icpay

Why ICPay?
<ul>
<li>Instant settlement to your wallet with no intermediaries or withdrawal delays. Customers pay, you receive – that simple.</li>
<li>0.5% transaction fees. Free to use. Start earning crypto in minutes.</li>
<li>Multi-chain support including Base, X402, and Internet Computer means your customers can pay using their preferred network and token.</li>
</ul>
Key Features:
<ul>
<li>Seamless WooCommerce gateway integration (Checkout + Order Pay pages)</li>
<li>Support for 50+ cryptocurrencies and tokens</li>
<li>Optional X402 (Coinbase) payment support enabled</li>
<li>Real-time payment confirmations via webhooks</li>
<li>Developer-friendly with extensive documentation</li>
<li>Secure, non-custodial – funds go directly to your wallet</li>
<li>Compatible with HPOS (High-Performance Order Storage) and Cart/Checkout Blocks</li>
<li>Express Checkout button (optional) for Cart and Checkout</li>
</ul>
This plugin:
<ul>
<li>Adds an ICPay payment gateway for WooCommerce checkout</li>
<li>Renders a pay button at checkout / order-pay</li>
<li>Updates order status automatically when payment completes or fails (webhooks and verification)</li>
<li>Reuses the Publishable Key from the ICPay plugin (if installed) or set keys locally</li>
<li>Provides Settings for:
<ul>
<li>Filter allowed tokens (optional) using searchable multi-select by token shortcode</li>
<li>Metadata editor (key/value) merged into widget metadata (orderId is added automatically)</li>
</ul>
</li>
<li>Progress bar is always enabled for a smooth checkout experience</li>
</ul>
<h3>Source code and build</h3>
This plugin includes minified frontend bundles: 
– assets/js/icpay-embed.min.js (ICPay widget) 
– assets/js/wc/index.umd.js (optional WalletConnect adapter UMD for the widget)
Public source (maintained and human-readable): 
– Widget: https://github.com/icpay/icpay-widget (MIT) 
– SDK: https://github.com/icpay/icpay-sdk (MIT) 
– WalletConnect (optional adapter runtime): https://github.com/WalletConnect/walletconnect-monorepo
Exact mapping of distributed files to source: 
– assets/js/icpay-embed.min.js → Built from https://github.com/icpay/icpay-widget (package “@ic-pay/icpay-widget”). 
 – Primary sources live under /src in that repository. 
 – Build target is the IIFE embed bundle at /dist/index.embed.js, which is copied and renamed to icpay-embed.min.js for this plugin distribution. 
 – Example tagged release used: see icpay-widget releases matching this plugin version. Repository includes full TS sources and sourcemaps. 
– assets/js/wc/index.umd.js → Built from https://github.com/icpay/icpay-widget at /src/index.umd.js (WalletConnect adapter UMD) and copied to /dist/wc/index.umd.js by the build script.
Build instructions (reproducible): 
1) Clone https://github.com/icpay/icpay-widget 
2) Install dependencies (pnpm, yarn, or npm): 
 – pnpm install 
3) Build the library (produces ESM, IIFE embed, and UMD adapter): 
 – pnpm build:embed 
 – The script also copies the WalletConnect UMD adapter to dist/wc/index.umd.js 
4) Copy artifacts into this plugin: 
 – dist/index.embed.js → instant-crypto-payments-for-woocommerce/assets/js/icpay-embed.min.js 
 – dist/index.embed.js.map (optional, recommended) → instant-crypto-payments-for-woocommerce/assets/js/icpay-embed.min.js.map 
 – dist/wc/index.umd.js → instant-crypto-payments-for-woocommerce/assets/js/wc/index.umd.js
Notes: 
– The widget depends on “@ic-pay/icpay-sdk”, which is fully open source at https://github.com/icpay/icpay-sdk; the SDK sources are not vendored into this plugin but are bundled into the distributed widget file as part of the upstream open-source build. 
– If you prefer, you may vendor the unminified files from icpay-widget/dist instead; WordPress.org accepts either shipping unminified sources with the plugin or providing public, maintained source links (as above).
<h3>External services</h3>
This plugin connects to the ICPay service operated by ICPay, Ltd. to process payments. Details below list what is used, when, what data is sent, and links to each provider’s terms and privacy policies.
1) ICPay API (icpay.org, api.icpay.org) — operated by ICPay, Ltd. 
– What/why: Create and manage a payment and receive payment status updates. 
– When: When rendering the pay button (client-side widget load) and when receiving payment webhooks or running order payment verification. 
– Data sent: Order amount (in store currency; sent with optional fiat_currency when store is not USD), selected crypto asset, and order metadata (e.g., orderId). Webhook payloads contain payment status updates for the order. 
– Terms: https://icpay.org/terms 
– Privacy: https://icpay.org/privacy
<h3>Additional third-party services used by the widget (optional)</h3>
2) WalletConnect RPC (rpc.walletconnect.org) — provided by WalletConnect 
– What/why: Facilitate mobile wallet connections via WalletConnect. 
– When: Only if the WalletConnect adapter is enabled AND the shopper chooses WalletConnect. 
– Data sent: Wallet session metadata and JSON-RPC requests needed to complete a payment. 
– Terms: https://walletconnect.com/terms 
– Privacy: https://walletconnect.com/privacy
3) Wallet vendor websites and app deeplinks — shown only if the WalletConnect adapter is enabled and the shopper chooses a wallet. Navigation happens only on explicit user action; the plugin does not send data to these vendors automatically. 
– Phantom: https://phantom.app — Terms: https://phantom.app/terms — Privacy: https://phantom.app/privacy 
– Solflare: https://solflare.com — Terms: https://solflare.com/terms-of-use — Privacy: https://solflare.com/privacy-policy 
– Coinbase: https://go.cb-w.com (redirect), https://www.coinbase.com — Terms: https://www.coinbase.com/legal/user_agreement — Privacy: https://www.coinbase.com/legal/privacy 
– Binance: https://app.binance.com, https://www.binance.com — Terms: https://www.binance.com/en/terms — Privacy: https://www.binance.com/en/privacy
4) On-ramp provider (optional and disabled in this plugin build) 
– The bundled WalletConnect adapter contains an optional on-ramp link for “Meld” (domain: https://meldcrypto.com). In this plugin distribution, on-ramp is disabled by default; no requests are made to this provider. 
– When: Only if a developer explicitly enables on-ramp in the widget configuration and the shopper chooses to open it. 
– Data sent: None by default in this plugin. If enabled by a developer, the provider’s own site and terms will apply. 
– Vendor site: https://meldcrypto.com (please refer to the vendor site for terms and privacy)
<h3>Remote assets and CDN fallbacks</h3>
<ul>
<li>This plugin bundles all primary JS/CSS/images locally and does not offload required assets to remote CDNs.</li>
<li>The optional WalletConnect adapter may reference external vendor logos or pages provided by those vendors. We ship local icons where possible; any navigation to vendor sites occurs only when the shopper explicitly chooses that wallet. No plugin settings or secrets are transmitted by simply rendering the checkout page.</li>
</ul>

Instant Crypto Payments for WooCommerce

Accept crypto payments (ICP, Bitcoin, stablecoins) in WooCommerce via ICPay. Gateway for secure checkout and webhook order updates.

verifiedcreditcard

VERIFIED Crypto Checkout is a WooCommerce crypto payment gateway that allows merchants to accept credit cards, debit cards, Apple Pay, and Google Pay while receiving settlement in USDC on the Polygon network.
Payments are processed through hosted crypto on-ramp providers including MoonPay, Ramp Network, Transak, Revolut, Stripe, Banxa, Simplex, Robinhood, Binance, and more — then converted into USDC and sent directly to your wallet.
VERIFIED Crypto Checkout settles exclusively in USDC on the Polygon network (Chain ID 137).
VERIFIED Crypto Checkout is software infrastructure only — VERIFIED does not custody or hold funds at any point.
No merchant account application. No provider accounts required to install.
Compatible with WordPress 6.x and WooCommerce 8.x and above.
Install VERIFIED Crypto Checkout and start accepting card payments with USDC settlement in under a minute.
Full plugin guide (always up to date): https://verified-crypto-checkout.gitbook.io/verified-crypto-checkout
<h3>Features</h3>
<ul>
<li>Accept credit cards, debit cards, Apple Pay, and Google Pay</li>
<li>20+ crypto on-ramp providers including MoonPay, Revolut, Ramp Network, Transak, Stripe, Binance, Robinhood, Simplex, Banxa, and more</li>
<li>USDC settlement directly to your Polygon wallet — no reserves, no delays</li>
<li>WooCommerce Classic Checkout and Blocks Checkout support</li>
<li>Auto-Routing across all providers or single-provider mode</li>
<li>Create standalone payment links and invoices without checkout</li>
<li>Built-in Crypto Ledger with all USDC transactions in one screen</li>
<li>Blockchain tracking with direct PolygonScan links per order</li>
<li>Full checkout customization (titles, descriptions, icons)</li>
<li>Polygon network fees are typically very low (often under $0.01)</li>
<li>Install and start accepting payments in minutes</li>
</ul>
<h3>Payment Links & Invoices</h3>
Create payment requests without using WooCommerce checkout.
<ul>
<li>Generate shareable payment links with QR codes</li>
<li>Send via email, SMS, WhatsApp, or any messaging channel</li>
<li>Create manual invoices with company details, line items, due date, and payment link embedded</li>
<li>Send branded HTML invoice emails directly from WooCommerce admin</li>
<li>Collect payments entirely outside your storefront</li>
</ul>
<h3>Blockchain Transparency</h3>
Every payment is fully traceable on the public Polygon blockchain.
Inside each WooCommerce order:
<ul>
<li>Transaction hash</li>
<li>Settlement amount in USDC</li>
<li>Wallet address</li>
<li>Settlement timestamp</li>
<li>Direct PolygonScan link for on-chain verification</li>
</ul>
Merchants can verify every payment independently — no reliance on provider dashboards.
<h3>Crypto Ledger</h3>
The plugin includes a built-in transaction ledger at WooCommerce → VERIFIED Ledger:
<ul>
<li>View all USDC settlements in one screen</li>
<li>Filter by status (Confirmed, Pending, Failed)</li>
<li>Track provider, wallet address, and timestamps</li>
<li>Direct PolygonScan links per transaction</li>
<li>Useful for month-end reconciliation against your Polygon wallet</li>
</ul>
<h3>How It Works</h3>
<ol>
<li>Customer selects VERIFIED Crypto Checkout at your WooCommerce checkout</li>
<li>Customer is redirected to a secure hosted crypto on-ramp provider page</li>
<li>Customer pays using credit card, debit card, Apple Pay, or Google Pay</li>
<li>Provider converts the payment to USDC</li>
<li>USDC is sent directly to your Polygon wallet</li>
<li>WooCommerce updates the order automatically after on-chain confirmation</li>
</ol>
On-chain settlement to the merchant wallet typically occurs within minutes of payment confirmation — compared to traditional card processing, which typically takes 2–3 business days or longer.
<h3>Checkout Experience</h3>
Customers are redirected to a secure hosted payment page operated by a licensed crypto on-ramp provider.
During a first purchase, customers may complete identity verification (KYC). Return visits to the same provider are significantly faster — most returning customers complete in seconds.
If a credit card is declined, debit cards often have higher approval rates. Many banks block crypto purchases on credit cards — this is a bank-level restriction outside your control.
WooCommerce updates the order automatically after blockchain confirmation — customers typically do not need to return to your site.
Provider availability, supported payment methods, and KYC requirements vary by country.
<h3>Fees</h3>
VERIFIED Crypto Checkout charges a 4% infrastructure fee per transaction, which merchants can choose to absorb or pass to the customer as a checkout line item.
Third-party providers charge separate conversion fees, which are always covered by the merchant and deducted from the USDC settlement amount sent to your wallet.
Polygon network fees are typically very low (often under $0.01 per transaction).
Compared to traditional high-risk card processing, this model avoids:
<ul>
<li>Long underwriting timelines</li>
<li>Rolling reserves</li>
<li>Monthly minimums</li>
<li>Chargeback exposure from traditional card processing</li>
</ul>
Full fee documentation: https://verifiedcryptocheckout.com/fees/
<h3>Third-Party Services</h3>
This plugin relies on external services to process payments. By installing and using this plugin you agree to the terms of these services.
<h4>VERIFIED Checkout Infrastructure</h4>
The plugin routes customers through hosted checkout pages at pay.verifiedcryptocheckout.com operated by VERIFIED Credit Card Processing.
Data transmitted per transaction:
<ul>
<li>Order total and currency</li>
<li>Customer billing email (for receipt purposes)</li>
<li>Merchant-configured USDC wallet address</li>
<li>Currency conversion requests (for non-USD stores)</li>
</ul>
Credit card data is processed entirely by the third-party provider and is never transmitted to or stored by VERIFIED.
<ul>
<li>Service: https://pay.verifiedcryptocheckout.com</li>
<li>Privacy Policy: https://verifiedcryptocheckout.com/privacy/</li>
<li>Terms of Service: https://verifiedcryptocheckout.com/terms/</li>
<li>Risk Disclosure: https://verifiedcryptocheckout.com/risk/</li>
<li>Fees: https://verifiedcryptocheckout.com/fees/</li>
</ul>
<h4>QR Code Generation</h4>
The Request Payment feature uses the QuickChart API to generate QR codes for payment links.
<ul>
<li>Service: https://quickchart.io</li>
<li>Privacy Policy: https://quickchart.io/privacy</li>
</ul>
<h4>Third-Party Crypto On-Ramp Providers</h4>
Depending on customer location and gateway configuration, the hosted checkout may connect to any of the following independent providers. Each has independent terms, fees, and compliance requirements. VERIFIED is not affiliated with, endorsed by, or partnered with any provider listed below. All trademarks belong to their respective owners.
<ul>
<li>Stripe – stripe.com – https://stripe.com/privacy</li>
<li>MoonPay – moonpay.com – https://www.moonpay.com/legal/privacy_policy</li>
<li>Revolut – revolut.com – https://www.revolut.com/legal/privacy</li>
<li>Transak – transak.com – https://transak.com/privacy-policy</li>
<li>Ramp Network – ramp.network – https://ramp.network/privacy-policy</li>
<li>Banxa – banxa.com – https://banxa.com/privacy-policy</li>
<li>Guardarian – guardarian.com – https://guardarian.com/privacy-policy</li>
<li>Simplex – simplex.com – https://www.simplex.com/privacy</li>
<li>Binance – binance.com – https://www.binance.com/en/privacy</li>
<li>Robinhood – robinhood.com – https://robinhood.com/us/en/about/legal/</li>
<li>Topper – topperpay.com – https://topperpay.com/privacy</li>
<li>Sardine – sardine.ai – https://www.sardine.ai/legal/privacy-policy</li>
<li>Utorg – utorg.pro – https://utorg.pro/privacy-policy</li>
<li>Unlimit – unlimit.com – https://www.unlimit.com/privacy-policy</li>
<li>TransFi – transfi.com – https://www.transfi.com/privacy-policy</li>
<li>Kryptonim – kryptonim.com – https://kryptonim.com/privacy-policy</li>
<li>Cryptix – cryptix.io – https://cryptix.io/privacy</li>
<li>Bitnovo – bitnovo.com – https://www.bitnovo.com/privacy-policy</li>
<li>Interac (Canada) – interac.ca – https://www.interac.ca/en/privacy-policy/</li>
<li>UPI (India) – npci.org.in – https://www.npci.org.in/privacy-policy</li>
</ul>
<h3>Privacy & Data Handling</h3>
Data transmitted to external services:
<ul>
<li>Transaction amounts and currency</li>
<li>Customer billing email (for receipt purposes only)</li>
<li>Merchant wallet addresses</li>
<li>Currency conversion requests</li>
</ul>
Data NOT stored by this plugin:
<ul>
<li>Credit card numbers or CVV codes</li>
<li>Customer billing or shipping addresses</li>
<li>Product names, SKUs, or cart contents</li>
</ul>
All credit card data is processed directly by the third-party payment provider and is never stored on your WordPress server.
Full privacy details: https://verifiedcryptocheckout.com/privacy/
<h3>Software Infrastructure Only</h3>
VERIFIED Crypto Checkout is not a bank, money transmitter, cryptocurrency exchange, broker-dealer, or financial institution.
VERIFIED does not:
<ul>
<li>Accept, custody, or hold customer funds</li>
<li>Transmit funds</li>
<li>Convert currency</li>
<li>Set or control third-party provider fees</li>
<li>Guarantee settlement timing</li>
<li>Provide legal, tax, or financial advice</li>
</ul>
All payment processing and settlement occur through independent third-party providers. Merchants are solely responsible for ensuring the legality of their products and services and for compliance with applicable tax, consumer protection, and local regulations.
Use of this plugin constitutes acceptance of the Terms of Service: https://verifiedcryptocheckout.com/terms/

VERIFIED Crypto Checkout – Instant Credit Card to USDC

Accept credit cards, Apple Pay, and Google Pay — settle in USDC on Polygon. No merchant account required.

Instant Crypto Payments for WooCommerce vs VERIFIED Crypto Checkout – Instant Credit Card to USDC