<p class="western" align="left">Credit Line or Credits for WooCommerce allows you to offer a Line of Credit to your customers using which they can buy the products in your shop now and pay later.</p>
<h2 align="left">How Credit Line or Credits for WooCommerce Can Help Your Shop</h2>
<h3 align="left">Increase Your Site’s Revenue</h3>
<p align="left">When your customers browse products on your site, there’s always a chance that they will postpone purchasing because of insufficient funds. With credits, they won’t have to abandon their carts. They can purchase on the spot. What’s more, you can choose to charge interest on transactions made with credits. This can increase your site’s revenue.</p>
<h3 align="left">Increase Customer Loyalty</h3>
<p align="left">Offering credits is a show of good faith and can help boost future sales from repeat customers.</p>
<h3 align="left">Attract New Customers</h3>
<p align="left">Satisfied customers are more likely to refer new customers to your site.</p>
<h2 align="left">How Credit Line or Credits for WooCommerce Can Help Your Customers</h2>
<h3 align="left">Convenience</h3>
<p align="left">Your customers won’t have to postpone purchases due to insufficient funds. Plus, they won’t have to keep their payment credentials on hand at all times—they can use credits instead.</p>
<h3 align="left">Interest-Free Credit</h3>
<p align="left">If you choose not to charge interest, your customers will only be responsible for repaying the regular price of a product.</p>
<h3 align="left">Generous Repayment Period</h3>
<p align="left">You can offer customers up to 58 days from the date of purchase to repay the credits they used.</p>
<h2 align="left">How Credit Line or Credits for WooCommerce Works?</h2>
<h3>1. Fund Types</h3>
<p class="western" align="left">This plugin comes up with 2 fund types.</p>
<ul class="wccom-tick-list-secondary">
<li class="western">Admin Funds</li>
<li class="western">Virtual Funds</li>
</ul>
<p><strong>Admin Funds</strong></p>
<p class="western" align="left">In this type, to offer a credit line to the customers, first you(admin) has to load funds to your admin account and from admin account it can be transferred to customers account. In this type, you will have a statistics on total funds approved to customers.</p>
<p align="left"><strong>Virtual Funds</strong></p>
<p class="western" align="left">In this type Funds can be issued without any limitation from admin side.</p>
<h3>2. Approval Methods</h3>
<p class="western" align="left">This plugin supports three ways to offer Credit Line to customers,</p>
<ul class="wccom-tick-list-secondary">
<li class="western">Auto Approval</li>
<li class="western">Application Based Approval</li>
<li class="western">Complete Manual</li>
</ul>
<p class="western" align="left"><b>Auto Approval</b></p>
<p align="left">Based on Criteria set by site admin, Credit Line can be approved for all the customers on the site automatically.</p>
<figure id="attachment_18734003605601" aria-describedby="caption-attachment-18734003605601" style="width: 881px" class="wp-caption alignnone"><img class="wp-image-18734003605601 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/01-auto_approval.png" alt="" width="881" height="1200" /><figcaption id="caption-attachment-18734003605601" class="wp-caption-text"><strong>Credit Line Auto-Approval</strong></figcaption></figure>
<p class="western" align="left"><b>Application Based Approval – Manual Approval</b></p>
<p class="western" align="left">Customers will have to submit the application and the site admin will have to review the application and approve or reject the customer’s application.</p>
<figure id="attachment_18734003605615" aria-describedby="caption-attachment-18734003605615" style="width: 1233px" class="wp-caption alignnone"><img class="wp-image-18734003605615 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/02-application_manual_approval.png" alt="" width="1233" height="2459" /><figcaption id="caption-attachment-18734003605615" class="wp-caption-text"><strong>Application submission & manual approval</strong></figcaption></figure>
<p class="western" align="left"><b>Application Based Approval – Auto Approval</b></p>
<p class="western" align="left">Customers will have to submit the application and if the Criteria set by site admin matches, then the Credit Line will be automatically approved automatically.</p>
<figure id="attachment_18734003605623" aria-describedby="caption-attachment-18734003605623" style="width: 1233px" class="wp-caption alignnone"><img class="wp-image-18734003605623 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/03-application-auto-approval.png" alt="" width="1233" height="2321" /><figcaption id="caption-attachment-18734003605623" class="wp-caption-text"><strong>Application submission & automatic approval</strong></figcaption></figure>
<p class="western" align="left"><b>Complete Manual</b></p>
<p class="western" align="left">Admin can manually create a Credits account for any customer on the site and they can add Credit Line to the customer as per their wish.</p>
<figure id="attachment_18734003605628" aria-describedby="caption-attachment-18734003605628" style="width: 975px" class="wp-caption alignnone"><img class="wp-image-18734003605628 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/04-manual-approval.png" alt="" width="975" height="1206" /><figcaption id="caption-attachment-18734003605628" class="wp-caption-text"><strong>Admin manually issuing credit line to users</strong></figcaption></figure>
<h3>3. Credit Line Usage</h3>
<p class="western" align="left">Once Credit Line is approved for the customer, they can view the details in their Credits Dashboard. In Credits Dashboard, customers will be able to Make Payment(Advance Payment, Custom Amount Bill Payment, Full Bill Payment), View Unbilled Transactions, View Statements.</p>
<figure id="attachment_18734003605630" aria-describedby="caption-attachment-18734003605630" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003605630 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/05-credits_dashboard.png" alt="" width="980" height="506" /><figcaption id="caption-attachment-18734003605630" class="wp-caption-text"><strong>Customer’s credits dashboard</strong></figcaption></figure>
<p class="western" align="left">Customers can place orders using the <b>“Credits”</b> payment method which will be available in Checkout if they have enough Credits available in their account. In case if the order amount is more than their Available Credits, the payment method will be hidden for the customer.</p>
<figure id="attachment_18734003605632" aria-describedby="caption-attachment-18734003605632" style="width: 1276px" class="wp-caption alignnone"><img class="wp-image-18734003605632 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/06-checkout_page.png" alt="" width="1276" height="1612" /><figcaption id="caption-attachment-18734003605632" class="wp-caption-text"><strong>Customer using credit line for their purchases</strong></figcaption></figure>
<h3>4. Bill Generation and Payment</h3>
<p class="western" align="left">Admin can globally set the billing date and on the set date bill will be generated for all the customers. Admin can also edit the billing date of each customer.</p>
<p class="western" align="left">Once the bill is generated, customers will be notified by email with a link to download their statement. At this point their due date also will be set as per the admin configuration. Admin can also edit the due of each customer.</p>
<figure id="attachment_18734003605636" aria-describedby="caption-attachment-18734003605636" style="width: 1256px" class="wp-caption alignnone"><img class="wp-image-18734003605636 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/07-bill_statement.png" alt="" width="1256" height="602" /><figcaption id="caption-attachment-18734003605636" class="wp-caption-text"><strong>Credits bill statement</strong></figcaption></figure>
<p class="western" align="left">After reviewing the bill, customers will have to pay their bill amount on/before the due date. Customers can pay their bill amount from their Credits Dashboard. Customers can also make advance payment and custom amount payment as per their convenience from their Credits dashboard.</p>
<figure id="attachment_18734003605655" aria-describedby="caption-attachment-18734003605655" style="width: 1216px" class="wp-caption alignnone"><img class="wp-image-18734003605655 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/08-repayment.png" alt="" width="1216" height="1820" /><figcaption id="caption-attachment-18734003605655" class="wp-caption-text"><strong>Customer making payment for generated bill statement</strong></figcaption></figure>
<p class="western" align="left">If admin have received the payment in offline mode(i.e. outside WooCommerce), then admin can make the payment on behalf of the customer.</p>
<figure id="attachment_18734003605688" aria-describedby="caption-attachment-18734003605688" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003605688 size-full" src="https://woocommerce.com/wp-content/uploads/2020/01/09-offline_repayment.png" alt="" width="980" height="1866" /><figcaption id="caption-attachment-18734003605688" class="wp-caption-text"><strong>Admin makes custom payment on behalf of users</strong></figcaption></figure>
<p class="western" align="left">If the customers doesn’t make the repayment even after the due date, their Credits account status will be moved to <strong>“Overdue”</strong> and Late Payment(optional fee which has to be set by admin) will be debited from their account automatically. Admin can also block customers Credits usage if the status is Overdue.</p>
<p class="western" align="left">This whole process will be repeated every month.</p>
<h2>Popular Features</h2>
<h3>1. Flexible Credit Lines for Customers</h3>
<p>Offer your customers a <strong>pre-approved credit limit</strong> that can be used to purchase products instantly without making an upfront payment. The available credit balance is automatically tracked and updated after every purchase and repayment.</p>
<h3>2. Advanced Credit Eligibility Rules</h3>
<p>Create unlimited <strong>credit line rules</strong> based on <strong>user roles, specific users</strong>, or other business requirements. Automatically assign different credit limits to different customer groups and manage credit access with complete flexibility.</p>
<h3>3. Flexible Credit Approval Modes</h3>
<p>Allow customers to apply for credit and manage requests through flexible <strong>approval modes</strong>. Store owners can <strong>approve applications automatically, review them manually</strong>, or grant credit without an approval process. This helps businesses maintain control over credit allocation while providing a smooth customer experience.</p>
<h3>4. Custom Billing & Repayment Schedules</h3>
<p>Configure flexible <strong>billing cycles, due dates</strong>, and <strong>repayment schedules</strong> that suit your business model. Give customers a structured way to repay outstanding balances while maintaining predictable cash flow.</p>
<h3>5. Dedicated Customer Credit Dashboard</h3>
<p>Provide customers with a comprehensive <strong>Credit Dashboard</strong> where they can view their <strong>available credit, outstanding balance, billing information, repayment history</strong>, and account activity in one place.</p>
<h3>6. Offer Credits as a WooCommerce Payment Method</h3>
<p>Credits are integrated directly into the <strong>WooCommerce checkout process</strong>, allowing customers to select <strong>Credits as a payment method</strong> and complete purchases without leaving the standard checkout experience.</p>
<h3>7. Easy Credit Repayments</h3>
<p>Allow customers to make repayments through dedicated <strong>repayment products</strong> and repayment workflows. Payments are automatically applied to outstanding balances, reducing manual administration for store owners.</p>
<h3>8. Automatic Rule-Based Credit Upgrades</h3>
<p>When customer eligibility changes, the plugin can automatically <strong>switch between credit rules</strong> and update the customer’s <strong>credit limit</strong> based on predefined priorities, ensuring customers always receive the appropriate credit line.</p>
<h3>9. Detailed Credit Transaction Tracking</h3>
<p>Maintain complete visibility over every <strong>credit transaction</strong>, including credit usage, repayments, balance adjustments, and account activities. This provides a clear audit trail for both administrators and customers.</p>
<h3>10. Minimum Due, Partial & Full Payments</h3>
<p>Allow customers to repay their credit balances using multiple payment options. Customers can pay the <strong>Minimum Amount Due</strong>, make a <strong>Custom Partial Payment</strong>, or settle the <strong>Full Outstanding Balance</strong> whenever they choose. This creates a flexible repayment experience while helping store owners maintain consistent credit recovery.</p>
<h2>Extensive Features List</h2>
<ol>
<li>Real-time available credit checks</li>
<li>Prevent checkout completion when the customer exceeds their available credit balance</li>
<li>Gateway hiding when balance is insufficient</li>
<li>Dynamically show or hide the Credits payment gateway based on cart and customer conditions</li>
<li>Automatically detect customers with overdue repayments or unpaid credit bills</li>
<li>Optional blocking of future credit usage</li>
<li>Conditional payment gateway disabling</li>
<li>Restrict credit availability based on WooCommerce customer roles and account types</li>
<li>Customer credit eligibility validation based on previous site activity and purchase behavior Create multiple approval rules</li>
<li>Priority-based rule execution when multiple eligibility conditions match the same customer</li>
<li>Automated customer qualification logic based on configured credit eligibility conditions</li>
<li>Real-time customer credit eligibility evaluation using store activity and configured rules<br />
Rule-matching automation</li>
<li>Automatic customer credit limit allocation based on matching eligibility rules</li>
<li>Automatically increase or decrease customer credit limits based on rule conditions</li>
<li>Fully automated approvals</li>
<li>No customer application required</li>
<li>Auto-evaluation of submitted applications</li>
<li>Automatic approval and rejection logic</li>
<li>Admin-controlled application review</li>
<li>Manual accept and reject flow</li>
<li>Eligibility review interface</li>
<li>Pending account management</li>
<li>Threshold-based billing assignment</li>
<li>Automatically delay first bill generation based on configured billing threshold dates</li>
<li>Billing-cycle rollover logic</li>
<li>Restrict dashboard visibility</li>
<li>Restrict eligibility by user role</li>
<li>Create predefined rules with multiple rule sets to give different credit line based on different criteria.</li>
<li>Automatically increase credit line to eligible customers.</li>
<li>Approve credit line automatically.</li>
<li>Application form can be created with multiple form fields support.</li>
<li>Approve credit line automatically as soon as the application form is submitted by the customer.</li>
<li>Approve credit line manually once the application form is submitted by the customer.</li>
<li>Application form can be shown only for specific customers.</li>
<li>Give credit line to customers from admin funds or from virtual funds.</li>
<li>Monthly billing and repayment.</li>
<li>Up to 58 days of repayment period.</li>
<li>Possible to charge interest for credit usage.</li>
<li>A fixed amount of percentage of credits used can be charged as interest.</li>
<li>A Late payment fee can be charged if payment is not made within the due date.</li>
<li>User level option to disable late payment fee for certain customers.</li>
<li>Option to disable specific payment methods for repayment of credits.</li>
<li>Separate page for credits dashboard.</li>
<li>Option to display credits dashboard in My Account page.</li>
<li>Custom logo can be displayed in bill statement.</li>
<li>Order status can be predefined for the orders placed using the Credits payment method.</li>
<li>For orders placed using the Credits payment method, when to debit funds(on reaching which order status) can be predefined.</li>
<li>Bill can be generated in PDF or HTML file format.</li>
<li>Customers can be allowed to place orders using Credits only if the cart total is more than the set value.</li>
<li>Option for the Admin to modify a customer’s billing date or repayment date.</li>
<li>Option to allow customers to use their Credits for placing orders in overdue status.</li>
<li>Option for the customer to make advance payment.</li>
<li>Option for the customer to pay a custom amount or make the full payment.</li>
<li>Compatibility with WooCommerce Subscriptions: Option for the customer to automatically renew their subscriptions using the Credit Line.</li>
</ol>

Credit Line or Credits

<p>Offer a Line of Credit to your customers for purchasing in your shop. The customers can pay later the used Credit Line.</p>

<ul class="wccom-tick-list-primary">
<li>Allow customers to be notified when they can purchase an item that is currently out of stock</li>
<li>Easily identify ‘most wanted’ products to prioritise re-stocking</li>
<li>Allow customers to easily review and edit their waiting lists</li>
<li>Maintain a record of users that have been emailed an in-stock notification</li>
<li>Easily manage your waitlists from the WordPress admin</li>
<li>Add the waitlist elements for any product anywhere you choose using our shortcode</li>
<li>Plug-and-play functionality – just install, activate and go!</li>
</ul>
<hr class="wccom-product-heading__hr" />
<h2>Keep customers happy with back-in-stock notifications</h2>
<p>Automatically notify customers when a product becomes available for purchase. The Waitlist for WooCommerce extension lets you track demand for out-of-stock items, making sure your customers feel informed, and therefore more likely to buy. Using a simple plugin, you can build up a waiting list of people wanting the unavailable item, then notify these customers automatically when products come back in stock.</p>
<h2>Set up in seconds</h2>
<p>It’s really easy to install and will instantly start turning missed opportunities into future sales. Customers register for an email alert to let them know when a product is back in stock, increasing the likelihood they’ll wait and shop with you instead of going to a competitor. It makes people feel valued by your business, and allows you to replenish stock intelligently based on demand.</p>
<h2>How it works</h2>
<p>It takes seconds for customers to join a waiting list via a button on the product listing of your WooCommerce store.</p>
<figure id="attachment_18734005296225" aria-describedby="caption-attachment-18734005296225" style="width: 796px" class="wp-caption aligncenter"><img class="wp-image-18734005296225 size-medium" src="https://woocommerce.com/wp-content/uploads/2012/10/Screenshot_20250514_162030.png?w=796" alt="An example of a single product showing the "Join Waitlist" option" width="796" height="738" /><figcaption id="caption-attachment-18734005296225" class="wp-caption-text">An out-of-stock product showing the option to join it’s waitlist</figcaption></figure>
<p> </p>
<p>As soon as you update your stock numbers on the site, everyone on the list automatically gets an email with a link to the product, making it super-simple for them to buy.</p>
<p>Waitlist for WooCommerce fully supports simple products, product variations and the children of grouped products.</p>
<h2>See who’s waiting for what</h2>
<p>With Waitlist for WooCommerce, shop managers can sort products by number of customers on their waiting list. This allows them to quickly prioritize which products to re-stock.</p>
<figure id="attachment_18734005296236" aria-describedby="caption-attachment-18734005296236" style="width: 896px" class="wp-caption aligncenter"><img class="wp-image-18734005296236 size-medium" src="https://woocommerce.com/wp-content/uploads/2012/10/Screenshot_20250514_162513.png?w=896" alt="The product listing screen showing the additional column for displaying waitlist counts" width="896" height="369" /><figcaption id="caption-attachment-18734005296236" class="wp-caption-text">An example of the added Waitlist column</figcaption></figure>
<p> </p>
<p>Shop managers can also view, manage and contact those on the waiting list for each product directly from the Edit Product screen through a custom product tab.</p>
<p><img class="wp-image-18734005296242 size-medium aligncenter" src="https://woocommerce.com/wp-content/uploads/2012/10/Screenshot_20250514_162551.png?w=896" alt="" width="896" height="313" /></p>
<p>Here, it is easy to add/remove users from the waiting list, see archived lists, export a CSV of users on a waiting list/archive and adjust the waiting list options for this product.</p>
<h2>Allow users to manage their own waiting lists</h2>
<p>Users can view any products they have joined the waiting list for on the “Your Waitlists” tab on their “My Account” page.  This allows users to conveniently manage all their waiting lists in one place</p>
<figure id="attachment_18734005296248" aria-describedby="caption-attachment-18734005296248" style="width: 812px" class="wp-caption aligncenter"><img class="wp-image-18734005296248 size-medium" src="https://woocommerce.com/wp-content/uploads/2012/10/Screenshot_20250514_162633.png?w=812" alt="waitlist tab shown on the WooCommerce my account page" width="812" height="606" /><figcaption id="caption-attachment-18734005296248" class="wp-caption-text">The default “Your Waitlists” tab shown on the “my account” page</figcaption></figure>
<p> </p>
<h2>Get it working your way</h2>
<p>Waitlist for WooCommerce comes with plenty of options for you to get the most from the plugin, including the following:</p>
<ul class="wccom-tick-list-secondary">
<li>options to display opt-in elements when users sign up to a waitlist</li>
<li>options to also display waitlist buttons on archive pages (e.g. the shop page/product category pages)</li>
<li>options to add google analytic tracking codes to Waitlist for WooCommerce emails</li>
<li>options to email a site administrator when a customer joins a waitlist</li>
<li>options to set a minimum stock before Waitlist for WooCommerce in-stock notifications are sent out</li>
<li>and more…</li>
</ul>
<h2>Extend and customize</h2>
<p>The default setup is ‘plug and play’, but Waitlist for WooCommerce adds a large number of WordPress action and filter hooks allowing you to customize it to suit your exact needs (See <a href="https://woocommerce.com/document/woocommerce-waitlist/#section-12">documentation</a> for more information). Customizations include:</p>
<ul class="wccom-tick-list-secondary">
<li>Choosing the wording for notification emails</li>
<li>Tweaking the design of ‘join waiting list’ buttons</li>
<li>Hooking in extra functionality when users are added to/removed from a waiting list</li>
<li>Altering the design of the “Your Waitlists” page added to the “My Account” section</li>
</ul>
<div class="woo-sc-box info" style="clear: left">
<p><em>Waitlist for WooCommerce</em> is now compatible with the following extensions:</p>
<ul>
<li>WooCommerce Subscriptions</li>
<li>WPML (The WordPress Multilingual Plugin)</li>
<li>The Events Calendar (from ModernTribe)</li>
<li>Product Bundles for WooCommerce (please see the FAQs on the documentation page for more information)</li>
</ul>
</div>

Waitlist

<p>With Waitlist for WooCommerce customers can register for email notifications when out-of-stock products become available.</p>

Credit Line or Credits vs Waitlist