<h2>A checkout built for conversion.</h2>
<p>Klarna Checkout comes with everything you need to create the smoothest shopping experience for your customers, including seamless customer identification and accepting all major payment methods. It’s built to improve your business performance — converting browsers into happy customers.</p>
<h2>How it works.</h2>
<p>By offering our complete online checkout solution, you make it easy for your customers to shop how they prefer, often with a single-click. With a simpler buying process, you’ll get more loyal customers and less abandoned baskets.</p>
<h2>Post-purchase experience.</h2>
<p>Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put control in the hands of customers via the Klarna app – gathering all orders in a single place. With the app, your customers can manage their purchases, chat with customer service 24/7 and even report returns.</p>
<h2><strong>Klarna delivers</strong></h2>
<ul class="wccom-tick-list-primary">
<li><strong>Conversion</strong><br />
With pre-filled info for returning customers, and single-tap payments, shopping has never been easier. The simple and constantly optimized checkout flow will make fewer people drop off.</li>
<li><strong>Customer loyalty</strong><br />
Exceeding the customer’s expectations will increase both satisfaction and the number of happy, returning customers. Our 24/7 customer support is always ready to help.</li>
<li><strong>Minimized risk</strong><br />
Klarna takes the full credit and fraud risk on all purchases for you, for all payment methods. Even when a customer makes a return, we cover the chargeback cost.</li>
<li><strong>New traffic</strong><br />
Partnering with Klarna will increase your website traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.</li>
</ul>
<h2><img class="alignnone size-medium wp-image-4034149" src="https://woocommerce.com/wp-content/uploads/2018/01/KCO-extention.jpg?w=620" alt="" width="620" height="417" /></h2>
<h2><strong>Klarna Checkout lets you provide your customers with truly smoooth purchase experiences.</strong></h2>
<p>Our checkout is a seamless and mobile optimized solution that comes with all our payment methods through a single integration. Klarna will improve your checkout experience by providing direct payments, pay after delivery options, and installment plans that let consumers pay whenever and however they prefer. It identifies the customer and enables one-click repeat purchases across Klarna’s merchant network, resulting in increased average order value and conversion rates.</p>
<p>You’ll have one agreement, one point of contact, one settlement file, one payout.</p>
<ul class="wccom-tick-list-secondary">
<li>Mobile-optimised online checkout.</li>
<li>Management of all transactions including card and APMs.</li>
<li>One-click repeat purchases.</li>
</ul>
<h2><strong>All payment methods included in Klarna Checkout.</strong></h2>
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<div class="column">
<p>Buy now,​ <strong>Pay later</strong></p>
</div>
</div>
</td>
<td>
<div class="layoutArea">
<div class="column">
<p>Pay later in full is a deferred payment that gives shoppers an extra 14, 21, or 30 days to try before they buy.</p>
</div>
</div>
</td>
</tr>
<tr>
<td>
<div class="layoutArea">
<div class="column">
<p>Spread the cost with <strong>Interest-free installments </strong></p>
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</td>
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<div class="layoutArea">
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<p>Increase sales by letting your customers split their payment into interest-free installments.</p>
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<p>Pay over time with​ <strong>Financing</strong></p>
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<p>Give your customers the option to buy now and spread the cost with monthly payments, interest free or interest bearing.</p>
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<p><strong>Pay now</strong>​, with direct payments</p>
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<p>Pay now accepts all direct payments for a fast, convenient checkout.</p>
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</td>
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</tbody>
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<p> </p>
<h2>How to Get Started</h2>
<ol>
<li><a href="https://portal.klarna.com/signup/woocommerce/">Sign up for Klarna Checkout:</a> ​To offer your customers the benefit of paying with Klarna, you must first sign up for a Klarna account and gain access to the Klarna Merchant Portal. You’ll be up and running in no time with our new onboarding.</li>
<li>Install the plugin​ on your site. During this process you will be asked to download Klarna Order Management so you can handle orders in Klarna directly from WooCommerce.</li>
</ol>
<h3>Klarna Shipping Assistant in your Checkout</h3>
<p><img class="alignnone size-medium wp-image-4041717" src="https://woocommerce.com/wp-content/uploads/2018/01/shipping.png?w=620" alt="" width="620" height="395" /></p>
<p>Klarna Shipping Assistant is a dynamic way of presenting shipping options. It helps merchants increase conversion and customer satisfaction at the point of purchase by making the selection of logistics products user friendly and efficient. With Klarna shipping service you don’t have to maintain your own shipping selector, freeing up a lot of time otherwise spent on technical maintenance.</p>
<p> </p>
<h2><strong>Merchant portal access always included</strong>.</h2>
<p>The Merchant Portal is your one-stop shop to manage everything Klarna. With a single log in to the Merchant Portal dashboard, you’ll get access to multiple tools for hassle-free business management and successful growth with Klarna.</p>
<ul>
<li>Easily track your business performance with an aggregated daily sales overview.</li>
<li>Get the summary of important to-do’s and never miss out on revenue.</li>
<li>Manage your brand directly in the Merchant Portal and control how it’s presented to consumers across Klarna channels, including our shopping app.</li>
<li>Increase sales and average order values with On-site messaging, read more <a href="https://docs.klarna.com/conversion-boosters/on-site-messaging/before-you-start/">here</a>.</li>
</ul>
<h3></h3>
<h3>On-site Messaging</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2018/01/osm-home.png"><img class="aligncenter size-medium wp-image-6979433" src="https://woocommerce.com/wp-content/uploads/2018/01/osm-home.png?w=620" alt="" width="620" height="341" /></a></p>
<p>Many people decide how they want to pay before they click the buy button. On-site marketing lets your customers know what their financing and payment options are before they enter the checkout. It is simple to integrate and provides tailored messaging ranging from generic banners to financing availability and personalised credit promotions on product or cart pages. The service also provides eligibility checks in supported markets. Activate on-site marketing through Merchant Portal.</p>
<p> </p>
<h3>What’s the difference between Klarna Checkout and Klarna Payments?</h3>
<div class="woo-sc-box info">
<p><strong>Klarna Checkout</strong>​ is a complete online checkout solution designed to increase sales and customer loyalty. Klarna as your single payment provider keeps everything under one roof. You’ll have one agreement, one point of contact, one settlement file, one payout with ​Klarna Checkout​.</p>
<p><strong>Klarna Payments</strong>​ are standalone payment methods. With Klarna Payments you can complement your checkout with a Klarna hosted widget located in your existing checkout</p>
</div>

Klarna Checkout

<p><em>Klarna Checkout</em> is a full checkout experience embedded on your site that includes all popular payment methods (Pay Now, Pay Later, Financing, Installments).</p>

<p><span style="font-family: proxima-vara, 'Proxima Fallback', 'Inter var', 'Inter Fallback', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Fira Sans', 'Droid Sans', 'Helvetica Neue', sans-serif;font-size: 23.8768px;font-weight: 600;letter-spacing: -0.02em">New to PayPal?</span></p>
<div class="woo-sc-box normal" style="margin-top: 0">
<p>Get step-by-step instructions on how to <a href="https://woocommerce.com/document/woocommerce-paypal-payments/">add it to your store</a> or <a href="#how-to-activate">watch the how-to video below</a>.</p>
<p>Need to update from an older PayPal extension? Learn how to <a href="https://woocommerce.com/document/woocommerce-paypal-payments/paypal-payments-upgrade-guide/">move to PayPal Payments</a>.</p>
</div>
<p>three</p>
<h1>Our all-in-one checkout solution*</h1>
<p>PayPal’s brand recognition helps give customers the confidence to buy. PayPal Payments is the <strong>official extension for WooCommerce</strong> that lets you offer PayPal, Venmo, Pay Later options, Fastlane, and more — all designed to help you maximize conversions.</p>
<div class="twocol-one">
<h2>PayPal</h2>
<p><img src="https://woocommerce.com/wp-content/uploads/2022/08/PayPal-button.png" alt="PayPal button." width="294" height="61" /></p>
<p style="margin-bottom: 3em">Help increase conversion by automatically offering PayPal buttons on product pages and at checkout. <strong>Consumers are nearly three times more likely to purchase when you offer PayPal.<sup>1</sup></strong></p>
<h2>PayPal Pay Later</h2>
<p><img class="alignnone wp-image-18734000792375" src="https://woocommerce.com/wp-content/uploads/2022/08/Pay-Later-button.png" alt="PayPal Pay Later button." width="274" height="57" /></p>
<p>Let customers pay over time while you get paid up front. We’ve seen a <strong>35% increase in cart size with Pay Later offers, when compared to standard PayPal transactions.<sup>2</sup></strong></p>
<p>Turn on Pay Later messaging to automatically present the most relevant Pay Later option as your customers browse, shop, and check out. With repeat customers making up 66% of all US Pay Later transactions<sup>5</sup>, it’s no surprise that Pay Later can help attract and retain customers.</p>
<p style="font-size: 12px">Available in Australia, France, Germany, Italy, Spain, United Kingdom, and United States.</p>
<p style="margin-bottom: 0"><img class="wp-image-18734000785211 size-medium" style="margin-bottom: 0" src="https://woocommerce.com/wp-content/uploads/2022/08/Phone-UI.png" alt="" width="505" height="452" /></p>
</div>
<div class="twocol-one last">
<h2>Venmo</h2>
<p><img class="alignnone wp-image-18734000792376 size-medium" style="max-width: 85%" src="https://woocommerce.com/wp-content/uploads/2022/08/Venmo-button.png" alt="Venmo button." width="294" height="63" /></p>
<p>Appeal to Venmo customers by letting customers pay for purchases the same way they pay their friends and <strong>tap into 92 million active Venmo accounts.<sup>3</sup></strong></p>
<p style="font-size: 12px;margin-bottom: 3em">Available in United States only.</p>
<h2>Fastlane by PayPal</h2>
<p><img class="aligncenter size-medium wp-image-18734004246956" src="https://woocommerce.com/wp-content/uploads/2020/10/PayPalUS_Fastlane_Snipe_Partner.png" alt="Fastlane by PayPal logo." width="430" height="46" /></p>
<p>Speed up checkout by recognizing millions of guest shoppers and allowing them to autofill their checkout details. No store accounts or PayPal user accounts required.</p>
<p style="margin-bottom: 3em"><strong>Fastlane users convert at nearly 80%</strong>.<sup>4</sup></p>
<p style="margin-bottom: 0"><img class="aligncenter size-medium wp-image-18734004246956" style="margin-bottom: 0" src="https://woocommerce.com/wp-content/uploads/2020/10/Fastlane_Module_Static.png" width="1270" height="1623" /></p>
</div>
<h2>Country-specific payment methods</h2>
<p><img class="alignnone size-medium wp-image-18734003446742" style="max-width: 85%" src="https://woocommerce.com/wp-content/uploads/2020/10/Local-Payment-Methods-buttons-1.png" alt="iDEAL, Bancontact, and Blik logos." width="266" height="56" /></p>
<p>Offer locally recognized payment methods to help build trust and reach international customers, including Payment Upon Invoice (PUI), a payment option available only for purchases completed in Germany.</p>
<hr />
<h2>Add credit and debit card processing capabilities</h2>
<p>PayPal Payments provides two different card processing options on WooCommerce:</p>
<ul class="wccom-tick-list-secondary">
<li>
<h4>Standard Card Processing</h4>
<p>Card transactions are managed by PayPal in a prebuilt user experience, which simplifies your compliance requirements. Suitable for all business and personal seller accounts.</li>
<li>
<h4>Advanced Card Processing</h4>
<p>Get everything that comes with PayPal’s standard integration, along with the ability to customize the look, feel, and placement of your debit and credit card payment fields. You can also use fraud protection tools to set up your own risk tolerance filters.</li>
</ul>
<hr />
<h2>PayPal is preferred, trusted, and familar to customers<sup>6</sup></h2>
<div>									<div class="wccom-bundle-three-column-section">
							<h3></h3>
							<p></p>
						</div>
			</div>
<div class="wccom-bundle-three-column" style="padding-bottom: 0 !important">
<div class="wccom-bundle-three-column-container">
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">20+</strong> years of experience</p>
</div>
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">200+</strong> markets around the globe</p>
</div>
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">100+</strong> different currencies</p>
</div>
</div>
</div>
<hr />
<h2>More reasons it pays to PayPal</h2>
<table border="0" cellspacing="0" cellpadding="0">
<tbody>
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<td style="vertical-align: top" align="top"><img class="alignleft wp-image-18734000792361" src="https://woocommerce.com/wp-content/uploads/2022/08/Instant-access-to-funds-icon.png" alt="Dollar symbol in a purple disc." width="60" height="60" /></td>
<td style="vertical-align: top" align="top">
<h4>Instant access to funds</h4>
<p>Access card payments, send money or make a payment from your bank account. You’re credited immediately while the payment is processing. Funds settle instantly into your PayPal business account.</td>
</tr>
<tr>
<td style="vertical-align: top" align="top"><img class="alignleft wp-image-18734000792364" src="https://woocommerce.com/wp-content/uploads/2022/08/Fraud-detection-icon.png" alt="" width="60" height="65" /></td>
<td style="vertical-align: top" align="top">
<h4>Fraud detection</h4>
<p>Save time and money by letting PayPal help you handle the risk of fraudulent transactions with our fraud, chargeback, and Seller Protection capabilities (on eligible transactions†). Our AI technology works hard to monitor all of your transactions — so you can focus on what matters most.</p>
<p style="font-size: 12px"><sup>†Available on eligible purchases. <a href="https://www.paypal.com/us/webapps/mpp/ua/useragreement-full" target="_blank" rel="noopener">Limits apply</a>.</sup></p>
</td>
</tr>
<tr>
<td style="vertical-align: top" align="top"><img class="wp-image-18734000792365 alignleft" src="https://woocommerce.com/wp-content/uploads/2022/08/Global-compliance-icon.png" alt="" width="60" height="60" /></td>
<td style="vertical-align: top" align="top">
<h4>Global compliance</h4>
<p>PayPal payment solutions help you meet your global compliance standards, such as PCI and PSD2, bringing international markets within reach for your business. Our platform has built-in compliance with two-factor authentication provided by cards (3D Secure). We include automatic updates as security protocols change.</td>
</tr>
</tbody>
</table>
<h2 id="how-to-activate">How to activate PayPal</h2>
<p><span class="embed-youtube" style="text-align:center"></span></p>
<hr />
<div style="font-size: 11px">
<p>* For Australian users, the PayPal service is provided by PayPal Australia Pty Limited AFSL 304962. Any information provided is general only and does not take into account your objectives, financial situation or needs. Please read and consider the CFSGPDS (paypal.com.au) before acquiring or using the service. See website for TMD. PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258) and is subject to merchant and customer eligibility criteria. Full terms and details are available in the PayPal Credit Guide, TMD and PayPal Pay in 4 Facility Agreement on our <a href="https://www.paypal.com/au/legalhub/paypal/home" target="_blank" rel="noopener noreferrer">website</a>.</p>
<p><sup>1</sup> An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.</p>
<p><sup>2</sup> Globally, Pay Later AOVs are 35%+ higher than standard PayPal AOVs for SMBs. Internal Data Analysis of 68,374 SMB across integrated partners and non integrated partners, November 2022. Data inclusive of PayPal Pay Later product use across 7 markets.</p>
<p><sup>3</sup> PayPal Internal Data – 2023.</p>
<p><sup>4</sup> Based on PayPal internal data from March 15 to April 14, 2024. Applicable to shoppers who used Fastlane’s autofill.</p>
<p><sup>5</sup> Based on PayPal internal data from Jan 2022 – Dec 2022.</p>
<p><sup>6</sup> Morning Consult — The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.</p>
</div>

PayPal Payments

<p>The official, all-in-one checkout solution that allows you to offer PayPal, Venmo (US), Pay Later, credit and debit cards, country-specific payment options, and more.</p>

Klarna Checkout vs PayPal Payments