vendreo

Vendreo are disrupting the payment processing industry, with a suite of class-leading solutions.
With decades of payments experience, the Vendreo team combine their expertise and points their focus exactly where it needs to be for the online world to benefit.
Vendreo’s latest payment solution. Accept Open Banking payments online through your WooCommerce store safely and securely.
Note: 
This plugin uses third party API requests and will communicate with Vendreo’s secure API to process your payments via the URL https://api.vendreo.com/v1/request-payment.
To view the <a href="https://docs.vendreo.com/" rel="nofollow ugc">API documentation please visit</a>.
To view our <a href="https://pay.vendreo.com/terms-and-conditions" rel="nofollow ugc">Terms And Conditions please visit</a>.
To view our <a href="https://pay.vendreo.com/privacy-policy" rel="nofollow ugc">Privacy Policy please visit</a>.

Vendreo Open Banking Gateway

Vendreo's latest payment solution. Accept Open Banking payments online through your WooCommerce store safely and securely.

ssvsmartpay

SSV SmartPay helps WooCommerce stores increase conversion rates and reduce payment costs by enabling Pay by Bank (Open Banking) payments for UK customers.
Customers can pay directly from their bank account in a secure, familiar flow without entering card details or creating accounts. This reduces checkout friction and helps more customers complete their purchase. 
The plugin integrates seamlessly into your existing checkout and adds Pay by Bank as an additional payment option, without replacing your current setup.
<h3>Why merchants use SSV SmartPay</h3>
Lower payment costs
<ul>
<li>Reduce transaction fees with simple pricing:</li>
<li>Under £50: 20p per transaction (+ VAT)</li>
<li>Over £50: 0.5% per transaction (+ VAT)</li>
<li>No monthly fees</li>
<li>No setup costs</li>
<li>No contracts</li>
<li>Faster access to funds</li>
<li>Payments are typically settled instantly once authorised, helping improve cash flow and reduce delays in fulfilment.</li>
</ul>
No chargebacks 
Bank-authorised payments remove the risk of chargebacks and reduce payment disputes and admin overhead.
Higher checkout completion rates 
Customers approve payments directly in their banking app using Strong Customer Authentication (Face ID, fingerprint, or passcode), creating a fast and familiar checkout experience.
Wide UK bank coverage 
Works with all major UK banks, giving access to the vast majority of UK consumers.
Designed to sit alongside your existing payments 
Add Pay by Bank as an additional option without disrupting your current payment stack.
How it works
<ul>
<li>Customer selects Pay by Bank at checkout</li>
<li>They choose their bank</li>
<li>They approve the payment in their banking app</li>
<li>They are returned to your store and the order is confirmed</li>
</ul>
Requirements
<ul>
<li>WooCommerce installed and active</li>
<li>SSV SmartPay merchant account created</li>
<li>API key from your SSV SmartPay dashboard</li>
</ul>
Features:
<ul>
<li>Accept payments using QR codes or direct bank transfer.</li>
<li>Supports Sandbox (test) and Production (live) environments.</li>
<li>Fully compatible with WooCommerce checkout flow.</li>
<li>Shows clear messages for payment success, failure, or cancellation.</li>
<li>Webhook integration for real-time payment updates</li>
<li>Cron job fallback (every 10 minutes) for missed webhook cases</li>
<li>Automatic order status update (success, failed, cancelled)</li>
<li>Secure API communication with SSV Smart Pay</li>
<li>Easy copyable Callback & Webhook URLs in admin settings</li>
</ul>
<h3>Currency Support</h3>
This plugin currently supports GBP (British Pound) as the only currency. 
Make sure your WooCommerce store uses GBP for successful payment processing.
WooCommerce → Settings → General → Currency → GBP – Pound Sterling (£)
<h3>External Services</h3>
This plugin connects to the SSV Smart Pay API to securely process WooCommerce payments.
Service Used: 
– SSV Smart Pay API (https://api.ssvsmartpay.co/)
Purpose: 
– Generate payment token / payment URL 
– Create orders 
– Validate payment status 
– Update WooCommerce order after successful payment
Data Sent: 
– Customer email 
– Customer phone number 
– Customer name 
– Order ID 
– Order amount and currency 
– Callback URL
When Data Is Sent: 
– During checkout when the customer selects SSV Smart Pay 
– During payment verification 
– During callback/response from the SSV Smart Pay system
Terms of Service: https://app.ssvsmartpay.co/legal/Terms-of-Service-Consumers 
Privacy Policy: https://app.ssvsmartpay.co/legal/SSV-Privacy-and-Cookies-Policy
<h3>Important Setup Instructions</h3>
After activating the plugin:
<ol>
<li>
Go to: 
Settings → Permalinks 
and click Save Changes (required for custom URLs to work)
</li>
<li>
If your website uses security/firewall services like:
<ul>
<li>Cloudflare</li>
<li>Hosting firewall</li>
<li>Security plugins</li>
</ul>
Then whitelist the following URLs:
</li>
</ol>
<ul>
<li>Payment Process URL </li>
<li>Payment Status URL </li>
<li>
Webhook URL
(These URLs are available in plugin settings)
</li>
</ul>
<h3>Support</h3>
Email: info@ssvsmartpay.co 
Phone: 0203 633 0404 
Dashboard: https://app.ssvsmartpay.co

SSV SmartPay Pay By Bank

Accept payments via - SSV SmartPay Pay By Bank using QR code or bank transfer. Fast, secure, and easy to use for WooCommerce stores.

Vendreo Open Banking Gateway vs SSV SmartPay Pay By Bank