fintrous

<p>InstaCash Buy Now Pay Later</p>
<p>A payment service gateway to Woocommerce webshops that allows a customer to pay in installment to cover a purchase.</p>
<p>From the available online offers of the InstaCash Application, we get a calculated amount based on which we can start the application process.</p>
<h3>Installment Payment (BNPL) powered by instacash</h3>
<ul>
<li>instacash installment payment is a customizable installment solution tailored to a merchant’s brand, designed for B2C customers.</li>
<li>With installment payments, you can attract new customers and encourage repeat purchases from your existing clientele.</li>
<li>Using a prequalification process available directly on the product page, your customers can find out in just 3 minutes whether they can pay for their chosen product in installments.</li>
</ul>
<p>Acquire new customers and encourage your existing ones to make repeat purchases!</p>
<h3>Customer Support</h3>
<p>Our customer support team is available daily via Messenger, email, and phone. You don’t need to handle any inquiries related to installment payments—our support team takes care of everything. We’re available every day from 9 AM to 6 PM to assist your customers with any questions they may have.</p>
<h3>White-Label Installment Payment</h3>
<p>The instacash installment payment solution is tailored to your business and branded to appear seamlessly in your webshop. With bank-grade, innovative credit scoring and a fully digital, uninterrupted process, it ensures a smooth experience for your customers. Additionally, a merchant-specific installment account allows your customers to track their payments with ease.</p>
<h3>Prequalification</h3>
<p>With prequalification initiated directly from the product page, your customers can find out in just 3 minutes if they’re eligible to pay for the chosen product in installments. This feature encourages customers to proceed with their purchase, significantly increasing the likelihood of conversion after completing the prequalification.</p>
<h3>Integration flow</h3>
<ol>
<li>Get and enable the plugin</li>
<li>Register on Merchant portal.</li>
<li>Our colleagues will contact you.</li>
<li>They help with the necessary settings and the creation of offers.</li>
<li>When you’re ready, you’ll see the new payment method appear.</li>
</ol>


InstaCash BNPL

It's InstaCash's buy now pay later solution for Woocommerce payment.

sophiazhang98

<p>Adding Pay by Bank Account as an additional payment option within your checkout offers your customers more choice. It’s an alternative way to pay and means customers don’t need to enter their card details at checkout.</p>
<p>HSBC Open Payments could help you deliver a smoother checkout process for your customers. It could reduce fraud risk, as authentication takes place within your customers’ online or in-app banking platform. It’s easy to integrate with your website and it could save you money: HSBC Open Payments charge a fixed fee per transaction, while debit and credit cards typically charge you a percentage of transaction value.</p>
<p><strong>Highlights:</strong></p>
<p>• Real-time settlement: Payments are made in real time via Faster Payments, and sent directly to your HSBC Business Current Account or Virtual Account.<br />
 • No interchange fee: We charge a fixed fee per successful payment initiation, as opposed to charging a percentage of the transaction value as is typical with debit and credit cards.<br />
 • Reduced fraud risk: You get increased data security, as there’s no need for the customer to key in sensitive financial information on your website in order to make a payment. This helps reduce the risk of details being stolen. You also reduce your risk of fraudulent chargebacks as Open Payments uses Faster Payments, an irrevocable single immediate payment type.<br />
 • Reduce your basket abandonment rate: By avoiding the need to key in debit or credit card details to make a payment, your basket abandonment rate can reduce. Customers who don’t have these details to hand are still able to complete a payment.</p>
<p><strong>How does it work?</strong></p>
<ol>
<li>When your customer selects Pay by Bank Account, you request a payment to be initiated from their account through the HSBC Open Payments Application Programming Interface (API).</li>
<li>Your customer is securely redirected from your checkout page to their bank account provider’s mobile banking app or online banking portal, where they can authorise the payment.</li>
<li>The payment is credited to your HSBC Business Current Account in real time via Faster Payments.</li>
</ol>
<p><strong>Eligibility:</strong></p>
<p>This plugin is provided by HSBC UK Bank Plc (‘HSBC UK’) for existing HSBC UK Open Payments customers. If you’re not an HSBC UK customer but are interested in using the plugin, find out more about our range of award-winning Business Current Accounts here: Compare Our Business Bank Accounts – HSBC UK. Existing HSBC Business Current Account holders should contact their Relationship Manager to find out more about eligibility and how to start using HSBC Open Payments.</p>
<h3>3rd party services</h3>
<p>Our plugin use <a href="https://www.zendesk.com/company/privacy" rel="nofollow ugc">Zendesk widget</a>.<br />
Widget CDN URL [https://static.zdassets.com]<br />
This helps to quickly contact us from the plugin settings.</p>


HSBC Open Payments

Enable Pay by Bank to receive payments through Open Banking

InstaCash BNPL vs HSBC Open Payments