p>• Real-time settlement: Payments are made in real time via Faster Payments, and sent directly to your HSBC Business Current Account or Virtual Account.<br />
 • No interchange fee: We charge a fixed fee per successful payment initiation, as opposed to charging a percentage of the transaction value as is typical with debit and credit cards.<br />
 • Reduced fraud risk: You get increased data security, as there’s no need for the customer to key in sensitive financial information on your website in order to make a payment. This helps reduce the risk of details being stolen. You also reduce your risk of fraudulent chargebacks as Open Payments uses Faster Payments, an irrevocable single immediate payment type.<br />
 • Reduce your basket abandonment rate: By avoiding the need to key in debit or credit card details to make a payment, your basket abandonment rate can reduce. Customers who don’t have these details to hand are still able to complete a payment.</p>
<p><strong>How does it work?</strong></p>
<ol>
<li>When your customer selects Pay by Bank Account, you request a payment to be initiated from their account through the HSBC Open Payments Application Programming Interface (API).</li>
<li>Your customer is securely redirected from your checkout page to their bank account provider’s mobile banking app or online banking portal, where they can authorise the payment.</li>
<li>The payment is credited to your HSBC Business Current Account in real time via Faster Payments.</li>
</ol>
<p><strong>Eligibility:</strong></p>
<p>This plugin is provided by HSBC UK Bank Plc (‘HSBC UK’) for existing HSBC UK Open Payments customers. If you’re not an HSBC UK customer but are interested in using the plugin, find out more about our range of award-winning Business Current Accounts here: Compare Our Business Bank Accounts – HSBC UK. Existing HSBC Business Current Account holders should contact their Relationship Manager to find out more about eligibility and how to start using HSBC Open Payments.</p>
<h3>3rd party services</h3>
<p>Our plugin use <a href="https://www.zendesk.com/company/privacy" rel="nofollow ugc">Zendesk widget</a>.<br />
Widget CDN URL [https://static.zdassets.com]<br />
This helps to quickly contact us from the plugin settings.</p>


HSBC Open Payments

Enable Pay by Bank to receive payments through Open Banking

jeelpay

<p>JeelPay is a Study Now Pay Later (SNPL) payment gateway that allows your customers to split their tuition fee into interest-free installments. Integrated seamlessly with WooCommerce, JeelPay provides a modern payment solution for educational organizations.</p>
<h4>Key Features</h4>
<ul>
<li><strong>Study Now Pay Later</strong> – Let customers pay interest-free installments up to 12 installments</li>
<li><strong>Seamless Integration</strong> – Works with both WooCommerce Classic and Block-based checkout</li>
<li><strong>Multiple API Support</strong> – Supports both Items API and Schooling API for educational institutions</li>
<li><strong>Real-time Status</strong> – Automatic order status updates via webhooks</li>
<li><strong>Secure Payments</strong> – HMAC-SHA256 webhook signature verification</li>
<li><strong>Sandbox Mode</strong> – Test integration before going live</li>
<li><strong>Arabic Support</strong> – Fully translated interface for Arabic-speaking customers</li>
<li><strong>Order Management</strong> – Automatic cancellation of unpaid orders after timeout</li>
</ul>
<h4>Requirements</h4>
<ul>
<li>WordPress 5.8 or higher</li>
<li>WooCommerce 5.0 or higher</li>
<li>PHP 7.4 or higher</li>
<li>JeelPay account (<a href="https://jeel.co" rel="nofollow ugc">Sign up here</a>)</li>
<li>SSL certificate (HTTPS required)</li>
</ul>
<h4>Supported Countries & Currencies</h4>
<ul>
<li>Saudi Arabia (SAR)</li>
</ul>
<h4>How It Works</h4>
<ol>
<li>Customer selects JeelPay at checkout</li>
<li>Customer is redirected to JeelPay to complete approval</li>
<li>Customer returns to your website after approval</li>
<li>Order is automatically completed upon payment confirmation</li>
<li>Webhooks keep order status synchronized</li>
</ol>
<h3>Developer Notes</h3>
<h4>Hooks & Filters</h4>
<p>The plugin provides several hooks for developers:</p>
<pre><code>jeelpay_get_order_reference_id - Filter the order reference ID sent to JeelPay
jeelpay_get_order_by_reference_id - Filter order retrieval by reference ID
</code></pre>
<h4>Action Scheduler</h4>
<p>The plugin uses WooCommerce Action Scheduler for recurring tasks. View scheduled actions at:<br />
WooCommerce > Status > Scheduled Actions > Filter by “jeelpay” group</p>
<h4>Translation</h4>
<p>The plugin is translation-ready. Translation files are located in <code>/languages/</code>.</p>
<h3>Privacy Policy</h3>
<h4>What data is collected?</h4>
<p>When a customer makes a payment using JeelPay, the following information is sent to JeelPay’s servers:</p>
<ul>
<li>Order total and items</li>
<li>Customer billing information (name, email, phone)</li>
<li>National ID (as entered by customer, Schooling API only)</li>
</ul>
<h4>Data Retention</h4>
<p>JeelPay transaction IDs and checkout session IDs are stored in order metadata for reconciliation purposes.</p>
<h4>Third Party Services</h4>
<p>This plugin connects to JeelPay’s API servers:<br />
* Production: <code>https://api.jeel.co</code><br />
* Sandbox: <code>https://api.sandbox.jeel.co</code></p>
<p>By using this plugin, you agree to JeelPay’s <a href="https://jeel.co/terms" rel="nofollow ugc">Terms of Service</a> and <a href="https://jeel.co/privacy" rel="nofollow ugc">Privacy Policy</a>.</p>


JeelPay for WooCommerce

Study Now Pay Later payments through JeelPay. Split tuition into easy installments with no interest.

HSBC Open Payments vs JeelPay for WooCommerce