The Bank of America extension puts the power of Bank of America’s advanced payment platform to work for your ecommerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.
The Bank of America extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.
When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.
By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.
<h2>Features</h2>
<h3>Payment essentials</h3>
<ul>
<li>Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.</li>
<li>Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.</li>
<li>Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.</li>
<li>Robust reporting—Analyze your payment data to discover your business’s next great opportunity.</li>
</ul>
<h3>Advanced protection</h3>
<ul>
<li>Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.1. See Disclosures</li>
<li>Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.2. See Disclosures</li>
</ul>
<h3>Why choose Bank of America?></h3>
<ul>
<li>Improved cash flow—Access funds as soon as the same business day.3. See Disclosures</li>
<li>One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.</li>
<li>Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.</li>
</ul>
<h3>Disclosures</h3>
<a href="https://woocommerce.com/wp-content/uploads/2022/09/Bank-of-America-Software-Enterprise-License-Agreement.pdf" target="_blank" rel="noopener">Read the Bank of America Software Enterprise License Agreement</a>.
<ol>
<li>The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.</li>
<li>Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.</li>
<li>Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.</li>
</ol>
A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.
Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.

Bank of America

Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.

<h3>Why WooCommerce Bambora?</h3>
WooCommerce Bambora has added tons of useful new features in version 2.0:
<ul class="wccom-tick-list-primary">
<li>Process refunds / voids automatically from within WooCommerce NEW</li>
<li>Capture prior authorized transactions right from the WooCommerce edit order screen, including partial captures NEW</li>
<li>Force charges for orders with only virtual items instead of authorizing them NEW</li>
<li>Automatically capture transactions when order status changes to a paid status NEW</li>
<li>Full Support for <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a> NEW</li>
<li>Full support for <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a> NEW</li>
<li>Customers can securely save their payment method to their account for easier checkout NEW</li>
<li>Supports Bambora Custom Checkout for improved security, meeting PCI SAQ A compliance standards NEW</li>
<li>Updated payment form at checkout with retina icons</li>
<li>Adds a mobile-friendly checkout with numerical inputs for card type and security code</li>
<li>Customers can add saved payment methods to their accounts without going through checkout NEW</li>
<li>Customers can add a nickname for a saved payment method to make checkout even smoother NEW</li>
<li>Show detailed decline messages at checkout instead of generic errors</li>
<li>Customers never leave your site during checkout</li>
<li>Accept Major Credit Cards / Debit Cards – Visa®, MasterCard®, American Express®, Discover®, Diner’s, UnionPay, JCB</li>
</ul>
<hr />
<h2>Easily and securely accept credit cards with Bambora</h2>
The WooCommerce Bambora (formerly Beanstream) extension provides a completely integrated checkout experience between WooCommerce and Bambora. Payments take place directly on your website so you have maximum control over what the checkout looks like, and customers never have to leave your site to make a payment.
Even better, using Bambora’s <a href="https://www.bambora.com/en/us/online/products/custom-checkout/" target="_blank" rel="noopener noreferrer">Custom Checkout implementation</a>, your seamless checkout also meets PCI compliance at SAQ-A levels, giving you a checkout that’s beautiful, seamless, and secure.
<a href="https://woocommerce.com/wp-content/uploads/2012/06/woocommerce-bambora-payment-form.png"><img class="aligncenter size-large wp-image-1046330" src="https://woocommerce.com/wp-content/uploads/2012/06/woocommerce-bambora-payment-form.png?w=950" alt="WooCommerce Bambora checkout" width="950" height="885" /></a>
Let your customers save their credit cards and bank accounts to their WooCommerce account for fast and easy checkout. Includes full support for WooCommerce Subscriptions!
<h3>Simple, Integrated Checkout</h3>
Using the Bambora extension allows you to decide what your checkout process will look like, while keeping the customer on your site for the entire process. This gives you maximum control over this experience, providing a slick checkout process for the user and maximum customizability for the business owner.
<figure id="attachment_878833" aria-describedby="caption-attachment-878833" style="width: 528px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-intuit-payments-checkout-with-saved-methods.png"><img class="aligncenter size-large wp-image-878833" src="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-intuit-payments-checkout-with-saved-methods.png?w=528" alt="WooCommerce SkyVerge gateways saved methods with nicknames" width="528" height="759" /></a><figcaption id="caption-attachment-878833" class="wp-caption-text">Using Saved Cards</figcaption></figure>
Mobile checkout is enhanced as well, offering automated card formatting and numerical (tel type) fields for easier input.
<figure id="attachment_169768" aria-describedby="caption-attachment-169768" style="width: 400px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png"><img class="size-large wp-image-169768" src="https://woocommerce.com/wp-content/uploads/2016/04/woocommerce-payment-gateway-skyverge-mobile-credit-card-form.png?w=568" alt="WooCommerce SkyVerge Payment Gateway mobile checkout form" width="400" height="668" /></a><figcaption id="caption-attachment-169768" class="wp-caption-text">Mobile Credit Card Form</figcaption></figure>
You can now opt to show detailed decline messages to your customers, no more “an error occurred” error messages!
<figure id="attachment_158045" aria-describedby="caption-attachment-158045" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Bambora detailed decline messages" width="550" height="225" /></a><figcaption id="caption-attachment-158045" class="wp-caption-text">Detailed Decline Message</figcaption></figure>
<h3>Support for Automatic Refunds & Voids</h3>
Shop employees can now process refunds for an order paid for with Bambora directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Bambora by clicking “Refund via Credit Card”.
<a href="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-start-refund.png"><img class="aligncenter size-medium wp-image-156318" src="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-start-refund.png" alt="WooCommerce Begin Automatic Credit Card Refund" width="550" height="550" /></a>
If the transaction has not been captured or settled, a transaction void will be performed automatically instead to cancel the order.
<h3>Securely Save Customer Payment Methods</h3>
Customers can easily & securely save multiple payment methods to their account for faster checkout, which are displayed in unified “My Payments” section of their account. Payment data is stored on Bambora’s secure servers, so your responsibility for PCI compliance is significantly reduced. Customers can even add a nickname for a saved method for easier reference.
<figure id="attachment_878723" aria-describedby="caption-attachment-878723" style="width: 950px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/11/woocommerce-skyverge-enhanced-account-payment-methods.png"><img class="size-large wp-image-878723" src="https://woocommerce.com/wp-content/uploads/2013/11/woocommerce-skyverge-enhanced-account-payment-methods.png?w=950" alt="WooCommerce Intuit Payments enhanced saved payment methods" width="950" height="413" /></a><figcaption id="caption-attachment-878723" class="wp-caption-text">Saved payment methods</figcaption></figure>
Customers can also change their active payment method, add payment methods, and remove payment methods from the My Account page. The “Add Payment Method” workflow is seamless and tokenizes card information for future use without requiring the customer to go through checkout!
<figure id="attachment_158041" aria-describedby="caption-attachment-158041" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment.png"><img class="size-medium wp-image-158041" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment-e1438281238154.png" alt="WooCommerce Intuit Payments: Add payment" width="550" height="425" /></a><figcaption id="caption-attachment-158041" class="wp-caption-text">Customer Add Saved Payment</figcaption></figure>
<h3>Full Support for Subscriptions and Pre-Orders</h3>
Bambora is an ideal gateway for <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a>, offering support for all of Subscriptions features – payment date changes, subscription date changes, and more. The gateway also fully-supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a>, so you can take customer’s payment information upfront and then automatically charge their payment method once the pre-order is released.
<h3>Capture Charges directly from WooCommerce</h3>
Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges.
Version 2.0+ of this extension allow you to optionally capture previously authorized transactions directly from the WooCommerce Edit Order screen rather than logging into your Bambora control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Bambora.
<a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-1.png"><img class="aligncenter size-large wp-image-752076" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-1.png?w=950" alt="WooCommerce Bambora start capture" width="950" height="514" /></a>
If you’ve enabled partial captures, you can even enter an amount to capture, and process multiple captures via WooCommerce.
<a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-2.png"><img class="aligncenter size-large wp-image-752074" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-2.png?w=950" alt="WooCommerce Bambora process capture" width="950" height="561" /></a>
<h3>How to Get Started</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li>Log into your <a href="https://web.na.bambora.com/admin/sDefault.asp">Bambora account</a> to get your credentials and save them in the plugin.</li>
<li>That’s it! Sit back and enjoy easy, seamless payment processing!</li>
</ol>
Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.

Bambora

Accept credit card payments with the Bambora payment gateway (North America only).

Bank of America vs Bambora