Kustom is the Nordics’ most-used checkout solution, trusted by over 24,000 businesses, from fast-growing brands to global enterprises. Designed to remove friction at every step, Kustom makes it so effortless for shoppers in 170 markets to buy, that they keep coming back for more. The experience is seamless and fast, with pre-filled personal details, plus an express checkout that makes buying easy, especially on mobile. Give your customers access to all the popular payment methods and the delivery options they actually want.
For businesses, Kustom is just as straightforward to manage. A single plug-and-play integration unlocks everything you need to run your checkout with ease, with less upkeep and minimal maintenance. From payment methods, built-in shipping and the flexibility to tailor the look, feel and flow to your brand. Whether you’re in one market or many, Kustom adapts to your needs and scales with your ambitions, supporting growth and delivering a localized experience wherever you sell.
Kustom was founded in 2024 when Klarna Checkout became an independent company, fully focused on building the best possible checkout for merchants. Now, as a standalone solution, Kustom can adapt quicker to the evolving needs of businesses — giving you more control, flexibility and value than ever before.
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<h2>Kustom lets you provide your customers with truly smoooth purchase experiences.</h2>
Our checkout is a seamless and mobile optimized solution that comes with all our payment methods through a single integration. Kustom will improve your checkout experience by providing direct payments, pay after delivery options, and installment plans that let consumers pay whenever and however they prefer. It identifies the customer and enables one-click repeat purchases across Kustom’s merchant network, resulting in increased average order value and conversion rates.
You’ll have one agreement, one point of contact, one settlement file, one payout.
<ul class="wccom-tick-list-secondary">
<li>Mobile-optimised online checkout.</li>
<li>Management of all transactions including card and APMs.</li>
<li>One-click repeat purchases.</li>
</ul>
<h2>All payment methods included in Kustom.</h2>
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Buy now,​ Pay later
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Pay later in full is a deferred payment that gives shoppers an extra 14, 21, or 30 days to try before they buy.
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Spread the cost with Interest-free installments 
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Increase sales by letting your customers split their payment into interest-free installments.
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Pay over time with​ Financing
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Give your customers the option to buy now and spread the cost with monthly payments, interest free or interest bearing.
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Pay now​, with direct payments
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Pay now accepts all direct payments for a fast, convenient checkout.
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<h2>How to Get Started</h2>
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<li><a href="https://portal.kustom.co/onboarding?_gl=1*le04*_gcl_aw*R0NMLjE3NzU2Mzg4MTQuQ2p3S0NBanctZGZPQmhBakVpd0FxMFJ3STZtQXVWVkI3MWI1WVJLVHZQMUViQjZscmVGZ3J0S1ZzSTVfWWFOS1ZSV2UzVGEwaWhFTDVCb0NBdlFRQXZEX0J3RQ..*_gcl_au*MTY0MTIzMzgzMi4xNzc2Njc1ODQy*_ga*NTMzMTEzODA0LjE3MzY1MTEzNzA.*_ga_BDLF0PFGKQ*czE3Nzg2NzkwNzMkbzIwNyRnMCR0MTc3ODY3OTA3MyRqNjAkbDAkaDE2NDc5NzgxNjQ.">Sign up for Kustom</a>: ​To offer your customers the benefit of paying with Kustom, you must first sign up for a Kustom account and gain access to the Kustom Portal. You’ll be up and running in no time with our new onboarding.</li>
</ol>
<h2>Merchant portal access always included.</h2>
The Merchant Portal is your one-stop shop to manage everything Kustom. With a single log in to the Merchant Portal dashboard, you’ll get access to multiple tools for hassle-free business management and successful growth with Kustom.
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<li>Easily track your business performance with an aggregated daily sales overview.</li>
<li>Get the summary of important to-do’s and never miss out on revenue.</li>
<li>Manage your brand directly in the Merchant Portal and control how it’s presented to consumers across Kustom channels, including our shopping app.</li>
<li>Increase sales and average order values with Kustom Elements, read more <a href="https://docs.kustom.co/contents/checkout/kustom-elements">here</a>.</li>
</ul>
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Kustom Checkout

Kustom is the Nordics’ most-used checkout, built to make it a breeze for shoppers to buy, fully flexible to your needs and surprisingly easy to run.

<h2>A fully integrated payments solution for WooCommerce stores</h2>
Built by Woo, for WooCommerce. Securely accept major credit cards, debit cards, and local payment methods on your site with no setup costs or monthly fees.
<h4>Save 10% on processing fees!</h4>
Simplify your payments — for less. Sign up for WooPayments and save 10% on payment processing costs for the first 3 months! Merchants must meet eligibility requirements. Limited time offer, <a href="https://woocommerce.com/terms-conditions/woopayments-action-promotion-2023/" target="_blank" rel="noopener">terms and conditions apply</a>.
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<h4>Klarna, Afterpay, and Affirm are now available in WooPayments!</h4>
Increase your average order value, convert more sales, and give customers real buying power when you offer the world’s favorite buy now, pay later (BNPL) options at checkout — all from one fully integrated dashboard.
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<h2>Available in:</h2>
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<li>Australia</li>
<li>Austria</li>
<li>Belgium</li>
<li>Bulgaria</li>
<li>Canada</li>
<li>Croatia</li>
<li>Cyprus</li>
<li>Czech Republic</li>
<li>Denmark</li>
<li>Estonia</li>
<li>Finland</li>
<li>France</li>
<li>Germany</li>
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<li>Greece</li>
<li>Hong Kong</li>
<li>Hungary</li>
<li>Ireland</li>
<li>Italy</li>
<li>Japan</li>
<li>Latvia</li>
<li>Lithuania</li>
<li>Luxembourg</li>
<li>Malta</li>
<li>Netherlands</li>
<li>New Zealand</li>
<li>Norway</li>
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<li>Poland</li>
<li>Portugal</li>
<li>Romania</li>
<li>Singapore</li>
<li>Slovakia</li>
<li>Slovenia</li>
<li>Spain</li>
<li>Sweden</li>
<li>Switzerland</li>
<li>United Arab Emirates</li>
<li>United Kingdom</li>
<li>United States</li>
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<h2>All of your store’s transactions in one place</h2>
With WooPayments, you can collect payments, track cash flow, handle disputes, and manage recurring revenue directly from your store’s dashboard — without needing to log into a third-party platform.
WooPayments simplifies the payment process for you and your customers, leaving you with more time to focus on growing your business. This fully integrated solution is the only payment method designed exclusively for WooCommerce, by Woo.
<h2>What are the benefits for me?</h2>
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<li style="margin-bottom: 1em">Get started for free. Pay-as-you-go fees per transaction. There are no monthly fees, either. <a href="https://woocommerce.com/document/woopayments/fees-and-debits/fees/" target="_blank" rel="noopener">Learn more about our fees</a>.</li>
<li>Unlike other gateways, WooPayments doesn’t charge extra for tools like saved credit cards, <a href="https://woocommerce.com/document/woopayments/subscriptions/#card-account-updater">Card Account Updater</a>, Adaptive Acceptance, and <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/3d-secure/">3D Secure</a> that enhance security and and drive more revenue.</li>
<li>Try Tap to Pay or <a href="https://woocommerce.com/in-person-payments/">order a card reader</a> that syncs with your inventory through WooPayments. <a href="https://woocommerce.com/tap-to-pay/">Learn more about Tap to Pay on iPhone and Android</a>.</li>
<li style="margin-bottom: 1em">Multi-currency support is built-in. Accept payments in 135+ currencies using WooPayments.</li>
<li>Responsive checkout design. Crafted to look great on almost any website, for both desktop and mobile browsers.</li>
<li style="margin-bottom: 1em">Increase conversions by enabling payment methods including <a href="https://woocommerce.com/woopay-businesses/">WooPay</a>, <a href="https://woocommerce.com/document/woopayments/payment-methods/apple-pay/">Apple Pay®</a>, <a href="https://woocommerce.com/document/woopayments/payment-methods/google-pay/">Google Pay</a>, <a href="https://woocommerce.com/woocommerce-payments-ideal/">iDeal</a>, <a href="https://woocommerce.com/woocommerce-payments-p24/">P24</a>, <a href="https://woocommerce.com/woocommerce-payments-eps/">EPS</a>, and <a href="https://woocommerce.com/woocommerce-payments-bancontact/">Bancontact</a>.</li>
<li>PCI compliance. Payment data is securely tokenized and never stored on your site.</li>
<li style="margin-bottom: 1em">Enable buy now, pay later (BNPL) in one click. Sell ​​​​more and reach new customers with <a href="https://woocommerce.com/buy-now-pay-later/">top BNPL options</a> built into your dashboard (not available in all geographies).</li>
<li>3DS/SCA compatible. Helps avoid fraud by <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/3d-secure/">authenticating 3D Secure cards</a> when they’re used in checkout.</li>
<li>Integrated fraud protection. Detects suspect transactions <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/does-woopayments-use-stripe-radar/">with Stripe Radar</a> or your own <a href="https://woocommerce.com/document/woopayments/fraud-and-disputes/fraud-protection/">advanced protection rules</a>.</li>
<li style="margin-bottom: 1em">Simplify your workflow. No more logging into third-party payment processor sites – manage everything from the comfort of your store’s dashboard.</li>
<li style="margin-bottom: 1em">Set a custom payout schedule to get your funds into your bank account as often as you need — daily, weekly, monthly, or even on-demand.</li>
<li style="margin-bottom: 1em">Reduce cart abandonment with a streamlined checkout flow.</li>
<li style="margin-bottom: 1em">Stay on top of chargebacks, disputes, and refunds thanks to the integrated dashboard.</li>
</ul>
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<h2>What are the benefits for my customers?</h2>
<ul class="wccom-tick-list-secondary">
<li style="margin-bottom: 1em">Customers pay directly on your store instead of being redirected to a third-party checkout page— a seamless experience resulting in fewer abandoned carts.</li>
<li style="margin-bottom: 1em">They can see prices and pay in their preferred currency — no more checking conversion rates or manual price calculations.</li>
<li>Customers can save their credit card details for faster checkouts in the future.</li>
</ul>
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<h3>Earn recurring revenue with WooPayments and Subscriptions</h3>
By adding <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a> to the mix, you can increase your bottom line and harness the power of recurring revenue.
Whether you’re selling memberships, accepting installments, or making it simpler for customers to reorder their favorite products, WooPayments’ integrated dashboard makes managing subscription payments a breeze. View information about renewals and cancellation data, plus date changes and payment methods.
<h3>Get paid within minutes with Instant Payouts</h3>
Stay flexible with immediate access to your funds when you need them. With WooPayments’ new Instant Payouts feature, transfer your earnings to a debit card within minutes — including nights, weekends, and holidays.
Eligible merchants can receive a payout of their pending balance at a cost of just 1.5% of the payout amount without affecting their regular payout schedule.
<a href="https://woocommerce.com/document/woopayments/payouts/instant-payouts/" target="_blank" rel="noopener">Learn more about Instant Payouts eligibility</a>. Only available in the US.
<h3>Convenient sorting, detailed payouts, and quick refunds</h3>
Dig into the details of each transaction, and sort or filter transactions by type, date, amount, fees, and net revenue.
Quickly access payout information, see details of previous and estimated payouts, and keep track of the transactions associated with them.
Process refunds in a snap, returning all or part of a charge to the card your customer used to purchase.
<h3>Get paid with WooPayments</h3>
<ol>
<li style="margin-bottom: 1em">Add WooPayments to your cart and check out.</li>
<li style="margin-bottom: 1em">Download, <a href="https://woocommerce.com/document/managing-woocommerce-com-subscriptions/#automatic-installation">install, and activate the extension</a> in your WooCommerce store.</li>
<li style="margin-bottom: 1em">Once the extension is active, click WooCommerce > Payments in your store’s WP Admin.</li>
<li style="margin-bottom: 1em">Click Get Started .</li>
<li style="margin-bottom: 1em">Complete the onboarding process to create your account and verify your business details with our payment partner, Stripe.</li>
<li>That’s it — you’re ready to get paid with WooPayments. Happy selling!</li>
</ol>
<a class="button" style="background-color: #873eff;text-decoration: none;padding: 20px 40px;text-transform: none;color: #fff;sans-serif;font-size: 18px;border-radius: 8px;margin: 0" href="https://woocommerce.com/products/woopayments/?add-to-cart=5278104">Free download</a>

WooPayments

The only payment solution fully integrated with WooCommerce. Accept credit/debit cards and local payment options with no setup or monthly fees.

Kustom Checkout vs WooPayments