<p><strong>Boost conversions and reduce fraud and payment processing fees by displaying only the payment gateways that users trust and are most familiar with.</strong></p>
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<h2>Conditional payment methods = lower risk, higher sales</h2>
<p>Not all payment gateways are equal. Some work better for fraud reduction, some have lower fees, and some have higher acceptance from customers.</p>
<p>Conditional Payment Methods for WooCommerce adds restriction rules for available payment gateways during checkout. You can hide/show any payment method (<strong>including custom payment methods</strong>).</p>
<p><strong>Available conditions to restrict payment methods:</strong></p>
<ul>
<li>Billing address (location) – country, state, city, postcode</li>
<li>Shipping address (location) – country, state, city, postcode</li>
<li>User – logged-in or guest</li>
<li>User role – admin, customer, subscriber and more</li>
<li>Customer’s cart subtotal</li>
<li>Product type – virtual, downloadable and any custom product type</li>
<li>Product category</li>
<li>Product visibility – featured, out of stock…</li>
<li>Product tags</li>
<li>Custom product taxonomies like brands (except attributes)</li>
</ul>
<p><strong>Set up all conditions with a simple screen within WooCommerce</strong>, so there’s no need to hire a developer or work with custom code.</p>
<figure id="attachment_5172855" aria-describedby="caption-attachment-5172855" style="width: 980px" class="wp-caption aligncenter"><img class="aligncenter size-full wp-image-18734004495487" src="https://woocommerce.com/wp-content/uploads/2020/01/conditional-payment-methods-for-woocommerce-settings-1-1.png" alt="Conditional Payment Methods for WooCommerce Settings" width="980" height="555" /><figcaption id="caption-attachment-5172855" class="wp-caption-text">Restrict available payment methods during WooCommerce checkout</figcaption></figure>
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<h2>Why enable conditional payment methods?</h2>
<p>Quite a few reasons…</p>
<ul>
<li><strong>Show gateways people know and trust:</strong> PayPal, Stripe, Square, Authorize.net, Google Pay, Amazon Pay, Apple Pay… when people see them, they feel safe and secure — and don’t abandon their carts.</li>
<li><strong>Local payment methods increase conversion:</strong> Offering a payment gateway popular in specific geography significantly increases conversion because it makes potential customers more comfortable. But showing this gateway to all other customers might be confusing and counterproductive. Making it conditional gives you all the benefits without confusion.</li>
<li><strong>Minimize frauds, refunds, and chargebacks:</strong> Certain locations have higher fraud rates and some payment methods make it easier for customers to dispute transactions than others, costing you much more than the original order money. Disabling payment methods that are problematic in certain situations can lower your risk.</li>
<li><strong>Lower fees for you:</strong> Some gateways charge high fees for international transactions. Using a direct bank transfer may be better for higher-value orders, lowering your costs and increasing your profits.</li>
<li><strong>Choices, but not overwhelm:</strong> It makes sense to offer customers different options for payment, but showing them every possible option during checkout can increase confusion — and therefore abandonment. Conditionally showing relevant payment methods (keeping less active payment methods) solves this problem.</li>
</ul>
<blockquote><p>Given that 12% of customers will abandon their cart if the checkout process is too complicated, choosing the wrong payment gateway can hurt your sales numbers – <strong>Chris Lema</strong></p></blockquote>
<h2>Use Conditional Payment Methods for hundreds of applications</h2>
<p>They can be tailored to various industries, customer preferences, and unique business requirements.</p>
<ul>
<li>Show only Stripe, PayPal and Square for subscription products.</li>
<li>Hide all payment gateways except for Cash on Delivery in rural areas based on zip codes.</li>
<li>Enable <strong>SagePay if you sell across Europe.</strong></li>
<li>Disable Stripe and Amazon payments in some African countries where they are not used.</li>
<li><strong>Enable CCAvenue, Google Pay in India.</strong></li>
<li>Allow only Direct Bank Transfer for payments above $1500.</li>
<li>Accept payments via credit cards only for brands like Nike, Adidas, Skechers and other popular ones.</li>
<li>Accept payments only via <strong>PayPal and Stripe for products from Fashion and Electronics categories.</strong></li>
<li>Hide Cash on Delivery for your featured products.</li>
<li>Hide Cash on Delivery, Check Payments for virtual & downloadable products.</li>
<li>Accept payments via Eventbrite Payment Processing for paid events (product type should be Events) in the US.</li>
<li><strong>Accept cryptocurrency payments through Coinbase Commerce</strong>, except Singapore and countries restricted by the Office of Foreign Assets Control (OFAC).</li>
<li>Enable <strong>Alipay and WeChat Pay</strong> as payment methods for customers in <strong>China</strong>.</li>
<li>Offer Buy Now Pay Later options like Afterpay and Klarna for installment payments, especially if you are selling courses.</li>
<li><strong>Offer PayPal Credit for financing options in the US</strong>.</li>
<li>Enable Stripe ACH Payments in the US for direct bank account payments.</li>
<li>Enable PayPal One Touch for Asian countries like Singapore, Malaysia, Philippines, Indonesia, and Thailand.</li>
<li>Offer <strong>“Boleto Bancário”</strong> as a payment option through <strong>Stripe for customers in Brazil</strong>.</li>
<li>Enable PayPal.Me for customers in the UK.</li>
<li>Enable Swish through Stripe for instant payments using mobile phone numbers in Sweden.</li>
<li>Offer <strong>PayPal Afterpay for customers in Australia</strong> to split payments into installments.</li>
<li>Enable Stripe Konbini for purchases at convenience stores in Japan.</li>
<li>Accept payments using <strong>Moneris in Canada</strong>.</li>
<li>Offer iDEAL as a payment method through Stripe for customers in the Netherlands.</li>
<li>Offer PayPal Lastschrift (direct debit) as a payment option for customers in Germany.</li>
<li>Restrict credit card payments in high-fraud-risk countries.</li>
</ul>
<p>and many more…</p>
<h2>More rule types coming soon</h2>
<ul>
<li>Restrictions based on custom checkout fields</li>
<li>Conditional rules based on customer’s “geolocation” based on IP address</li>
<li>Restrict based on coupons applied in the cart</li>
<li>What else would you like us to add? <a href="https://woocommerce.com/feature-requests/conditional-payment-methods-for-woocommerce/" target="_blank" rel="noopener">Let us know</a>!</li>
</ul>
<hr />
<p>Conditional Payment Methods is made by one of the most reputed WooCommerce extension development teams — StoreApps. You can trust the product, and know you’ll get excellent support and help when required.</p>
<p><a href="https://woocommerce.com/vendor/storeapps/">Check out our other best-selling and popular plugins on WooCommerce</a>.</p>
<hr class="woo-sc-hr" />

Conditional Payment Methods

<p><span style="font-weight: 400">Show or hide payment methods based on the customer’s billing address, shipping address, order total, user role and other product taxonomies. Show Cash on Delivery for low-priced orders, Stripe for subscription products, and more.</span></p>

<h2>Features</h2>
<ul class="wccom-tick-list-primary">
<li><b>Easy subscription management for customers and admins</b> – Manage subscriptions from the customer My Account page and from a dedicated WooCommerce admin screen.</li>
<li><b>Automatic recurring payments</b> – Securely save payment methods at checkout and charge customers automatically on every billing interval.</li>
<li><b>Optional sign-up fees</b> – Add one-time sign-up fees to any subscription plan to cover setup or onboarding costs.</li>
<li><b>Smart failed payment retries</b> – Reduce churn with automatic retry rules. Set the retry interval and duration for failed payments.</li>
<li><b>Flexible shipping cycles</b> – Control shipping frequency and quantities per offer with separate shipping schedules.</li>
<li><strong>Built-in free trials</strong>– Increase conversions by offering free trial periods for subscription products.</li>
<li><b>Custom cancellation limits</b> – Set cancellation rules by defining how long after signup, or how close to renewal, customers can cancel.</li>
</ul>
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<h3><b>Set Up Subscription Rules in Minutes</b></h3>
<p class="p3">Build subscription products that fit your store perfectly. Choose billing intervals, enable free trials, add sign-up fees, and set an optional end date. You can also offer a one-time purchase option, giving shoppers the choice between subscribing or paying once—boosting flexibility and conversions.</p>
<p class="p1"><img class="alignnone size-medium wp-image-18734006215666" src="https://woocommerce.com/wp-content/uploads/2026/01/settings.webp?w=896" alt="" width="896" height="782" /></p>
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<h3><b>Manage Subscriptions from One Central Dashboard</b></h3>
<p class="p3">Stay in control with a clean, streamlined admin view of every active subscription. See customer details, subscription status, upcoming renewal dates, and payment history at a glance—without digging through orders. This makes it easier to reduce support time, avoid missed renewals, and keep recurring revenue running smoothly.</p>
<p class="p1"><img class="alignnone size-medium wp-image-18734006215660" src="https://woocommerce.com/wp-content/uploads/2026/01/adminsettings.webp?w=896" alt="" width="896" height="440" /></p>
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<h3><b>Offer Customers a Self-Service Subscription Portal</b></h3>
<p class="p3">Cut down on support tickets by letting customers manage subscriptions directly from their WooCommerce account. They can review renewal dates, update payment methods, switch plans, or cancel (based on the rules you set). A simple self-service experience builds trust, reduces churn, and keeps management easy for everyone.</p>
<p class="p1"><img class="alignnone size-medium wp-image-18734006215663" src="https://woocommerce.com/wp-content/uploads/2026/01/myaccount.webp?w=896" alt="" width="896" height="782" /></p>
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<h3><b>Automatically Generate Renewal Orders Each Billing Cycle</b></h3>
<p class="p3">For physical products, replenishment items, or recurring delivery services, every successful renewal should create a fresh WooCommerce order. Each cycle generates a new order for packing, shipping, and tracking—keeping your fulfillment workflow consistent and subscription revenue aligned with real-world logistics and inventory needs.</p>
<p class="p1"><img class="alignnone size-medium wp-image-18734006215664" src="https://woocommerce.com/wp-content/uploads/2026/01/recurringorder.webp?w=896" alt="" width="896" height="440" /></p>
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<h3><b>Control Shipping with Flexible Delivery Schedules</b></h3>
<p class="p3">Separate shipping frequency from billing cycles to match how you fulfill orders. Ship every X days or weeks, or align deliveries to a fixed schedule—like the first of the month. These options help you streamline operations, reduce costs, and deliver a better experience to subscribers.</p>
<p class="p1"><img class="alignnone size-medium wp-image-18734006215665" src="https://woocommerce.com/wp-content/uploads/2026/01/separatecycles.webp?w=896" alt="" width="896" height="440" /></p>
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<h3><b>Automate Failed and Unpaid Payment Handling</b></h3>
<p class="p3">Stop chasing payments manually. Define what happens when a subscription payment fails or stays unpaid: pause access for a set period, retry later, or cancel automatically after your chosen timeframe. This keeps policies consistent, reduces revenue loss, and ensures subscription status always matches payment reality.</p>
<p class="p1"><img class="alignnone size-medium wp-image-18734006215667" src="https://woocommerce.com/wp-content/uploads/2026/01/unpaid-payment.webp?w=896" alt="" width="896" height="440" /></p>
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<h3><b>Prevent Last-Minute Cancellations with Custom Rules</b></h3>
<p class="p3">Protect your revenue with cancellation limits that fit your business. Set a cancellation window after signup, or block cancellations shortly before the next renewal. These rules reduce misuse, improve retention, and help you plan inventory, fulfillment, and billing with confidence.</p>
<p class="p1"><img class="alignnone size-medium wp-image-18734006215661" src="https://woocommerce.com/wp-content/uploads/2026/01/cancellimits.webp?w=896" alt="" width="896" height="440" /></p>
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<p> </p>
<h2><b>Why Choose Our Subscription Plugin?</b></h2>
<p> </p>
<p class="p4"><b>Predictable Revenue</b><b></b></p>
<p class="p3">Turn one-time buyers into recurring customers. Subscriptions create steady income and help you grow with confidence.</p>
<p class="p4"><b>Fast, No-Code Setup</b><b></b></p>
<p class="p3">Launch subscriptions in minutes—create plans, set billing intervals, add trials, and go live without touching code.</p>
<p class="p4"><b>Built for Store Owners and Subscribers</b><b></b></p>
<p class="p3">Customers get an easy way to manage their plans, and you get a dashboard that keeps everything organized and under control.</p>
<p class="p4"><b>Advanced Features That Help You Stand Out</b><b></b></p>
<p class="p3">Go beyond the basics with prorated billing, synchronized renewals, flexible trials and sign-up fees, recurring-payment coupons, and more.</p>
<p class="p4"><b>Compatibility You Can Rely On</b><b></b></p>
<p class="p3">Works smoothly with your existing WooCommerce setup and supported payment gateways—no messy integrations or major conflicts.</p>

Easy Subscriptions

<p>Create subscriptions in WooCommerce with automatic recurring payments, free trials, sign-up fees, flexible shipping options, and more.</p>

Conditional Payment Methods vs Easy Subscriptions