paynexus

PayNexus Payment Gateway lets you accept M-Pesa mobile money payments on your WordPress website. Money flows directly from the customer to your own M-Pesa payment account — PayNexus never holds or delays your funds.
Features:
<ul>
<li>M-Pesa STK Push — Customers receive a payment prompt on their phone</li>
<li>WooCommerce integration — Full checkout gateway for WooCommerce stores</li>
<li>Shortcode support — Embed payment forms on any page with <code>[paynexus_payment_form]</code></li>
<li>Real-time polling — Automatic status updates without page refresh</li>
<li>Webhook support — Receive instant payment notifications via REST API</li>
<li>Admin dashboard — View and filter all payments from WordPress admin</li>
<li>Secure — HMAC-SHA256 webhook signature verification with replay protection</li>
<li>Local records — Every payment is stored locally for your records</li>
</ul>
How It Works:
<ol>
<li>Customer enters their phone number and amount</li>
<li>PayNexus sends an M-Pesa STK Push to the customer’s phone</li>
<li>Customer enters their M-Pesa PIN to confirm payment</li>
<li>Payment status is updated automatically via webhook</li>
<li>WooCommerce orders are marked as paid automatically</li>
</ol>

PayNexus Payment Gateway

Accept M-Pesa payments through PayNexus in any WordPress or WooCommerce site.

paynecta

Paynecta Payment Gateway for WooCommerce allows you to accept M-Pesa payments directly on your WooCommerce store. Funds are automatically transferred to your preferred Kenyan bank account with full payment reconciliation.
Key Features:
<ul>
<li>Simple integration with Paynecta payment system</li>
<li>WooCommerce block checkout support</li>
<li>Configurable order status on successful payment</li>
<li>Webhook support for payment confirmation</li>
<li>Clean and minimal codebase</li>
<li>Transaction reference display in admin</li>
<li>M-Pesa receipt tracking</li>
<li>Payment dashboard with statistics</li>
</ul>
Requirements:
<ul>
<li>WordPress 6.0+</li>
<li>WooCommerce 8.4+</li>
<li>PHP 7.4+</li>
<li>Paynecta account (sign up at https://paynecta.co.ke/)</li>
</ul>
<h3>External Services</h3>
This plugin connects to the Paynecta API to process M-Pesa payments. The connection is required for the payment functionality to work.
What data is sent:
<ul>
<li>Customer’s M-Pesa phone number (required to initiate the STK push payment prompt)</li>
<li>Payment amount (the order total)</li>
<li>Your Paynecta Payment Code (to identify your payment link)</li>
<li>Transaction reference (to track the payment status)</li>
</ul>
When data is sent:
<ul>
<li>When a customer initiates a payment at checkout</li>
<li>When checking the payment status after a payment is initiated</li>
<li>When receiving webhook callbacks for payment confirmations</li>
</ul>
Service Provider:
This service is provided by Paynecta Limited.
<ul>
<li>Website: <a href="https://paynecta.co.ke/" rel="nofollow ugc">https://paynecta.co.ke/</a></li>
<li>Terms of Service: <a href="https://paynecta.co.ke/terms" rel="nofollow ugc">https://paynecta.co.ke/terms</a></li>
<li>Privacy Policy: <a href="https://paynecta.co.ke/privacy" rel="nofollow ugc">https://paynecta.co.ke/privacy</a></li>
</ul>
<h3>Configuration</h3>
Configure the following settings in WooCommerce > Settings > Payments > Paynecta Payment Gateway:
<ul>
<li>API URL: Your Paynecta API endpoint</li>
<li>Payment Code: Your Paynecta payment link code</li>
<li>API Key: Your Paynecta API key</li>
<li>User Email: Your Paynecta account email</li>
<li>Order Status on Payment: Choose what status orders should have after successful payment</li>
</ul>

Paynecta Payment Gateway for WooCommerce

Send a payment link, clients pay via M-Pesa and funds go directly to any Kenyan bank of your choice. All payments automatically reconciled.

PayNexus Payment Gateway vs Paynecta Payment Gateway for WooCommerce