Damilare Shobowale

monieswitch

Monieswitch is a simple and secure payment gateway integration for WooCommerce, enabling seamless transactions with a variety of features. Currently, it supports payment via bank transfer and will soon add more options like credit card payments. With Monieswitch, merchants can provide customers a flexible and secure way to pay.
<h4>Features</h4>
<ul>
<li>Popup payment interface for secure transactions.</li>
<li>Customizable settings for merchant preferences.</li>
<li>Order management with the option to automatically mark orders as complete.</li>
<li>Customizable transaction channels (currently supports bank transfer).</li>
<li>Configurable bearer options for fee management.</li>
<li>Integration with WooCommerce for easy setup and management.</li>
<li>Customer Info Submission: Allows the submission of customer information (phone number) as part of the payment process.</li>
<li>Shortcode Support: Use a customizable shortcode to integrate the Monieswitch payment button anywhere on your site.</li>
<li>Detailed Logs: Access detailed logs for troubleshooting by checking the Monieswitch transaction logs.</li>
<li>Bearer Options: Choose who will pay the transaction fee – merchant, customer, or subaccount.</li>
</ul>
<h3>External Services</h3>
This plugin connects to Monieswitch’s payment processing API to facilitate secure payment transactions.
<h4>Monieswitch Payment API</h4>
What the service is and what it is used for: 
The plugin connects to Monieswitch’s payment processing service to initialize and verify payment transactions. This service is necessary for processing payments through the Monieswitch gateway.
What data is sent and when: 
* Customer information (email and optionally phone number) is sent when initializing a payment. 
* Transaction details including amount, currency, and reference are sent when processing a payment. 
* The plugin communicates with Monieswitch servers (https://collect.monieswitch.com and https://nini.monieswitch.com) to load payment scripts and process transactions.
Service Terms and Privacy: 
* Terms of Service: https://monieswitch.com/terms 
* Privacy Policy: https://monieswitch.com/policy

Monieswitch

Monieswitch Payment Gateway for WordPress and WooCommerce, enabling seamless transactions with bank transfers.

CheckoutPay

COPN stands for CheckoutPay Nigeria. COPN Payment Gateway for Nigerian Businesses is the official extension that connects your online store to <a href="https://check-outpay.com/" rel="nofollow ugc">CheckoutPay</a> for Nigerian bank-transfer payments.
Install WooCommerce separately; this plugin adds CheckoutPay as a payment method. COPN is operated by CheckoutPay and is not affiliated with WooCommerce or Automattic.
<h4>How it works</h4>
<ol>
<li>Your customer selects CheckoutPay at checkout and places the order.</li>
<li>The plugin creates a payment request on your CheckoutPay business account and shows bank transfer instructions on the order thank-you page (account number, bank name, amount).</li>
<li>When CheckoutPay confirms the incoming transfer, the order updates automatically via webhook, or the customer can use Check payment status on the thank-you page.</li>
</ol>
<h4>Who it is for</h4>
Store owners in Nigeria who want reliable bank-transfer checkout with virtual account details, fee transparency, and automatic order status updates — without custom code.
<h4>Requirements</h4>
<ul>
<li>WordPress 5.8 or later</li>
<li>WooCommerce 7.0 or later</li>
<li>A <a href="https://check-outpay.com/" rel="nofollow ugc">CheckoutPay</a> merchant account with an API key and an approved website URL</li>
</ul>
<h4>Features</h4>
<ul>
<li>WooCommerce classic checkout and Cart/Checkout blocks</li>
<li>HPOS (High-Performance Order Storage) compatible</li>
<li>Virtual account / bank details on the thank-you page</li>
<li>Webhook endpoint for automatic order status updates</li>
<li>Optional mark order completed when payment is approved</li>
<li>Thank-you page: check payment status and correct paid amount if the customer transferred a different sum</li>
<li>Test mode for development</li>
<li>Admin settings: copy webhook URL and website URL, live fee preview from CheckoutPay</li>
</ul>
This plugin does not add “powered by” links or promotional banners on your storefront. Links to CheckoutPay appear only in the WordPress admin settings screen where you configure API credentials.
<h4>Ownership</h4>
Developed and maintained by CheckoutPay (<a href="https://check-outpay.com/" rel="nofollow ugc">check-outpay.com</a>). COPN is the CheckoutPay Nigeria product line for merchant bank-transfer checkout.
<h3>External services</h3>
This plugin relies on CheckoutPay (operated by CheckoutPay / check-outpay.com), a third-party payment platform in Nigeria. CheckoutPay is required to create bank-transfer payment requests, show virtual account details to customers, confirm payments, and load fee rules for your store. The plugin does not process payments on its own.
Service: CheckoutPay merchant API (default base URL: <code>https://check-outpay.com/api/v1</code>). Merchants may point the API URL setting to another CheckoutPay-hosted endpoint if instructed by CheckoutPay support.
What data is sent and when
Data is sent only after you save your API URL and API Key in WooCommerce → Settings → Payments → CheckoutPay.
<ul>
<li>When a customer completes checkout — order amount, currency, customer name, WooCommerce order reference, your store website URL, and webhook URL (to create a payment request and receive bank details).</li>
<li>When a customer checks payment status on the order thank-you page — order reference and amount (to query payment status).</li>
<li>When a customer updates the paid amount on the thank-you page — order reference and corrected amount.</li>
<li>When a store admin refreshes charges in plugin settings — your store website URL (to load fee rules configured in CheckoutPay).</li>
<li>On each API request — your merchant API key in the <code>X-API-Key</code> header.</li>
</ul>
CheckoutPay may also send data to your site when a payment is approved: a server-to-server webhook POST to the webhook URL shown in plugin settings (order reference, payment status, and related payment metadata).
Terms of service and privacy policy
CheckoutPay is provided by CheckoutPay. By using this plugin you are also subject to CheckoutPay’s policies:
<ul>
<li>Terms of service: https://check-outpay.com/terms-and-conditions</li>
<li>Privacy policy: https://check-outpay.com/privacy-policy</li>
<li>Service website: https://check-outpay.com/</li>
</ul>

COPN Payment Gateway for Nigerian Businesses

Official CheckoutPay Nigeria (COPN) bank-transfer gateway for Nigerian businesses — virtual accounts, webhooks, and automatic order updates.

Monieswitch vs COPN Payment Gateway for Nigerian Businesses