quickpenny

<p>QuickPenny is a payment app that bypasses the debit and credit card network to save merchants’ money. All customers pay from their bank account, so QuickPenny can offer payment processing fees that are over 2% of the purchase price less than other payment processors. With the fee savings, merchants can optionally fund a customer loyalty program that we facilitate. Merchants set the loyalty rate and expiration date of any rewards, and we automatically manage everything.</p>
<p>Merchants do not benefit from credit card points because those points can be used anywhere. With QuickPenny, rewards can only be used at the merchant where the rewards were earned. This will drive repeat business. The first 2% of rewards is essentially free since that is how much more it would cost to process credit and debit cards with an alternative like Stripe or PayPal. Assuming less than half of customers redeem, merchants can offer rewards of 4% or more through QuickPenny and still be as well off financially as if the transaction were processed with credit cards. And if the customer redeems, that’s good too because it means the merchant is getting a 2nd sale!</p>
<p>With QuickPenny, consumers benefit from earning rewards without borrowing money. Right now people paying with debit cards do not get any rewards. QuickPenny is a way for consumers to earn rewards without borrowing money on a credit card. Rewards are automatically applied to repeat sales.</p>
<p>QuickPenny works similar to PayPal. People log in to their account with their cell phone number and a one-time password and they authorize payment. QuickPenny securely gets permission to debit people’s bank accounts by using Plaid, the same fintech company that works with Venmo and CashApp.</p>
<p>QuickPenny is secure.</p>
<p>We safeguard financial information with the latest encryption protocols like Advanced Encryption Standard (AES 256) and Transport Layer Security (TLS). All data is secured in transit and at rest.</p>
<p>QuickPenny is hosted in a mature and secure cloud environment. By leveraging cloud infrastructure, we can bring decades of security experience to protecting financial information.</p>
<p>We don’t sell, rent or share financial data with outside companies.</p>
<p>We connect your bank account with the same provider that Venmo and CashApp use. We never see anybody’s bank username and password and neither do our partners.</p>


Quickpenny

QuickPenny is a convenient and rewarding way to make purchases online from your bank account with a PayPal-like digital wallet.

ePayco

<p>The official ePayco plugin provides smooth payment processing for your online store, allowing customers to complete their purchases using their preferred payment methods.</p>
<p>Installation is <strong>simple and requires no technical knowledge</strong>, so you can start selling immediately.</p>
<h3>Payment Methods</h3>
<p>ePayco accepts Visa, MasterCard, American Express, Diners Club, SEPA, PSE (Bank Transfer), Cash Payments (Efecty, Gana, Punto Red, Red Servi, Su Red, Paga Todo, Acertemos, Gana Gana, Su Chance, Jer, La Perla), Daviplata, PayPal, SafetyPay, Davipuntos, Puntos Colombia (Coming Soon), and more directly in your store through the ePayco WooCommerce plugin, enabling payments from both mobile and desktop devices. In addition, ePayco supports 3D Secure v2.2.</p>
<h3>Why Choose ePayco?</h3>
<ul>
<li>ePayco has no setup fees or hidden costs—you only pay when you make money! Your earnings are transferred quickly.</li>
<li>Easily convert product prices between Colombian Pesos (COP) and U.S. Dollars (USD).</li>
<li>Offer installment payments and highlight current promotions.</li>
<li>Test your store in our Sandbox environment before going live.</li>
<li>Receive your sales revenue on the same day.</li>
<li><strong>ePayco customers can use their saved cards</strong> for a fast and convenient checkout experience without re-entering card details.</li>
<li>Focus on sales while <strong>we handle security with our advanced fraud prevention and analysis tools.</strong></li>
</ul>
<h3>Sell More with the Payment Marketplace</h3>
<p><strong><a href="https://epayco.com/contacto/" rel="nofollow ugc">Leave your details</a></strong> to speak with our team of experts (currently available only in Colombia).</p>
<h3>Additional Info</h3>
<p>Contribute to the repository on GitHub: <a href="https://github.com/epayco/Plugin_ePayco_WooCommerce" rel="nofollow ugc">Visit the GitHub repository</a></p>


ePayco Plugin for WooCommerce

The official ePayco plugin for WooCommerce enables seamless payment processing for your online store.

Quickpenny vs ePayco Plugin for WooCommerce