icpay

Why ICPay?
<ul>
<li>Instant settlement to your wallet with no intermediaries or withdrawal delays. Customers pay, you receive – that simple.</li>
<li>0.5% transaction fees. Free to use. Start earning crypto in minutes.</li>
<li>Multi-chain support including Base, X402, and Internet Computer means your customers can pay using their preferred network and token.</li>
</ul>
Key Features:
<ul>
<li>Seamless WooCommerce gateway integration (Checkout + Order Pay pages)</li>
<li>Support for 50+ cryptocurrencies and tokens</li>
<li>Optional X402 (Coinbase) payment support enabled</li>
<li>Real-time payment confirmations via webhooks</li>
<li>Developer-friendly with extensive documentation</li>
<li>Secure, non-custodial – funds go directly to your wallet</li>
<li>Compatible with HPOS (High-Performance Order Storage) and Cart/Checkout Blocks</li>
<li>Express Checkout button (optional) for Cart and Checkout</li>
</ul>
This plugin:
<ul>
<li>Adds an ICPay payment gateway for WooCommerce checkout</li>
<li>Renders a pay button at checkout / order-pay</li>
<li>Updates order status automatically when payment completes or fails (webhooks and verification)</li>
<li>Reuses the Publishable Key from the ICPay plugin (if installed) or set keys locally</li>
<li>Provides Settings for:
<ul>
<li>Filter allowed tokens (optional) using searchable multi-select by token shortcode</li>
<li>Metadata editor (key/value) merged into widget metadata (orderId is added automatically)</li>
</ul>
</li>
<li>Progress bar is always enabled for a smooth checkout experience</li>
</ul>
<h3>Source code and build</h3>
This plugin includes minified frontend bundles: 
– assets/js/icpay-embed.min.js (ICPay widget) 
– assets/js/wc/index.umd.js (optional WalletConnect adapter UMD for the widget)
Public source (maintained and human-readable): 
– Widget: https://github.com/icpay/icpay-widget (MIT) 
– SDK: https://github.com/icpay/icpay-sdk (MIT) 
– WalletConnect (optional adapter runtime): https://github.com/WalletConnect/walletconnect-monorepo
Exact mapping of distributed files to source: 
– assets/js/icpay-embed.min.js → Built from https://github.com/icpay/icpay-widget (package “@ic-pay/icpay-widget”). 
 – Primary sources live under /src in that repository. 
 – Build target is the IIFE embed bundle at /dist/index.embed.js, which is copied and renamed to icpay-embed.min.js for this plugin distribution. 
 – Example tagged release used: see icpay-widget releases matching this plugin version. Repository includes full TS sources and sourcemaps. 
– assets/js/wc/index.umd.js → Built from https://github.com/icpay/icpay-widget at /src/index.umd.js (WalletConnect adapter UMD) and copied to /dist/wc/index.umd.js by the build script.
Build instructions (reproducible): 
1) Clone https://github.com/icpay/icpay-widget 
2) Install dependencies (pnpm, yarn, or npm): 
 – pnpm install 
3) Build the library (produces ESM, IIFE embed, and UMD adapter): 
 – pnpm build:embed 
 – The script also copies the WalletConnect UMD adapter to dist/wc/index.umd.js 
4) Copy artifacts into this plugin: 
 – dist/index.embed.js → instant-crypto-payments-for-woocommerce/assets/js/icpay-embed.min.js 
 – dist/index.embed.js.map (optional, recommended) → instant-crypto-payments-for-woocommerce/assets/js/icpay-embed.min.js.map 
 – dist/wc/index.umd.js → instant-crypto-payments-for-woocommerce/assets/js/wc/index.umd.js
Notes: 
– The widget depends on “@ic-pay/icpay-sdk”, which is fully open source at https://github.com/icpay/icpay-sdk; the SDK sources are not vendored into this plugin but are bundled into the distributed widget file as part of the upstream open-source build. 
– If you prefer, you may vendor the unminified files from icpay-widget/dist instead; WordPress.org accepts either shipping unminified sources with the plugin or providing public, maintained source links (as above).
<h3>External services</h3>
This plugin connects to the ICPay service operated by ICPay, Ltd. to process payments. Details below list what is used, when, what data is sent, and links to each provider’s terms and privacy policies.
1) ICPay API (icpay.org, api.icpay.org) — operated by ICPay, Ltd. 
– What/why: Create and manage a payment and receive payment status updates. 
– When: When rendering the pay button (client-side widget load) and when receiving payment webhooks or running order payment verification. 
– Data sent: Order amount (in store currency; sent with optional fiat_currency when store is not USD), selected crypto asset, and order metadata (e.g., orderId). Webhook payloads contain payment status updates for the order. 
– Terms: https://icpay.org/terms 
– Privacy: https://icpay.org/privacy
<h3>Additional third-party services used by the widget (optional)</h3>
2) WalletConnect RPC (rpc.walletconnect.org) — provided by WalletConnect 
– What/why: Facilitate mobile wallet connections via WalletConnect. 
– When: Only if the WalletConnect adapter is enabled AND the shopper chooses WalletConnect. 
– Data sent: Wallet session metadata and JSON-RPC requests needed to complete a payment. 
– Terms: https://walletconnect.com/terms 
– Privacy: https://walletconnect.com/privacy
3) Wallet vendor websites and app deeplinks — shown only if the WalletConnect adapter is enabled and the shopper chooses a wallet. Navigation happens only on explicit user action; the plugin does not send data to these vendors automatically. 
– Phantom: https://phantom.app — Terms: https://phantom.app/terms — Privacy: https://phantom.app/privacy 
– Solflare: https://solflare.com — Terms: https://solflare.com/terms-of-use — Privacy: https://solflare.com/privacy-policy 
– Coinbase: https://go.cb-w.com (redirect), https://www.coinbase.com — Terms: https://www.coinbase.com/legal/user_agreement — Privacy: https://www.coinbase.com/legal/privacy 
– Binance: https://app.binance.com, https://www.binance.com — Terms: https://www.binance.com/en/terms — Privacy: https://www.binance.com/en/privacy
4) On-ramp provider (optional and disabled in this plugin build) 
– The bundled WalletConnect adapter contains an optional on-ramp link for “Meld” (domain: https://meldcrypto.com). In this plugin distribution, on-ramp is disabled by default; no requests are made to this provider. 
– When: Only if a developer explicitly enables on-ramp in the widget configuration and the shopper chooses to open it. 
– Data sent: None by default in this plugin. If enabled by a developer, the provider’s own site and terms will apply. 
– Vendor site: https://meldcrypto.com (please refer to the vendor site for terms and privacy)
<h3>Remote assets and CDN fallbacks</h3>
<ul>
<li>This plugin bundles all primary JS/CSS/images locally and does not offload required assets to remote CDNs.</li>
<li>The optional WalletConnect adapter may reference external vendor logos or pages provided by those vendors. We ship local icons where possible; any navigation to vendor sites occurs only when the shopper explicitly chooses that wallet. No plugin settings or secrets are transmitted by simply rendering the checkout page.</li>
</ul>

Instant Crypto Payments for WooCommerce

Accept crypto payments (ICP, Bitcoin, stablecoins) in WooCommerce via ICPay. Gateway for secure checkout and webhook order updates.

instantescrow

Is this plugin right for you?
✅ You want 1% transaction fees instead of 3%+ from traditional processors (no FIAT exchange fees) 
✅ You want to eliminate chargeback fraud while keeping buyer confidence 
✅ You want to allow customers to pay in stablecoin 
✅ You want unlimited free refunds with automated negotiation 
✅ You value privacy and direct peer-to-peer transactions 
❌ You’ve never used cryptocurrency or don’t plan to start
📺 <a href="https://youtu.be/aYXG0hC7dFg" rel="nofollow ugc">Watch 2-minute buyer checkout demo</a> – payment completes in just a few clicks.
💰 SPECIAL OFFER: 1% transaction fee locked in FOREVER for first 20 merchants
<h4>The Crypto Commerce Opportunity</h4>
$9.7 trillion in crypto changes hands monthly, but only 0.003% is ecommerce. Compare that to traditional finance where 0.4% is ecommerce – that’s 130x more adoption.
Why the gap? Crypto holders want to spend, but lack buyer protection. This plugin solves that problem with smart contract escrow, letting you tap into trillions in purchasing power that competitors ignore.
<h4>What Makes This Different</h4>
Eliminate Chargeback Fraud While Keeping Buyer Confidence: 
Traditional processors: You face chargeback fraud ($15-100 per incident) and arbitrary account freezes. 
USDC Payments: Crypto payments are final, but escrow protection gives buyers confidence. Fair automated dispute negotiation replaces chargebacks. Zero fees for unlimited refunds.
True Cost Savings: 
– 1% flat fee (30¢ minimum) – locked forever for first 20 merchants 
– Zero gas fees – we cover all blockchain transaction costs 
– No FIAT exchange fees – keep more of what you earn 
– Unlimited free refunds – no refund fees, no chargeback limits, no penalties 
– Compare: Traditional processors charge 2.9% + 30¢ + refund fees + chargeback fees
Example on $100 order: 
Traditional: $3.20 + potential $15-100 chargeback = $3.20-$103.20 
USDC Payments: $1.00 (no chargebacks possible)
Blockchain-Enforced Security: 
Smart contract code is immutable and publicly verifiable. It restricts beneficiaries to exactly two addresses: yours (seller) and buyer’s (for refunds only). No one else – not even us – can access those funds. This is enforced by the blockchain itself, not by trust.
Speed & Privacy: 
– 3 minutes to install and configure 
– 3 minutes for buyers to complete checkout (2 clicks to pay) 
– No KYC for customers – they can remain anonymous 
– No KYB for merchants – self-setup in 3 minutes 
– You own your account – true peer-to-peer, no intermediary
<h4>Key Features</h4>
<ul>
<li>1% Transaction Fee Forever – First 20 merchants get lifetime 1% rate (covers gas fees)</li>
<li>Smart Contract Escrow – Immutable code ensures funds only go to seller or buyer (refunds)</li>
<li>Automated Dispute Negotiation – Fair resolution with messaging and refund proposals</li>
<li>Unlimited Free Refunds – No refund fees, no chargeback limits, no penalties</li>
<li>True Peer-to-Peer – No intermediary can access funds, direct merchant-to-buyer contracts</li>
<li>Privacy First – No KYC/KYB required, both parties can remain anonymous</li>
<li>2-Click Payments – Lightning-fast checkout (3 min total transaction time)</li>
<li>Seamless Integration – Works with existing WooCommerce checkout flow</li>
<li>Mobile-Friendly – Responsive payment interface on all devices</li>
<li>Real-time Updates – Automatic order status updates via webhooks</li>
<li>Admin Dashboard – Complete visibility into payment contracts and statuses</li>
</ul>
<h4>How It Works</h4>
<ol>
<li>Customer Checkout – Customer selects USDC payment at checkout</li>
<li>Escrow Creation – Smart contract creates secure escrow holding funds</li>
<li>Order Fulfillment – You ship order and provide tracking</li>
<li>Automatic Payment – Funds release to you at payout date/time unless dispute raised</li>
<li>Dispute Protection – If issues arise, automated negotiation handles fair resolution</li>
</ol>
No chargebacks. No fraud. No refund limits. Just secure, low-fee payments.
<h4>How Escrow Protection Works</h4>
When a customer pays, funds lock in a smart contract (not sent directly to you). You set a payout date/time (e.g., 14 days after purchase).
If everything goes smoothly: Funds automatically release to you at payout date.
If there’s a problem: Customer raises a dispute before payout, freezing funds until both parties negotiate refund percentage (0-100%) through automated system. Both send messages and proposals. When you agree, funds distribute accordingly. No fees, no limits.
If customer is unresponsive: After timeout period (default 72 hours), you can claim the funds.
Unlike traditional processors where the company can freeze or reverse payments, these smart contracts are peer-to-peer – only you and your customer control the outcome.
<h4>What is USDC?</h4>
USDC (USD Coin) is a stablecoin where 1 USDC = $1 USD. Each token is backed by real US dollars in reserve, making it stable for commerce. Unlike Bitcoin or Ethereum, USDC doesn’t fluctuate – it’s digital dollars on the blockchain.
<h4>Technical Requirements</h4>
<ul>
<li>WordPress 5.0+</li>
<li>WooCommerce 5.0+</li>
<li>PHP 7.4+</li>
<li>SSL certificate (HTTPS required)</li>
<li>Base network wallet address for receiving payments (get one in 30 seconds at app.instantescrow.nz)</li>
</ul>
<h4>Supported Networks</h4>
<ul>
<li>Base Mainnet – Production payments (Chain ID: 8453)</li>
</ul>
<h4>Integration Details</h4>
This plugin integrates with Conduit UCPI infrastructure:
<ul>
<li>Frontend Interface – Modern React-based payment interface</li>
<li>Smart Contracts – Audited escrow contracts on Base blockchain</li>
<li>Backend API – Reliable payment processing and status updates</li>
<li>Webhook System – Real-time order status synchronization</li>
<li>Fallback Mode – Manual payment instructions if service unavailable</li>
</ul>
<h4>Privacy & Data</h4>
EXTERNAL SERVICE INTEGRATION: This plugin sends data to Conduit UCPI services to process payments.
Data Sent: 
* Customer email (for notifications, optional) 
* Order amount and description 
* Your wallet address 
* Transaction timestamps
Data Storage: 
* Conduit UCPI servers: Transaction data for dispute resolution 
* Base blockchain: Transaction records (public, no personal info) 
* Your wallet: USDC payments sent directly to you
No KYC/KYB Required: Both merchants and customers can remain anonymous.
Third-Party Services: 
* <a href="https://conduit-ucpi.com/privacy" rel="nofollow ugc">Conduit UCPI Privacy Policy</a> 
* Base Network: Public blockchain
<h4>Support</h4>
<ul>
<li>Documentation: <a href="https://docs.conduit-ucpi.com" rel="nofollow ugc">docs.conduit-ucpi.com</a></li>
<li>Support Forum: Use WordPress.org support forum</li>
<li>Email: support@conduit-ucpi.com</li>
</ul>

USDC Payments with Buyer Protection

Accept USDC cryptocurrency payments with smart contract escrow protection. 1% fees, zero chargebacks, unlimited free refunds.

Instant Crypto Payments for WooCommerce vs USDC Payments with Buyer Protection