<p><strong>Boost conversions and reduce fraud and payment processing fees by displaying only the payment gateways that users trust and are most familiar with.</strong></p>
<hr />
<h2>Conditional payment methods = lower risk, higher sales</h2>
<p>Not all payment gateways are equal. Some work better for fraud reduction, some have lower fees, and some have higher acceptance from customers.</p>
<p>Conditional Payment Methods for WooCommerce adds restriction rules for available payment gateways during checkout. You can hide/show any payment method (<strong>including custom payment methods</strong>).</p>
<p><strong>Available conditions to restrict payment methods:</strong></p>
<ul>
<li>Billing address (location) – country, state, city, postcode</li>
<li>Shipping address (location) – country, state, city, postcode</li>
<li>User – logged-in or guest</li>
<li>User role – admin, customer, subscriber and more</li>
<li>Customer’s cart subtotal</li>
<li>Product type – virtual, downloadable and any custom product type</li>
<li>Product category</li>
<li>Product visibility – featured, out of stock…</li>
<li>Product tags</li>
<li>Custom product taxonomies like brands (except attributes)</li>
</ul>
<p><strong>Set up all conditions with a simple screen within WooCommerce</strong>, so there’s no need to hire a developer or work with custom code.</p>
<figure id="attachment_5172855" aria-describedby="caption-attachment-5172855" style="width: 980px" class="wp-caption aligncenter"><img class="aligncenter size-full wp-image-18734004495487" src="https://woocommerce.com/wp-content/uploads/2020/01/conditional-payment-methods-for-woocommerce-settings-1-1.png" alt="Conditional Payment Methods for WooCommerce Settings" width="980" height="555" /><figcaption id="caption-attachment-5172855" class="wp-caption-text">Restrict available payment methods during WooCommerce checkout</figcaption></figure>
<hr />
<h2>Why enable conditional payment methods?</h2>
<p>Quite a few reasons…</p>
<ul>
<li><strong>Show gateways people know and trust:</strong> PayPal, Stripe, Square, Authorize.net, Google Pay, Amazon Pay, Apple Pay… when people see them, they feel safe and secure — and don’t abandon their carts.</li>
<li><strong>Local payment methods increase conversion:</strong> Offering a payment gateway popular in specific geography significantly increases conversion because it makes potential customers more comfortable. But showing this gateway to all other customers might be confusing and counterproductive. Making it conditional gives you all the benefits without confusion.</li>
<li><strong>Minimize frauds, refunds, and chargebacks:</strong> Certain locations have higher fraud rates and some payment methods make it easier for customers to dispute transactions than others, costing you much more than the original order money. Disabling payment methods that are problematic in certain situations can lower your risk.</li>
<li><strong>Lower fees for you:</strong> Some gateways charge high fees for international transactions. Using a direct bank transfer may be better for higher-value orders, lowering your costs and increasing your profits.</li>
<li><strong>Choices, but not overwhelm:</strong> It makes sense to offer customers different options for payment, but showing them every possible option during checkout can increase confusion — and therefore abandonment. Conditionally showing relevant payment methods (keeping less active payment methods) solves this problem.</li>
</ul>
<blockquote><p>Given that 12% of customers will abandon their cart if the checkout process is too complicated, choosing the wrong payment gateway can hurt your sales numbers – <strong>Chris Lema</strong></p></blockquote>
<h2>Use Conditional Payment Methods for hundreds of applications</h2>
<p>They can be tailored to various industries, customer preferences, and unique business requirements.</p>
<ul>
<li>Show only Stripe, PayPal and Square for subscription products.</li>
<li>Hide all payment gateways except for Cash on Delivery in rural areas based on zip codes.</li>
<li>Enable <strong>SagePay if you sell across Europe.</strong></li>
<li>Disable Stripe and Amazon payments in some African countries where they are not used.</li>
<li><strong>Enable CCAvenue, Google Pay in India.</strong></li>
<li>Allow only Direct Bank Transfer for payments above $1500.</li>
<li>Accept payments via credit cards only for brands like Nike, Adidas, Skechers and other popular ones.</li>
<li>Accept payments only via <strong>PayPal and Stripe for products from Fashion and Electronics categories.</strong></li>
<li>Hide Cash on Delivery for your featured products.</li>
<li>Hide Cash on Delivery, Check Payments for virtual & downloadable products.</li>
<li>Accept payments via Eventbrite Payment Processing for paid events (product type should be Events) in the US.</li>
<li><strong>Accept cryptocurrency payments through Coinbase Commerce</strong>, except Singapore and countries restricted by the Office of Foreign Assets Control (OFAC).</li>
<li>Enable <strong>Alipay and WeChat Pay</strong> as payment methods for customers in <strong>China</strong>.</li>
<li>Offer Buy Now Pay Later options like Afterpay and Klarna for installment payments, especially if you are selling courses.</li>
<li><strong>Offer PayPal Credit for financing options in the US</strong>.</li>
<li>Enable Stripe ACH Payments in the US for direct bank account payments.</li>
<li>Enable PayPal One Touch for Asian countries like Singapore, Malaysia, Philippines, Indonesia, and Thailand.</li>
<li>Offer <strong>“Boleto Bancário”</strong> as a payment option through <strong>Stripe for customers in Brazil</strong>.</li>
<li>Enable PayPal.Me for customers in the UK.</li>
<li>Enable Swish through Stripe for instant payments using mobile phone numbers in Sweden.</li>
<li>Offer <strong>PayPal Afterpay for customers in Australia</strong> to split payments into installments.</li>
<li>Enable Stripe Konbini for purchases at convenience stores in Japan.</li>
<li>Accept payments using <strong>Moneris in Canada</strong>.</li>
<li>Offer iDEAL as a payment method through Stripe for customers in the Netherlands.</li>
<li>Offer PayPal Lastschrift (direct debit) as a payment option for customers in Germany.</li>
<li>Restrict credit card payments in high-fraud-risk countries.</li>
</ul>
<p>and many more…</p>
<h2>More rule types coming soon</h2>
<ul>
<li>Restrictions based on custom checkout fields</li>
<li>Conditional rules based on customer’s “geolocation” based on IP address</li>
<li>Restrict based on coupons applied in the cart</li>
<li>What else would you like us to add? <a href="https://woocommerce.com/feature-requests/conditional-payment-methods-for-woocommerce/" target="_blank" rel="noopener">Let us know</a>!</li>
</ul>
<hr />
<p>Conditional Payment Methods is made by one of the most reputed WooCommerce extension development teams — StoreApps. You can trust the product, and know you’ll get excellent support and help when required.</p>
<p><a href="https://woocommerce.com/vendor/storeapps/">Check out our other best-selling and popular plugins on WooCommerce</a>.</p>
<hr class="woo-sc-hr" />

Conditional Payment Methods

<p><span style="font-weight: 400">Show or hide payment methods based on the customer’s billing address, shipping address, order total, user role and other product taxonomies. Show Cash on Delivery for low-priced orders, Stripe for subscription products, and more.</span></p>

<ul class="wccom-tick-list-primary">
<li><strong>Offer payment options</strong></li>
<li><strong>Define and customize payment plans</strong></li>
<li><strong>Increase customer satisfaction</strong></li>
<li><strong>Reduce cart abandonment</strong></li>
</ul>
<hr class="wccom-product-heading__hr" />
<p><strong>Payment Plan Suite</strong> allows you to sell more products by offering different payment plans.</p>
<h2>Benefits</h2>
<p><strong>Reduces cart abandonment</strong><br />
Customers often abandon their purchases because of budget constraints. Offer them easy ways to purchase expensive products and reduce the chances of cart abandonment.</p>
<p><strong>Attract new users</strong><br />
Existing users who benefit from purchasing products through payment plans are sure to refer new users to your site.</p>
<h2>Extensive Features List</h2>
<h3><strong>1. Product-level Deposit Plans</strong></h3>
<p>If you sell made-to-order products in your Woo store, you can charge a deposit when customers place their orders, and they can pay the balance later.</p>
<figure id="attachment_18734003046270" aria-describedby="caption-attachment-18734003046270" style="width: 1123px" class="wp-caption alignnone"><img class="wp-image-18734003046270 size-full" src="https://woocommerce.com/wp-content/uploads/2023/10/Deposite-Plan-Suite-product.png" alt="" width="1123" height="666" /><figcaption id="caption-attachment-18734003046270" class="wp-caption-text"><strong>Deposit Details Displayed on Product Page</strong></figcaption></figure>
<h3><strong>2. Product-level Payment Plans</strong></h3>
<p>Users can pay for expensive products in multiple small installments of the product’s total price.</p>
<figure id="attachment_18734003046271" aria-describedby="caption-attachment-18734003046271" style="width: 1132px" class="wp-caption alignnone"><img class="wp-image-18734003046271 size-full" src="https://woocommerce.com/wp-content/uploads/2023/10/Product-Level-Payment-Plan-Suite.png" alt="" width="1132" height="800" /><figcaption id="caption-attachment-18734003046271" class="wp-caption-text"><strong>Payment Plan Details Displayed on Product Page</strong></figcaption></figure>
<h3><strong>3. Cart-level Payment Plans</strong></h3>
<p>Users can pay for their orders by converting cart subtotals into smaller installments.</p>
<figure id="attachment_18734003046269" aria-describedby="caption-attachment-18734003046269" style="width: 1156px" class="wp-caption alignnone"><img class="wp-image-18734003046269 size-full" src="https://woocommerce.com/wp-content/uploads/2023/10/Cart-Payment-Plan-Suite.png" alt="" width="1156" height="1296" /><figcaption id="caption-attachment-18734003046269" class="wp-caption-text"><strong>Payment Plan Selection on Cart Page</strong></figcaption></figure>
<h3><strong>4. Automatic Payment Support with Stripe</strong></h3>
<p>You can charge your users automatically for their installment payments using the Stripe payment gateway.</p>
<h3><strong>5. Specific Due Dates for Payment Plans</strong></h3>
<p>You can create payment plans with payment dates you define.</p>
<h3><strong>6. Collect All Installment Payments on the Same Day</strong></h3>
<p><strong>Payment Plan Suite</strong> includes an option for site admins to assign the same pay date for all installment payments. For example, all your customers can pay their installments on the first of each month.</p>
<h3><strong>7. Mixed Payment Options at Checkout</strong></h3>
<p>Site admins can allow users to purchase products with alternate payment and immediate payment plans in a single transaction.</p>
<h3><strong>8. Customizable Initial Payment Charging Time</strong></h3>
<p>Site admins can decide when users must make initial payments.</p>
<h3><strong>9. Reminder Emails</strong></h3>
<p>Site admins can send payment-reminder emails to users.</p>
<h3><strong>10. Customizable Due Dates and Due Amounts</strong></h3>
<p>Site admins can modify the due dates and amounts of upcoming payments.</p>
<h3><strong>11. Coupon Support</strong></h3>
<p><strong>Payment Plan Suite</strong> includes an option for shoppers to use coupons with their payment plan purchases.</p>
<h3><strong>12. Additional Customization Options</strong></h3>
<ul class="wccom-tick-list-secondary">
<li>Select Box and Radio button field types.</li>
<li>Multiple positions to display payment plan options on your store’s frontend.</li>
<li><strong>Payment Plan Suite</strong> can calculate payment plans (based on percentages) from regular prices or sale prices.</li>
<li>For downloadable products, site admins can give file access during the initial order or upon final payment.</li>
<li>Site admins can reduce stock during the initial order or upon final payment.</li>
</ul>
<h2>Extensive Features List</h2>
<h3>Sales & Conversion</h3>
<ul class="wccom-tick-list-secondary">
<li>Forced payment plan rules</li>
<li>Payment-plan-only checkout enforcement</li>
<li>Cart-level payment plan rules</li>
<li>Minimum and maximum order amount restrictions for cart-level payment plans</li>
</ul>
<h3>Customer & Payment Plan Restrictions</h3>
<ul class="wccom-tick-list-secondary">
<li>User and user role restrictions</li>
<li>Product-level payment plan restrictions</li>
<li>Category-level payment plan restrictions</li>
</ul>
<h3>Payment Collection Automation</h3>
<ul class="wccom-tick-list-secondary">
<li>Automatic and manual payment reminder emails</li>
<li>Overdue payment emails</li>
<li>Payment schedule emails</li>
<li>Configurable reminder timing</li>
<li>Separate reminder configuration for manual and automatic payments</li>
<li>Admin email notification controls</li>
<li>Manual resend of payment schedule emails</li>
</ul>
<h3>Payment Plan Management</h3>
<ul class="wccom-tick-list-secondary">
<li>Centralized payment plan management</li>
<li>View and manage scheduled installments</li>
<li>Manual due payment processing</li>
<li>Resend payment schedules from admin</li>
<li>Payment status management</li>
</ul>

Payment Plan Suite

<p>Offer customizable payment plans and reduce cart abandonment.</p>

Conditional Payment Methods vs Payment Plan Suite