<h2>Millions shop and pay with Klarna</h2>
<p>Klarna is the preferred payment option for both brands and customers, used by millions of shoppers online and in-store every month.</p>
<p><img class="alignnone size-medium wp-image-18734005527005" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_numbers.png?w=896" alt="" width="896" height="108" /></p>
<h2>More ways to pay, more purchases</h2>
<p>Grow your business with our flexible payment options and smart shopping solutions. Unlock higher purchase power for your customers by giving them the full flexibility of how and when they want to pay.</p>
<p>Brands using Klarna see:</p>
<p><img class="alignnone size-medium wp-image-18734004394024" src="https://woocommerce.com/wp-content/uploads/2018/01/klarna_increase_english.png?w=896" alt="" width="896" height="232" /></p>
<p>You’ll always be paid in full and upfront, while your customers pay at a later date. Klarna supports high value orders, and everyday purchases.</p>
<p>Payment options include:</p>
<table>
<tbody>
<tr>
<td><b>Pay in full</b></td>
<td>Pay in full right away. The customer’s preferred funding source is pre-selected for a fast and secure payment.</td>
</tr>
<tr>
<td><strong>Buy now, Pay Later</strong></td>
<td>Pay Later is a deferred payment that will give shoppers an extra 14 or 30 days before they buy.</td>
</tr>
<tr>
<td><strong>Pay In N</strong></td>
<td>Pay in N lets you split your payment in several payments, spread over a relative (to financing) short amount of time, typically less than 60 days, and does not carry interest. Two most common variations are Pay in 4 and Pay in 3.</td>
</tr>
<tr>
<td><strong>Financing</strong></td>
<td>Financing offers long-term, monthly payments to make larger purchases possible for your customers. Available in 6, 12, 18, and 24 month terms.</td>
</tr>
</tbody>
</table>
<p>Visit <a href="https://klarna.com/" target="_blank" rel="noopener noreferrer">Klarna.com</a> to learn more about payment methods and their availability by market.</p>
<h2>No risk, just rewards</h2>
<p>Turn high-intent shoppers into loyal customers, all while knowing you’re backed by the latest, most reliable technology for a smooth experience with Klarna.</p>
<p><img class="alignnone size-medium wp-image-18734004394042" src="https://woocommerce.com/wp-content/uploads/2018/01/more_rewards_english.png?w=896" alt="" width="896" height="516" /></p>
<h2>Get started</h2>
<ol>
<li><a href="https://portal.klarna.com/signup" target="_blank" rel="noopener noreferrer">Sign up for a free Klarna account</a> to offer your customers the benefit of paying with Klarna.</li>
<li>Install the extension on your site. During this process you will be asked to download Klarna Order Management so you can handle orders in Klarna directly from WooCommerce.</li>
</ol>
<h2>Smart solutions to maximize your sales</h2>
<p>Enable these growth tools for higher conversion rates and a better customer experience:</p>
<table>
<tbody>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882509" src="https://woocommerce.com/wp-content/uploads/2018/01/Express-check-out.png?w=360" alt="" width="360" height="343" /></td>
<td>
<h3 id="express-checkout">Express checkout</h3>
<p>Offer a 5x faster check-out process that lowers the threshold for shoppers to complete a purchase.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-express-checkout-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734003882557" src="https://woocommerce.com/wp-content/uploads/2018/01/On-site-messaging.png?w=360" alt="" width="360" height="345" /></td>
<td>
<h3 id="on-site-messaging">On-site messaging</h3>
<p>Add personalized messaging throughout the shopper journey for higher conversion rates and increased spend.</p>
<p><a href="https://docs.klarna.com/platform-solutions/woocommerce/how-to-install-on-site-messaging-on-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
<tr>
<td><img class="alignnone size-medium wp-image-18734004383685" src="https://woocommerce.com/wp-content/uploads/2018/01/Sign-in-with-Klarna.png?w=359" alt="" width="359" height="343" /></td>
<td>
<h3 id="sign-in-with-klarna">Sign in with Klarna</h3>
<p>Let customers connect their accounts with pre-set payments and preferences to shop anywhere, improve personalized shopping experiences.</p>
<p><a href="https://docs.klarna.com/platform-solutions/e-commerce-platforms/woocommerce/conversion-boosters/how-to-enable-sign-in-with-klarna-in-woocommerce/" target="_blank" rel="noopener noreferrer">Learn more</a>.</td>
</tr>
</tbody>
</table>
<div class="woo-sc-box info">
<h3>What’s the difference between Klarna Checkout and Klarna Payments?</h3>
<p><strong>Klarna Payments​</strong> are standalone payment methods. With Klarna Payments you can complement your checkout with a Klarna hosted widget located in your existing checkout.</p>
<p><strong>Klarna Checkout​</strong> is a complete online checkout solution designed to increase sales and customer loyalty. Klarna as your single payment provider keeps everything under one roof. You’ll have one agreement, one point of contact, one settlement file, one payout with ​Klarna Checkout​.</p>
</div>

Klarna

<p>Grow your business with increased sales and an enhanced shopping experience — at no extra cost.</p>

<p><span style="font-family: proxima-vara, 'Proxima Fallback', 'Inter var', 'Inter Fallback', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Fira Sans', 'Droid Sans', 'Helvetica Neue', sans-serif;font-size: 23.8768px;font-weight: 600;letter-spacing: -0.02em">New to PayPal?</span></p>
<div class="woo-sc-box normal" style="margin-top: 0">
<p>Get step-by-step instructions on how to <a href="https://woocommerce.com/document/woocommerce-paypal-payments/">add it to your store</a> or <a href="#how-to-activate">watch the how-to video below</a>.</p>
<p>Need to update from an older PayPal extension? Learn how to <a href="https://woocommerce.com/document/woocommerce-paypal-payments/paypal-payments-upgrade-guide/">move to PayPal Payments</a>.</p>
</div>
<p>three</p>
<h1>Our all-in-one checkout solution*</h1>
<p>PayPal’s brand recognition helps give customers the confidence to buy. PayPal Payments is the <strong>official extension for WooCommerce</strong> that lets you offer PayPal, Venmo, Pay Later options, Fastlane, and more — all designed to help you maximize conversions.</p>
<div class="twocol-one">
<h2>PayPal</h2>
<p><img src="https://woocommerce.com/wp-content/uploads/2022/08/PayPal-button.png" alt="PayPal button." width="294" height="61" /></p>
<p style="margin-bottom: 3em">Help increase conversion by automatically offering PayPal buttons on product pages and at checkout. <strong>Consumers are nearly three times more likely to purchase when you offer PayPal.<sup>1</sup></strong></p>
<h2>PayPal Pay Later</h2>
<p><img class="alignnone wp-image-18734000792375" src="https://woocommerce.com/wp-content/uploads/2022/08/Pay-Later-button.png" alt="PayPal Pay Later button." width="274" height="57" /></p>
<p>Let customers pay over time while you get paid up front. We’ve seen a <strong>35% increase in cart size with Pay Later offers, when compared to standard PayPal transactions.<sup>2</sup></strong></p>
<p>Turn on Pay Later messaging to automatically present the most relevant Pay Later option as your customers browse, shop, and check out. With repeat customers making up 66% of all US Pay Later transactions<sup>5</sup>, it’s no surprise that Pay Later can help attract and retain customers.</p>
<p style="font-size: 12px">Available in Australia, France, Germany, Italy, Spain, United Kingdom, and United States.</p>
<p style="margin-bottom: 0"><img class="wp-image-18734000785211 size-medium" style="margin-bottom: 0" src="https://woocommerce.com/wp-content/uploads/2022/08/Phone-UI.png" alt="" width="505" height="452" /></p>
</div>
<div class="twocol-one last">
<h2>Venmo</h2>
<p><img class="alignnone wp-image-18734000792376 size-medium" style="max-width: 85%" src="https://woocommerce.com/wp-content/uploads/2022/08/Venmo-button.png" alt="Venmo button." width="294" height="63" /></p>
<p>Appeal to Venmo customers by letting customers pay for purchases the same way they pay their friends and <strong>tap into 92 million active Venmo accounts.<sup>3</sup></strong></p>
<p style="font-size: 12px;margin-bottom: 3em">Available in United States only.</p>
<h2>Fastlane by PayPal</h2>
<p><img class="aligncenter size-medium wp-image-18734004246956" src="https://woocommerce.com/wp-content/uploads/2020/10/PayPalUS_Fastlane_Snipe_Partner.png" alt="Fastlane by PayPal logo." width="430" height="46" /></p>
<p>Speed up checkout by recognizing millions of guest shoppers and allowing them to autofill their checkout details. No store accounts or PayPal user accounts required.</p>
<p style="margin-bottom: 3em"><strong>Fastlane users convert at nearly 80%</strong>.<sup>4</sup></p>
<p style="margin-bottom: 0"><img class="aligncenter size-medium wp-image-18734004246956" style="margin-bottom: 0" src="https://woocommerce.com/wp-content/uploads/2020/10/Fastlane_Module_Static.png" width="1270" height="1623" /></p>
</div>
<h2>Country-specific payment methods</h2>
<p><img class="alignnone size-medium wp-image-18734003446742" style="max-width: 85%" src="https://woocommerce.com/wp-content/uploads/2020/10/Local-Payment-Methods-buttons-1.png" alt="iDEAL, Bancontact, and Blik logos." width="266" height="56" /></p>
<p>Offer locally recognized payment methods to help build trust and reach international customers, including Payment Upon Invoice (PUI), a payment option available only for purchases completed in Germany.</p>
<hr />
<h2>Add credit and debit card processing capabilities</h2>
<p>PayPal Payments provides two different card processing options on WooCommerce:</p>
<ul class="wccom-tick-list-secondary">
<li>
<h4>Standard Card Processing</h4>
<p>Card transactions are managed by PayPal in a prebuilt user experience, which simplifies your compliance requirements. Suitable for all business and personal seller accounts.</li>
<li>
<h4>Advanced Card Processing</h4>
<p>Get everything that comes with PayPal’s standard integration, along with the ability to customize the look, feel, and placement of your debit and credit card payment fields. You can also use fraud protection tools to set up your own risk tolerance filters.</li>
</ul>
<hr />
<h2>PayPal is preferred, trusted, and familar to customers<sup>6</sup></h2>
<div>									<div class="wccom-bundle-three-column-section">
							<h3></h3>
							<p></p>
						</div>
			</div>
<div class="wccom-bundle-three-column" style="padding-bottom: 0 !important">
<div class="wccom-bundle-three-column-container">
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">20+</strong> years of experience</p>
</div>
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">200+</strong> markets around the globe</p>
</div>
<div class="wccom-bundle-three-column-section">
<p><strong style="font-size: 48px">100+</strong> different currencies</p>
</div>
</div>
</div>
<hr />
<h2>More reasons it pays to PayPal</h2>
<table border="0" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td style="vertical-align: top" align="top"><img class="alignleft wp-image-18734000792361" src="https://woocommerce.com/wp-content/uploads/2022/08/Instant-access-to-funds-icon.png" alt="Dollar symbol in a purple disc." width="60" height="60" /></td>
<td style="vertical-align: top" align="top">
<h4>Instant access to funds</h4>
<p>Access card payments, send money or make a payment from your bank account. You’re credited immediately while the payment is processing. Funds settle instantly into your PayPal business account.</td>
</tr>
<tr>
<td style="vertical-align: top" align="top"><img class="alignleft wp-image-18734000792364" src="https://woocommerce.com/wp-content/uploads/2022/08/Fraud-detection-icon.png" alt="" width="60" height="65" /></td>
<td style="vertical-align: top" align="top">
<h4>Fraud detection</h4>
<p>Save time and money by letting PayPal help you handle the risk of fraudulent transactions with our fraud, chargeback, and Seller Protection capabilities (on eligible transactions†). Our AI technology works hard to monitor all of your transactions — so you can focus on what matters most.</p>
<p style="font-size: 12px"><sup>†Available on eligible purchases. <a href="https://www.paypal.com/us/webapps/mpp/ua/useragreement-full" target="_blank" rel="noopener">Limits apply</a>.</sup></p>
</td>
</tr>
<tr>
<td style="vertical-align: top" align="top"><img class="wp-image-18734000792365 alignleft" src="https://woocommerce.com/wp-content/uploads/2022/08/Global-compliance-icon.png" alt="" width="60" height="60" /></td>
<td style="vertical-align: top" align="top">
<h4>Global compliance</h4>
<p>PayPal payment solutions help you meet your global compliance standards, such as PCI and PSD2, bringing international markets within reach for your business. Our platform has built-in compliance with two-factor authentication provided by cards (3D Secure). We include automatic updates as security protocols change.</td>
</tr>
</tbody>
</table>
<h2 id="how-to-activate">How to activate PayPal</h2>
<p><span class="embed-youtube" style="text-align:center"></span></p>
<hr />
<div style="font-size: 11px">
<p>* For Australian users, the PayPal service is provided by PayPal Australia Pty Limited AFSL 304962. Any information provided is general only and does not take into account your objectives, financial situation or needs. Please read and consider the CFSGPDS (paypal.com.au) before acquiring or using the service. See website for TMD. PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258) and is subject to merchant and customer eligibility criteria. Full terms and details are available in the PayPal Credit Guide, TMD and PayPal Pay in 4 Facility Agreement on our <a href="https://www.paypal.com/au/legalhub/paypal/home" target="_blank" rel="noopener noreferrer">website</a>.</p>
<p><sup>1</sup> An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39.</p>
<p><sup>2</sup> Globally, Pay Later AOVs are 35%+ higher than standard PayPal AOVs for SMBs. Internal Data Analysis of 68,374 SMB across integrated partners and non integrated partners, November 2022. Data inclusive of PayPal Pay Later product use across 7 markets.</p>
<p><sup>3</sup> PayPal Internal Data – 2023.</p>
<p><sup>4</sup> Based on PayPal internal data from March 15 to April 14, 2024. Applicable to shoppers who used Fastlane’s autofill.</p>
<p><sup>5</sup> Based on PayPal internal data from Jan 2022 – Dec 2022.</p>
<p><sup>6</sup> Morning Consult — The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.</p>
</div>

PayPal Payments

<p>The official, all-in-one checkout solution that allows you to offer PayPal, Venmo (US), Pay Later, credit and debit cards, country-specific payment options, and more.</p>

Klarna vs PayPal Payments