<h2>Millions shop and pay with Klarna</h2>
<p>Klarna is the preferred payment option for both brands and customers, used by millions of shoppers online and in-store every month.</p>
<p><img class="alignnone size-medium wp-image-18734005527005" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_numbers.png?w=896" alt="" width="896" height="108" /></p>
<h2>More ways to pay, more purchases</h2>
<p>Grow your business with our flexible payment options and smart shopping solutions. Unlock higher purchase power for your customers by giving them the full flexibility of how and when they want to pay.</p>
<p>Brands using Klarna see:</p>
<p><img class="alignnone size-medium wp-image-18734004394024" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_increase_english.png?w=896" alt="" width="896" height="232" /></p>
<p>You’ll always be paid in full and upfront, while your customers pay at a later date. Klarna supports high value orders, and everyday purchases.</p>
<p>Payment options include:</p>
<table>
<tbody>
<tr>
<td><b>Pay in full</b></td>
<td>Pay in full right away. The customer’s preferred funding source is pre-selected for a fast and secure payment.</td>
</tr>
<tr>
<td><strong>Buy now, Pay Later</strong></td>
<td>Pay Later is a deferred payment that will give shoppers an extra 14 or 30 days before they buy.</td>
</tr>
<tr>
<td><strong>Pay In N</strong></td>
<td>Pay in N lets you split your payment in several payments, spread over a relative (to financing) short amount of time, typically less than 60 days, and does not carry interest. Two most common variations are Pay in 4 and Pay in 3.</td>
</tr>
<tr>
<td><strong>Financing</strong></td>
<td>Financing offers long-term, monthly payments to make larger purchases possible for your customers. Available in 6, 12, 18, and 24 month terms.</td>
</tr>
</tbody>
</table>
<p>Visit <a href="https://klarna.com/" target="_blank" rel="noopener noreferrer">Klarna.com</a> to learn more about payment methods and their availability by market.</p>
<h2>No risk, just rewards</h2>
<p>Turn high-intent shoppers into loyal customers, all while knowing you’re backed by the latest, most reliable technology for a smooth experience with Klarna.</p>
<p><img class="alignnone size-medium wp-image-18734004394042" src="https://woocommerce.com/wp-content/uploads/2018/01/more_rewards_english.png?w=896" alt="" width="896" height="516" /></p>
<h2>Get started</h2>
<ol>
<li><a href="https://portal.klarna.com/signup" target="_blank" rel="noopener noreferrer">Sign up for a free Klarna account</a> to offer your customers the benefit of paying with Klarna.</li>
<li>Install the extension on your site. During this process you will be asked to download Klarna Order Management so you can handle orders in Klarna directly from WooCommerce.</li>
</ol>
<h2>Smart solutions to maximize your sales</h2>
<p>Enable these growth tools for higher conversion rates and a better customer experience:</p>
<table>
<tbody>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882509" src="https://woocommerce.com/wp-content/uploads/2018/01/Express-check-out.png?w=360" alt="" width="360" height="343" /></td>
<td>
<h3 id="express-checkout">Express checkout</h3>
<p>Offer a 5x faster check-out process that lowers the threshold for shoppers to complete a purchase.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-express-checkout-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882557" src="https://woocommerce.com/wp-content/uploads/2018/01/On-site-messaging.png?w=360" alt="" width="360" height="345" /></td>
<td>
<h3 id="on-site-messaging">On-site messaging</h3>
<p>Add personalized messaging throughout the shopper journey for higher conversion rates and increased spend.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-on-site-messaging-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734004383685" src="https://woocommerce.com/wp-content/uploads/2018/01/Sign-in-with-Klarna.png?w=359" alt="" width="359" height="343" /></td>
<td>
<h3 id="sign-in-with-klarna">Sign in with Klarna</h3>
<p>Let customers connect their accounts with pre-set payments and preferences to shop anywhere, improve personalized shopping experiences.</p>
<p><a href="https://docs.klarna.com/platform-solutions/e-commerce-platforms/woocommerce/conversion-boosters/how-to-enable-sign-in-with-klarna-in-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
</tbody>
</table>
<div class="woo-sc-box info">
<h3>What’s the difference between Klarna Checkout and Klarna Payments?</h3>
<p><strong>Klarna Payments​</strong> are standalone payment methods. With Klarna Payments you can complement your checkout with a Klarna hosted widget located in your existing checkout.</p>
<p><strong>Klarna Checkout​</strong> is a complete online checkout solution designed to increase sales and customer loyalty. Klarna as your single payment provider keeps everything under one roof. You’ll have one agreement, one point of contact, one settlement file, one payout with ​Klarna Checkout​.</p>
</div>

Klarna

<p>Grow your business with increased sales and an enhanced shopping experience — at no extra cost.</p>

<h2>How to get started</h2>
<ol>
<li>Download and install the Affirm Payments extension for WooCommerce.</li>
<li>Submit your application for an Affirm merchant account:
<ol>
<li><b>US merchants:</b> Apply at <a href="http://info.affirm.com/wooextension"><span style="font-weight: 400">info.affirm.com/wooextension</span></a>.</li>
<li><b>UK merchants</b>: Apply at <a href="http://info.affirm.com/woocommerce/uk" target="_blank" rel="noopener">info.affirm.com/woocommerce/uk</a>.</li>
<li><b>Canada merchants:</b> Apply at <a href="http://info.affirm.com/woocommerce/ca" target="_blank" rel="noopener">info.affirm.com/woocommerce/ca</a>.</li>
</ol>
</li>
<li><span style="font-weight: 400">Once your application is approved, Affirm will share the API keys to enter in your WP-admin dashboard (WooCommerce > Settings > Payments > Affirm)</span></li>
</ol>
<p>Fast-track your revenue goals and capture every possible sale by offering customers a smarter way to pay over time, with no hidden fees or surprises.</p>
<p><img class="alignnone size-medium wp-image-18734006497320" src="https://woocommerce.com/wp-content/uploads/2016/02/WooCommerce-Extension-Infographic.png?w=896" alt="" width="896" height="108" /></p>
<h2>Business benefits</h2>
<h3>Customized solutions</h3>
<p>Choose what’s best for your business. Allow customers to pay for their purchase interest-free in 30 days, in 4 interest-free payments every 2 weeks, or in longer installments up to 36 months. Affirm supports cart values up to $30,000 USD.</p>
<h3>Seamless transactions</h3>
<p>Affirm pays you for each purchase up front, and provides a seamless experience for shoppers to manage their payments through the Affirm app.</p>
<h3>Accelerate customer acquisition</h3>
<p>Affirm provides access to a powerful network of high-lifetime-value (LTV) shoppers who have the purchasing power to transact with your business.</p>
<p><img class="alignnone size-full wp-image-8833104" src="https://woocommerce.com/wp-content/uploads/2016/02/Maximize-your-revenue.png" alt="Screenshot showing Affirm payment options on a checkout page." width="980" height="462" /></p>
<h2>Shopper benefits</h2>
<h3>Personalized terms</h3>
<p>Affirm’s BNPL terms are tailored to each purchase and provide customers with the flexibility to choose the payment plan that best suits their individual needs and budget.</p>
<h3>Complete transparency</h3>
<p>From no late fees to clear payment plans, Affirm’s commitment to transparency can help boost customer satisfaction to keep them coming back for more.</p>
<h3>The power to say yes</h3>
<p>Affirm’s pay-over-time solutions remove price as a barrier, giving your eligible customers more spending power and a convenient way to say yes to the things they love — without giving up financial peace of mind.</p>
<p><img class="alignnone wp-image-8833124 size-full" src="https://woocommerce.com/wp-content/uploads/2016/02/Heres-how-it-works-gif.gif" alt="" width="199" height="419" /></p>
<h2>Reviews</h2>
<p><img class="alignnone size-medium wp-image-5548043" src="https://woocommerce.com/wp-content/uploads/2016/02/6.png?w=620" alt="" width="620" height="155" /></p>
<p><img class="alignnone wp-image-8288662 size-medium" src="https://woocommerce.com/wp-content/uploads/2016/02/LogoWall.png?w=620" alt="" width="620" height="232" /></p>
<p>*Payment options are subject to eligibility and provided by <a href="http://affirm.com/lenders" target="_blank" rel="noopener">Affirm’s lending partners</a>.</p>

Affirm Payments

<p>Buy now, pay later for your business — but smarter. Increase conversions and AOV by offering shoppers flexible payment plans from Affirm.</p>

Klarna vs Affirm Payments