<p>This extension allows you to use <strong>NAB Transact</strong> as a credit card processor. You can process Visa and Mastercard by default, and optionally accept American Express, UnionPay (UPOP), Diners Club and JCB after activation from NAB. The gateway also supports <strong>Subscriptions,</strong> <strong>refunds</strong>, <strong>risk management</strong>, <strong>3D Secure v2 (EMV)</strong> and <strong>pre-authorization</strong>.</p>
<p><a href="https://woocommerce.com/wp-content/uploads/2012/03/Screen-Shot-2012-03-28-at-15.58.56.png"><img class="aligncenter size-full wp-image-17067" title="Screen Shot 2012-03-28 at 15.58.56" src="https://woocommerce.com/wp-content/uploads/2012/03/Screen-Shot-2012-03-28-at-15.58.56.png" alt="" width="524" height="81" /></a></p>
<p>As of version 2.0, this gateway supports both <strong>Direct Post</strong> and <strong>XML API </strong>integration methods offered by NAB Transact.</p>
<h2>Direct Post</h2>
<p>Using the Direct Post method, after checkout your customers will be directed to an additional page on your website (with all of your branding/header etc) which accepts their credit card details. These details are sent directly to NAB servers, bypassing your server and the need to worry about PCI-DSS compliance. If the user chooses to pay with UnionPay (UPOP), they will be redirected to an additional external page to complete payment.</p>
<h2>XML API</h2>
<p>Using the XML API method, customers enter their credit card details directly on the checkout page. This is a more streamlined checkout, however you will be responsible for being PCI-DSS compliant. This method cannot support UnionPay (UPOP) or 3D Secure v2 (EMV).</p>
<h2>Additional functionality</h2>
<ul>
<li><strong>Subscriptions: </strong>The NAB Transact gateway fully supports Subscriptions functionality.</li>
<li><strong>Refunds: </strong>The NAB Transact gateway supports full and partial refunds.</li>
<li><strong>Risk management: </strong>The NAB Transact gateway supports Risk Management functionality offered by NAB Transact.</li>
<li><strong>Pre-authorization: </strong>The NAB Transact gateway supports pre-authorization checkouts (where the funds are not captured immediately). With this option enabled, simply change the order status to Processing or Completed to capture the payment automatically.</li>
</ul>
<ul>
<li><a href="https://www.nab.com.au/business/payments-and-merchants/ecommerce-and-online">Gateway Website</a></li>
<li><a href="https://woocommerce.com/document/nab-transact/" target="_blank" rel="noopener noreferrer">View Documentation</a></li>
</ul>

NAB Transact

<p>Take payment via NAB Transact (Direct Post or XML API)</p>

<p></p>
<h2>Accept online payments using Moneris</h2>
<p>Why accept payments from just anyone when you can process them with one of Canada’s leading payment processors? Moneris processes more than <strong>3 billion</strong> credit and debit card transactions a year, for over 350,000 merchant locations across North America. This extension brings quality service and processing for Canada to your WooCommerce store.</p>
<p>The Moneris extension allows you to keep the customer on your site for the checkout process, allowing you greater control over the checkout experience so that you can test and implement the most effective experience for your store. An <strong>SSL certificate</strong> is required for PCI compliance due to the direct checkout to ensure that your customers’ credit card information is secure.</p>
<h3>Why Moneris?</h3>
<ul>
<li>Accept payments in both Canadian dollars and United States dollars, based on the merchant account and the currency in use</li>
<li><strong>Process refunds/voids</strong> automatically from within WooCommerce</li>
<li><strong>Capture charges</strong> right from within the WooCommerce dashboard</li>
<li>Supports “Moneris Checkout” for a hosted and more secure checkout form</li>
<li>Show detailed decline messages at checkout instead of generic orders</li>
<li>Allow customers to <strong>securely save cards</strong> to their accounts for future purchases</li>
<li>Customers can <strong>add saved payment methods</strong> to their accounts without going through checkout</li>
<li>Supports eFraud tools/address and card verification</li>
<li>Fully supports <a href="https://woocommerce.com/products/woocommerce-subscriptions/">WooCommerce Subscriptions</a></li>
<li>Fully supports <a href="https://woocommerce.com/products/woocommerce-pre-orders/">WooCommerce Pre-Orders</a></li>
<li>Force charges for orders with only virtual items instead of authorizing them</li>
<li>Accepts Major Credit Cards / Debit Cards – Visa®, MasterCard®, American Express®, Discover®, UnionPay, Diner’s Club, JCB</li>
</ul>
<h3>Multicurrency support</h3>
<p>Accept payments in both Canadian dollars and United States dollars! You’ll need to have a merchant account for each currency and may require a multicurrency plugin, as WooCommerce Moneris will automatically select the proper merchant account based on the currency in use. (See our <a href="https://woocommerce.com/document/moneris/#faq">Frequently Asked Questions for recommendations</a>.)</p>
<h3>Fraud prevention tools</h3>
<p>The <strong>WooCommerce Moneris</strong> payment gateway extension features completely updated security checks and AVS / CVV handling for increased security. Shop owners can now completely customize address and card security code checks directly from their WooCommerce settings page for both AVS and CVV errors.</p>
<h3>Direct on-page checkout</h3>
<p>Using the Moneris extension allows you to decide what your checkout process will look like while keeping the customer on your site for the entire process. This gives you control over this experience, providing a seamless checkout process for the user.</p>
<p><img class="18734001320185 aligncenter" src="https://woocommerce.com/wp-content/uploads/2022/12/woocommerce-moneris-credit-card-checkout.png?w=436" alt="WooCommerce Moneris Credit Card Checkout" /></p>
<p>You can now opt to show detailed decline messages to your customers, no more “an error occurred” error messages!</p>
<figure id="attachment_158045" aria-describedby="caption-attachment-158045" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png"><img class="size-medium wp-image-158045" src="https://woocommerce.com/wp-content/uploads/2013/04/woocommerce-authorize-net-cim-detailed-decline.png" alt="WooCommerce Moneris detailed decline messages" width="550" height="225" /></a><figcaption id="caption-attachment-158045" class="wp-caption-text">Detailed Decline Message</figcaption></figure>
<h3>Securely save payment details</h3>
<p>Customers can <strong>easily & securely save multiple payment methods</strong> to their account for faster checkout, which are displayed in unified “My Payments” section of their account. Payment data is stored on Moneris’s secure servers to reduce your security burden while reducing friction at checkout for improved conversions. You must have tokenization enabled in your Moneris Checkout configuration.</p>
<figure id="attachment_970226" aria-describedby="caption-attachment-970226" style="width: 950px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/02/woocommerce-moneris-saved-payment-methods.png"><img class="size-large wp-image-970226" src="https://woocommerce.com/wp-content/uploads/2012/02/woocommerce-moneris-saved-payment-methods.png?w=950" alt="WooCommerce Moneris saved payment methods" width="950" height="495" /></a><figcaption id="caption-attachment-970226" class="wp-caption-text">Customer saved payment methods</figcaption></figure>
<p>Customers can also change their active payment method, add payment methods, and remove payment methods from the My Account page. The “Add Payment Method” workflow is seamless and tokenizes card information for future use without requiring the customer to go through checkout!</p>
<figure id="attachment_158041" aria-describedby="caption-attachment-158041" style="width: 620px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/02/moneris-add-payment-method.png"><img class="aligncenter size-medium wp-image-18734001729621" src="https://woocommerce.com/wp-content/uploads/2012/02/moneris-add-payment-method.png?w=620" alt="Moneris: Add Payment Method" width="620" height="663" /></a><figcaption id="caption-attachment-158041" class="wp-caption-text">Customer Add Saved Payment</figcaption></figure>
<h3>Support for automatic refunds</h3>
<p>Shop employees can process refunds for an order paid for with Moneris directly from within WooCommerce — no more logging into your merchant account to process refunds! Speed up your store management by creating full or partial refunds from the “Edit Order” screen and sending the transaction automatically to Moneris by clicking “Refund via Credit Card”.</p>
<figure id="attachment_158042" aria-describedby="caption-attachment-158042" style="width: 550px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-start-refund-550x550.png"><img class="size-medium wp-image-158042" src="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-start-refund.png" alt="WooCommerce Moneris: Refund support" width="550" height="449" /></a><figcaption id="caption-attachment-158042" class="wp-caption-text">Process Refunds</figcaption></figure>
<p>If the transaction has not been captured or settled, a <strong>transaction void</strong> will be performed automatically instead to cancel the order.</p>
<h3>Full Subscriptions and Pre-Orders support</h3>
<p>The Moneris credit card gateway now fully supports <strong>Subscriptions</strong> and <strong>Pre-Orders</strong> so that you can leverage recurring payments or pre-orders for your WooCommerce store. You must enable tokenization to use either of these extensions with the WooCommerce Moneris credit card gateway.</p>
<h3>Capture Charges directly from WooCommerce</h3>
<p>Some users choose to set the payment gateway to only authorize charges rather than authorize & capture them. However, this requires the user to then log into the payment gateway admin to capture charges. This extension allows you to optionally <strong>capture previously authorized transactions</strong> directly from the WooCommerce <em>Edit Order</em> screen rather than logging into your Moneris control panel to do so. Simply edit the order, select the “Capture Charge” action, and charges will be captured through Moneris.</p>
<figure id="attachment_153039" aria-describedby="caption-attachment-153039" style="width: 294px" class="wp-caption aligncenter"><a href="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png"><img class="size-full wp-image-153039" src="https://woocommerce.com/wp-content/uploads/2012/03/woocommerce-authorize-net-aim-capture-charge.png" alt="WooCommerce Authorize.net AIM Payment Gateway Integration Capture Charge" width="294" height="230" /></a><figcaption id="caption-attachment-153039" class="wp-caption-text">Moneris Capture Charge</figcaption></figure>
<h3>How to Get Started</h3>
<ol>
<li>Buy this extension 🙂</li>
<li>Download and install into your WooCommerce store</li>
<li>Login to your Moneris account (<a href="https://go.moneris.com/offer">sign up for Moneris</a> if you don’t already have an account) and grab your Checkout ID/Key</li>
<li>Save this information on the settings page</li>
<li>That’s it! Sit back and enjoy payment processing by Moneris!</li>
</ol>
<p><em>Need any more reason to buy? When you purchase a SkyVerge-developed extension, you’re getting the highest quality extensions for your WooCommerce store. Gain peace of mind by knowing that when you purchase our products, your store’s performance is as important to us as it is to you.</em></p>

Moneris Gateway

<p>Accept payments online using the Moneris payment gateway.</p>

NAB Transact vs Moneris Gateway