instantescrow

Is this plugin right for you?
✅ You want 1% transaction fees instead of 3%+ from traditional processors (no FIAT exchange fees) 
✅ You want to eliminate chargeback fraud while keeping buyer confidence 
✅ You want to allow customers to pay in stablecoin 
✅ You want unlimited free refunds with automated negotiation 
✅ You value privacy and direct peer-to-peer transactions 
❌ You’ve never used cryptocurrency or don’t plan to start
📺 <a href="https://youtu.be/aYXG0hC7dFg" rel="nofollow ugc">Watch 2-minute buyer checkout demo</a> – payment completes in just a few clicks.
💰 SPECIAL OFFER: 1% transaction fee locked in FOREVER for first 20 merchants
<h4>The Crypto Commerce Opportunity</h4>
$9.7 trillion in crypto changes hands monthly, but only 0.003% is ecommerce. Compare that to traditional finance where 0.4% is ecommerce – that’s 130x more adoption.
Why the gap? Crypto holders want to spend, but lack buyer protection. This plugin solves that problem with smart contract escrow, letting you tap into trillions in purchasing power that competitors ignore.
<h4>What Makes This Different</h4>
Eliminate Chargeback Fraud While Keeping Buyer Confidence: 
Traditional processors: You face chargeback fraud ($15-100 per incident) and arbitrary account freezes. 
USDC Payments: Crypto payments are final, but escrow protection gives buyers confidence. Fair automated dispute negotiation replaces chargebacks. Zero fees for unlimited refunds.
True Cost Savings: 
– 1% flat fee (30¢ minimum) – locked forever for first 20 merchants 
– Zero gas fees – we cover all blockchain transaction costs 
– No FIAT exchange fees – keep more of what you earn 
– Unlimited free refunds – no refund fees, no chargeback limits, no penalties 
– Compare: Traditional processors charge 2.9% + 30¢ + refund fees + chargeback fees
Example on $100 order: 
Traditional: $3.20 + potential $15-100 chargeback = $3.20-$103.20 
USDC Payments: $1.00 (no chargebacks possible)
Blockchain-Enforced Security: 
Smart contract code is immutable and publicly verifiable. It restricts beneficiaries to exactly two addresses: yours (seller) and buyer’s (for refunds only). No one else – not even us – can access those funds. This is enforced by the blockchain itself, not by trust.
Speed & Privacy: 
– 3 minutes to install and configure 
– 3 minutes for buyers to complete checkout (2 clicks to pay) 
– No KYC for customers – they can remain anonymous 
– No KYB for merchants – self-setup in 3 minutes 
– You own your account – true peer-to-peer, no intermediary
<h4>Key Features</h4>
<ul>
<li>1% Transaction Fee Forever – First 20 merchants get lifetime 1% rate (covers gas fees)</li>
<li>Smart Contract Escrow – Immutable code ensures funds only go to seller or buyer (refunds)</li>
<li>Automated Dispute Negotiation – Fair resolution with messaging and refund proposals</li>
<li>Unlimited Free Refunds – No refund fees, no chargeback limits, no penalties</li>
<li>True Peer-to-Peer – No intermediary can access funds, direct merchant-to-buyer contracts</li>
<li>Privacy First – No KYC/KYB required, both parties can remain anonymous</li>
<li>2-Click Payments – Lightning-fast checkout (3 min total transaction time)</li>
<li>Seamless Integration – Works with existing WooCommerce checkout flow</li>
<li>Mobile-Friendly – Responsive payment interface on all devices</li>
<li>Real-time Updates – Automatic order status updates via webhooks</li>
<li>Admin Dashboard – Complete visibility into payment contracts and statuses</li>
</ul>
<h4>How It Works</h4>
<ol>
<li>Customer Checkout – Customer selects USDC payment at checkout</li>
<li>Escrow Creation – Smart contract creates secure escrow holding funds</li>
<li>Order Fulfillment – You ship order and provide tracking</li>
<li>Automatic Payment – Funds release to you at payout date/time unless dispute raised</li>
<li>Dispute Protection – If issues arise, automated negotiation handles fair resolution</li>
</ol>
No chargebacks. No fraud. No refund limits. Just secure, low-fee payments.
<h4>How Escrow Protection Works</h4>
When a customer pays, funds lock in a smart contract (not sent directly to you). You set a payout date/time (e.g., 14 days after purchase).
If everything goes smoothly: Funds automatically release to you at payout date.
If there’s a problem: Customer raises a dispute before payout, freezing funds until both parties negotiate refund percentage (0-100%) through automated system. Both send messages and proposals. When you agree, funds distribute accordingly. No fees, no limits.
If customer is unresponsive: After timeout period (default 72 hours), you can claim the funds.
Unlike traditional processors where the company can freeze or reverse payments, these smart contracts are peer-to-peer – only you and your customer control the outcome.
<h4>What is USDC?</h4>
USDC (USD Coin) is a stablecoin where 1 USDC = $1 USD. Each token is backed by real US dollars in reserve, making it stable for commerce. Unlike Bitcoin or Ethereum, USDC doesn’t fluctuate – it’s digital dollars on the blockchain.
<h4>Technical Requirements</h4>
<ul>
<li>WordPress 5.0+</li>
<li>WooCommerce 5.0+</li>
<li>PHP 7.4+</li>
<li>SSL certificate (HTTPS required)</li>
<li>Base network wallet address for receiving payments (get one in 30 seconds at app.instantescrow.nz)</li>
</ul>
<h4>Supported Networks</h4>
<ul>
<li>Base Mainnet – Production payments (Chain ID: 8453)</li>
</ul>
<h4>Integration Details</h4>
This plugin integrates with Conduit UCPI infrastructure:
<ul>
<li>Frontend Interface – Modern React-based payment interface</li>
<li>Smart Contracts – Audited escrow contracts on Base blockchain</li>
<li>Backend API – Reliable payment processing and status updates</li>
<li>Webhook System – Real-time order status synchronization</li>
<li>Fallback Mode – Manual payment instructions if service unavailable</li>
</ul>
<h4>Privacy & Data</h4>
EXTERNAL SERVICE INTEGRATION: This plugin sends data to Conduit UCPI services to process payments.
Data Sent: 
* Customer email (for notifications, optional) 
* Order amount and description 
* Your wallet address 
* Transaction timestamps
Data Storage: 
* Conduit UCPI servers: Transaction data for dispute resolution 
* Base blockchain: Transaction records (public, no personal info) 
* Your wallet: USDC payments sent directly to you
No KYC/KYB Required: Both merchants and customers can remain anonymous.
Third-Party Services: 
* <a href="https://conduit-ucpi.com/privacy" rel="nofollow ugc">Conduit UCPI Privacy Policy</a> 
* Base Network: Public blockchain
<h4>Support</h4>
<ul>
<li>Documentation: <a href="https://docs.conduit-ucpi.com" rel="nofollow ugc">docs.conduit-ucpi.com</a></li>
<li>Support Forum: Use WordPress.org support forum</li>
<li>Email: support@conduit-ucpi.com</li>
</ul>

USDC Payments with Buyer Protection

Accept USDC cryptocurrency payments with smart contract escrow protection. 1% fees, zero chargebacks, unlimited free refunds.

tosinbot

atarapay

xwebyna

KoderiaNG

<a href="https://www.atarapay.com/" rel="nofollow ugc">AtaraPay​</a> is a web and mobile tool used by seller and buyer for protection during any online or offline commercial transaction through funds held in escrow by a trusted third-party. The prevalence of the use of cash on delivery is a payment method that benefits only the buyer leaving eCommerce sellers with little option to collect payment before delivery. AtaraPay helps to resolve this by creating an escrow-based payment method, where buyer pays into escrow and seller is notified to make delivery. On successful delivery, the buyer inspects the goods or service and expects to accept or reject it using our mobile and web app.
Deploying this extension onto your WordPress website (single or multi- vendor), provides a seamless and simple way of automating payment with our escrow solution. When a shopper gets to the checkout page, AtaraPay is listed as one of the payment options and selected for payment via credit or debit card, bank transfer and USSD. When payment is made, it is held in escrow on behalf of both seller and buyer until the buyer inspects and accepts that the order is in expected condition. For details on how our escrow solution works, please watch the ​<a href="https://youtu.be/ybsb-D1as8s" rel="nofollow ugc">AtaraPay escrow video</a>​.
AtaraPay automates and extremely simplifies the escrow process. It also exposes escrow status APIs that enable seamless integration between AtaraPay and any delivery app service. It automates the delivery or cancellation processes making the escrow process very user friendly and effective. For details on our APIs, visit ​<a href="http://plugins.atarapay.com/docs/woocommerce/" rel="nofollow ugc">AtaraPay API Documentation</a>​.
AtaraPay will increase prepayment for your Magento store and improve the credibility of your business since shoppers are assured by your willingness to allow them inspect the goods before you are credited. Conversely, you are comforted knowing that the shopper has genuine intent to buy since funds are paid before delivery.
<h3>ACCOUNT & PRICING</h3>
To use the extension, you have to sign up as an Individual or Business Seller on AtaraPay by clicking here –> ​<a href="https://app.atarapay.com/#/register/seller" rel="nofollow ugc">AtaraPay Seller Registration</a> or from our mobile app on Play Store or App Store​ (search word "atarapay"). Setup or subscription fees are not applicable for using this extension. Visit the eCommerce Website Escrow Service section under the ​<a href="https://www.atarapay.com/pricing" rel="nofollow ugc">AtaraPay Pricing Page</a>​ for details on our simple pricing model which is essentially a transaction fee of 1.5% of the cart value or a maximum of NGN2,000. We do not earn unless you do!
<h3>ESCROW FEATURES</h3>
<ul>
<li>Supports single- and multi-vendor payout</li>
<li>Payment is held in escrow and released to the seller only after the buyer accepts.</li>
<li>You have the option to set a cancellation fee, if the buyer cancels later than the SLA set.</li>
<li>Provides ability for sellers to set the refund method by choosing either cash refund or product replacement.</li>
<li>Supports automatic payout of product amount to the seller and commission to the marketplace operator.</li>
<li>Provides sellers the ability to transfer payment of the payment gateway fees to the buyer.</li>
<li>Supports card, bank transfer and USSD payment methods.</li>
<li>Supports Naira (NGN) and Dollars (USD) currencies paid via all Mastercard, VISA, Eurocard and Verve.</li>
<li>Seamless addition of payment gateways that eliminates the need to reinstall the extension.</li>
<li>All funds paid into AtaraPay escrow are insured by our Insurance partners. So, both the buyer and seller are equally protected.</li>
<li>Supports cancellation and delivery from WooComerce without login into AtaraPay</li>
<li>Supports commission-based transaction between the merchant, buyer and a service provider</li>
<li>Reflects the AtaraPay escrow statuses in the WooCommerce dashboards of the buyer and merchant</li>
<li>Supports cross-border payouts into your Wise and PayPal account</li>
</ul>
<h3>SECURITY INFORMATION</h3>
The extension does not store card details on the WooCommerce or AtaraPay database but parses only cart information to the payment gateway. All payment gateways encrypt user data in accordance with PCI guidelines and transmit to the customer's bank to authorize account debit.
<h3>MODULE DEMO</h3>
http://woocommerce.atarapay.com/

AtaraPay WooCommerce Payment Gateway

AtaraPay​ is a web and mobile tool used by seller and buyer for protection during any online or offline commercial transaction through funds held in e …

USDC Payments with Buyer Protection vs AtaraPay WooCommerce Payment Gateway