Damilare Shobowale

monieswitch

Monieswitch is a simple and secure payment gateway integration for WooCommerce, enabling seamless transactions with a variety of features. Currently, it supports payment via bank transfer and will soon add more options like credit card payments. With Monieswitch, merchants can provide customers a flexible and secure way to pay.
<h4>Features</h4>
<ul>
<li>Popup payment interface for secure transactions.</li>
<li>Customizable settings for merchant preferences.</li>
<li>Order management with the option to automatically mark orders as complete.</li>
<li>Customizable transaction channels (currently supports bank transfer).</li>
<li>Configurable bearer options for fee management.</li>
<li>Integration with WooCommerce for easy setup and management.</li>
<li>Customer Info Submission: Allows the submission of customer information (phone number) as part of the payment process.</li>
<li>Shortcode Support: Use a customizable shortcode to integrate the Monieswitch payment button anywhere on your site.</li>
<li>Detailed Logs: Access detailed logs for troubleshooting by checking the Monieswitch transaction logs.</li>
<li>Bearer Options: Choose who will pay the transaction fee – merchant, customer, or subaccount.</li>
</ul>
<h3>External Services</h3>
This plugin connects to Monieswitch’s payment processing API to facilitate secure payment transactions.
<h4>Monieswitch Payment API</h4>
What the service is and what it is used for: 
The plugin connects to Monieswitch’s payment processing service to initialize and verify payment transactions. This service is necessary for processing payments through the Monieswitch gateway.
What data is sent and when: 
* Customer information (email and optionally phone number) is sent when initializing a payment. 
* Transaction details including amount, currency, and reference are sent when processing a payment. 
* The plugin communicates with Monieswitch servers (https://collect.monieswitch.com and https://nini.monieswitch.com) to load payment scripts and process transactions.
Service Terms and Privacy: 
* Terms of Service: https://monieswitch.com/terms 
* Privacy Policy: https://monieswitch.com/policy

Monieswitch

Monieswitch Payment Gateway for WordPress and WooCommerce, enabling seamless transactions with bank transfers.

Devdraft

Devdraft Payment is a powerful WordPress plugin that enables businesses to accept payments through both traditional banking methods and stablecoin solutions. The plugin provides a unified interface for processing bank transfers and stablecoin payments, making it easy to offer multiple payment options to your customers.
<h4>Key Features</h4>
<ul>
<li>Dual Payment Support: Accept both bank transfers and stablecoin payments</li>
<li>Multiple Payment Rails: Support for ACH, Wire, SEPA, SWIFT, and SPEI transfers</li>
<li>Stablecoin Integration: USDC and EURC support across major blockchain networks</li>
<li>Dynamic Form Interface: Intelligent form that adapts based on payment method selection</li>
<li>Real-time Payment Processing: Instant payment intent creation and processingb</li>
<li>Comprehensive Admin Panel: Easy configuration through WordPress admin interface</li>
<li>Shortcode Integration: Simple shortcode implementation for any page or post</li>
<li>Responsive Design: Mobile-friendly payment forms</li>
<li>Security Features: Nonce verification and data sanitization</li>
</ul>
<h4>Supported Payment Methods</h4>
Traditional Bank Transfers: 
* ACH Push (United States) 
* Same-day ACH (United States) 
* Wire Transfer (International) 
* SEPA (Single Euro Payments Area)
Stablecoin Payments: 
* USDC (USD Coin) – USD-pegged stablecoin 
* EURC (Euro Coin) – EUR-pegged stablecoin
Supported Blockchain Networks: 
* Ethereum (ETH) 
* Polygon (MATIC) 
* Solana (SOL) 
* Base (Coinbase’s Layer 2) 
* Arbitrum (Layer 2 scaling solution) 
* Optimism (Layer 2 scaling solution) 
* Avalanche C-Chain (AVAX)
<h3>Configuration</h3>
<h3>Step 1: API Configuration</h3>
Before the plugin can process payments, you must configure your Devdraft API credentials:
<ol>
<li>API Key: Enter your Devdraft API client key</li>
<li>API Secret: Enter your Devdraft API client secret </li>
<li>API Host: Enter your Devdraft API host URL (typically <code>https://api.devdraft.ai</code>)</li>
</ol>
<h3>Step 2: Transaction Settings</h3>
Configure transaction monitoring:
<ol>
<li>Status Check Interval: Choose how often to check transaction statuses
<ul>
<li>Every 1 Minute (for real-time monitoring – high resource usage)</li>
<li>Every 2 Minutes (for near real-time monitoring)</li>
<li>Every 5 Minutes (for frequent updates)</li>
<li>Every 10 Minutes (for regular updates)</li>
<li>Every 30 Minutes (for moderate monitoring)</li>
<li>Every Hour (default, balanced approach)</li>
</ul>
</li>
</ol>
<h3>Usage</h3>
<h3>Shortcode Implementation</h3>
The plugin provides a simple shortcode for embedding payment forms anywhere on your WordPress site:
Basic Usage: 
 <code>[devdraft_payment customer_first_name="John" customer_last_name="Doe" customer_email="john@example.com" amount="1000.00" orderid="ORDER-12345"]</code>
With Custom Title: 
 <code>[devdraft_payment customer_first_name="John" customer_last_name="Doe" customer_email="john@example.com" amount="1000.00" orderid="ORDER-12345" title="Complete Your Payment"]</code>
<h3>Shortcode Parameters</h3>
 Parameter 
 Required 
 Description 
 Example
 <code>customer_first_name</code> 
 Yes 
 Customer’s first name 
 <code>"John"</code>
 <code>customer_last_name</code> 
 Yes 
 Customer’s last name 
 <code>"Doe"</code>
 <code>customer_email</code> 
 Yes 
 Customer’s email address 
 <code>"john@example.com"</code>
 <code>amount</code> 
 Yes 
 Payment amount (decimal) 
 <code>"1000.00"</code>
 <code>orderid</code> 
 Yes 
 Order ID for transaction mapping 
 <code>"ORDER-12345"</code>
 <code>title</code> 
 No 
 Custom form title 
 <code>"Payment Form"</code>
<h3>Transaction Tracking</h3>
The plugin provides comprehensive transaction tracking capabilities:
Payment Form Shortcode: 
 <code>[devdraft_payment customer_first_name="John" customer_last_name="Doe" customer_email="john@example.com" amount="1000.00" orderid="ORDER-12345"]</code>
Transaction Display Shortcode: 
 <code>[devdraft_transaction transaction_id="txn_01HZXK8M9N2P3Q4R5S6T7U8V9W"]</code>
Transaction Information Displayed: 
* Transaction ID and Order ID for easy mapping 
* Bridge Transfer ID 
* Payment status with human-readable descriptions 
* Amount and currency information 
* Creation and update timestamps 
* Last status check timestamp 
* Customer information 
* Source and destination details 
* Bank transfer details (for bank payments) 
* Wallet addresses (for stablecoin payments)
Transaction Statuses: 
* AWAITING_FUNDS: Payment intent created, waiting for funds 
* IN_REVIEW: Transaction is being reviewed 
* FUNDS_RECEIVED: Funds have been received 
* PAYMENT_SUBMITTED: Payment has been submitted for processing 
* PAYMENT_PROCESSED: Payment has been successfully processed 
* UNDELIVERABLE: Payment could not be delivered 
* RETURNED: Payment was returned 
* REFUNDED: Payment has been refunded 
* CANCELED: Transaction was canceled 
* ERROR: An error occurred during processing 
* DISPUTED: Transaction is under dispute
Automatic Status Updates: 
* Transactions are automatically stored in the database 
* WordPress cron job checks transaction statuses hourly 
* Status updates are fetched from the Devdraft API 
* Real-time status tracking for active transactions (until PAYMENT_PROCESSED) 
* Color-coded status indicators for easy identification 
* Cron job stops checking once transactions reach PAYMENT_PROCESSED state
<h3>Payment Flow</h3>
<ol>
<li>Customer Selection: Customers choose between bank transfer or stablecoin payment</li>
<li>Method Configuration: Based on selection, customers configure payment details</li>
<li>Payment Processing: Plugin creates payment intent via Devdraft API</li>
<li>Instructions Display: Customers receive specific instructions for completing payment</li>
<li>Confirmation: Payment details are displayed for customer reference</li>
</ol>
<h3>Success Messages</h3>
<h3>Bank Transfers</h3>
When a bank transfer payment is created successfully, the form displays:
<ul>
<li>Bank name and account holder</li>
<li>Account number and routing number (for US transfers)</li>
<li>IBAN and BIC (for international transfers)</li>
<li>Bank address</li>
<li>Important reference number to include in the transfer</li>
</ul>
<h3>Stablecoin Transfers</h3>
When a stablecoin payment is created successfully, the form displays:
<ul>
<li>Wallet address (formatted as code)</li>
<li>Network information</li>
<li>Currency information</li>
<li>Important instructions about sending the exact amount</li>
</ul>
<h3>API Integration</h3>
The plugin integrates with the Devdraft API endpoints to create payment intents for both bank transfers and stablecoin transactions.
<h3>Bank Transfer API Endpoint</h3>
Endpoint: <code>POST /api/v0/payment-intents/bank</code> 
Purpose: Creates payment intents for traditional bank transfers (ACH, Wire, SEPA, SWIFT, SPEI)
Request Format: 
 <code>json 
{ 
 "sourcePaymentRail": "ach|wire|sepa|swift|spei", 
 "sourceCurrency": "usd|eur", 
 "destinationCurrency": "usdc|eurc", 
 "destinationNetwork": "ethereum|polygon|solana|base|arbitrum|optimism|avalanche_c_chain", 
 "destinationAddress": "0x742d35Cc6634C0532925a3b8D4C9db96c4b4d8e1", 
 "amount": "1000.00", 
 "customer_first_name": "John", 
 "customer_last_name": "Doe", 
 "customer_email": "john.doe@example.com", 
 "ach_reference": "ACH123456", 
 "wire_message": "Payment for invoice #12345", 
 "sepa_reference": "REF-123456789" 
}</code>
Response: Returns virtual account details for bank transfers including account numbers, routing numbers, IBAN, BIC, and reference numbers.
<h3>Stablecoin Transfer API Endpoint</h3>
Endpoint: <code>POST /api/v0/payment-intents/stablecoin</code> 
Purpose: Creates payment intents for stablecoin-to-stablecoin transfers and cross-chain conversions
Request Format: 
 <code>json 
{ 
 "sourceCurrency": "usdc|eurc", 
 "sourceNetwork": "ethereum|polygon|solana|base|arbitrum|optimism|avalanche_c_chain", 
 "destinationCurrency": "usdc|eurc", 
 "amount": "100.50", 
 "customer_first_name": "John", 
 "customer_last_name": "Doe", 
 "customer_email": "john.doe@example.com" 
}</code>
Response: Returns destination wallet address, network information, and transaction details for stablecoin transfers.
<h3>Authentication</h3>
Both endpoints require the following headers: 
* <code>Content-Type: application/json</code> 
* <code>x-client-key: [Your API Key]</code> 
* <code>x-client-secret: [Your API Secret]</code> 
* <code>idempotency-key: [Unique UUID v4]</code>
<h3>API Documentation References</h3>
<ul>
<li>Stablecoin Payment Intents: <a href="https://docs.devdraft.ai/api-reference/payment-intents/create-a-stable-payment-intent" rel="nofollow ugc">Create a stable payment intent</a></li>
<li>Bank Payment Intents: <a href="https://docs.devdraft.ai/api-reference/payment-intents/create-a-bank-payment-intent" rel="nofollow ugc">Create a bank payment intent</a></li>
</ul>
<h3>Common Issues</h3>
<ol>
<li>“API credentials not configured”: Configure API settings in WordPress admin</li>
<li>“Destination address not configured”: Set up destination addresses in plugin settings</li>
<li>“Destination network is required”: Ensure the destination network field is properly set</li>
<li>AJAX errors: Check browser console for detailed error information</li>
</ol>
<h3>Support</h3>
For support and issues:
<ol>
<li>Check the test page for configuration status</li>
<li>Review browser console for JavaScript errors</li>
<li>Check WordPress error logs for PHP errors</li>
<li>Verify API credentials and destination addresses are configured</li>
</ol>
<h3>External Services</h3>
This plugin connects to external services provided by Devdraft to process payments and facilitate bank transfers and stablecoin transactions.
Devdraft API Service 
* What it is: Devdraft provides payment processing infrastructure for bank transfers and stablecoin transactions 
* What it’s used for: Creating payment intents, processing bank transfer instructions, facilitating stablecoin wallet transactions, and checking transaction statuses 
* When data is sent: 
 * When customers submit payment forms through the plugin’s shortcode (creates payment intents) 
 * Periodically via WordPress cron jobs to check transaction statuses (configurable interval: 1 minute to 1 hour) 
* API Endpoints Used: 
 * <code>POST /api/v0/payment-intents/bank</code> – Creates bank transfer payment intents 
 * <code>POST /api/v0/payment-intents/stablecoin</code> – Creates stablecoin payment intents 
 * <code>GET /api/v0/payment-intents/{transaction_id}/status</code> – Checks transaction status 
* What data is sent: 
 * Customer information (first name, last name, email address) 
 * Payment amount and currency details 
 * Payment method selection (bank transfer or stablecoin) 
 * Bank transfer details (payment rail, reference numbers, wire messages) 
 * Stablecoin details (source/destination networks, wallet addresses) 
 * Transaction IDs for status checking 
* Terms of Service: https://console.devdraft.ai/legal/terms-of-service 
* Privacy Policy: https://console.devdraft.ai/legal/privacy-policy
Important Privacy Notice: This plugin integrates with Devdraft’s payment processing infrastructure. Customer data is transmitted to Devdraft’s secure API endpoints to facilitate payment processing. Users should review Devdraft’s terms of service and privacy policy to understand how customer data is handled. Site administrators are responsible for ensuring compliance with applicable privacy laws (GDPR, CCPA, etc.) and informing customers about data sharing practices.
<h3>Source Code</h3>
This plugin includes the following third-party libraries with their source code:
QRCode.js Library 
* Minified file: <code>assets/js/qrcode.min.js</code> 
* Source code: <code>assets/js/qrcode.js</code> (included in plugin package) 
* Original repository: https://github.com/davidshimjs/qrcodejs 
* License: MIT License 
* Purpose: Generates QR codes for cryptocurrency wallet addresses 
* Version: 1.5.3
The unminified source code for <code>qrcode.min.js</code> is included in the plugin package as <code>qrcode.js</code> to comply with WordPress plugin guidelines for human-readable code. The original source is available at: https://github.com/davidshimjs/qrcodejs/blob/master/qrcode.js

Devdraft Payment

A comprehensive WordPress plugin for seamless payment processing through bank transfers and stablecoin transactions.

Monieswitch vs Devdraft Payment