<h2>Millions shop and pay with Klarna</h2>
<p>Klarna is the preferred payment option for both brands and customers, used by millions of shoppers online and in-store every month.</p>
<p><img class="alignnone size-medium wp-image-18734005527005" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_numbers.png?w=896" alt="" width="896" height="108" /></p>
<h2>More ways to pay, more purchases</h2>
<p>Grow your business with our flexible payment options and smart shopping solutions. Unlock higher purchase power for your customers by giving them the full flexibility of how and when they want to pay.</p>
<p>Brands using Klarna see:</p>
<p><img class="alignnone size-medium wp-image-18734004394024" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_increase_english.png?w=896" alt="" width="896" height="232" /></p>
<p>You’ll always be paid in full and upfront, while your customers pay at a later date. Klarna supports high value orders, and everyday purchases.</p>
<p>Payment options include:</p>
<table>
<tbody>
<tr>
<td><b>Pay in full</b></td>
<td>Pay in full right away. The customer’s preferred funding source is pre-selected for a fast and secure payment.</td>
</tr>
<tr>
<td><strong>Buy now, Pay Later</strong></td>
<td>Pay Later is a deferred payment that will give shoppers an extra 14 or 30 days before they buy.</td>
</tr>
<tr>
<td><strong>Pay In N</strong></td>
<td>Pay in N lets you split your payment in several payments, spread over a relative (to financing) short amount of time, typically less than 60 days, and does not carry interest. Two most common variations are Pay in 4 and Pay in 3.</td>
</tr>
<tr>
<td><strong>Financing</strong></td>
<td>Financing offers long-term, monthly payments to make larger purchases possible for your customers. Available in 6, 12, 18, and 24 month terms.</td>
</tr>
</tbody>
</table>
<p>Visit <a href="https://klarna.com/" target="_blank" rel="noopener noreferrer">Klarna.com</a> to learn more about payment methods and their availability by market.</p>
<h2>No risk, just rewards</h2>
<p>Turn high-intent shoppers into loyal customers, all while knowing you’re backed by the latest, most reliable technology for a smooth experience with Klarna.</p>
<p><img class="alignnone size-medium wp-image-18734004394042" src="https://woocommerce.com/wp-content/uploads/2018/01/more_rewards_english.png?w=896" alt="" width="896" height="516" /></p>
<h2>Get started</h2>
<ol>
<li><a href="https://portal.klarna.com/signup" target="_blank" rel="noopener noreferrer">Sign up for a free Klarna account</a> to offer your customers the benefit of paying with Klarna.</li>
<li>Install the extension on your site. During this process you will be asked to download Klarna Order Management so you can handle orders in Klarna directly from WooCommerce.</li>
</ol>
<h2>Smart solutions to maximize your sales</h2>
<p>Enable these growth tools for higher conversion rates and a better customer experience:</p>
<table>
<tbody>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882509" src="https://woocommerce.com/wp-content/uploads/2018/01/Express-check-out.png?w=360" alt="" width="360" height="343" /></td>
<td>
<h3 id="express-checkout">Express checkout</h3>
<p>Offer a 5x faster check-out process that lowers the threshold for shoppers to complete a purchase.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-express-checkout-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882557" src="https://woocommerce.com/wp-content/uploads/2018/01/On-site-messaging.png?w=360" alt="" width="360" height="345" /></td>
<td>
<h3 id="on-site-messaging">On-site messaging</h3>
<p>Add personalized messaging throughout the shopper journey for higher conversion rates and increased spend.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-on-site-messaging-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734004383685" src="https://woocommerce.com/wp-content/uploads/2018/01/Sign-in-with-Klarna.png?w=359" alt="" width="359" height="343" /></td>
<td>
<h3 id="sign-in-with-klarna">Sign in with Klarna</h3>
<p>Let customers connect their accounts with pre-set payments and preferences to shop anywhere, improve personalized shopping experiences.</p>
<p><a href="https://docs.klarna.com/platform-solutions/e-commerce-platforms/woocommerce/conversion-boosters/how-to-enable-sign-in-with-klarna-in-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
</tbody>
</table>
<div class="woo-sc-box info">
<h3>What’s the difference between Klarna Checkout and Klarna Payments?</h3>
<p><strong>Klarna Payments​</strong> are standalone payment methods. With Klarna Payments you can complement your checkout with a Klarna hosted widget located in your existing checkout.</p>
<p><strong>Klarna Checkout​</strong> is a complete online checkout solution designed to increase sales and customer loyalty. Klarna as your single payment provider keeps everything under one roof. You’ll have one agreement, one point of contact, one settlement file, one payout with ​Klarna Checkout​.</p>
</div>

Klarna

<p>Grow your business with increased sales and an enhanced shopping experience — at no extra cost.</p>

<p><img class="alignnone size-medium wp-image-18734005369697" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-1.png?w=896" alt="" width="896" height="550" /></p>
<h2>Connect with the world’s best shoppers</h2>
<p>Attract millions of millennial and Gen Z shoppers by adding Afterpay as a payment method. Afterpay allows your customers to choose to pay in 4 installments over 6 weeks, interest free, or in the US, to pay monthly over 6 or 12 months.</p>
<h2>Afterpay — it’s the better way to pay</h2>
<p>No interest or application fees, late fees, and no surprises when they pay on time — and they love it. And merchants love us too because after adding Afterpay, our merchants have seen increased shopping frequency, basket sizes, and sales.</p>
<p><img class="alignnone size-medium wp-image-18734005369705" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-2.png?w=896" alt="" width="896" height="550" /></p>
<h3>Here’s how it works for you</h3>
<ul>
<li><b>Get paid upfront.</b> You’ll get paid within days for purchases made with Afterpay.</li>
<li><b>Minimize your risk.</b> We take on all risk associated with customer fraud, so you can focus on growing your business.</li>
<li><b>Receive daily settlement reports. Get access to transactional information that you can use to reconcile and verify orders.</b></li>
</ul>
<h3>Here’s how it works for your customers</h3>
<ol>
<li>Your customer gets the app and can sign up instantly.</li>
<li>Customers see their payment schedule and choose Afterpay as their payment method.li>
<li>They’ll make their first payment now and will pay the rest bi-weekly over 6 weeks, or monthly over 6 or 12 months (US only).</li>
</ol>
<p><img class="alignnone size-medium wp-image-18734005369706" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-3.png?w=896" alt="" width="896" height="550" /></p>
<h2>Key features</h2>
<ul>
<li><b>Express Checkout.</b> Afterpay now offers Express Checkout, which streamlines the checkout experience to deliver increased value to merchant partners and delight shoppers. The overall experience eliminates five steps and over 40 fields of customer-provided information. The streamlined experience results in higher conversions and more shoppers for merchants.</b></li>
<li><b>Cross Border Trade.</b> Selling internationally just got simpler. With Cross Border Trade, you can get your business in front of millions of shoppers in Australia, Canada, United Kingdom, United States, and New Zealand. Customers pay for their purchase in their local currency and you get paid the full amount (minus merchant fee) in your local currency.</li>
<li><b>Afterpay Business Hub.</b> Afterpay provides all eligible merchants with access to a portal that includes deep insights on Afterpay performance, daily settlement reports, resources for marketing best practices, and the ability to instantly update your account.</b></li>
<li><b>AI-powered risk.</b> Afterpay is powered by one of the most sophisticated risk models in the industry. Based on learnings from millions of shoppers and tens of thousands of global merchants, Afterpay’s AI-powered risk model approves more than 90% of all customer-attempted transactions. This means merchants access an entirely new segment of customers, driving incremental sales. Plus, Afterpay takes on customer fraud risk so you can rest easy.</li>
</ul>
<h3>But don’t take our word for it:</h3>
<p>Afterpay has 24M global annual actives as of December 2023.</p>
<blockquote>
<p>“By adding Afterpay to our other payment options, we’re able to provide a more customized shopping experience, give our customers additional convenience and control and reach a younger demographic who may not have been able to shop with us before.”</p>
<p><b>– John Strain, Chief Digital and Technology Officer, Gap, Inc.</b><br />
<i>(as quoted in SourcingJournal.com)</i></p>
</blockquote>
<p>Afterpay operates as Clearpay in the UK — <a href="https://woocommerce.com/products/clearpay/">learn more</a>.</p>
<p><img class="alignnone size-medium wp-image-18734005369707" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_Cash-App-Afterpay-Payments_896x550px_Tile-4.png?w=896" alt="" width="896" height="550" /></p>

Afterpay

<p><span style="font-weight: 400">Afterpay allows customers to purchase products and choose to pay in four installments over six weeks or pay monthly (US only).</span></p>

Klarna vs Afterpay