<h2>Take credit card payments via Merchant Warrior</h2>
<img class="alignright size-full wp-image-17185" title="merchant" src="https://woocommerce.com/wp-content/uploads/2012/04/merchant.png" alt="" width="245" height="64" /> This extension allows you to use Merchant Warrior (MW Payframe, Transparent Redirect, PayID and BPAY) as a credit card processor.
You can process Visa and Mastercard in AUD and NZD by default, and can optionally accept other currencies and American Express, Diners Club and JCB after further approval.
 
<blockquote>
Merchant Warrior is an Australian based Payment Gateway that offers a wide range of online payment solutions to Merchants around the world.
</blockquote>
 
Credit card details are sent directly from your checkout page to Merchant Warrior’s servers where they are processed and the user is redirected to your thank you page. As the credit card details never touch your server, there’s no need to worry with complex PCI compliance (Payment Card Industry Data Security Standards) while still delivering a seamless customer experience.
This gateway supports Subscriptions, Refunds, 3D Secure, Saved Cards, PayID and BPAY.

Merchant Warrior

Take payments via Merchant Warrior’s Payframe, Transparent Redirect, PayID and BPAY.

This extension allows you to use NAB Transact as a credit card processor. You can process Visa and Mastercard by default, and optionally accept American Express, UnionPay (UPOP), Diners Club and JCB after activation from NAB. The gateway also supports Subscriptions, refunds, risk management, 3D Secure v2 (EMV) and pre-authorization.
<a href="https://woocommerce.com/wp-content/uploads/2012/03/Screen-Shot-2012-03-28-at-15.58.56.png"><img class="aligncenter size-full wp-image-17067" title="Screen Shot 2012-03-28 at 15.58.56" src="https://woocommerce.com/wp-content/uploads/2012/03/Screen-Shot-2012-03-28-at-15.58.56.png" alt="" width="524" height="81" /></a>
As of version 2.0, this gateway supports both Direct Post and XML API integration methods offered by NAB Transact.
<h2>Direct Post</h2>
Using the Direct Post method, after checkout your customers will be directed to an additional page on your website (with all of your branding/header etc) which accepts their credit card details. These details are sent directly to NAB servers, bypassing your server and the need to worry about PCI-DSS compliance. If the user chooses to pay with UnionPay (UPOP), they will be redirected to an additional external page to complete payment.
<h2>XML API</h2>
Using the XML API method, customers enter their credit card details directly on the checkout page. This is a more streamlined checkout, however you will be responsible for being PCI-DSS compliant. This method cannot support UnionPay (UPOP) or 3D Secure v2 (EMV).
<h2>Additional functionality</h2>
<ul>
<li>Subscriptions: The NAB Transact gateway fully supports Subscriptions functionality.</li>
<li>Refunds: The NAB Transact gateway supports full and partial refunds.</li>
<li>Risk management: The NAB Transact gateway supports Risk Management functionality offered by NAB Transact.</li>
<li>Pre-authorization: The NAB Transact gateway supports pre-authorization checkouts (where the funds are not captured immediately). With this option enabled, simply change the order status to Processing or Completed to capture the payment automatically.</li>
</ul>
<ul>
<li><a href="https://www.nab.com.au/business/payments-and-merchants/ecommerce-and-online">Gateway Website</a></li>
<li><a href="https://woocommerce.com/document/nab-transact/" target="_blank" rel="noopener noreferrer">View Documentation</a></li>
</ul>

NAB Transact

Take payment via NAB Transact (Direct Post or XML API)

Merchant Warrior vs NAB Transact