PayHub, Inc

<p>This plugin works specifically with the WooCommerce ecommerce plugin.  It allows you to accept credit card payments through WooCommerce, using PayHub as the payment gateway.  Please note, a PayHub account is required to process transactions.  Contact us using the info below to setup an account.</p>
<h3>Configuration</h3>
<p>Once the PayHub plugin is installed, in WordPress Admin:</p>
<ul>
<li>Click on WooCommerce Settings, either through the option on the navigation bar on the left, or through the plugin list.</li>
<li>For WooCommerce 2.0.x, click on the Payment tab.  For WooCommerce 2.1.x, click on the Checkout Tab.</li>
<li>Select PayHub as the default payment processor and save the changes.</li>
<li>Click on PayHub Settings button.</li>
<li>Enter in your PayHub API credentials n the fields provided.</li>
</ul>
<h3>How to find your API credentials</h3>
<ul>
<li>Log into the PayHub VirtualHub site (go to http://payhub.com and click on Login in the top left)</li>
<li>Once logged in, click on the Admin navigation link at the top right.</li>
<li>Under the General heading, click on the 3rd Party API link.</li>
<li>Copy down your Username, Password, and Terminal ID.  Please note the username and password is case sensitive.</li>
</ul>
<h3>Notes on Security</h3>
<p>This plugin requires validation of the host SSL certificate for PayHub servers.  This is important as it greatly reduces the chance of a successful “man in the middle” attack.</p>
<p>If you go through the installation and everything works fine, then you don’t have to worry about the rest of this section.  If you are experiencing a problem where you receive a blank error when trying to process cards and the transaction never actually processes then read on…</p>
<p>Since our plugin uses cURL (http://curl.haxx.se/) to send transaction requests, you need to make sure that cURL knows where to find the CA certificate with which to validate our API SSL certs.  This is generally not a problem with hosted setups, but if you have built out your own server then you may find that this is a problem because newer versions of cURL don’t include a CA bundle by default.  In this case, if you are using PHP 5.3.7 or greater you can:</p>
<p>*download http://curl.haxx.se/ca/cacert.pem and save it somewhere on your server.<br />
*update php.ini — add curl.cainfo = “PATH_TO/cacert.pem”</p>
<p>This solutions was shamelessly borrowed from the Stack Overflow post: http://stackoverflow.com/questions/6400300/php-curl-https-causing-exception-ssl-certificate-problem-verify-that-the-ca-cer.  Gotta love Stack Overflow ;^).</p>
<p>Alternatively, you can dig into the PayHub plugin itself and add the following key/value pair to the $c_opts array: CURLOPT_CAINFO => “payth/to/ca-bundle.pem”.  See http://us2.php.net/manual/en/book.curl.php for more info.</p>
<h3>How to get support</h3>
<p>If you have any questions you can contact PayHub at:<br />
(415) 306-9476 from 8AM – 5PM PST M-F<br />
or email us at wecare@payhub.com</p>


PayHub Plugin For WooCommerce

PayHub gateway plugin for the WooCommerce system.  It allows you to accept credit cards directly from the WooCommerce checkout page.

Bob Group

ruaan

<p><strong>Bob Pay: Secure, Simple, and Cost-Effective Online Payments</strong></p>
<p>Bob Pay, the payment gateway from Bob Group, offers South African merchants a secure, cost-effective way to accept online payments. With no startup or payout fees, only a minimal transaction fee applies. Key features include PCI DSS compliance, SSL encryption, redundancy for high availability, scalability for high transaction volumes, and proactive monitoring. Bob Pay is an ideal solution for ecommerce businesses, offering stability, security, and custom API integrations.</p>
<ul>
<li>State-of-the-art encryption and protocols safeguard every transaction.</li>
<li>Meets strict global standards to ensure your payments are secure.</li>
<li>Protects data transmission with secure, encrypted connections.</li>
<li>Built-in redundancy and failover ensure minimal downtime.</li>
<li>Handles high transaction volumes with ease, growing with your business.</li>
</ul>
<p>Supported banks currently include: FNB, Nedbank, Absa, Standard Bank, Capitec, Investec, Discovery Bank, TymeBank and Bank Zero.</p>
<p><strong>Transaction fees:</strong></p>
<p>Please see our <a href="https://www.bobpay.co.za/pricing/" rel="nofollow ugc">Bob Pay pricing page</a> for the latest rates.</p>
<p>Receive discounted pricing if you process more than R500,000 per month, or if you’re a Bob Go merchant*.<br />
* Must have a paid <a href="https://www.bobgo.co.za/" rel="nofollow ugc">Bob Go</a> subscription.</p>
<h3>External services</h3>
<p>This plugin connects to the Bob Pay payment gateway API to process online payments. Bob Pay is a South African payment processor provided by Bob Group (Pty) Ltd.</p>
<h4>What data is sent and when</h4>
<p>When a customer selects a Bob Pay payment method at checkout, the plugin sends order details (order amount, currency, order reference, return URLs) to the Bob Pay API to create a payment intent. The customer is then redirected to Bob Pay to complete payment.</p>
<p>When Bob Pay processes the payment, it sends a webhook notification back to your site to confirm the payment status. The plugin then validates the payment by communicating with the Bob Pay API.</p>
<p>If refunds are initiated from the WooCommerce admin, the plugin sends the refund amount and order reference to the Bob Pay API.</p>
<p>The plugin communicates with the following Bob Pay API endpoints:</p>
<ul>
<li>Production: <code>https://api.bobpay.co.za</code></li>
<li>Sandbox: <code>https://api.sandbox.bobpay.co.za</code></li>
</ul>
<p>This service is provided by Bob Group (Pty) Ltd.</p>
<ul>
<li><a href="https://www.bobpay.co.za/terms-conditions" rel="nofollow ugc">Terms and Conditions</a></li>
<li><a href="https://www.bob.co.za/privacy-policy" rel="nofollow ugc">Privacy Policy</a></li>
</ul>
<h3>Development</h3>
<p>The compressed JavaScript file <code>build/js/frontend/index.js</code> is built from the source file <code>resources/js/frontend/index.js</code> included in this plugin.</p>
<p>To build from source:</p>
<ol>
<li>Install dependencies: <code>npm install</code></li>
<li>Build: <code>npm run build</code></li>
</ol>
<p>This uses <code>@wordpress/scripts</code> (wp-scripts) with a custom webpack configuration (<code>webpack.config.js</code>).</p>


Bob Pay

A WooCommerce plugin that enables you to use Bob Pay as a payment method.

PayHub Plugin For WooCommerce vs Bob Pay