sophiazhang98

<p>Adding Pay by Bank Account as an additional payment option within your checkout offers your customers more choice. It’s an alternative way to pay and means customers don’t need to enter their card details at checkout.</p>
<p>HSBC Open Payments could help you deliver a smoother checkout process for your customers. It could reduce fraud risk, as authentication takes place within your customers’ online or in-app banking platform. It’s easy to integrate with your website and it could save you money: HSBC Open Payments charge a fixed fee per transaction, while debit and credit cards typically charge you a percentage of transaction value.</p>
<p><strong>Highlights:</strong></p>
<p>• Real-time settlement: Payments are made in real time via Faster Payments, and sent directly to your HSBC Business Current Account or Virtual Account.<br />
 • No interchange fee: We charge a fixed fee per successful payment initiation, as opposed to charging a percentage of the transaction value as is typical with debit and credit cards.<br />
 • Reduced fraud risk: You get increased data security, as there’s no need for the customer to key in sensitive financial information on your website in order to make a payment. This helps reduce the risk of details being stolen. You also reduce your risk of fraudulent chargebacks as Open Payments uses Faster Payments, an irrevocable single immediate payment type.<br />
 • Reduce your basket abandonment rate: By avoiding the need to key in debit or credit card details to make a payment, your basket abandonment rate can reduce. Customers who don’t have these details to hand are still able to complete a payment.</p>
<p><strong>How does it work?</strong></p>
<ol>
<li>When your customer selects Pay by Bank Account, you request a payment to be initiated from their account through the HSBC Open Payments Application Programming Interface (API).</li>
<li>Your customer is securely redirected from your checkout page to their bank account provider’s mobile banking app or online banking portal, where they can authorise the payment.</li>
<li>The payment is credited to your HSBC Business Current Account in real time via Faster Payments.</li>
</ol>
<p><strong>Eligibility:</strong></p>
<p>This plugin is provided by HSBC UK Bank Plc (‘HSBC UK’) for existing HSBC UK Open Payments customers. If you’re not an HSBC UK customer but are interested in using the plugin, find out more about our range of award-winning Business Current Accounts here: Compare Our Business Bank Accounts – HSBC UK. Existing HSBC Business Current Account holders should contact their Relationship Manager to find out more about eligibility and how to start using HSBC Open Payments.</p>
<h3>3rd party services</h3>
<p>Our plugin use <a href="https://www.zendesk.com/company/privacy" rel="nofollow ugc">Zendesk widget</a>.<br />
Widget CDN URL [https://static.zdassets.com]<br />
This helps to quickly contact us from the plugin settings.</p>


HSBC Open Payments

Enable Pay by Bank to receive payments through Open Banking

KosTeams

<p>This plugin adds popular Yandex payment methods to your WooCommerce store:<br />
– <strong>Yandex Pay</strong>: Instant card payment without entering card details.<br />
– <strong>Yandex Split</strong>: Interest-free installments for up to 6 months.<br />
– <strong>Combined payment</strong>: Pay part by card and the rest in installments.</p>
<h4>Modern Technology Compatibility</h4>
<ul>
<li><strong>Full WooCommerce Block Editor support</strong> — the plugin works with both classic and block checkout</li>
<li><strong>Gutenberg compatible</strong> — integration with modern WordPress themes</li>
<li><strong>React components</strong> — modern architecture for fast performance</li>
</ul>
<p>For advanced features (installment badges, widgets in cart and catalog), the <a href="https://kosteams.com/plugins/bejdzhi-i-vidzhety-yandex-split-i-yandex-pay-dlya-wordpress/" rel="nofollow ugc">Pro version</a> is available.</p>
<h3>Important Fiscalization Information</h3>
<p><strong>Please note:</strong> When using Yandex Pay and Yandex Split, you must comply with Russian legislation requirements for payment fiscalization.</p>
<h4>54-FZ Requirements</h4>
<p>According to the Federal Law “On the Application of Cash Register Equipment” (54-FZ):<br />
– Fiscal receipts must be issued for all forms of non-cash payments<br />
– Yandex Pay and Yandex Split do not send fiscal receipts automatically<br />
– The seller is responsible for complying with fiscalization requirements</p>
<h4>Possible Solutions</h4>
<p>To ensure 54-FZ compliance, consider the following options:<br />
– Integration with online cash registers (ATOL, Evotor, OFD, etc.)<br />
– Using specialized plugins for automatic receipt generation<br />
– Setting up API integration with your fiscal service provider<br />
– Consulting with certified cash register integrators</p>
<h4>Penalties for Non-Compliance</h4>
<ul>
<li>For individual entrepreneurs: from 10,000 rubles per violation</li>
<li>For legal entities: from 30,000 rubles per violation</li>
<li>Business operations may be suspended for up to 90 days</li>
</ul>
<p><strong>Recommendation:</strong> Be sure to set up fiscalization before accepting payments via Yandex Pay. For detailed advice, consult your accountant or online cash register service provider.</p>
<h3>Version Features</h3>
<p><strong>Free version includes:</strong><br />
– Yandex Pay and Yandex Split support<br />
– Combined payment (card + installments)<br />
– Configuration through the WooCommerce interface<br />
– Compatibility with both classic and Gutenberg block editor</p>
<p><strong>Pro version adds:</strong><br />
– Installment/cashback badges on product pages<br />
– Installment/cashback badges in the product catalog<br />
– Payment widgets in cart and catalog<br />
– Yandex payment button on the checkout page<br />
– 20+ element positioning options</p>
<h3>Recommended Add-ons</h3>
<p>To ensure full compliance with Russian legislation and extend functionality, the following solutions are recommended:</p>
<h4>Payment Fiscalization (required for 54-FZ compliance)</h4>
<p><strong><a href="https://kosteams.com/plugins/atol-receipts-yandex-v4/" rel="nofollow ugc">KosTeams ATOL Receipts</a></strong> — A specialized plugin for automatic fiscalization of payments via Yandex Pay and Yandex Split.</p>
<p>Key features:<br />
– Automatic fiscal receipt generation via ATOL Online for every payment<br />
– Full support for ATOL API v4 and v5<br />
– Automatic detection of Yandex Pay and Split payments<br />
– HPOS (High-Performance Order Storage) support<br />
– Automatic refund receipts when orders are cancelled<br />
– Real-time fiscalization status monitoring<br />
– Detailed logging for diagnostics</p>
<p><strong>Why this plugin:</strong><br />
– Designed specifically for integration with Yandex payment systems<br />
– Automatically detects payments that require fiscalization<br />
– Fully compliant with 54-FZ requirements<br />
– Tested together with this plugin</p>
<h4>Alternative Fiscalization Solutions</h4>
<ul>
<li>Other ATOL Online integration plugins</li>
<li>Evotor integration solutions</li>
<li>Modules for connecting to other OFD providers</li>
<li>API integration with your cash register service provider</li>
</ul>
<h4>Conversion Improvement</h4>
<p><strong><a href="https://kosteams.com/plugins/bejdzhi-i-vidzhety-yandex-split-i-yandex-pay-dlya-wordpress/" rel="nofollow ugc">KosTeams Payments for Yandex Pay and Yandex Split for WooCommerce Pro</a></strong> — Extended version of this plugin with additional features:<br />
– Installment/cashback badges on product pages and in the catalog<br />
– Payment widgets in cart and on product pages<br />
– 20+ element positioning options<br />
– Advanced design and behavior settings</p>
<p><strong>Important:</strong> Regardless of the fiscalization solution you choose, setting it up is mandatory before accepting payments via Yandex Pay to comply with 54-FZ requirements.</p>
<h3>Links</h3>
<ul>
<li><a href="https://kosteams.com/plugins/bejdzhi-i-vidzhety-yandex-split-i-yandex-pay-dlya-wordpress/" rel="nofollow ugc">Setup Documentation</a></li>
<li><a href="https://kosteams.com/plugins/bejdzhi-i-vidzhety-yandex-split-i-yandex-pay-dlya-wordpress/" rel="nofollow ugc">Buy Pro Version</a></li>
<li><a href="https://www.consultant.ru/document/cons_doc_LAW_42359/12a6477d0e22968564d9416e594a80202a7024db/" rel="nofollow ugc">Information about 54-FZ and Fiscalization</a></li>
</ul>
<h3>License</h3>
<p>This plugin is distributed under the GPLv2 license. Advanced features are available in the Pro version.</p>
<h3>Support and Security</h3>
<h4>Payment Security</h4>
<ul>
<li>All transactions are processed through Yandex secure servers</li>
<li>Card data is not stored on your site</li>
<li>PCI DSS compliant</li>
</ul>
<h4>Legal Compliance</h4>
<ul>
<li>The plugin provides technical integration with payment systems</li>
<li>Fiscalization compliance (54-FZ) requires additional solutions</li>
<li>Consulting with lawyers and accountants is recommended</li>
</ul>
<h4>Getting Support</h4>
<ul>
<li>Technical support through official channels</li>
<li>Documentation and FAQ on the developer’s website</li>
<li>User community for experience sharing</li>
</ul>


KosTeams Payments for Yandex Pay and Yandex Split for WooCommerce

Accept payments via Yandex Pay, Yandex Split, or a combination of both. Increase conversion with flexible payment options using the KosTeams plugin.

HSBC Open Payments vs KosTeams Payments for Yandex Pay and Yandex Split for WooCommerce