Techgenius integrated concepts

Segun Adetubo

Payfam for WooCommerce allows you to easily integrate the Payfam payment gateway into your WooCommerce store for secure and efficient bank transfer payments. Follow the setup instructions to get started.
<h3>How It Works</h3>
<ol>
<li>Create an account or log in at https://payfam.com.ng.</li>
<li>Navigate to Account > Compliance.</li>
<li>Select Business Category and fill out the compliance form.</li>
<li>Wait for review and activation within 24 hours.</li>
<li>After approval, navigate back to Account > Compliance and copy your “API Key” and “Payfam Code”.</li>
<li>In WordPress, go to WooCommerce > Settings > Payments > Payfam > Manage.</li>
<li>Enter your API Key, Payfam Code, and other settings.</li>
<li>Choose a redirect page for successful transactions.</li>
<li>Copy the auto-generated webhook URL from the settings.</li>
<li>Return to your Payfam account, navigate to Account > Compliance, and paste the webhook URL in the appropriate field.</li>
<li>Submit the webhook URL in your Payfam account.</li>
<li>Add the shortcode <code>[woocommerce_checkout]</code> to any page you want to use as the checkout page.</li>
<li>Your store is ready to accept payments via Payfam!</li>
</ol>
<h3>External Services</h3>
This plugin relies on the Payfam payment gateway service to process bank transfer payments for WooCommerce orders. The plugin communicates with Payfam’s API at <code>https://payfam.com.ng</code> to create temporary virtual bank accounts for payments and verify payment status.
Service Details: 
– What: Payfam is a payment gateway that provides virtual bank accounts for secure bank transfer payments. 
– Purpose: The plugin uses Payfam’s API to generate virtual account details (account name, number, bank name) for each order and to verify payment completion via webhooks. 
– Data Sent: 
 – When a customer places an order and selects Payfam as the payment method, the plugin sends the following data to <code>https://payfam.com.ng/api/create-temp-virtual-account/</code>: 
 – Order ID (as metadata) 
 – Order amount 
 – Customer email 
 – Customer first name 
 – When verifying payment status (via webhook or manual check), the plugin sends the transaction reference (txnref) to <code>https://payfam.com.ng/api/verify-payment/</code>. 
– When: Data is sent when an order is placed (to create a virtual account) and when payment status is verified (via webhook after payment or during order status checks). 
– Conditions: Data is only sent if the customer selects Payfam as the payment method and the store has configured valid Payfam API credentials. No data is sent without an active order.
Links: 
– Payfam Terms of Service: https://payfam.com.ng/terms-and-conditions 
– Payfam Privacy Policy: https://payfam.com.ng/privacy-policy
For more information about Payfam’s data handling practices, please review their terms and privacy policy.

Payfam for WooCommerce

Integrate Payfam payment gateway with WooCommerce for secure bank transfers.

Jeff Starr

This plugin does one thing: disables the WP REST API for visitors who are not logged into WordPress. No configuration required.
This plugin works with only 22 short lines of code (less than 2KB). So it is super lightweight, fast, and effective.
Note: This plugin completely disables the WordPress REST API. So it is not recommended if you need the WP REST API for any functionality.
<h3>Features</h3>
<ul>
<li>Disable REST/JSON for visitors (not logged in)</li>
<li>Disables REST header in HTTP response for all users</li>
<li>Disables REST links in HTML head for all users</li>
<li>100% plug-and-play, set-it-and-forget solution</li>
</ul>
The fast, simple way to prevent abuse of your site’s REST/JSON API
How does it work? That depends on which version of WordPress you are using..
WordPress v4.7 and beyond
For WordPress 4.7 and better, this plugin completely disables the WP REST API unless the user is logged into WordPress.
<ul>
<li>For logged-in users, WP REST API works normally</li>
<li>For logged-out users, WP REST API is disabled</li>
</ul>
What happens if logged-out visitor makes a JSON/REST request? They will get only a simple message:
“rest_login_required: REST API restricted to authenticated users.”
This message may customized via the filter hook, <code>disable_wp_rest_api_error</code>. Check out <a href="https://wordpress.org/support/topic/not-entirely-for-non-techies/#post-12014965" rel="ugc">this post</a> for an example of how to do it.
Older versions of WordPress
For WordPress versions less than 4.7, this plugin simply disables all REST API functionality for all users.
More information available below in the FAQs section.
<h3>Privacy</h3>
This plugin does not collect or store any user data. It does not set any cookies, and it does not connect to any third-party locations. Thus, this plugin does not affect user privacy in any way. If anything it improves user privacy, as it protects potentially sensitive information from being displayed/accessed via REST API.
Disable WP REST API is developed and maintained by <a href="https://x.com/perishable" rel="nofollow ugc">Jeff Starr</a>, 15-year <a href="https://plugin-planet.com/" rel="nofollow ugc">WordPress developer</a> and <a href="https://books.perishablepress.com/" rel="nofollow ugc">book author</a>.
<h3>Support development of this plugin</h3>
I develop and maintain this free plugin with love for the WordPress community. To show support, you can <a href="https://monzillamedia.com/donate.html" rel="nofollow ugc">make a donation</a> or purchase one of my books:
<ul>
<li><a href="https://wp-tao.com/" rel="nofollow ugc">The Tao of WordPress</a></li>
<li><a href="https://digwp.com/" rel="nofollow ugc">Digging into WordPress</a></li>
<li><a href="https://htaccessbook.com/" rel="nofollow ugc">.htaccess made easy</a></li>
<li><a href="https://wp-tao.com/wordpress-themes-book/" rel="nofollow ugc">WordPress Themes In Depth</a></li>
<li><a href="https://books.perishablepress.com/downloads/wizards-collection-sql-recipes-wordpress/" rel="nofollow ugc">Wizard’s SQL Recipes for WordPress</a></li>
</ul>
And/or purchase one of my premium WordPress plugins:
<ul>
<li><a href="https://plugin-planet.com/bbq-pro/" rel="nofollow ugc">BBQ Pro</a> – Blazing fast WordPress firewall</li>
<li><a href="https://plugin-planet.com/blackhole-pro/" rel="nofollow ugc">Blackhole Pro</a> – Automatically block bad bots</li>
<li><a href="https://plugin-planet.com/banhammer-pro/" rel="nofollow ugc">Banhammer Pro</a> – Monitor traffic and ban the bad guys</li>
<li><a href="https://plugin-planet.com/ga-google-analytics-pro/" rel="nofollow ugc">GA Google Analytics Pro</a> – Connect WordPress to Google Analytics</li>
<li><a href="https://plugin-planet.com/head-meta-pro/" rel="nofollow ugc">Head Meta Pro</a> – Ultimate Meta Tags for WordPress</li>
<li><a href="https://plugin-planet.com/simple-ajax-chat-pro/" rel="nofollow ugc">Simple Ajax Chat Pro</a> – Unlimited chat rooms</li>
<li><a href="https://plugin-planet.com/usp-pro/" rel="nofollow ugc">USP Pro</a> – Unlimited front-end forms</li>
</ul>
Links, tweets and likes also appreciated. Thank you! 🙂

Disable WP REST API

while the plugin si deadsimple and very low resource impact, keep in mind that there are plugins that need the rest to work with no auth (ex. contact form 7).

dead simple and efficient, but be aware

Disables the WP REST API for visitors not logged into WordPress.

Payfam for WooCommerce vs Disable WP REST API