<h2>Millions shop and pay with Klarna</h2>
<p>Klarna is the preferred payment option for both brands and customers, used by millions of shoppers online and in-store every month.</p>
<p><img class="alignnone size-medium wp-image-18734005527005" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_numbers.png?w=896" alt="" width="896" height="108" /></p>
<h2>More ways to pay, more purchases</h2>
<p>Grow your business with our flexible payment options and smart shopping solutions. Unlock higher purchase power for your customers by giving them the full flexibility of how and when they want to pay.</p>
<p>Brands using Klarna see:</p>
<p><img class="alignnone size-medium wp-image-18734004394024" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_increase_english.png?w=896" alt="" width="896" height="232" /></p>
<p>You’ll always be paid in full and upfront, while your customers pay at a later date. Klarna supports high value orders, and everyday purchases.</p>
<p>Payment options include:</p>
<table>
<tbody>
<tr>
<td><b>Pay in full</b></td>
<td>Pay in full right away. The customer’s preferred funding source is pre-selected for a fast and secure payment.</td>
</tr>
<tr>
<td><strong>Buy now, Pay Later</strong></td>
<td>Pay Later is a deferred payment that will give shoppers an extra 14 or 30 days before they buy.</td>
</tr>
<tr>
<td><strong>Pay In N</strong></td>
<td>Pay in N lets you split your payment in several payments, spread over a relative (to financing) short amount of time, typically less than 60 days, and does not carry interest. Two most common variations are Pay in 4 and Pay in 3.</td>
</tr>
<tr>
<td><strong>Financing</strong></td>
<td>Financing offers long-term, monthly payments to make larger purchases possible for your customers. Available in 6, 12, 18, and 24 month terms.</td>
</tr>
</tbody>
</table>
<p>Visit <a href="https://klarna.com/" target="_blank" rel="noopener noreferrer">Klarna.com</a> to learn more about payment methods and their availability by market.</p>
<h2>No risk, just rewards</h2>
<p>Turn high-intent shoppers into loyal customers, all while knowing you’re backed by the latest, most reliable technology for a smooth experience with Klarna.</p>
<p><img class="alignnone size-medium wp-image-18734004394042" src="https://woocommerce.com/wp-content/uploads/2018/01/more_rewards_english.png?w=896" alt="" width="896" height="516" /></p>
<h2>Get started</h2>
<ol>
<li><a href="https://portal.klarna.com/signup" target="_blank" rel="noopener noreferrer">Sign up for a free Klarna account</a> to offer your customers the benefit of paying with Klarna.</li>
<li>Install the extension on your site. During this process you will be asked to download Klarna Order Management so you can handle orders in Klarna directly from WooCommerce.</li>
</ol>
<h2>Smart solutions to maximize your sales</h2>
<p>Enable these growth tools for higher conversion rates and a better customer experience:</p>
<table>
<tbody>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882509" src="https://woocommerce.com/wp-content/uploads/2018/01/Express-check-out.png?w=360" alt="" width="360" height="343" /></td>
<td>
<h3 id="express-checkout">Express checkout</h3>
<p>Offer a 5x faster check-out process that lowers the threshold for shoppers to complete a purchase.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-express-checkout-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882557" src="https://woocommerce.com/wp-content/uploads/2018/01/On-site-messaging.png?w=360" alt="" width="360" height="345" /></td>
<td>
<h3 id="on-site-messaging">On-site messaging</h3>
<p>Add personalized messaging throughout the shopper journey for higher conversion rates and increased spend.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-on-site-messaging-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734004383685" src="https://woocommerce.com/wp-content/uploads/2018/01/Sign-in-with-Klarna.png?w=359" alt="" width="359" height="343" /></td>
<td>
<h3 id="sign-in-with-klarna">Sign in with Klarna</h3>
<p>Let customers connect their accounts with pre-set payments and preferences to shop anywhere, improve personalized shopping experiences.</p>
<p><a href="https://docs.klarna.com/platform-solutions/e-commerce-platforms/woocommerce/conversion-boosters/how-to-enable-sign-in-with-klarna-in-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
</tbody>
</table>
<div class="woo-sc-box info">
<h3>What’s the difference between Klarna Checkout and Klarna Payments?</h3>
<p><strong>Klarna Payments​</strong> are standalone payment methods. With Klarna Payments you can complement your checkout with a Klarna hosted widget located in your existing checkout.</p>
<p><strong>Klarna Checkout​</strong> is a complete online checkout solution designed to increase sales and customer loyalty. Klarna as your single payment provider keeps everything under one roof. You’ll have one agreement, one point of contact, one settlement file, one payout with ​Klarna Checkout​.</p>
</div>

Klarna

<p>Grow your business with increased sales and an enhanced shopping experience — at no extra cost.</p>

<p><img class="alignnone wp-image-18734003707416 size-medium" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_UK_896x550px_Tile-1.png?w=896" alt="" width="896" height="550" /></p>
<h3><b>Connect with the world’s best shoppers.</b></h3>
<p><span style="font-weight: 400">We put our customers first. No external credit checks and no application fees.</span></p>
<ul>
<li style="font-weight: 400"><span style="font-weight: 400">More than 19M active customers have shopped with Afterpay globally</span></li>
<li style="font-weight: 400"><span style="font-weight: 400">On average in 2021, we sent 30M monthly referrals to our merchant partners</span></li>
<li style="font-weight: 400"><span style="font-weight: 400">Our top US customers frequently AftperayIt and use us 57 times per year</span></li>
<li style="font-weight: 400"><span style="font-weight: 400"><span style="font-weight: 400">93% of Clearpay sales come from repeat purchasers</span></span></li>
</ul>
<p>Clearpay operates as Afterpay in US, CA, AU & NZ, <a href="https://woocommerce.com/products/afterpay/">click here</a> to learn more.</p>
<p><b>Clearpay. It’s the better way to pay. </b></p>
<p><span style="font-weight: 400">No external credit checks, no interest, no fees when you pay on time. And our customers love us for it.</span></p>
<p><img class="alignnone wp-image-18734003707419 size-medium" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_UK_896x550px_Tile-2.png?w=896" alt="" width="896" height="549" /></p>
<h3><b style="font-family: proxima-nova, sans-serif">Here’s how it works for you</b></h3>
<ul>
<li><b>Get paid upfront.</b><span style="font-weight: 400"> You’ll get paid within days for purchases made with Clearpay.</span></li>
<li><b>Minimize your risk.</b><span style="font-weight: 400"> We take on risks, including chargebacks and fraud. So you can focus on growing your business.</span></li>
<li><b>Receive daily settlement reports. </b><span style="font-weight: 400">Get access to transactional information that you can use to reconcile and verify orders.</span></li>
</ul>
<h3><b>Here’s how it works for your customers</b></h3>
<ol>
<li style="font-weight: 400"><span style="font-weight: 400">Your customer gets the app and can sign up instantly. </span></li>
<li style="font-weight: 400"><span style="font-weight: 400">Customers see their instalments and choose Clearpay as their payment method.</span></li>
<li style="font-weight: 400"><span style="font-weight: 400">They’ll make the first of 3 or 4 payments now. And pay the rest over a short amount of time.</span></li>
</ol>
<p><img class="alignnone wp-image-18734003707422 size-medium" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_UK_896x550px_Tile-3.png?w=896" alt="" width="896" height="549" /></p>
<h3>Key Features</h3>
<ul>
<li><b>Express Checkout. </b><span style="font-weight: 400">Clearpay now offers Express Checkout, which streamlines the checkout experience to deliver increased value to merchant partners and delight shoppers. The overall experience eliminates 5 steps and over 40 fields of customer-provided information. The streamlined experience results in higher conversions and more shoppers for merchants. </span></li>
<li><b>Cross Border Trade.</b><span style="font-weight: 400"> Selling internationally just got easier. With Cross Border Trade, you can get your business in front of millions of shoppers in Australia, Canada, United Kingdom, United States, and New Zealand. Customers pay for their purchase in their local currency and you get paid the full amount (minus merchant fee) in your local currency. </span></li>
<li><b>Clearpay Business Hub. </b><span style="font-weight: 400">Clearpay provides all merchants with access to a portal that includes deep insights on Clearpay performance, daily settlement reports, resources for marketing best practices, and the ability to instantly update your account.</span></li>
<li><b></b><b>AI-powered risk.</b><span style="font-weight: 400"> Clearpay is powered by one of the most sophisticated risk models in the industry. Based on learnings from millions of shoppers and tens of thousands of global merchants, Clearpay’s AI-powered risk model approves more than 90% of all customer attempted transactions. This means merchants access an entirely new segment of customers, driving incremental sales. Plus, Clearpay takes on all fraud risk so you can rest easy. </span></li>
</ul>
<p><img class="alignnone wp-image-18734003707423 size-medium" src="https://woocommerce.com/wp-content/uploads/2021/06/WooCommerce_UK_896x550px_Tile-4.png?w=896" alt="" width="896" height="549" /></p>

Clearpay

<p>Give your customers the option to buy now and pay later with Clearpay. The extension provides the option to choose Clearpay as the payment method at the checkout.</p>

Klarna vs Clearpay