<p><strong>Boost conversions and reduce fraud and payment processing fees by displaying only the payment gateways that users trust and are most familiar with.</strong></p>
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<h2>Conditional payment methods = lower risk, higher sales</h2>
<p>Not all payment gateways are equal. Some work better for fraud reduction, some have lower fees, and some have higher acceptance from customers.</p>
<p>Conditional Payment Methods for WooCommerce adds restriction rules for available payment gateways during checkout. You can hide/show any payment method (<strong>including custom payment methods</strong>).</p>
<p><strong>Available conditions to restrict payment methods:</strong></p>
<ul>
<li>Billing address (location) – country, state, city, postcode</li>
<li>Shipping address (location) – country, state, city, postcode</li>
<li>User – logged-in or guest</li>
<li>User role – admin, customer, subscriber and more</li>
<li>Customer’s cart subtotal</li>
<li>Product type – virtual, downloadable and any custom product type</li>
<li>Product category</li>
<li>Product visibility – featured, out of stock…</li>
<li>Product tags</li>
<li>Custom product taxonomies like brands (except attributes)</li>
</ul>
<p><strong>Set up all conditions with a simple screen within WooCommerce</strong>, so there’s no need to hire a developer or work with custom code.</p>
<figure id="attachment_5172855" aria-describedby="caption-attachment-5172855" style="width: 980px" class="wp-caption aligncenter"><img class="aligncenter size-full wp-image-18734004495487" src="https://woocommerce.com/wp-content/uploads/2020/01/conditional-payment-methods-for-woocommerce-settings-1-1.png" alt="Conditional Payment Methods for WooCommerce Settings" width="980" height="555" /><figcaption id="caption-attachment-5172855" class="wp-caption-text">Restrict available payment methods during WooCommerce checkout</figcaption></figure>
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<h2>Why enable conditional payment methods?</h2>
<p>Quite a few reasons…</p>
<ul>
<li><strong>Show gateways people know and trust:</strong> PayPal, Stripe, Square, Authorize.net, Google Pay, Amazon Pay, Apple Pay… when people see them, they feel safe and secure — and don’t abandon their carts.</li>
<li><strong>Local payment methods increase conversion:</strong> Offering a payment gateway popular in specific geography significantly increases conversion because it makes potential customers more comfortable. But showing this gateway to all other customers might be confusing and counterproductive. Making it conditional gives you all the benefits without confusion.</li>
<li><strong>Minimize frauds, refunds, and chargebacks:</strong> Certain locations have higher fraud rates and some payment methods make it easier for customers to dispute transactions than others, costing you much more than the original order money. Disabling payment methods that are problematic in certain situations can lower your risk.</li>
<li><strong>Lower fees for you:</strong> Some gateways charge high fees for international transactions. Using a direct bank transfer may be better for higher-value orders, lowering your costs and increasing your profits.</li>
<li><strong>Choices, but not overwhelm:</strong> It makes sense to offer customers different options for payment, but showing them every possible option during checkout can increase confusion — and therefore abandonment. Conditionally showing relevant payment methods (keeping less active payment methods) solves this problem.</li>
</ul>
<blockquote><p>Given that 12% of customers will abandon their cart if the checkout process is too complicated, choosing the wrong payment gateway can hurt your sales numbers – <strong>Chris Lema</strong></p></blockquote>
<h2>Use Conditional Payment Methods for hundreds of applications</h2>
<p>They can be tailored to various industries, customer preferences, and unique business requirements.</p>
<ul>
<li>Show only Stripe, PayPal and Square for subscription products.</li>
<li>Hide all payment gateways except for Cash on Delivery in rural areas based on zip codes.</li>
<li>Enable <strong>SagePay if you sell across Europe.</strong></li>
<li>Disable Stripe and Amazon payments in some African countries where they are not used.</li>
<li><strong>Enable CCAvenue, Google Pay in India.</strong></li>
<li>Allow only Direct Bank Transfer for payments above $1500.</li>
<li>Accept payments via credit cards only for brands like Nike, Adidas, Skechers and other popular ones.</li>
<li>Accept payments only via <strong>PayPal and Stripe for products from Fashion and Electronics categories.</strong></li>
<li>Hide Cash on Delivery for your featured products.</li>
<li>Hide Cash on Delivery, Check Payments for virtual & downloadable products.</li>
<li>Accept payments via Eventbrite Payment Processing for paid events (product type should be Events) in the US.</li>
<li><strong>Accept cryptocurrency payments through Coinbase Commerce</strong>, except Singapore and countries restricted by the Office of Foreign Assets Control (OFAC).</li>
<li>Enable <strong>Alipay and WeChat Pay</strong> as payment methods for customers in <strong>China</strong>.</li>
<li>Offer Buy Now Pay Later options like Afterpay and Klarna for installment payments, especially if you are selling courses.</li>
<li><strong>Offer PayPal Credit for financing options in the US</strong>.</li>
<li>Enable Stripe ACH Payments in the US for direct bank account payments.</li>
<li>Enable PayPal One Touch for Asian countries like Singapore, Malaysia, Philippines, Indonesia, and Thailand.</li>
<li>Offer <strong>“Boleto Bancário”</strong> as a payment option through <strong>Stripe for customers in Brazil</strong>.</li>
<li>Enable PayPal.Me for customers in the UK.</li>
<li>Enable Swish through Stripe for instant payments using mobile phone numbers in Sweden.</li>
<li>Offer <strong>PayPal Afterpay for customers in Australia</strong> to split payments into installments.</li>
<li>Enable Stripe Konbini for purchases at convenience stores in Japan.</li>
<li>Accept payments using <strong>Moneris in Canada</strong>.</li>
<li>Offer iDEAL as a payment method through Stripe for customers in the Netherlands.</li>
<li>Offer PayPal Lastschrift (direct debit) as a payment option for customers in Germany.</li>
<li>Restrict credit card payments in high-fraud-risk countries.</li>
</ul>
<p>and many more…</p>
<h2>More rule types coming soon</h2>
<ul>
<li>Restrictions based on custom checkout fields</li>
<li>Conditional rules based on customer’s “geolocation” based on IP address</li>
<li>Restrict based on coupons applied in the cart</li>
<li>What else would you like us to add? <a href="https://woocommerce.com/feature-requests/conditional-payment-methods-for-woocommerce/" target="_blank" rel="noopener">Let us know</a>!</li>
</ul>
<hr />
<p>Conditional Payment Methods is made by one of the most reputed WooCommerce extension development teams — StoreApps. You can trust the product, and know you’ll get excellent support and help when required.</p>
<p><a href="https://woocommerce.com/vendor/storeapps/">Check out our other best-selling and popular plugins on WooCommerce</a>.</p>
<hr class="woo-sc-hr" />

Conditional Payment Methods

<p><span style="font-weight: 400">Show or hide payment methods based on the customer’s billing address, shipping address, order total, user role and other product taxonomies. Show Cash on Delivery for low-priced orders, Stripe for subscription products, and more.</span></p>

<p>Boost your WooCommerce store’s sales and customer satisfaction with the <strong>Cash Payment on Pickup</strong> plugin, the ultimate solution for businesses offering in-store or local pickup. Empower your customers to pay in cash when collecting their orders, building trust and convenience while reducing digital payment fees. Perfect for local retailers, markets, service providers, and any business that values flexibility and personal interaction.</p>
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<div style="width: 980px" class="wp-video"><video class="wp-video-shortcode" id="video-0-6" width="980" height="551" preload="metadata" controls="controls"><a href="https://woocommerce.com/wp-content/uploads/2025/05/CashPaymentPromo.mp4">https://woocommerce.com/wp-content/uploads/2025/05/CashPaymentPromo.mp4</a></video></div>
<hr class="wccom-product-heading__hr" />
<p>Unlock a seamless checkout experience and attract more customers by offering a payment method tailored to real-world needs. Install <strong>Cash Payment on Pickup</strong> today and watch your local sales grow!</p>
<hr class="wccom-product-heading__hr" />
<h2 id="h-top-3-features">Key Benefits of using cash payment on pickup</h2>
<ul class="wccom-tick-list-primary" dir="auto">
<li><strong>Increase Conversions:</strong> Capture more sales by offering a familiar, trusted payment option for local customers.</li>
<li><strong>Build Customer Trust:</strong> Let customers inspect products before paying, reducing purchase hesitation and returns.</li>
<li><strong>Reduce Transaction Fees:</strong> Avoid digital payment processing costs by accepting cash directly.</li>
<li><strong>Flexible for Any Business:</strong> Ideal for retail stores, markets, workshops, events, and service-based businesses.</li>
<li><strong>Easy Setup & Customization:</strong> Get started in minutes with intuitive settings and full WooCommerce integration.</li>
<li><strong>Enhance Local Pickup:</strong> Make your local pickup option more attractive and convenient</li>
</ul>
<hr class="wccom-product-heading__hr" />
<h2>Main Features of the Cash Payment on Pickup Plugin</h2>
<p>Proving cash payment on pickup offers several key benefits:</p>
<ul class="wccom-tick-list-secondary" dir="auto">
<li><strong>Seamless WooCommerce Integration:</strong> Instantly adds a “Cash Payment on Pickup” gateway to your checkout.</li>
<li><strong>Customizable Payment Title & Description:</strong> Tailor the messaging to fit your brand and customer expectations.</li>
<li><strong>Payment Instructions:</strong> Display clear instructions on the thank you page and in order emails.</li>
<li><strong>Shipping Method Restrictions:</strong> Limit cash payments to specific shipping methods, such as local pickup.</li>
<li><strong>Order Status Control:</strong> Set default order status for cash payment orders to match your workflow.</li>
<li><strong>Local Pickup Only Option:</strong> Hide other payment methods when customers choose local pickup.</li>
<li><strong>Support for Virtual & Physical Products:</strong> Accept cash for any product type, including digital goods.</li>
<li><strong>Translation Ready:</strong> Fully compatible with WordPress translation tools for global reach.</li>
<li><strong>WooCommerce Blocks Compatible:</strong> Works seamlessly with the latest block-based checkout experience.</li>
</ul>
<div class="wccom-card" style="padding: 24px;margin-bottom: 24px">
<div><strong>48% of shoppers</strong> believe it’s highly important to have payment choices and <strong>16% of consumers</strong> pay for all purchases with cash.</div>
</div>
<p></p>
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<h2>Give customers the ability to pay with cash</h2>
<p>Offer what 67% of US shoppers already want: the ability to pay cash when picking up orders from your store! This familiar payment option builds trust and eliminates hesitation for a significant portion of your customer base</p>
</div>
<div class="wp-block-column" style="flex-basis: 35%"><img class="size-medium" src="https://woocommerce.com/wp-content/uploads/2025/05/cash-payment-on-pickup-2.png" alt="" /></div>
</div>
<p></p>
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<div class="wp-block-column" style="flex-basis: 35%"><img class="size-medium" src="https://woocommerce.com/wp-content/uploads/2025/05/cash-payment-on-pickup-1.png" alt="" /></div>
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<h2>Boost your sales!</h2>
<p>Boost your bottom line instantly by adding Cash Payment on Pickup to your WooCommerce store, removing payment processing fees and creating more opportunities to upsell when customers arrive at your location.</p>
</div>
</div>
<p><strong>Start offering cash payments for local pickup today and give your customers the flexibility they want with the reliability and ease of WooCommerce!</strong></p>

Cash Payment on Pickup

<p>Add a Cash Payment on Pickup gateway for WooCommerce that allows customers to pay with cash when picking up their orders.</p>

Conditional Payment Methods vs Cash Payment on Pickup