<p>The <strong>Bank of America</strong> extension puts the power of Bank of America’s advanced payment platform to work for your ecommerce business. With fraud and security tools built into the core of the platform, you can accept credit and signature debit with the peace of mind that comes from knowing your website has cutting-edge protection.</p>
<p>The <strong>Bank of America</strong> extension easily connects your Merchant Services account, provided by Bank of America, to your site. It gives your customers the checkout experience they expect from top retailers. A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account.</p>
<p>When you combine your Merchant Services account with additional Bank of America services, you gain one seamless relationship. One login will allow you to effortlessly view and manage Business Advantage and Merchant Services accounts all in one place, which can help streamline cash management and provide insights into your business’s overall financial health.</p>
<p>By connecting this extension to your Merchant Services account provided by Bank of America, you get access to the following full line-up of features and benefits.</p>
<h2>Features</h2>
<h3>Payment essentials</h3>
<ul>
<li>Easy-to-use extension—Connect to your Bank of America account with little-to-no additional development.</li>
<li>Payment acceptance—Accept all major card brands and networks, including credit and signature debit. You also have access to a virtual terminal at no extra cost with your Merchant Services account.</li>
<li>Straightforward rates—Clear and transparent Simplified Pricing ensures you always know how much you will pay for each transaction.</li>
<li>Robust reporting—Analyze your payment data to discover your business’s next great opportunity.</li>
</ul>
<h3>Advanced protection</h3>
<ul>
<li>Flexible fraud management—With settings that help keep you protected from the start; the system allows you to easily configure fraud rules as your business grows.<sup>1. See Disclosures</sup></li>
<li>Cutting-edge security—Encryption and PAN tokenization help protect your payment data in the case of a data breach.<sup>2. See Disclosures</sup></li>
</ul>
<h3>Why choose Bank of America?></h3>
<ul>
<li>Improved cash flow—Access funds as soon as the same business day.<sup>3. See Disclosures</sup></li>
<li>One seamless relationship—Effortlessly view and manage your Business Advantage and Merchant Services accounts in one place.</li>
<li>Service and support—Get peace of mind knowing you have help whenever you need it, with 24/7 U.S.- based technical support and experienced merchant consultants at your service.</li>
</ul>
<h3>Disclosures</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2022/09/Bank-of-America-Software-Enterprise-License-Agreement.pdf" target="_blank" rel="noopener">Read the Bank of America Software Enterprise License Agreement</a>.</p>
<ol>
<li>The Bank of America extension to your Merchant Services account provided by Bank of America includes the use of the Fraud Management tool at no extra cost. We disclaim all warranties (express or implied) that the Fraud Management tool will accurately identify every instance of fraud or that every transaction identified as suspicious or high risk is, in fact, fraudulent. You are solely responsible for all settings, configurations, and decisions you make or actions you take or do not take or are made or taken or not taken at your direction, on alerted transaction activity.</li>
<li>Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.</li>
<li>Same day access to funding is subject to credit approval. If your merchant account is approved for same day funding, you will have the option to select one funding window to initiate a payout of proceeds to your designated Bank of America Small Business checking account used for settlement. Valid only on Visa®, Mastercard®, Discover® and American Express® transactions and PIN debit transactions including EBT. Exceptions may apply.</li>
</ol>
<p>A Bank of America Business Advantage Banking account is required to apply for a Merchant Services account. Merchant Services processing funds must be settled into a Bank of America Business Advantage Banking account.</p>
<p>Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p>
<p>© 2022 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.</p>

Bank of America

<p>Accept a range of payment types and help protect against fraud with Bank of America for WooCommerce.</p>

<h2>Easily and Safely Accept Credit Card Payments via Global Payments HPP</h2>
<p>Global Payments eCommerce process over 11 billion transactions every year and 2.5 million businesses use their secure, seamless and reliable solutions for their online, over the phone and in-person card processing.</p>
<div class="woo-sc-box normal  info ">A Global Payments account is required. <a href="https://www.globalpaymentsinc.com/en-ie/accept-payments/ecommerce/partners/woocommerce?id=skyverge">Sign up for a Global Payments account here</a>.</div>
<p>As one of the world’s largest payment processing companies, Global Payments process all major cards, as well as offering an unmatched range of solutions and services to help grow your business and could increase your revenue.</p>
<p>This Global Payments HPP extension (formerly called “Realex HPP”) will enable your WooCommerce store to take payments through the Global Payments Hosted Payment Page (HPP). The HPP is a PCI DSS v3.2-compliant redirect solution. It allows you to easily process payments while reducing the significant PCI compliance burden associated with collecting card data. Merchants using the HPP can attest to their PCI Compliance by completing the short PCI DSS Self-Assessment Questionnaire (SAQ) A.</p>
<h3>Why Global Payments HPP?</h3>
<h4>→ Maximize Conversions</h4>
<p><strong>Sell anywhere</strong>: with a payments page that adapts to any device so your customers flow easily through the buying process, on desktop, mobile or tablet.</p>
<p><strong>Customize the payment experience</strong>: with a branded payment page that integrates simply with WooCommerce, and adapts to 30+ languages with multiple payment methods and currencies.</p>
<h4>→ Minimize Fraud</h4>
<p><strong>Monitor, manage, and minimize</strong>: fraud and chargebacks with instant access to 30+ fraud checks to hold or block suspicious transactions.</p>
<p><strong>Configure new fraud rules easily</strong>: with plain language and an intuitive interface, whilst experimenting new rules in passive mode to analyze impact prior to go live.</p>
<h4>→ Retain Control</h4>
<p><strong>Transparent reporting in real-time</strong>: helps you to reconcile transactions, with the ability to search, void, and rebate your transactions easily.</p>
<p><strong>Simplify</strong>: PCI compliance & reduce audit costs while retaining complete control of the end-to-end payment experience for your customer.</p>
<h3>Global Payments HPP Features</h3>
<ul class="wccom-tick-list-secondary">
<li>Accept all major card types: Visa®, MasterCard®, American Express®, Discover®, UnionPay, Diners Club and JCB</li>
<li>Transaction processing in 150 currencies, including <strong>Dynamic Currency Conversion</strong> to allow shoppers to pay in their currency</li>
<li><strong>Fully PCI level 1-compliant</strong>, responsive and customizable payment page with support for 30+ languages</li>
<li>Fraud checks including CVN, 3D Secure (incl. Amex SafeKey), and AVS</li>
<li>Extensive suite of fraud management tools</li>
<li><strong>Process refunds</strong> / voids automatically from within WooCommerce <strong><sup>NEW</sup></strong></li>
<li><strong>Capture prior authorized transactions</strong> right from the WooCommerce edit order screen, including <strong>partial captures</strong> <strong><sup>NEW</sup></strong></li>
<li>Force charges for orders with only virtual items instead of authorizing them <strong><sup>NEW</sup></strong></li>
<li>Choose to keep customers on-site with an iframe pay page, or use a redirect to send customers to the secure pay page</li>
<li>Customers can securely <strong>save their payment method</strong> to their account for easier checkout <strong><sup>NEW</sup></strong></li>
<li>Hosted Card Management for a 1-Click solution delivering a seamless payment experience</li>
<li>Show <strong>detailed decline messages</strong> at checkout instead of generic orders <strong><sup>NEW</sup></strong></li>
<li>Full Support for WooCommerce Subscriptions <strong><sup>NEW</sup></strong></li>
<li>Full Support for WooCommerce Pre-Orders <strong><sup>NEW</sup></strong></li>
</ul>
<h3>Seamless and Secure Payment Processing</h3>
<p>This extension shows a payment form in your checkout that shows customers the accepted payment methods with the option to place the order.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-global-payments-checkout.png"><img class="aligncenter size-large wp-image-3757256" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-global-payments-checkout.png?w=650" alt="WooCommerce Global Payments HPP checkout experience" width="650" height="466" /></a></p>
<p>Upon clicking “Continue”, customers are automatically redirected to Global Payments’s secure server for payment. The HPP can be loaded in an iFrame on your store and you can customize the look-and-feel. So the customer doesn’t need to feel like they’ve been redirected, they can just focus on completing their order!</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-global-payments-new-customer-checkout.jpg"><img class="aligncenter size-full wp-image-1418559" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-global-payments-new-customer-checkout.jpg" alt="WooCommerce Global Payments HPP New customer checkout" width="615" height="495" /></a></p>
<p>You can also opt to show detailed decline messages to your customers, no more “an error occurred” error messages.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="aligncenter size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Global Payments HPP detailed decline messages" width="550" height="225" /></a></p>
<h3>Saved Payment Methods – NEW</h3>
<p>Global Payments’s <strong>Card Storage</strong> tokenization solution is designed to enhance your customer’s experience while alleviating your PCI Compliance requirements. All sensitive cardholder data is held by Global Payments while WooCommerce simply stores the token references. You can then call on the HPP to allow your customer to pay with one of their saved cards, and they can also update and delete them.</p>
<p><strong>Card Storage</strong> provides a frictionless checkout process for returning customers, resulting in higher conversions and more sales for you.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-global-payments-existing-customer-checkout.jpg"><img class="aligncenter size-full wp-image-1418560" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-global-payments-existing-customer-checkout.jpg" alt="WooCommerce Global Payments HPP using saved cards" width="606" height="489" /></a></p>
<p><strong>Card Storage</strong> is also fully compatible with <strong>WooCommerce Subscriptions</strong> – offering support for all of Subscriptions features like payment date changes, subscription date changes, and more – as well as <strong>WooCommerce Pre-Orders</strong>.</p>
<h3>Support for Automatic Refunds & Voids – NEW</h3>
<p>Shop employees can now process refunds for an order paid for with Global Payments directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Global Payments by clicking “Refund via Credit Card”.</p>
<figure id="attachment_752294" aria-describedby="caption-attachment-752294" style="width: 950px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-refund.png"><img class="size-large wp-image-752294" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-refund.png?w=950" alt="WooCommerce Global Payments HPP process refund" width="950" height="655" /></a><figcaption id="caption-attachment-752294" class="wp-caption-text">Refund via WooCommerce</figcaption></figure>
<p>If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Capture Charges directly from WooCommerce – NEW</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges.</p>
<p>Version 2.0+ of this extension allow you to optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your Global Payments control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Global Payments.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-1.png"><img class="aligncenter size-large wp-image-752076" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-1.png?w=950" alt="WooCommerce Global Payments HPP start capture" width="950" height="514" /></a></p>
<p>If you’ve enabled <strong>partial captures</strong>, you can even enter an amount to capture, and process multiple captures via WooCommerce.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-2.png"><img class="aligncenter size-large wp-image-752074" src="https://woocommerce.com/wp-content/uploads/2012/09/woocommerce-realex-hpp-partial-capture-2.png?w=950" alt="WooCommerce Global Payments HPP process capture" width="950" height="561" /></a></p>
<h3>Other Gateways From Global Payments</h3>
<p>For an integrated checkout process with payment fields on the checkout page, consider the <a href="https://woocommerce.com/products/realex-payment-gateway/">Global Payments API Payment Gateway</a>. This extension keeps the customer on your site for the entire checkout process rather than using a hosted payment page or iFrame.</p>
<h3>How to Get Started (in 5 minutes or less)</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li>Login to your Global Payments account (<a href="https://www.globalpaymentsinc.com/en-ie/accept-payments/ecommerce/partners/woocommerce?id=skyverge">sign up</a> if you don’t already have an account) and grab your Merchant ID / Shared Secret Key</li>
<li>Save this information on the settings page</li>
<li>That’s it! Sit back and enjoy easy payment processing!</li>
</ol>
<p><em>Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.</em></p>

Global Payments HPP

<p>Securely accept credit card payments with support for refunds and saved cards with the Global Payments payment gateway.</p>

Bank of America vs Global Payments HPP