<h2>Easily and securely accept credit cards and eChecks using Authorize.net</h2>
<p>The Authorize.net extension provides one of the most advanced integrations for WooCommerce while providing the security and reliability that comes with using Authorize.net for payment processing. Let your customers save their credit cards and bank accounts to their WooCommerce account for fast and easy checkout. Includes <strong>full support for WooCommerce Subscriptions</strong>, <strong>WooCommerce Pre-Orders</strong>, and <strong>Accept.js</strong>. Start using the most advanced WooCommerce payment gateway today!</p>
<p><strong>Authorize.net</strong> is one of the most popular payment processors around for a reason: they offer easy, safe, and affordable credit card and eCheck processing. This Authorize.net payment gateway integration lets you take advantage of several features offered by Authorize.net, such as customer profiles, card tokenization, and eCheck processing.</p>
<p><img class="size-medium wp-image-3953125" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-payment-form.png?w=482" alt="" width="482" height="459" /></p>
<p>The Authorize.net Payment Gateway extension allows you to keep the customer on your site for the checkout process, allowing you maximum control over checkout so that you can test and implement the most effective experience for your store. An <strong>SSL is required</strong> for PCI compliance due to the direct checkout to ensure that your customers’ credit card information is secure.</p>
<h3>Why Authorize.net is right for your store:</h3>
<ul class="wccom-tick-list-secondary">
<li>Accept international transactions from customers worldwide</li>
<li><strong>Process refunds</strong> / voids automatically from within WooCommerce</li>
<li><strong>Capture prior authorized transactions</strong> right from the WooCommerce edit order screen</li>
<li>Automatically capture transactions when order status changes to a paid status</li>
<li>Includes Accept.js from Authorize.net for improved security, meeting PCI SAQ A-EP compliance standards – no additional setup required!</li>
<li>Accepts <strong>eChecks</strong> with an optional Authorize.net eCheck account</li>
<li>Display customizer authorization confirmation messages for eCheck transactions</li>
<li>Customers can securely <strong>save their payment method</strong> to their account for easier checkout</li>
<li>Updated payment form at checkout with retina icons</li>
<li><strong>Mobile-friendly checkout</strong> with numerical inputs for card type and security code</li>
<li>Customers can <strong>add saved payment methods</strong> to their accounts without going through checkout</li>
<li>Customers can add a nickname for a saved payment method to make checkout even smoother <strong><sup>NEW</sup></strong></li>
<li>Customers never leave your site during checkout</li>
<li>Show <strong>detailed decline messages</strong> at checkout instead of generic errors</li>
<li>Force charges for orders with only virtual items instead of authorizing them</li>
<li>Full Support for WooCommerce Subscriptions</li>
<li>Full Support for WooCommerce Pre-Orders</li>
<li>Accepts all Major credit cards and debit cards – Visa®, Mastercard®, American Express®, Discover®, UnionPay, Diner’s Club, JCB</li>
</ul>
<h3>Simple, seamless checkout</h3>
<p>Using the Authorize.net extension allows you to decide what your checkout process will look like, while keeping the customer on your site for the entire process. This gives you maximum control over this experience, providing a simple checkout process for the user and maximum customizability for the business owner.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-saved-card-checkout.png"><img class="size-full wp-image-158043" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-saved-card-checkout.png" alt="WooCommerce Authorize.net saved card checkout" width="474" height="443" /></a></p>
<p>Mobile checkout is enhanced as well, offering automated card formatting and numerical (<code>tel</code> type) fields for easier input.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png"><img class="size-large wp-image-169768" src="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png?w=568" alt="WooCommerce SkyVerge Payment Gateway mobile checkout form" width="568" height="950" /></a></p>
<p>You can now opt to show detailed decline messages to your customers, no more “an error occurred” messages!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Authorize.net detailed decline messages" width="550" height="225" /></a></p>
<h3>Accept.js support</h3>
<p>Authorize.net includes Accept.js support for improved security in credit card payment processing! Customer credit card information is no longer sent directly through your server and instead is handled directly by Authorize.net, meeting the lower level PCI SAQ A-EP compliance level. The customer doesn’t see a difference in the checkout process, but payment data is more secure behind the scenes. Best of all, the Authorize.net plugin gathers the required information on your behalf, so there’s no additional setup required.</p>
<p>You can <a href="http://developer.authorize.net/api/reference/features/acceptjs.html">learn more about Accept.js here</a>.</p>
<h3>Support for automatic refunds and voids</h3>
<p>Shop employees can now process refunds for an order paid for with Authorize.net directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Authorize.net by clicking “Refund via Credit Card.”</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-refunds.png"><img class="size-medium wp-image-158042" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-refunds.png" alt="WooCommerce Authorize.net: Refund support" width="550" height="449" /></a></p>
<p>If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Securely save customer payment methods</h3>
<p>Customers can <strong>easily and securely save multiple payment methods</strong> to their account for faster checkout, which are displayed in unified “My Payments” section of their account. Payment data is stored on Authorize.net’s secure servers, so your responsibility for PCI compliance is significantly reduced. There’s no limit to the number of payment methods a customer can store on their account, and both credit cards and eChecks are supported.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/11/woocommerce-skyverge-enhanced-account-payment-methods.png"><img class="size-large wp-image-878723" src="https://woocommerce.com/wp-content/uploads/2013/11/woocommerce-skyverge-enhanced-account-payment-methods.png?w=950" alt="WooCommerce Authorize.net enhanced saved payment methods" width="950" height="413" /></a></p>
<p>Customers can also change their active payment method, add payment methods, and remove payment methods from the My Account page. The “Add Payment Method” workflow is seamless and tokenizes card information for future use without requiring the customer to go through checkout!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment.png"><img class="size-medium wp-image-158041" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment-e1438281238154.png" alt="WooCommerce Authorize.net: Add payment" width="550" height="425" /></a></p>
<p>Please note that you must have the <a href="http://www.authorize.net/solutions/merchantsolutions/merchantservices/cim/">CIM service</a> enabled for your Authorize.net account to take advantage of all features offered by this gateway.</p>
<h3>Full support for Subscriptions and Pre-Orders</h3>
<p>Authorize.net is the ideal gateway for <a href="https://woocommerce.com/products/subscriptions/">WooCommerce Subscriptions</a>, offering support for all Subscriptions features: payment date changes, subscription date changes, and more. Even better, customers can sign up for subscriptions with a credit card or eCheck. The gateway also fully-supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a>, so you can take customer’s payment information upfront and then automatically charge their payment method once the pre-order is released.</p>
<h3>Full support for Authorize.net eChecks</h3>
<p>Customers with US bank accounts can checkout using their <strong>bank account information</strong> for a checking or savings account. To use this feature, you must have an active <a href="https://www.authorize.net/payments/echeck.html">Authorize.net eCheck account</a>.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-echeck-payment.png"><img class="size-full wp-image-158044" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-echeck-payment.png" alt="WooCommerce Authorize.net echeck checkout" width="468" height="331" /></a></p>
<p>You can optionally display <strong>authorization messages</strong> for eCheck transactions if required by your merchant account. Supports WooCommerce Subscriptions to show a “recurring charge” message as well!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-single-purchase-authorization.png"><img class="size-large wp-image-165267" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-single-purchase-authorization.png?w=950" alt="WooCommerce Authorize.net authorization message for echecks" width="950" height="508" /></a></p>
<h3>Capture charges directly from WooCommerce</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges. Versions 2.0+ of this extension allow you to optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your Authorize.net control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Authorize.net.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-skyverge-gateway-capture.png"><img class="aligncenter size-large wp-image-878783" src="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-skyverge-gateway-capture.png?w=624" alt="WooCommerce SkyVerge gateway capture charges" width="624" height="398" /></a></p>
<p>When using a WooCommerce Authorize.net Payment Gateway, you can also avoid all of the hassle of logging in to your Authorize.net account and running complex reports just to get a simple list of transactions. Try the <a href="https://woocommerce.com/products/woocommerce-authorize-net-reporting/">WooCommerce Authorize.net Reporting</a> extension. After you install and configure the extension, you’ll start receiving a daily email with your Authorize.net transactions from the previous day attached as a CSV. You can also get transactions for a range of dates easily right from your WooCommerce store!</p>
<h3>How to get started (in 5 minutes or less)</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li>Login to your Authorize.net account (<a href="http://reseller.authorize.net/application/?resellerId=24245">sign up for Authorize.net</a>, a Visa solution, if you don’t already have an account) and grab your API ID/Key</li>
<li>Save this information on the settings page</li>
<li>That’s it! Sit back and enjoy robust Authorize.net payment processing, all backed by the reliability and security of Visa!</li>
</ol>
<p><em>Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.</em></p>

Authorize.net, a Visa solution

<p>Online payments leader Authorize.net, a Visa Solution, helps thousands of businesses simplify payments by offering more solutions, more support, and more strength to stand on.</p>

<p>The <strong>Bank of America</strong> extension puts the power of Bank of America’s advanced payment platform to work for your ecommerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.</p>
<p>The <strong>Bank of America</strong> extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.</p>
<p>When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.</p>
<p>By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.</p>
<h2>Features</h2>
<h3>Payment essentials</h3>
<ul>
<li>Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.</li>
<li>Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.</li>
<li>Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.</li>
<li>Robust reporting—Analyze your payment data to discover your business’s next great opportunity.</li>
</ul>
<h3>Advanced protection</h3>
<ul>
<li>Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.<sup>1. See Disclosures</sup></li>
<li>Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.<sup>2. See Disclosures</sup></li>
</ul>
<h3>Why choose Bank of America?></h3>
<ul>
<li>Improved cash flow—Access funds as soon as the same business day.<sup>3. See Disclosures</sup></li>
<li>One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.</li>
<li>Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.</li>
</ul>
<h3>Disclosures</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2022/09/Bank-of-America-Software-Enterprise-License-Agreement.pdf" target="_blank" rel="noopener">Read the Bank of America Software Enterprise License Agreement</a>.</p>
<ol>
<li>The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.</li>
<li>Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.</li>
<li>Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.</li>
</ol>
<p>A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.</p>
<p>Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>
<p>© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.</p>

Bank of America

<p>Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.</p>

Authorize.net, a Visa solution vs Bank of America