Credit Line or Credits for WooCommerce allows you to offer a Line of Credit to your customers using which they can buy the products in your shop now and pay later.
<h2 align="left">How Credit Line or Credits for WooCommerce Can Help Your Shop</h2>
<h3 align="left">Increase Your Site’s Revenue</h3>
When your customers browse products on your site, there’s always a chance that they will postpone purchasing because of insufficient funds. With credits, they won’t have to abandon their carts. They can purchase on the spot. What’s more, you can choose to charge interest on transactions made with credits. This can increase your site’s revenue.
<h3 align="left">Increase Customer Loyalty</h3>
Offering credits is a show of good faith and can help boost future sales from repeat customers.
<h3 align="left">Attract New Customers</h3>
Satisfied customers are more likely to refer new customers to your site.
<h2 align="left">How Credit Line or Credits for WooCommerce Can Help Your Customers</h2>
<h3 align="left">Convenience</h3>
Your customers won’t have to postpone purchases due to insufficient funds. Plus, they won’t have to keep their payment credentials on hand at all times—they can use credits instead.
<h3 align="left">Interest-Free Credit</h3>
If you choose not to charge interest, your customers will only be responsible for repaying the regular price of a product.
<h3 align="left">Generous Repayment Period</h3>
You can offer customers up to 58 days from the date of purchase to repay the credits they used.
<h2 align="left">How Credit Line or Credits for WooCommerce Works?</h2>
<h3>1. Fund Types</h3>
This plugin comes up with 2 fund types.
<ol>
<li>
Admin Funds
</li>
<li>
Virtual Funds
</li>
</ol>
Admin Funds
In this type, to offer a credit line to the customers, first you(admin) has to load funds to your admin account and from admin account it can be transferred to customers account. In this type, you will have a statistics on total funds approved to customers.
Virtual Funds
In this type Funds can be issued without any limitation from admin side.
<h3>2. Approval Methods</h3>
This plugin supports three ways to offer Credit Line to customers,
<ol>
<li>
Auto Approval
</li>
<li>
Application Based Approval
</li>
<li>
Complete Manual
</li>
</ol>
Auto Approval
Based on Criteria set by site admin, Credit Line can be approved for all the customers on the site automatically.
<figure id="attachment_18734003605601" aria-describedby="caption-attachment-18734003605601" style="width: 881px" class="wp-caption alignnone"><img class="wp-image-18734003605601 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/01-auto_approval.png" alt="" width="881" height="1200" /><figcaption id="caption-attachment-18734003605601" class="wp-caption-text">Credit Line Auto-Approval</figcaption></figure>
Application Based Approval – Manual Approval
Customers will have to submit the application and the site admin will have to review the application and approve or reject the customer’s application.
<figure id="attachment_18734003605615" aria-describedby="caption-attachment-18734003605615" style="width: 1233px" class="wp-caption alignnone"><img class="wp-image-18734003605615 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/02-application_manual_approval.png" alt="" width="1233" height="2459" /><figcaption id="caption-attachment-18734003605615" class="wp-caption-text">Application submission & manual approval</figcaption></figure>
Application Based Approval – Auto Approval
Customers will have to submit the application and if the Criteria set by site admin matches, then the Credit Line will be automatically approved automatically.
<figure id="attachment_18734003605623" aria-describedby="caption-attachment-18734003605623" style="width: 1233px" class="wp-caption alignnone"><img class="wp-image-18734003605623 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/03-application-auto-approval.png" alt="" width="1233" height="2321" /><figcaption id="caption-attachment-18734003605623" class="wp-caption-text">Application submission & automatic approval</figcaption></figure>
Complete Manual
Admin can manually create a Credits account for any customer on the site and they can add Credit Line to the customer as per their wish.
<figure id="attachment_18734003605628" aria-describedby="caption-attachment-18734003605628" style="width: 975px" class="wp-caption alignnone"><img class="wp-image-18734003605628 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/04-manual-approval.png" alt="" width="975" height="1206" /><figcaption id="caption-attachment-18734003605628" class="wp-caption-text">Admin manually issuing credit line to users</figcaption></figure>
<h3>3. Credit Line Usage</h3>
Once Credit Line is approved for the customer, they can view the details in their Credits Dashboard. In Credits Dashboard, customers will be able to Make Payment(Advance Payment, Custom Amount Bill Payment, Full Bill Payment), View Unbilled Transactions, View Statements.
<figure id="attachment_18734003605630" aria-describedby="caption-attachment-18734003605630" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003605630 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/05-credits_dashboard.png" alt="" width="980" height="506" /><figcaption id="caption-attachment-18734003605630" class="wp-caption-text">Customer’s credits dashboard</figcaption></figure>
Customers can place orders using the “Credits” payment method which will be available in Checkout if they have enough Credits available in their account. In case if the order amount is more than their Available Credits, the payment method will be hidden for the customer.
<figure id="attachment_18734003605632" aria-describedby="caption-attachment-18734003605632" style="width: 1276px" class="wp-caption alignnone"><img class="wp-image-18734003605632 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/06-checkout_page.png" alt="" width="1276" height="1612" /><figcaption id="caption-attachment-18734003605632" class="wp-caption-text">Customer using credit line for their purchases</figcaption></figure>
<h3>4. Bill Generation and Payment</h3>
Admin can globally set the billing date and on the set date bill will be generated for all the customers. Admin can also edit the billing date of each customer.
Once the bill is generated, customers will be notified by email with a link to download their statement. At this point their due date also will be set as per the admin configuration. Admin can also edit the due of each customer.
<figure id="attachment_18734003605636" aria-describedby="caption-attachment-18734003605636" style="width: 1256px" class="wp-caption alignnone"><img class="wp-image-18734003605636 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/07-bill_statement.png" alt="" width="1256" height="602" /><figcaption id="caption-attachment-18734003605636" class="wp-caption-text">Credits bill statement</figcaption></figure>
After reviewing the bill, customers will have to pay their bill amount on/before the due date. Customers can pay their bill amount from their Credits Dashboard. Customers can also make advance payment and custom amount payment as per their convenience from their Credits dashboard.
<figure id="attachment_18734003605655" aria-describedby="caption-attachment-18734003605655" style="width: 1216px" class="wp-caption alignnone"><img class="wp-image-18734003605655 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/08-repayment.png" alt="" width="1216" height="1820" /><figcaption id="caption-attachment-18734003605655" class="wp-caption-text">Customer making payment for generated bill statement</figcaption></figure>
If admin have received the payment in offline mode(i.e. outside WooCommerce), then admin can make the payment on behalf of the customer.
<figure id="attachment_18734003605688" aria-describedby="caption-attachment-18734003605688" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003605688 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/09-offline_repayment.png" alt="" width="980" height="1866" /><figcaption id="caption-attachment-18734003605688" class="wp-caption-text">Admin makes custom payment on behalf of users</figcaption></figure>
If the customers doesn’t make the repayment even after the due date, their Credits account status will be moved to “Overdue” and Late Payment(optional fee which has to be set by admin) will be debited from their account automatically. Admin can also block customers Credits usage if the status is Overdue.
This whole process will be repeated every month.
<h2>Extensive Features List</h2>
1. Create predefined rules with multiple rule sets to give different credit line based on different criteria. 
2. Automatically increase credit line to eligible customers. 
3. Approve credit line automatically. 
4. Application form can be created with multiple form fields support. 
5. Approve credit line automatically as soon as the application form is submitted by the customer. 
6. Approve credit line manually once the application form is submitted by the customer. 
7. Application form can be shown only for specific customers. 
8. Give credit line to customers from admin funds or from virtual funds. 
9. Monthly billing and repayment. 
10. Up to 58 days of repayment period. 
11. Possible to charge interest for credit usage. 
12. A fixed amount of percentage of credits used can be charged as interest. 
13. A Late payment fee can be charged if payment is not made within the due date. 
14. User level option to disable late payment fee for certain customers. 
15. Option to disable specific payment methods for repayment of credits. 
16. Separate page for credits dashboard. 
17. Option to display credits dashboard in My Account page. 
18. Custom logo can be displayed in bill statement. 
19. Order status can be predefined for the orders placed using the Credits payment method. 
20. For orders placed using the Credits payment method, when to debit funds(on reaching which order status) can be predefined. 
21. Bill can be generated in PDF or HTML file format. 
22. Customers can be allowed to place orders using Credits only if the cart total is more than the set value. 
23. Option for the Admin to modify a customer’s billing date or repayment date. 
24. Option to allow customers to use their Credits for placing orders in overdue status. 
25. Option for the customer to make advance payment. 
26. Option for the customer to pay a custom amount or make the full payment. 
27. Compatibility with WooCommerce Subscriptions: Option for the customer to automatically renew their subscriptions using the Credit Line.

Credit Line or Credits

Offer a Line of Credit to your customers for purchasing in your shop. The customers can pay later the used Credit Line.

<h1>Meta tools that help your business grow</h1>
<img class="alignnone size-medium wp-image-18734006407897" src="https://woocommerce.com/wp-content/uploads/2017/04/Screenshot-2026-03-12-at-16.40.30.png?w=896" alt="" width="896" height="504" />
Connect your Facebook Page, Instagram Business account, WhatsApp Business account, Meta Business Manager and Meta Pixel to WooCommerce, or create new business assets in a few simple steps.
Boost ROI by syncing your WooCommerce products  into a Meta shop to simplify catalog management, add product tags and quickly create Shops ads. A quality product catalog helps customers browse selections, consider products and make purchases. Shops ads can improve ROI, using learnings from your shop to personalize the buyer experience and steer buyers to their preferred shopping destination. Checkout always occurs on your own website, allowing you to experience the performance benefits of Shops ads while maintaining your WooCommerce payment and post-purchase processes.
Expand your sales by featuring your WooCommerce catalog across channels in Facebook Live Shopping and Instagram Live shopping. Showcase products in real time, engage customers and drive sales— while keeping checkout conveniently centralized on your WooCommerce site. Facebook  and Instagram Live shopping tools streamline your operations, align with consumer shopping behaviors, and leverage WooCommerce’s powerful catalog management for efficient order fulfillment and business growth. 
<img class="alignnone wp-image-18734006133866" src="https://woocommerce.com/wp-content/uploads/2017/04/Screenshot-2025-12-19-at-14.17.54.png?w=592" alt="" width="370" height="351" />
Save time and reduce support by connecting your WhatsApp Business account  to automatically update customers about their orders at every step, freeing up more time for you to focus on your business. You can leverage WhatsApp’s interactive features to improve customer satisfaction, reduce support cases and build trust.
Increase ad performance and improve measurement by seamlessly enabling the conversions API to help your business increase ad performance and improve measurement capabilities. Using the Meta Pixel and the Conversions API together can help improve both your performance today and resiliency for the future.
Ready to get started with Meta for WooCommerce? You’ll be up and running in minutes. Start by installing this free extension and follow the interactive setup to connect your store to Facebook, Instagram and WhatsApp.

Facebook

Reach your customers across Facebook and Instagram using this official extension.

Credit Line or Credits vs Facebook