<p>The <strong>Bank of America</strong> extension puts the power of Bank of America’s advanced payment platform to work for your ecommerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.</p>
<p>The <strong>Bank of America</strong> extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.</p>
<p>When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.</p>
<p>By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.</p>
<h2>Features</h2>
<h3>Payment essentials</h3>
<ul>
<li>Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.</li>
<li>Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.</li>
<li>Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.</li>
<li>Robust reporting—Analyze your payment data to discover your business’s next great opportunity.</li>
</ul>
<h3>Advanced protection</h3>
<ul>
<li>Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.<sup>1. See Disclosures</sup></li>
<li>Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.<sup>2. See Disclosures</sup></li>
</ul>
<h3>Why choose Bank of America?></h3>
<ul>
<li>Improved cash flow—Access funds as soon as the same business day.<sup>3. See Disclosures</sup></li>
<li>One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.</li>
<li>Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.</li>
</ul>
<h3>Disclosures</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2022/09/Bank-of-America-Software-Enterprise-License-Agreement.pdf" target="_blank" rel="noopener">Read the Bank of America Software Enterprise License Agreement</a>.</p>
<ol>
<li>The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.</li>
<li>Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.</li>
<li>Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.</li>
</ol>
<p>A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.</p>
<p>Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>
<p>© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.</p>

Bank of America

<p>Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.</p>

<ul class="wccom-tick-list-primary">
<li>Accept credit and debit card payments directly on your site</li>
<li>Accept eCheck / ACH transactions at checkout <sup><strong>NEW</strong></sup></li>
<li>Display customizer authorization confirmation messages for eCheck transactions</li>
<li>Customers can securely <strong>save their payment method</strong> to their account for easier checkout <strong><sup>NEW</sup></strong></li>
<li>Updated payment form at checkout with retina icons and inline validation <strong><sup>NEW</sup></strong></li>
<li>Customers never leave your site during checkout</li>
<li>Show <strong>detailed decline messages</strong> at checkout instead of generic orders <strong><sup>NEW</sup></strong></li>
<li>Full Support for WooCommerce Subscriptions <strong><sup>NEW</sup></strong></li>
<li>Full Support for WooCommerce Pre-Orders <strong><sup>NEW</sup></strong></li>
<li>Customers can <strong>add saved payment methods</strong> to their accounts without going through checkout <strong><sup>NEW</sup></strong></li>
<li><strong>Process refunds</strong> and voids automatically from within WooCommerce <sup><strong>NEW</strong></sup></li>
<li><strong>Capture prior authorized transactions</strong> right from the WooCommerce edit order screen <sup><strong>NEW</strong></sup></li>
<li>Accepts all Major Credit Cards / Debit Cards – Visa®, MasterCard®, American Express®, Discover®, Diner’s Club, UnionPay, JCB</li>
<li>Supports <strong>Multi-Currency</strong> to allow transactions in multiple currencies or those different from your account currency <sup><strong>NEW</strong></sup></li>
</ul>
<hr>
<h2>Secure Payment and ACH Processing for WooCommerce with Elavon Converge</h2>
<p>Accept credit card payments with Elavon, the fourth largest merchant acquirer in North America. Elavon Converge for WooCommerce is a gateway plugin that allows you to take credit card and eCheck payments directly on your WooCommerce store. Customers never leave your site during the checkout process, which results in a seamless checkout process. Includes <strong>full support for WooCommerce Subscriptions</strong> and <strong>WooCommerce Pre-Orders</strong>!</p>
<div class="woo-sc-box normal  info ">Rewritten for version 2.0 to add lots of great payment processing tools!</div>
<p>An <strong>SSL certificate</strong> is required for PCI compliance due to the direct checkout to ensure that your customers’ payment information is secure. The direct checkout allows you to keep the customer on your site for the entire process, allowing you greater control over the checkout experience so that you can test and implement the most effective experience for your store.</p>
<p>This Elavon Converge payment gateway connector lets you take advantage of several features offered by Elavon, such as refunds, card tokenization, and eCheck processing.</p>
<figure id="attachment_166068" aria-describedby="caption-attachment-166068" style="width: 855px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-checkout-credit-card.png"><img class="size-large wp-image-166068" src="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-checkout-credit-card.png?w=855" alt="WooCommerce Elavon Converge Enhanced Checkout" width="855" height="582" /></a><figcaption id="caption-attachment-166068" class="wp-caption-text">Credit Card Checkout (Twenty Sixteen theme)</figcaption></figure>
<h3>Simple, Seamless Checkout</h3>
<p>Using the Elavon extension allows you to decide what your checkout process will look like, while keeping the customer on your site for the entire process. This gives you maximum control over this experience, providing a simple checkout process for the user and maximum customizability for the business owner.</p>
<figure id="attachment_158043" aria-describedby="caption-attachment-158043" style="width: 474px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-saved-card-checkout.png"><img class="size-full wp-image-158043" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-saved-card-checkout.png" alt="WooCommerce Elavon saved card checkout" width="474" height="443" /></a><figcaption id="caption-attachment-158043" class="wp-caption-text">Using Saved Cards</figcaption></figure>
<p>You can now opt to show detailed decline messages to your customers, no more “an error occurred” error messages!</p>
<figure id="attachment_158045" aria-describedby="caption-attachment-158045" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Elavon detailed decline messages" width="550" height="225" /></a><figcaption id="caption-attachment-158045" class="wp-caption-text">Detailed Decline Message</figcaption></figure>
<h3>Support for Automatic Refunds & Voids – NEW</h3>
<p>Shop employees can now process refunds for an order paid for with Elavon directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Elavon by clicking “Refund via Credit Card”.</p>
<figure id="attachment_166064" aria-describedby="caption-attachment-166064" style="width: 950px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-refund.png"><img class="size-large wp-image-166064" src="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-refund.png?w=950" alt="WooCommerce Elavon Converge Refund" width="950" height="651" /></a><figcaption id="caption-attachment-166064" class="wp-caption-text">Converge Refund</figcaption></figure>
<p>If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Securely Save Customer Payment Methods – NEW</h3>
<p>Customers can <strong>easily & securely save multiple credit cards</strong> to their account for faster checkout, which are displayed in unified “My Payments” section of their account. Payment data is stored on Elavon’s secure servers, so your responsibility for PCI compliance is significantly reduced. There’s no limit to the number of credit cards a customer can store on their account.</p>
<figure id="attachment_166065" aria-describedby="caption-attachment-166065" style="width: 950px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-saved-methods.png"><img class="size-large wp-image-166065" src="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-saved-methods.png?w=950" alt="WooCommerce Elavon Converge Customer Saved Methods" width="950" height="406" /></a><figcaption id="caption-attachment-166065" class="wp-caption-text">Customer Saved Cards</figcaption></figure>
<p>Customers can also change their active payment method, add payment methods, and remove payment methods from the My Account page. The “Add Payment Method” workflow is seamless and tokenizes card information for future use without requiring the customer to go through checkout!</p>
<figure id="attachment_158041" aria-describedby="caption-attachment-158041" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment.png"><img class="size-medium wp-image-158041" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-add-payment-e1438281238154.png" alt="WooCommerce Elavon: Add payment" width="550" height="425" /></a><figcaption id="caption-attachment-158041" class="wp-caption-text">Customer Add Saved Payment</figcaption></figure>
<h3>Full Support for Subscriptions and Pre-Orders – NEW</h3>
<p>Elavon is an ideal gateway for <a href="https://woocommerce.com/products/subscriptions/">WooCommerce Subscriptions</a>, offering support for all of Subscriptions features – payment date changes, subscription date changes, and more. The gateway also fully-supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a>, so you can take customer’s payment information upfront and then automatically charge their payment method once the pre-order is released.</p>
<h3>Full Support for eChecks – NEW</h3>
<p>Customers with bank accounts can checkout using their <strong>bank account information</strong> for a checking or savings account. This plugin will automatically display the required <strong>authorization messages</strong> for eCheck transactions at chekcout. To use this feature, you must have eChecks enabled for your account.</p>
<figure id="attachment_166063" aria-describedby="caption-attachment-166063" style="width: 854px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-checkout-echeck.png"><img class="size-large wp-image-166063" src="https://woocommerce.com/wp-content/uploads/2012/07/woocommerce-elavon-checkout-echeck.png?w=854" alt="WooCommerce Elavon Converge eCheck Checkout" width="854" height="623" /></a><figcaption id="caption-attachment-166063" class="wp-caption-text">eCheck Checkout</figcaption></figure>
<h3>Capture Charges directly from WooCommerce</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges. Versions 2.0+ of this extension allow you to optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your Elavon control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Elavon.</p>
<figure id="attachment_153039" aria-describedby="caption-attachment-153039" style="width: 294px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png"><img class="size-full wp-image-153039" src="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png" alt="WooCommerce Elavon Payment Gateway Integration Capture Charge" width="294" height="230" /></a><figcaption id="caption-attachment-153039" class="wp-caption-text">Elavon Capture Charge</figcaption></figure>
<h3>Multi-Currency Support – NEW</h3>
<p>WooCommerce Elavon Converge supports Multi-Currency from Elavon to allow merchants to run transactions in a currency different from the account currency. This allows merchants to charge transactions in a currency different from the account currency, or to use a currency switcher (such as the <a href="https://aelia.co/shop/currency-switcher-woocommerce/" target="_blank" rel="noopener noreferrer">Aelia Currency Switcher</a> – purchase required) to let customers choose their currency to purchase.</p>
<h3>How to Get Started</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li>Login to your Elavon account (<a href="http://www.elavon.com/merchant-services/small-business/buy-now">sign up for Elavon</a> if you don’t already have an account) and grab your account credentials and PIN</li>
<li>Save this information on the settings page</li>
<li>That’s it! Sit back and enjoy secure payment processing!</li>
</ol>
<p><em>Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.</em></p>

Elavon Converge Payment Gateway

<p>Take credit card payments with Elavon, the fourth largest merchant acquirer in North America.</p>

Bank of America vs Elavon Converge Payment Gateway