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<p><strong>Smart Payment Gateway Control for WooCommerce</strong> gives you complete control over which payment methods appear at your checkout. Build flexible IF <span aria-hidden="true" class="wp-exclude-emoji">→</span> THEN rules to automatically show or hide gateways based on what’s in your customer’s cart.</p>
<h4>Why You Need Smart Payment Control</h4>
<p>By default, WooCommerce displays all enabled payment gateways to every customer. This creates a cluttered checkout and can lead to confusion, abandoned carts, or payment methods being used in ways you never intended. Smart Payment Gateway Control solves this by letting you set precise conditions for when each gateway should appear.</p>
<h4>How It Works</h4>
<ol>
<li>Go to <strong>WooCommerce <span aria-hidden="true" class="wp-exclude-emoji">→</span> Payment Rules</strong> in your WordPress admin.</li>
<li>Click <strong>Add Rule</strong> and choose a condition type.</li>
<li>Select the payment gateway you want to disable when that condition is met.</li>
<li>Hit <strong>Save Rules</strong> — that’s it.</li>
</ol>
<p>Rules are evaluated in order, giving you full control over your checkout flow without writing a single line of code.</p>
<h4>Available Condition Types</h4>
<ul>
<li><strong>Product Category</strong> — Hide gateways when the cart contains products from specific categories. Parent categories automatically include all child categories, saving you setup time.</li>
<li><strong>Specific Product</strong> — Target individual products or product variations with precision.</li>
<li><strong>Cart Total</strong> — Disable payment methods when the order amount is above, below, or equal to a custom threshold. Perfect for offering free orders a specific gateway or blocking high-risk payment options on large purchases.</li>
<li><strong>User Role</strong> — Show different payment options to wholesale customers, retail customers, subscribers, or guests. Create a personalized checkout for every user type.</li>
<li><strong>Shipping Method</strong> — Adjust available payment methods based on the customer’s chosen delivery option. For example, enable cash on delivery only for local pickup.</li>
<li><strong>Billing Country</strong> — Restrict or allow payment gateways based on the customer’s billing country. Essential for international stores managing region-specific payment processors.</li>
<li><strong>Order Quantity</strong> — Trigger rules based on the total number of items in the cart. Offer bulk purchase gateways or limit certain payment types for single-item orders.</li>
</ul>
<h4>Operators You Can Use</h4>
<ul>
<li><strong>is</strong> / <strong>is not</strong> — Simple matching for categories, products, roles, countries, and shipping methods.</li>
<li><strong>Greater than ( > )</strong> / <strong>Greater than or equal ( >= )</strong> — Perfect for cart totals and quantities.</li>
<li><strong>Less than ( < )</strong> / <strong>Less than or equal ( <= )</strong> — Set upper limits for payment methods.</li>
</ul>
<h4>Combine Multiple Conditions</h4>
<p>Need more complex logic? Add AND conditions within a single rule. For example: “If the cart contains a product from the ‘Digital Downloads’ category <strong>AND</strong> the customer is a guest, then hide Bank Transfer.” Multiple conditions must all be true for the rule to apply.</p>
<h4>Real-World Use Cases</h4>
<ul>
<li>Enable Cash on Delivery only for physical products, not digital downloads.</li>
<li>Restrict PayPal to orders under $500 to reduce fee exposure.</li>
<li>Show Bank Transfer exclusively to wholesale customers.</li>
<li>Limit Stripe to customers in the United States and Canada.</li>
<li>Hide expensive payment gateways on small one-item orders.</li>
</ul>
<h4>Works With Any Payment Gateway</h4>
<p>Smart Payment Gateway Control integrates with every payment gateway registered in WooCommerce — including Stripe, PayPal, Cash on Delivery, BACS Bank Transfer, and any custom or third-party gateway. No gateway-specific configuration is needed.</p>
<h4>Lightweight & Performance-Friendly</h4>
<p>The plugin only runs its logic during checkout, so there is zero impact on your site’s front-end performance or page speed. The admin interface uses the native WordPress and WooCommerce styling you’re already familiar with.</p>
<h4>HPOS Compatible</h4>
<p>Full compatibility with WooCommerce High-Performance Order Storage (HPOS) is declared, ensuring smooth operation on modern WooCommerce installations.</p>
<h4>Support</h4>
<p>Having trouble? Visit the <a href="https://wordpress.org/support/plugin/smart-payment-gateway-control-for-woocommerce/" rel="ugc">support forum</a> and we’ll help you out. Found this plugin useful? Please leave a <a href="https://wordpress.org/support/plugin/smart-payment-gateway-control-for-woocommerce/reviews/#new-post" rel="ugc">5-star review</a> — it helps others discover Smart Payment Gateway Control and keeps development active.</p>


Smart Payment Gateway Control for WooCommerce

Conditionally hide WooCommerce payment methods at checkout using flexible IF → THEN rules based on product, cart, user, country, and more.

Dotstore

<p>👉 Allows store owners to restrict payment methods based on the various conditions!</p>
<p><a href="https://www.thedotstore.com/conditional-payments-for-woocommerce/?utm_source=wporg&utm_medium=freepluginlink&utm_campaign=conditionalpayments_free&utm_term=wporg_free_to_pro" rel="nofollow ugc">Conditional Payments for WooCommerce</a> plugin allows to hide or show payment gateways based on the various conditions in WooCommerce.</p>
<p>This plugin works with default WooCommerce payment gateways and 3rd party payment gateways as well.</p>
<p>For example, you can restrict Cash On Delivery, PayPal, Stripe or any other well known payment methods based on the different conditions.</p>
<h3>EXAMPLE</h3>
<p>For example, You have two payment methods, PayPal and Stripe. PayPal can be used for all orders but Stripe only when the billing country is UK.</p>
<p>With Conditional Payments plugin, you can add billing country condition to hide Stripe payment gateway.</p>
<h3>💁 Key benefits of conditional payments</h3>
<p>🔑 Create unlimited payment methods restriction rules<br />
🔑 Limit payment methods based on the different conditions<br />
🔑 Reduce risks and boost your sales<br />
🔑 Restrict payments methods by billing and shipping fields</p>
<p>Plugin – <a href="https://pluginsdemo.thedotstore.com/conditional-payments-for-woocommerce/" rel="nofollow ugc">VIEW LIVE DEMO</a></p>
<p><strong>Free plugin:</strong> Need Technical Help? – <a href="https://wordpress.org/support/plugin/conditional-payments/" rel="ugc">Click here</a></p>
<p><strong>Pro Plugin:</strong>  PRE-SALE Questions – <a href="https://www.thedotstore.com/support/" rel="nofollow ugc">Click here</a> or <a href="https://docs.thedotstore.com/collection/485-conditional-payments" rel="nofollow ugc">Review Help Document</a></p>
<h3>Key features of conditional payments – Free Version</h3>
<ul>
<li>Easy to setup conditional payments rules</li>
<li>Create unlimited payment methods restriction rules</li>
<li>Allows to restrict payments methods based on the conditions</li>
<li>Add multiple conditions and actions to restrict payments gatways</li>
<li>Support multiple payment gatways</li>
<li>Enable or disable conditional payments rules</li>
<li>Apply bulk actions on conditional payments rules</li>
<li>Search conditional payments rules by keywords</li>
<li>Restrict payments gatways based on the billing or shipping address fields</li>
</ul>
<h3>💁 Contact Us or Submit Support Ticket</h3>
<ul>
<li><strong>Free plugin:</strong> Need Technical Help? – <a href="https://wordpress.org/support/plugin/conditional-payments/" rel="ugc">Click here</a></li>
<li><strong>Pro Plugin:</strong>  PRE-SALE Questions – <a href="https://www.thedotstore.com/support/" rel="nofollow ugc">Click here</a> or <a href="https://docs.thedotstore.com/collection/485-conditional-payments" rel="nofollow ugc">Help Document</a></li>
</ul>
<h3>🎯 Supercharge Your Store Performance</h3>
<p>Gain access to <strong>50 expert tips</strong> covering everything from <strong>site speed</strong> and <strong>user experience</strong> to advanced sales strategies, each with impact scores to help you prioritize what truly drives results.</p>
<p><a href="https://www.thedotstore.com/?popup_id=76452&utm_source=freeplugin&utm_medium=content&utm_id=ebook1_conditional_payment" rel="nofollow ugc">Download Free eBook</a></p>
<h3>EXPLORE OUR OTHER PLUGINS TO SUPERCHARGE YOUR WEBSITE:</h3>
<h3>👉 Premium WooCommerce Plugins list</h3>
<ol>
<li><a href="https://www.thedotstore.com/flat-rate-shipping-plugin-for-woocommerce/" rel="noreferrer noopener nofollow ugc">Flat-rate shipping plugins for WooCommerce</a></li>
<li><a href="https://www.thedotstore.com/woocommerce-extra-fees-plugin/" rel="noreferrer noopener nofollow ugc">WooCommerce Extra Fees Plugin</a></li>
<li><a href="https://www.thedotstore.com/woocommerce-advanced-product-size-charts/" rel="noreferrer noopener nofollow ugc">Advanced Product Size Charts For WooCommerce</a></li>
<li><a href="https://www.thedotstore.com/hide-shipping-method-for-woocommerce/" rel="noreferrer noopener nofollow ugc">Hide Shipping Method For WooCommerce</a></li>
<li><a href="https://www.thedotstore.com/woocommerce-product-attachment/" rel="noreferrer noopener nofollow ugc">Product Attachment For WooCommerce</a></li>
<li><a href="https://www.thedotstore.com/woocommerce-anti-fraud/" rel="noreferrer noopener nofollow ugc">Blocker – Prevent Fake Orders And Blacklist Fraud Customers</a></li>
<li><a href="http://www.thedotstore.com/woocommerce-enhanced-ecommerce-analytics-integration-with-conversion-tracking" rel="noreferrer noopener nofollow ugc">Enhanced Ecommerce Google Analytics for WooCommerce</a></li>
<li><a href="https://www.thedotstore.com/product/woocommerce-category-banner-management/" rel="noreferrer noopener nofollow ugc">Category Banner Management for Woocommerce</a></li>
<li><a href="https://www.thedotstore.com/woocommerce-product-finder/" rel="noreferrer noopener nofollow ugc">Product Finder For WooCommerce</a></li>
<li><a href="https://www.thedotstore.com/mass-pages-posts-creator/" rel="noreferrer noopener nofollow ugc">Mass Pages Posts Creator For WordPress</a></li>
<li><a href="https://www.thedotstore.com/woocommerce-conditional-discount-rules-for-checkout/" rel="noreferrer noopener nofollow ugc">Conditional Discount Rules For WooCommerce Checkout</a></li>
<li><a href="https://www.thedotstore.com/woocommerce-checkout-for-digital-goods/" rel="noreferrer noopener nofollow ugc">WooCommerce Checkout For Digital Goods</a></li>
<li><a href="https://www.thedotstore.com/advance-menu-manager-wordpress/" rel="noreferrer noopener nofollow ugc">Advance Menu Manager For WordPress</a></li>
</ol>
<h4>👉  Some of our other free WooCommerce plugins:</h4>
<ol>
<li><a href="https://wordpress.org/plugins/woo-shipping-display-mode/" rel="noreferrer noopener ugc">Shipping Method Display Style for WooCommerce</a></li>
<li><a href="https://wordpress.org/plugins/min-and-max-quantity-for-woocommerce/" rel="noreferrer noopener ugc">Minimum and Maximum Quantity for WooCommerce</a></li>
<li><a href="https://wordpress.org/plugins/commenting-feature/" rel="noreferrer noopener ugc">Multicollab – Google Doc-Style Editorial Commenting for WordPress<br />
</a></li>
<li><a href="https://wordpress.org/plugins/multipurpose-block/" rel="noreferrer noopener ugc">Multipurpose Gutenberg Block</a></li>
</ol>


Conditional Payment Methods for WooCommerce

Nice!

Allows store owners to restrict payment methods based on the various conditions!

Smart Payment Gateway Control for WooCommerce vs Conditional Payment Methods for WooCommerce