<h2>GoCardless puts you in control of collecting payments directly from your customers’ bank accounts.</h2>
<p>Integrate GoCardless and collect one-off and recurring bank payments directly from your store.</p>
<p>Whether it’s invoices, memberships, subscriptions, installments, or ad-hoc payments, we help you get paid on time without the hassle or expensive card fees.</p>
<h3>Features:</h3>
<ul>
<li>Transparent pricing, with no setup fees so you can start collecting instantly
<ul>
<li>Check our rates here: <a href="https://gocardless.com/pricing/" target="_blank" rel="noopener">https://gocardless.com/pricing/</a></li>
</ul>
</li>
<li>Global coverage
<ul>
<li><a href="https://gocardless.com/" target="_blank" rel="noopener">Direct Debit</a> – BACS, SEPA, ACH and others</li>
<li><a href="https://gocardless.com/solutions/instant-bank-pay/" target="_blank" rel="noopener">Open banking</a> – UK, Ireland, Germany & France</li>
</ul>
</li>
<li>Support for additional products and features, including
<ul>
<li><a href="https://gocardless.com/solutions/success-plus/" target="_blank" rel="noopener">Success+</a> – intelligent payment retries</li>
<li><a href="https://gocardless.com/solutions/protect-plus/" target="_blank" rel="noopener">Protect+</a> – intelligent fraud detection</li>
<li><a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a> (separate extension)
<ul>
<li>WooCommerce Subscriptions adds subscription functionality to WooCommerce. Merchants can create subscription products or services, and customers can subscribe to them, paying on a weekly, monthly, or annual basis. The GoCardless extension works with this extension, allowing merchants to accept payments for subscription products using the GoCardless Payment Gateway.</li>
</ul>
</li>
<li><a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a> (separate extension)
<ul>
<li>WooCommerce Pre-Orders allows customers to order products before they are available, and merchants can configure pre-order products according to their requirements, such as pay upon release, upfront payment, pre-order fees, etc. The GoCardless extension works with this extension, allowing merchants to accept payments for pre-order products using the GoCardless Payment Gateway.</li>
</ul>
</li>
</ul>
</li>
</ul>
<p>When using the GoCardless gateway, shopper can pay via their bank account:</p>
<p><img class="alignnone size-medium wp-image-18734004131987" src="https://woocommerce.com/wp-content/uploads/2012/05/gocardless-payment-method-checkout.png?w=461" alt="" width="461" height="184" /></p>
<p>The GoCardless payment gateway supports accepting bank payments using Instant Bank Pay (for supported countries and currencies only) and Direct Debit. The customers can pay by entering their bank account details in the GoCardless Drop-in, allowing them to stay on a merchant’s site when completing payment in the checkout flow.</p>
<h2><img class="alignnone size-medium wp-image-18734004131990" src="https://woocommerce.com/wp-content/uploads/2012/05/gocardless-payment-drop-in.png?w=369" alt="" width="369" height="640" /></h2>

GoCardless

<p>Accept Direct Debit, ACH Pull, and open banking payments with GoCardless.</p>

<div style="width: 980px" class="wp-video"><video class="wp-video-shortcode" id="video-0-1" width="980" height="551" preload="metadata" controls="controls"><a href="https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4">https://woocommerce.com/wp-content/uploads/2025/02/smart-checkout-payment-gateway-1.mp4</a></video></div>
<hr />
<h2>Elevate your payment journey and maximize revenue</h2>
<ul class="wccom-tick-list-primary">
<li><b>Boost conversion:</b> Provide a frictionless, conversion-optimized payment experience that dynamically adapts to customer behavior, reducing cart abandonment and increasing revenue.</li>
<li><strong>Transaction</strong> <strong>fees as low as 0%</strong> by using the Viva.com cards for your corporate expenses.</li>
<li><b>Expand your customer base:</b> Accept a wide array of <a href="https://developer.viva.com/payment-methods/" target="_blank" rel="noopener">payment options</a> — including credit/debit cards, digital wallets (Apple Pay, Google Pay, Samsung Pay, PayPal, etc.), and local payment methods—while supporting multiple languages and currencies for a tailored checkout experience. This ensures both domestic and international customers enjoy region-specific payment options.</li>
<li><b>Optimized for all devices:</b> Deliver a seamless browsing and checkout experience on mobile, tablet, and desktop, ensuring that your customers enjoy a consistent and responsive interface regardless of device.</li>
<li><b>Accept in-person payments for products and services:</b> Use the Viva.com supported devices or simply use Tap to Pay on your iPhone or Android—no extra hardware required—for a secure, swift, and intuitive transaction every time. <a href="https://www.viva.com/en-eu/product/in-person-payments" target="_blank" rel="noopener">Learn more about in-person payments.</a></li>
<li><b>Subscriptions support:</b> Offer subscription-based products or services with various payment methods via <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a>.</li>
<li><b>Optimize your cash flow:</b> Experience the power of <a href="https://www.viva.com/en-gr/real-time-settlement" target="_blank" rel="noopener">Real Time Settlement</a>—receive your funds within minutes, every day of the year, including weekends and public holidays—ensuring uninterrupted business momentum.</li>
</ul>
<hr />
<h2 class="wp-block-heading">Setup and installation</h2>
<p class="wp-block-heading">For full installation details and advanced configuration, refer to our <a href="https://developer.viva.com/plugins/woocommerce-smart-checkout/" target="_blank" rel="noopener">comprehensive guide</a>.</p>
<h6>Fast integration</h6>
<p>Setting up Viva.com | Smart Checkout on WooCommerce is quick and effortless with minimal configuration required:</p>
<ul>
<li>Install and activate the Viva.com | Smart Checkout extension.</li>
<li>Navigate to <strong>WooCommerce > Settings > Payments</strong> and manage the “Viva.com | Smart Checkout” option.</li>
<li>Configure your settings (enable the extension, demo mode, enter demo credentials)</li>
<li>Perform test transactions</li>
</ul>
<h2 class="wp-block-heading">About Viva.com</h2>
<p>Viva.com is the 1st Tech Bank in Europe for Businesses that revolutionises omnichannel payments acceptance, offers card issuing, loans and deposit accounts. Viva.com is the first to pioneer and holds the top position in the Tap on Any Device technology, enabling payments acceptance on any device or even without a device.</p>
<p>Today, Viva.com is leading the transition to All-in-One business solutions, powered by its full suite of financial services. To that end, reflecting its holistic approach to business needs, Viva.com has built a dynamic ecosystem featuring over 450 tech partner-innovators in the software and hardware space. Connecting directly to all local payment schemes, alternative payment methods and payment systems across the continent, further strengthens Viva.com’s value proposition. Viva.com envisions to provide businesses a value-driven platform to accelerate the adoption of the latest technology.</p>

viva.com | Smart Checkout

<p>A fast, simple-to-use payment gateway with a full suite of features and support for all major payment methods — ready to go out of the box.</p>

GoCardless vs viva.com | Smart Checkout