<h2>Deposit and Partial Payment Plan Plugin – Allow Deposits and Flexible Installment Plans</h2>
High upfront costs are one of the biggest reasons customers abandon their carts, especially on higher-priced products. The Deposit and Partial Payment Plan plugin solves this by letting your WooCommerce store accept a deposit at checkout and collect the remaining balance through structured installment plans.
With rule-based payment schedules, automatic installment charging through supported Stripe and PayPal gateways, and 8 customizable frontend layouts, the plugin gives you full control over how partial payments are offered, displayed, and collected. Customers get the flexibility to pay over time, and you get predictable cash flow without manual follow-up.
<h2>Features of the Deposit and Partial Payment Plugin</h2>
<ul>
<li>Accept deposits or full payments at checkout</li>
<li>Split orders into flexible installment plans</li>
<li>Set global default payment plans</li>
<li>Enable cart-level financing for entire orders</li>
<li>Create rule-based payment plans</li>
<li>Assign plans by product, category, tag, brand, or user role</li>
<li>Build custom schedules with fixed amounts or percentages</li>
<li>Configure the interval and period between installments</li>
<li>Auto-charge installments through Stripe and PayPal</li>
<li>Set maximum retry attempts for failed payments</li>
<li>Send automated payment reminders</li>
<li>Notify customers on plan creation, success, and failures</li>
<li>Send admin alerts for new plans and failed payments</li>
<li>Customize email templates with dynamic placeholders</li>
<li>Send test notifications before going live</li>
<li>Choose from 8 frontend display layouts</li>
<li>Customize colors, typography, borders, and shadows</li>
<li>Live preview layout changes before saving</li>
<li>Trigger webhooks for payment lifecycle events</li>
<li>Secure webhooks with HMAC-SHA256 verification</li>
</ul>
<h2>Allow Customers to Pay a Deposit or Choose a Partial Payment Plan</h2>
The Deposit and Partial Payment Plugin for WooCommerce lets your customers pay a deposit now and the rest later in installments. Shoppers can get their products without paying the full price upfront, which makes bigger purchases easier and helps you close more sales.
<img class="alignnone size-medium wp-image-18734006571578" src="https://woocommerce.com/wp-content/uploads/2026/05/Allow-Customers-to-Pay-a-Deposit-or-Choose-a-Partial-Payment-Plan.png?w=896" alt="Allow Customers to Pay a Deposit or Choose a Partial Payment Plan" width="896" height="417" />
<img class="alignnone size-medium wp-image-18734006571588" src="https://woocommerce.com/wp-content/uploads/2026/05/Allow-Customers-to-Pay-a-Deposit-or-Choose-a-Partial-Payment.png?w=896" alt="Allow Customers to Pay a Deposit or Choose a Partial Payment" width="896" height="533" />
<h2>Set Global Payment Plans for Your Whole Store</h2>
Pick one or more payment plans that apply to every product by default. If no specific rule is set for a product, the default plan kicks in automatically, so you never have to worry about a product missing a payment option. This makes the deposit plugin for WooCommerce quick to set up across your entire store, even if you sell hundreds of products.
<img class="alignnone size-medium wp-image-18734006571590" src="https://woocommerce.com/wp-content/uploads/2026/05/Set-Global-Payment-Plans-for-Your-Whole-Store.png?w=896" alt="Set Global Payment Plans for Your Whole Store" width="896" height="475" />
<h2>Use One Payment Plan for the Whole Cart</h2>
Turn on cart-level financing to let customers use a single payment plan for their full order instead of choosing one per product. Checkout stays simple, and shoppers get one clear installment schedule for everything in their cart.
<img class="alignnone size-medium wp-image-18734006571583" src="https://woocommerce.com/wp-content/uploads/2026/05/Use-One-Payment-Plan-for-the-Whole-Cart.png?w=896" alt="Use One Payment Plan for the Whole Cart" width="896" height="508" />
<img class="alignnone size-medium wp-image-18734006571582" src="https://woocommerce.com/wp-content/uploads/2026/05/Use-One-Payment-Plan-for-a-Whole-Cart.png?w=896" alt="Use One Payment Plan for a Whole Cart" width="896" height="854" />
<h2>Create Rules to Control How Payment Plans Apply</h2>
Build rules to decide which payment plans show up and where. Target rules by product, category, tag, brand, user role, or specific customers. You can also set a priority for each rule so more specific ones run first. The deposit and partial payment plugin for WooCommerce gives you full control over who sees which plan.
<img class="alignnone size-medium wp-image-18734006571591" src="https://woocommerce.com/wp-content/uploads/2026/05/Create-Rules-to-Control-How-Payment-Plans-Apply.png?w=872" alt="Create Rules to Control How Payment Plans Apply" width="872" height="1216" />
<h2>Build Your Own Installment Schedule Step by Step</h2>
Use the payment plan schedule builder to create payment plans the way you want. Add as many payment steps as you need, set each one as a fixed amount or a percentage of the order, and choose how many days, weeks, or months apart they should be charged. A progress bar shows how much of the order is covered as you build, so the plan always adds up to 100%.
<img class="alignnone size-medium wp-image-18734006571589" src="https://woocommerce.com/wp-content/uploads/2026/05/Build-Your-Own-Installment-Schedule-Step-by-Step.png?w=876" alt="Build Your Own Installment Schedule Step by Step" width="876" height="679" />
<h2>Charge Future Installments Automatically</h2>
Turn on auto-charge to collect future installments from the customer’s saved payment method without any manual work. The partial payment plugin for WooCommerce supports automatic charging through Payment Plugins for Stripe WooCommerce and Payment Plugins for PayPal WooCommerce. You can also set how many times a failed payment should be retried before it is marked as failed.
<img class="alignnone size-medium wp-image-18734006571587" src="https://woocommerce.com/wp-content/uploads/2026/05/Charge-Future-Installments-Automatically.png?w=896" alt="Charge Future Installments Automatically" width="896" height="239" />
<h2>Send Reminders for Upcoming and Overdue Payments</h2>
Keep customers in the loop with automatic email reminders. The plugin can send emails when a plan is created, when a payment goes through, when one fails, and when an installment is due. Fewer missed payments, less back-and-forth.
<img class="alignnone size-medium wp-image-18734006571581" src="https://woocommerce.com/wp-content/uploads/2026/05/Send-Reminders-for-Upcoming-and-Overdue-Payments.png?w=886" alt="Send Reminders for Upcoming and Overdue Payments" width="886" height="810" />
<h2>Notify Customers and Admins Separately</h2>
Set up emails for customers and admins as you need them. Customers get notified when their plan is created, when a payment succeeds, when one fails, or when a reminder is due. Admins can get alerts for new plans and failed payments. You can add multiple admin emails, pick a template for each one, and send test emails to make sure everything works.
<img class="alignnone size-medium wp-image-18734006571579" src="https://woocommerce.com/wp-content/uploads/2026/05/Notify-Customers-and-Admins-Separately.png?w=832" alt="Notify Customers and Admins Separately" width="832" height="803" />
<h2>Send Customized Emails</h2>
Edit the subject and body of every email and add details like customer name, order ID, installment amount, due date, and a direct pay link using simple placeholders such as {customer_name}, {order_id}, and {installment_amount}. Default templates are included for every event, so you can use them as-is or change them to match your brand.
<img class="alignnone size-medium wp-image-18734006571585" src="https://woocommerce.com/wp-content/uploads/2026/05/Send-Customized-Emails.png?w=896" alt="Send Customized Emails" width="896" height="373" />
<h2>Pick from 8 Layouts to Show Payment Options</h2>
Choose how payment options look on your product, cart, and checkout pages. The deposit and partial payment plugin for WooCommerce comes with 8 ready-made layouts: Classic, Table, List, Grid, Compact, Vertical, Modern V2, and High Contrast. You can preview each layout on the backend before saving the changes.
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<h2>Personalize the Payment Selector Template to Match Your Store</h2>
Use the Template Styler to change colors, fonts, borders, shapes, and shadows on the payment options display. Pick your main color, accent color, card background, and text colors, then preview the changes in real time so the payment selector blends right in with the rest of your store.
<img class="alignnone size-medium wp-image-18734006571575" src="https://woocommerce.com/wp-content/uploads/2026/05/Personalize-the-Payment-Selector-Template-to-Match-Your-Store.png?w=896" alt="Personalize the Payment Selector Template to Match Your Store" width="896" height="498" />
<h2>Connect to Other Tools with Webhooks</h2>
Send real-time payment events to other apps and tools using webhooks. Add a webhook URL and an optional secret, and the partial payment plugin for WooCommerce will send JSON data for events like deposit paid, plan created, installment paid, installment due, reminder sent, plan completed, and installment failed. HMAC-SHA256 signing keeps every request secure.
<img class="alignnone size-medium wp-image-18734006571573" src="https://woocommerce.com/wp-content/uploads/2026/05/Connect-to-Other-Tools-with-Webhooks.png?w=881" alt="Connect to Other Tools with Webhooks" width="881" height="632" />

Deposit and Partial Payment Plan

Offer deposits, installments, and flexible payment plans in WooCommerce. Reduce cart abandonment on premium products with rule-based schedules, automated installment charging, and built-in customer reminders.

<h2 class="wp-block-heading">Key Features</h2>
<ul class="wccom-tick-list-secondary">
<li>Apply a global extra fee across all payment gateways in one step to simplify your checkout fee strategy. Example: Add a 2% processing fee that automatically applies to every payment method without setting them up individually.</li>
<li>Charge fees or offer discounts based on the payment method to balance transaction costs. Example: Charge an extra $0.30 for PayPal payments or offer a 2% discount for Direct Bank Transfers.</li>
<li>
Configure more than one fee for a single payment gateway to cover additional costs. Example: Add a $0.30 fee for processing PayPal payments and an additional 3.9% charge for the order total.
</li>
<li>
Add specific fees for certain product categories or exclude them entirely for others. Example: Apply a 2% fee for electronics and exclude fees for apparel purchases. 
</li>
<li>Apply payment gateway fees conditionally based on the selected shipping method to fine-tune your checkout costs. Example: Add a ₹50 fee for Cash on Delivery only when Flat Rate Shipping is used, and skip it for Free Shipping.</li>
<li>Choose whether fixed product-level fees are charged once or multiplied by quantity for more accurate cost control. Example: Charge a ₹100 fee per item for fragile goods, so ordering 3 units adds ₹300 instead of just ₹100.</li>
<li>Tailor fees to reflect regional transaction costs or currency exchange charges. Example: Add a 4.4% fee for non-U.S. payments and 2.9% for U.S.-based transactions.</li>
<li>Apply percentage-based fees either on each product or the full cart total when fees are set at the product level. Example: Add a 5% handling fee per product for fragile items or apply 5% to the entire cart for bulk orders.</li>
<li>Avoid cart abandonment by informing customers of fees upfront on the product page. Example: Show “2.5% extra charge applies for PayPal payments” on the product details page.</li>
<li>Customize fees as a fixed amount or a percentage of the total order value. Example: Apply a 2.5% fee on the total order value for credit card payments or charge a flat $0.50.</li>
<li>Avoid discouraging small orders by waiving fees below a set order amount. Example: No additional fees for orders under $20.</li>
<li>Set payment gateway-specific fees or discounts for individual products to handle product-based pricing strategies. Example: Add a ₹50 fee for COD only on heavy items, or offer a 5% discount for prepaid orders on select electronics.</li>
<li>Set fee limits to keep charges reasonable and predictable. Example: Cap the fee at $5 for high-value orders while maintaining a minimum of $1.</li>
<li>
Ensure some payment methods remain fee-free to encourage their usage. Example: No extra charges for Stripe payments while fees apply to others.
</li>
<li>Apply or skip fees depending on whether a coupon is used during checkout. Example: Waive the payment gateway fee if the customer uses a 10% discount coupon.</li>
<li>Ensure compliance by applying taxes to gateway fees where required. Example: Add a 7% tax to a $2.00 payment gateway fee in applicable regions.</li>
<li>Keep gateway fees fair by calculating them only on product costs. Example: Apply a 2% fee on the subtotal without including shipping charges in the calculation. </li>
</ul>
<h2>Manage Payment Gateway Charges and Maintain Transparent Pricing </h2>
The Payment Gateway Based Fees & Discounts plugin allows you to add extra fees as a fixed amount or a percentage of the cart total. It also lets you offer discounts, acting as cashback, for specific payment gateways. Additionally, it ensures transparency by showing the exact fee amount during checkout.
<h3>Add Extra Fees or Discounts for Payment Gateways <img class="aligncenter size-full wp-image-18734004790110" src="https://woocommerce.com/wp-content/uploads/2025/01/dbt.png" alt="" width="980" height="536" /> Set Multiple Fees for Each Payment Gateway </h3>
<img class="aligncenter size-full wp-image-18734004790113" src="https://woocommerce.com/wp-content/uploads/2025/01/credit-card-fees-and-additional-fees.png" alt="" width="980" height="568" />
<h3>Apply Fees Based on Product Categories</h3>
<img class="aligncenter size-full wp-image-18734004790114" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-categories.png" alt="" width="678" height="215" />
<img class="aligncenter size-full wp-image-18734004790115" src="https://woocommerce.com/wp-content/uploads/2025/01/electronic-category-frontend.png" alt="" width="980" height="513" />
<h3>Adjust Fees by Customer’s Country or State</h3>
<img class="aligncenter size-full wp-image-18734004790117" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-based-on-country-us.png" alt="" width="980" height="538" />
<h3>Display Transparent Fee Information on Product Pages</h3>
<img class="aligncenter size-full wp-image-18734004790119" src="https://woocommerce.com/wp-content/uploads/2025/01/extra-fees-added-on-product-page.png" alt="" width="980" height="473" />
Use Fixed or Percentage-Based Fees for Order Totals
<img class="aligncenter size-full wp-image-18734004790120" src="https://woocommerce.com/wp-content/uploads/2025/01/minimum-cart-amount.png" alt="" width="705" height="182" />
<img class="aligncenter size-full wp-image-18734004790121" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-order-total-based-fees.png" alt="" width="587" height="722" />
<h3>Skip Fees for Orders Below a Certain Subtotal</h3>
<img class="aligncenter size-full wp-image-18734004790123" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-not-applied-if-minimum-order-total-condition-is-not-met.png" alt="" width="616" height="715" />
<h3>Apply Minimum and Maximum Fee Values</h3>
 
<img class="aligncenter size-full wp-image-18734004790125" src="https://woocommerce.com/wp-content/uploads/2025/01/min-and-max-fee-value.png" alt="" width="670" height="123" />
<h3>Exclude Certain Gateways from Fees</h3>
 
<img class="aligncenter size-full wp-image-18734004790126" src="https://woocommerce.com/wp-content/uploads/2025/01/exclde-certain-gateways.png" alt="" width="675" height="434" />
Enable Fees Based on Coupon Usage
<img class="aligncenter size-full wp-image-18734004790128" src="https://woocommerce.com/wp-content/uploads/2025/01/coupons-rule.png" alt="" width="755" height="522" />
Add Taxes to Payment Gateway Fees
<img class="aligncenter size-full wp-image-18734004790131" src="https://woocommerce.com/wp-content/uploads/2025/01/tax-totals-applied-to-cod-fee.png" alt="" width="762" height="660" />
<h3>Exclude Shipping Costs from Fee Calculations</h3>
<img class="aligncenter size-full wp-image-18734004790132" src="https://woocommerce.com/wp-content/uploads/2025/01/exclude-shipping.png" alt="" width="672" height="290" />
Percentage Fee Calculation on Entire Cart or Individual Products When Fees Are Enabled at Product Level
<img class="aligncenter size-full wp-image-18734005462583" src="https://woocommerce.com/wp-content/uploads/2025/02/Percentage-Fees-calculations-on-whole-cart-or-on-individual-product-when-fees-enabled-at-product-level-1.png" alt="" width="980" height="659" />
Payment Gateway-Based Fees Per Product
<img class="aligncenter size-full wp-image-18734005467757" src="https://woocommerce.com/wp-content/uploads/2025/02/paymen-gateway-based-fees-per-product.png" alt="" width="980" height="391" />
Global Extra Fee to Be Applied to All Respective Payment Gateways <img class="aligncenter size-full wp-image-18734005467767" src="https://woocommerce.com/wp-content/uploads/2025/02/Global-extra-fee-to-be-applied-on-all-the-respective-payment-gateways.png" alt="" width="980" height="493" />Fixed Fee Calculation: Apply Once or Multiply by Product Quantity at the Product Level 
<img class="aligncenter size-full wp-image-18734005467771" src="https://woocommerce.com/wp-content/uploads/2025/02/Fixed-Fees-calculations-only-once-or-multiply-by-product-quantity-at-product-level.png" alt="" width="980" height="633" />
Fee Based on Shipping Methods
<img class="aligncenter size-full wp-image-18734005467774" src="https://woocommerce.com/wp-content/uploads/2025/02/Fee-based-on-shipping-methods.png" alt="" width="980" height="693" />
<h2>Payment Gateway Based Fees and Discounts Free Vs Premium – Full Feature Comparison</h2>
<img class="aligncenter size-full wp-image-18734004897914" src="https://woocommerce.com/wp-content/uploads/2025/02/Screenshot_12-2-2025_152842_www.tychesoftwares.com_.jpeg" alt="" width="668" height="1903" />

Payment Gateway Based Fees and Discounts Pro

Add custom fees or discounts to payment gateways to balance transaction costs, encourage cost-effective payment methods, and maintain transparency at checkout.

Deposit and Partial Payment Plan vs Payment Gateway Based Fees and Discounts Pro