<p>The <strong>Bank of America</strong> extension puts the power of Bank of America’s advanced payment platform to work for your ecommerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.</p>
<p>The <strong>Bank of America</strong> extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.</p>
<p>When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.</p>
<p>By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.</p>
<h2>Features</h2>
<h3>Payment essentials</h3>
<ul>
<li>Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.</li>
<li>Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.</li>
<li>Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.</li>
<li>Robust reporting—Analyze your payment data to discover your business’s next great opportunity.</li>
</ul>
<h3>Advanced protection</h3>
<ul>
<li>Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.<sup>1. See Disclosures</sup></li>
<li>Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.<sup>2. See Disclosures</sup></li>
</ul>
<h3>Why choose Bank of America?></h3>
<ul>
<li>Improved cash flow—Access funds as soon as the same business day.<sup>3. See Disclosures</sup></li>
<li>One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.</li>
<li>Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.</li>
</ul>
<h3>Disclosures</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2022/09/Bank-of-America-Software-Enterprise-License-Agreement.pdf" target="_blank" rel="noopener">Read the Bank of America Software Enterprise License Agreement</a>.</p>
<ol>
<li>The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.</li>
<li>Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.</li>
<li>Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.</li>
</ol>
<p>A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.</p>
<p>Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>
<p>© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.</p>

Bank of America

<p>Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.</p>

<p></p>
<h2>Accept online payments using Moneris</h2>
<p>Why accept payments from just anyone when you can process them with one of Canada’s leading payment processors? Moneris processes more than <strong>3 billion</strong> credit and debit card transactions a year, for over 350,000 merchant locations across North America. This extension brings quality service and processing for Canada to your WooCommerce store.</p>
<p>The Moneris extension allows you to keep the customer on your site for the checkout process, allowing you greater control over the checkout experience so that you can test and implement the most effective experience for your store. An <strong>SSL certificate</strong> is required for PCI compliance due to the direct checkout to ensure that your customers’ credit card information is secure.</p>
<h3>Why Moneris?</h3>
<ul>
<li>Accept payments in both Canadian dollars and United States dollars, based on the merchant account and the currency in use</li>
<li><strong>Process refunds/voids</strong> automatically from within WooCommerce</li>
<li><strong>Capture charges</strong> right from within the WooCommerce dashboard</li>
<li>Supports “Moneris Checkout” for a hosted and more secure checkout form</li>
<li>Show detailed decline messages at checkout instead of generic orders</li>
<li>Allow customers to <strong>securely save cards</strong> to their accounts for future purchases</li>
<li>Customers can <strong>add saved payment methods</strong> to their accounts without going through checkout</li>
<li>Supports eFraud tools/address and card verification</li>
<li>Fully supports <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a></li>
<li>Fully supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a></li>
<li>Force charges for orders with only virtual items instead of authorizing them</li>
<li>Accepts Major Credit Cards / Debit Cards – Visa®, MasterCard®, American Express®, Discover®, UnionPay, Diner’s Club, JCB</li>
</ul>
<h3>Multicurrency support</h3>
<p>Accept payments in both Canadian dollars and United States dollars! You’ll need to have a merchant account for each currency and may require a multicurrency plugin, as WooCommerce Moneris will automatically select the proper merchant account based on the currency in use. (See our <a href="https://woocommerce.com/document/moneris/#faq">Frequently Asked Questions for recommendations</a>.)</p>
<h3>Fraud prevention tools</h3>
<p>The <strong>WooCommerce Moneris</strong> payment gateway extension features completely updated security checks and AVS / CVV handling for increased security. Shop owners can now completely customize address and card security code checks directly from their WooCommerce settings page for both AVS and CVV errors.</p>
<h3>Direct on-page checkout</h3>
<p>Using the Moneris extension allows you to decide what your checkout process will look like while keeping the customer on your site for the entire process. This gives you control over this experience, providing a seamless checkout process for the user.</p>
<p><img class="18734001320185 aligncenter" src="https://woocommerce.com/wp-content/uploads/2022/12/woocommerce-moneris-credit-card-checkout.png?w=436" alt="WooCommerce Moneris Credit Card Checkout" /></p>
<p>You can now opt to show detailed decline messages to your customers, no more “an error occurred” error messages!</p>
<figure id="attachment_158045" aria-describedby="caption-attachment-158045" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Moneris detailed decline messages" width="550" height="225" /></a><figcaption id="caption-attachment-158045" class="wp-caption-text">Detailed Decline Message</figcaption></figure>
<h3>Securely save payment details</h3>
<p>Customers can <strong>easily & securely save multiple payment methods</strong> to their account for faster checkout, which are displayed in unified “My Payments” section of their account. Payment data is stored on Moneris’s secure servers to reduce your security burden while reducing friction at checkout for improved conversions. You must have tokenization enabled in your Moneris Checkout configuration.</p>
<figure id="attachment_970226" aria-describedby="caption-attachment-970226" style="width: 950px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/02/woocommerce-moneris-saved-payment-methods.png"><img class="size-large wp-image-970226" src="https://woocommerce.com/wp-content/uploads/2012/02/woocommerce-moneris-saved-payment-methods.png?w=950" alt="WooCommerce Moneris saved payment methods" width="950" height="495" /></a><figcaption id="caption-attachment-970226" class="wp-caption-text">Customer saved payment methods</figcaption></figure>
<p>Customers can also change their active payment method, add payment methods, and remove payment methods from the My Account page. The “Add Payment Method” workflow is seamless and tokenizes card information for future use without requiring the customer to go through checkout!</p>
<figure id="attachment_158041" aria-describedby="caption-attachment-158041" style="width: 620px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/02/moneris-add-payment-method.png"><img class="aligncenter size-medium wp-image-18734001729621" src="https://woocommerce.com/wp-content/uploads/2012/02/moneris-add-payment-method.png?w=620" alt="Moneris: Add Payment Method" width="620" height="663" /></a><figcaption id="caption-attachment-158041" class="wp-caption-text">Customer Add Saved Payment</figcaption></figure>
<h3>Support for automatic refunds</h3>
<p>Shop employees can process refunds for an order paid for with Moneris directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Moneris by clicking “Refund via Credit Card”.</p>
<figure id="attachment_158042" aria-describedby="caption-attachment-158042" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-start-refund-550x550.png"><img class="size-medium wp-image-158042" src="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-start-refund.png" alt="WooCommerce Moneris: Refund support" width="550" height="449" /></a><figcaption id="caption-attachment-158042" class="wp-caption-text">Process Refunds</figcaption></figure>
<p>If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Full Subscriptions and Pre-Orders support</h3>
<p>The Moneris credit card gateway now fully supports <strong>Subscriptions</strong> and <strong>Pre-Orders</strong> so that you can leverage recurring payments or pre-orders for your WooCommerce store. You must enable tokenization to use either of these extensions with the WooCommerce Moneris credit card gateway.</p>
<h3>Capture Charges directly from WooCommerce</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges. This extension allows you to optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your Moneris control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Moneris.</p>
<figure id="attachment_153039" aria-describedby="caption-attachment-153039" style="width: 294px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png"><img class="size-full wp-image-153039" src="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png" alt="WooCommerce Authorize.net AIM Payment Gateway Integration Capture Charge" width="294" height="230" /></a><figcaption id="caption-attachment-153039" class="wp-caption-text">Moneris Capture Charge</figcaption></figure>
<h3>How to Get Started</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li>Login to your Moneris account (<a href="https://go.moneris.com/offer">sign up for Moneris</a> if you don’t already have an account) and grab your Checkout ID/Key</li>
<li>Save this information on the settings page</li>
<li>That’s it! Sit back and enjoy payment processing by Moneris!</li>
</ol>
<p><em>Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.</em></p>

Moneris Gateway

<p>Accept payments online using the Moneris payment gateway.</p>

Bank of America vs Moneris Gateway