<p>The <strong>Bank of America</strong> extension puts the power of Bank of America’s advanced payment platform to work for your ecommerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.</p>
<p>The <strong>Bank of America</strong> extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.</p>
<p>When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.</p>
<p>By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.</p>
<h2>Features</h2>
<h3>Payment essentials</h3>
<ul>
<li>Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.</li>
<li>Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.</li>
<li>Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.</li>
<li>Robust reporting—Analyze your payment data to discover your business’s next great opportunity.</li>
</ul>
<h3>Advanced protection</h3>
<ul>
<li>Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.<sup>1. See Disclosures</sup></li>
<li>Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.<sup>2. See Disclosures</sup></li>
</ul>
<h3>Why choose Bank of America?></h3>
<ul>
<li>Improved cash flow—Access funds as soon as the same business day.<sup>3. See Disclosures</sup></li>
<li>One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.</li>
<li>Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.</li>
</ul>
<h3>Disclosures</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2022/09/Bank-of-America-Software-Enterprise-License-Agreement.pdf" target="_blank" rel="noopener">Read the Bank of America Software Enterprise License Agreement</a>.</p>
<ol>
<li>The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.</li>
<li>Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.</li>
<li>Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.</li>
</ol>
<p>A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.</p>
<p>Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>
<p>© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.</p>

Bank of America

<p>Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.</p>

<ul class="wccom-tick-list-primary">
<li>Accept Major Credit Cards / Debit Cards – Visa®, MasterCard®, American Express®, Discover®, UnionPay and JCB</li>
<li>Full Support for <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a></li>
<li>Full support for <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a></li>
<li><strong>Process refunds</strong> / voids automatically from within WooCommerce <strong><sup>NEW</sup></strong></li>
<li>Customers can securely save their payment method to their account for easier checkout</li>
<li>Customers can <strong>add saved payment methods</strong> without going through checkout <strong><sup>NEW</sup></strong></li>
<li>Customer checkout experience is highly customizable for different themes; customers never leave your site during checkout</li>
<li>Capture authorized funds directly within the WooCommerce admin</li>
<li>Force charges for orders with only virtual items instead of authorizing them <strong><sup>NEW</sup></strong></li>
<li>Accept payments from international customers (processed in USD)</li>
<li>Show <strong>detailed decline messages</strong> at checkout instead of generic orders <strong><sup>NEW</sup></strong></li>
<li>Uses the Hosted Pay Page to maximize security, as payments are posted directly to Chase’s secure servers while customers appear to remain on-site</li>
</ul>
<hr />
<h2>Secure Payment Processing via Hosted Pay Page</h2>
<p>The Chase Paymentech Payment Gateway extension is an advanced payment integration for WooCommerce that provides powerful options for accepting payments via Chase. Let your customers securely save their credit card information to their WooCommerce account for fast and easy checkout. Includes <strong>full support for WooCommerce Subscriptions and Pre-Orders</strong>.</p>
<div class="woo-sc-box note  info ">Chase Paymentech requires merchants to complete individual certification with Chase, so a certification mode is included in this WooCommerce Chase Paymentech integration to help you complete this process.</div>
<p>Once certification is completed, you’ll benefit from a secure payment solution that fully utilizes Chase’s Hosted Pay Page technology, and can also keep customers on-site during checkout, improving trust and conversions for your store.</p>
<h3>Seamless & Secure Checkout</h3>
<p>Using the Chase Paymentech extension allows you to decide what your checkout process will look like, while keeping the customer on your site for the entire process. Customize the pay page to optimize conversions for your business. Using a hosted payment page provides a seamless checkout process for the user and flexbility for the business owner.</p>
<figure id="attachment_152377" aria-describedby="caption-attachment-152377" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/12/woocommerce-gateway-chase-paymentech-checkout1.png"><img class="size-medium wp-image-152377" src="https://woocommerce.com/wp-content/uploads/2013/12/woocommerce-gateway-chase-paymentech-checkout1.png" alt="WooCommerce Chase Paymentech Payment Gateway Checkout Experience" width="550" height="454" /></a><figcaption id="caption-attachment-152377" class="wp-caption-text">Checkout Experience</figcaption></figure>
<p>You can now opt to show detailed decline messages to your customers, no more “an error occurred” error messages!</p>
<figure id="attachment_158045" aria-describedby="caption-attachment-158045" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Chase Paymentech detailed decline messages" width="550" height="225" /></a><figcaption id="caption-attachment-158045" class="wp-caption-text">Detailed Decline Message</figcaption></figure>
<h3>Support for Automatic Refunds & Voids</h3>
<p>Shop employees can now process refunds for an order paid for with Chase Paymentech directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Chase Paymentech by clicking “Refund via Chase Paymentech”.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2014/02/woocommerce-chase-paymentech-order-refund.png"><img class="aligncenter size-large wp-image-171251" src="https://woocommerce.com/wp-content/uploads/2014/02/woocommerce-chase-paymentech-order-refund.png?w=778" alt="WooCommerce Chase Paymentech Process refunds" width="778" height="647" /></a></p>
<p>If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Capture Charges directly from WooCommerce</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges. This extension allow you to optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your gateway control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Chase.</p>
<figure id="attachment_153039" aria-describedby="caption-attachment-153039" style="width: 294px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png"><img class="size-full wp-image-153039" src="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png" alt="WooCommerce Chase Paymentech Payment Gateway Integration Capture Charge" width="294" height="230" /></a><figcaption id="caption-attachment-153039" class="wp-caption-text">Chase Capture Charge</figcaption></figure>
<h3>Securely Save Customer Credit Cards</h3>
<p>Customers can <strong>easily & securely</strong> save multiple credit cards to their account for faster checkout. Payment data is stored on Chase’s secure servers, so your PCI compliance requirements are significantly reduced. There’s no limit to the amount of credit cards a customer can store on their account. Customers can also select a default card and remove saved credit cards from the “My Account” page.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2014/02/woocommerce-chase-paymentech-saved-payment-methods.png"><img class="aligncenter size-large wp-image-171244" src="https://woocommerce.com/wp-content/uploads/2014/02/woocommerce-chase-paymentech-saved-payment-methods.png?w=938" alt="WooCommerce chase Paymentech saved cards" width="938" height="464" /></a></p>
<p>Customers can also change their active payment method, add payment methods, and remove payment methods from the My Account page. The “Add Payment Method” workflow is seamless and tokenizes card information for future use without requiring the customer to go through checkout!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2014/02/woocommerce-chase-paymentech-add-saved-card-account.png"><img class="aligncenter size-large wp-image-171225" src="https://woocommerce.com/wp-content/uploads/2014/02/woocommerce-chase-paymentech-add-saved-card-account.png?w=950" alt="WooCommerce Chase Paymentech Add saved payment method" width="950" height="545" /></a></p>
<h3>Security Done Right</h3>
<p>This gateway integration makes full use of all recommendations from Chase to maximize security. Credit card information is processed by Chase’s servers even though the customer remains on your site so that the integration is PCI compliant.</p>
<p>You don’t have to redirect customers to another site for checkout and you therefore reduce the chance that they’ll abandon the purchase, but can still maintain the highest levels of security and theme flexibility. Rest easy knowing that your transactions are under virtual lock and key.</p>
<h3>Full Support for Subscriptions and Pre-Orders</h3>
<p>Chase Paymentech is an ideal gateway for <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a>, offering support for all of Subscriptions features – payment date changes, subscription date changes, and more. The gateway also fully-supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a>, so you can take customer’s payment information upfront and then automatically charge their payment method once the pre-order is released.</p>
<h3>How to Get Started</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li><a href="https://secure.paymentech.com/signin/pages/login.faces">Log in</a> to your Chase Virtual Terminal account (<a href="http://www.chasepaymentech.com/referral_smg.html?referralParty=Woothemes">sign up here</a> if you don’t have an account yet) and grab your test Merchant and Terminal IDs</li>
<li>Enter your store information for the Hosted Pay Page in your Chase account</li>
<li>Complete the certification test cases to get your production credentials.</li>
<li>Save your credentials in settings under <strong>WooCommerce > Settings > Payment Gateways</strong></li>
<li>That’s it! Sit back and enjoy secure payment processing using Chase!</li>
</ol>
<p><em>Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.</em></p>

Chase Paymentech

<p>The Chase Paymentech extension is an advanced payment integration that provides easy setup & powerful options for accepting payments.</p>

Bank of America vs Chase Paymentech