<h2 class="wp-block-heading">Key Features</h2>
<ul class="wccom-tick-list-secondary">
<li>Apply a global extra fee across all payment gateways in one step to simplify your checkout fee strategy. Example: Add a 2% processing fee that automatically applies to every payment method without setting them up individually.</li>
<li>Charge fees or offer discounts based on the payment method to balance transaction costs. Example: Charge an extra $0.30 for PayPal payments or offer a 2% discount for Direct Bank Transfers.</li>
<li>
Configure more than one fee for a single payment gateway to cover additional costs. Example: Add a $0.30 fee for processing PayPal payments and an additional 3.9% charge for the order total.
</li>
<li>
Add specific fees for certain product categories or exclude them entirely for others. Example: Apply a 2% fee for electronics and exclude fees for apparel purchases. 
</li>
<li>Apply payment gateway fees conditionally based on the selected shipping method to fine-tune your checkout costs. Example: Add a ₹50 fee for Cash on Delivery only when Flat Rate Shipping is used, and skip it for Free Shipping.</li>
<li>Choose whether fixed product-level fees are charged once or multiplied by quantity for more accurate cost control. Example: Charge a ₹100 fee per item for fragile goods, so ordering 3 units adds ₹300 instead of just ₹100.</li>
<li>Tailor fees to reflect regional transaction costs or currency exchange charges. Example: Add a 4.4% fee for non-U.S. payments and 2.9% for U.S.-based transactions.</li>
<li>Apply percentage-based fees either on each product or the full cart total when fees are set at the product level. Example: Add a 5% handling fee per product for fragile items or apply 5% to the entire cart for bulk orders.</li>
<li>Avoid cart abandonment by informing customers of fees upfront on the product page. Example: Show “2.5% extra charge applies for PayPal payments” on the product details page.</li>
<li>Customize fees as a fixed amount or a percentage of the total order value. Example: Apply a 2.5% fee on the total order value for credit card payments or charge a flat $0.50.</li>
<li>Avoid discouraging small orders by waiving fees below a set order amount. Example: No additional fees for orders under $20.</li>
<li>Set payment gateway-specific fees or discounts for individual products to handle product-based pricing strategies. Example: Add a ₹50 fee for COD only on heavy items, or offer a 5% discount for prepaid orders on select electronics.</li>
<li>Set fee limits to keep charges reasonable and predictable. Example: Cap the fee at $5 for high-value orders while maintaining a minimum of $1.</li>
<li>
Ensure some payment methods remain fee-free to encourage their usage. Example: No extra charges for Stripe payments while fees apply to others.
</li>
<li>Apply or skip fees depending on whether a coupon is used during checkout. Example: Waive the payment gateway fee if the customer uses a 10% discount coupon.</li>
<li>Ensure compliance by applying taxes to gateway fees where required. Example: Add a 7% tax to a $2.00 payment gateway fee in applicable regions.</li>
<li>Keep gateway fees fair by calculating them only on product costs. Example: Apply a 2% fee on the subtotal without including shipping charges in the calculation. </li>
</ul>
<h2>Manage Payment Gateway Charges and Maintain Transparent Pricing </h2>
The Payment Gateway Based Fees & Discounts plugin allows you to add extra fees as a fixed amount or a percentage of the cart total. It also lets you offer discounts, acting as cashback, for specific payment gateways. Additionally, it ensures transparency by showing the exact fee amount during checkout.
<h3>Add Extra Fees or Discounts for Payment Gateways <img class="aligncenter size-full wp-image-18734004790110" src="https://woocommerce.com/wp-content/uploads/2025/01/dbt.png" alt="" width="980" height="536" /> Set Multiple Fees for Each Payment Gateway </h3>
<img class="aligncenter size-full wp-image-18734004790113" src="https://woocommerce.com/wp-content/uploads/2025/01/credit-card-fees-and-additional-fees.png" alt="" width="980" height="568" />
<h3>Apply Fees Based on Product Categories</h3>
<img class="aligncenter size-full wp-image-18734004790114" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-categories.png" alt="" width="678" height="215" />
<img class="aligncenter size-full wp-image-18734004790115" src="https://woocommerce.com/wp-content/uploads/2025/01/electronic-category-frontend.png" alt="" width="980" height="513" />
<h3>Adjust Fees by Customer’s Country or State</h3>
<img class="aligncenter size-full wp-image-18734004790117" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-based-on-country-us.png" alt="" width="980" height="538" />
<h3>Display Transparent Fee Information on Product Pages</h3>
<img class="aligncenter size-full wp-image-18734004790119" src="https://woocommerce.com/wp-content/uploads/2025/01/extra-fees-added-on-product-page.png" alt="" width="980" height="473" />
Use Fixed or Percentage-Based Fees for Order Totals
<img class="aligncenter size-full wp-image-18734004790120" src="https://woocommerce.com/wp-content/uploads/2025/01/minimum-cart-amount.png" alt="" width="705" height="182" />
<img class="aligncenter size-full wp-image-18734004790121" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-order-total-based-fees.png" alt="" width="587" height="722" />
<h3>Skip Fees for Orders Below a Certain Subtotal</h3>
<img class="aligncenter size-full wp-image-18734004790123" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-not-applied-if-minimum-order-total-condition-is-not-met.png" alt="" width="616" height="715" />
<h3>Apply Minimum and Maximum Fee Values</h3>
 
<img class="aligncenter size-full wp-image-18734004790125" src="https://woocommerce.com/wp-content/uploads/2025/01/min-and-max-fee-value.png" alt="" width="670" height="123" />
<h3>Exclude Certain Gateways from Fees</h3>
 
<img class="aligncenter size-full wp-image-18734004790126" src="https://woocommerce.com/wp-content/uploads/2025/01/exclde-certain-gateways.png" alt="" width="675" height="434" />
Enable Fees Based on Coupon Usage
<img class="aligncenter size-full wp-image-18734004790128" src="https://woocommerce.com/wp-content/uploads/2025/01/coupons-rule.png" alt="" width="755" height="522" />
Add Taxes to Payment Gateway Fees
<img class="aligncenter size-full wp-image-18734004790131" src="https://woocommerce.com/wp-content/uploads/2025/01/tax-totals-applied-to-cod-fee.png" alt="" width="762" height="660" />
<h3>Exclude Shipping Costs from Fee Calculations</h3>
<img class="aligncenter size-full wp-image-18734004790132" src="https://woocommerce.com/wp-content/uploads/2025/01/exclude-shipping.png" alt="" width="672" height="290" />
Percentage Fee Calculation on Entire Cart or Individual Products When Fees Are Enabled at Product Level
<img class="aligncenter size-full wp-image-18734005462583" src="https://woocommerce.com/wp-content/uploads/2025/02/Percentage-Fees-calculations-on-whole-cart-or-on-individual-product-when-fees-enabled-at-product-level-1.png" alt="" width="980" height="659" />
Payment Gateway-Based Fees Per Product
<img class="aligncenter size-full wp-image-18734005467757" src="https://woocommerce.com/wp-content/uploads/2025/02/paymen-gateway-based-fees-per-product.png" alt="" width="980" height="391" />
Global Extra Fee to Be Applied to All Respective Payment Gateways <img class="aligncenter size-full wp-image-18734005467767" src="https://woocommerce.com/wp-content/uploads/2025/02/Global-extra-fee-to-be-applied-on-all-the-respective-payment-gateways.png" alt="" width="980" height="493" />Fixed Fee Calculation: Apply Once or Multiply by Product Quantity at the Product Level 
<img class="aligncenter size-full wp-image-18734005467771" src="https://woocommerce.com/wp-content/uploads/2025/02/Fixed-Fees-calculations-only-once-or-multiply-by-product-quantity-at-product-level.png" alt="" width="980" height="633" />
Fee Based on Shipping Methods
<img class="aligncenter size-full wp-image-18734005467774" src="https://woocommerce.com/wp-content/uploads/2025/02/Fee-based-on-shipping-methods.png" alt="" width="980" height="693" />
<h2>Payment Gateway Based Fees and Discounts Free Vs Premium – Full Feature Comparison</h2>
<img class="aligncenter size-full wp-image-18734004897914" src="https://woocommerce.com/wp-content/uploads/2025/02/Screenshot_12-2-2025_152842_www.tychesoftwares.com_.jpeg" alt="" width="668" height="1903" />

Payment Gateway Based Fees and Discounts Pro

Add custom fees or discounts to payment gateways to balance transaction costs, encourage cost-effective payment methods, and maintain transparency at checkout.

<h2>Invoice Payments — Smart, Controlled, and Automated</h2>
Give your customers the flexibility to order now and pay later while you stay in complete control of when invoice payment is available.
• Show or hide the invoice payment method based on user roles, specific customers, or guest users. 
• Restrict availability by country, state, city, or ZIP code. 
• Control access using cart totals, quantity limits, shipping methods, or selected products. 
• Collect Purchase Order (PO) numbers and optional notes directly at checkout. 
• Automatically generate branded PDF invoices and attach them to emails.
<h3>How It Works</h3>
Invoice Payment Method works in two simple layers — basic activation and optional rule-based control.
<ol start="1">
<li>Enable & Start Accepting Invoice Orders Simply enable the invoice payment method from WooCommerce settings, customize the title, description, and order status — and customers can immediately select “Pay by Invoice” at checkout. No complex setup required.</li>
<li>Optional Rule-Based Restrictions If needed, you can create rules to control when the invoice option appears. The system evaluates customer type, location, cart value, products, quantities, and shipping methods in real time to determine eligibility. If the conditions are met, the invoice option is displayed. If not, it remains hidden.</li>
<li>Automated Invoice Processing Once selected, the plugin captures PO numbers and optional notes, assigns the configured order status, generates a branded PDF invoice, and attaches it to customer and admin emails automatically. After configuration, everything runs instantly at checkout, whether you use simple activation or advanced restrictions.</li>
</ol>
<h3>Features</h3>
<ol start="1">
<li>Role-Based Invoice Access 
Show or hide the invoice payment method for specific user roles, individual customers, or guest users (e.g., allow wholesalers, block retail customers).</li>
<li>Geo-Targeted Invoice Control 
Restrict invoice payments by country, state, city, or ZIP code (e.g., enable invoices only for domestic B2B customers).</li>
<li>Cart & Product Condition Rules 
Enable invoice payments based on cart total, quantity, selected products, categories, tags, or shipping methods (e.g., allow invoices only for orders above $500).</li>
<li>PO Number & Checkout Notes 
Collect required or optional PO numbers and allow customers to add notes directly at checkout (e.g., require PO for wholesale orders or include internal instructions).</li>
<li>Automated Branded PDF Invoices 
Generate professional PDF invoices instantly with customizable templates, numbering, and logos (e.g., include terms, footer notes, and company branding).</li>
<li>Email Attachment Automation 
Attach invoice PDFs to customer and admin emails automatically (e.g., reduce manual processing and improve communication).</li>
<li>Flexible Payment Settings 
Customize checkout title, description, thank-you message, and default order status from WooCommerce settings (e.g., control display without touching code).</li>
</ol>
Payment Method Settings
Enable or disable the invoice payment option, customize its title, description, thank-you message, and set the default order status from WooCommerce settings (e.g., show “Pay by Invoice” only for B2B customers or rename it to “Invoice Payment”).<img class="alignnone size-medium wp-image-18734005536105" alt="" /> <img class="alignnone size-medium wp-image-18734006387715" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-settings.png?w=896" alt="" width="896" height="595" />
<h3>General Settings</h3>
Quickly configure the checkout fields used with the invoice payment method. Enable a Purchase Order (PO) number field and allow customers to add a message for the admin when placing an order.
You can customize field labels, placeholders, and decide whether the PO number should be required or optional. These settings act as global defaults and can also be customized separately inside individual rules for more advanced control.
<img class="alignnone size-medium wp-image-18734006387920" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-general-settings-1.png?w=896" alt="" width="896" height="587" />
<h3>PDF Invoice Settings</h3>
Automatically generate professional PDF invoices for orders placed using the invoice payment method. Choose from three built-in invoice templates, including Simple Classic, Modern Minimal, and Professional Bold.
You can further customize invoices with your company logo, invoice numbering prefix, company details, headings, colors, terms and conditions, and footer notes, ensuring every invoice reflects your brand while maintaining a clean professional layout.
You can check out design of each PDF template here:
<ul>
<li><a href="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf-template1-preview.png" target="_blank" rel="noopener">View PDF template 1</a></li>
<li><a href="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf-template2-preview.png" target="_blank" rel="noopener">View PDF template 2</a></li>
<li><a href="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf-template3-preview.png" target="_blank" rel="noopener">View PDF template 3</a></li>
</ul>
<img class="alignnone size-medium wp-image-18734006387932" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf1.png?w=896" alt="" width="896" height="593" /><img class="alignnone size-medium wp-image-18734006387968" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-pdf2.png?w=896" alt="" width="896" height="593" />
<h4 class="ds-markdown-paragraph">Invoice Access Settings</h4>
Control how invoice PDFs are shared with customers and administrators. Automatically attach invoices to customer emails, include them in admin notification emails, and allow customers to download their invoices directly from the My Account orders page.
These options ensure invoices are always accessible while keeping the order workflow smooth and organized.
<img class="alignnone size-medium wp-image-18734006387969" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-invoice-access.png?w=896" alt="" width="896" height="332" />
<h4 data-section-id="1or3co6">Flexible Invoice Payment Rules</h4>
Create multiple rules to control when the invoice payment method appears at checkout. Each rule can be enabled or disabled individually and assigned a priority to determine which rule should apply first when multiple conditions are met.
This allows store owners to tailor invoice payments for different business scenarios without modifying code.
<img class="alignnone size-medium wp-image-18734006387975" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-rule.png?w=896" alt="" width="896" height="350" />
<h4 data-section-id="b6g0uj">Customer & Location Targeting</h4>
Control invoice payment availability based on user roles, specific customers, or guest users. You can also restrict access by country, state, city, or ZIP code, allowing invoice payments only in approved regions or for selected customer groups.
This makes it easy to offer invoice payments to trusted B2B customers or specific markets while keeping the option hidden from others.
<img class="alignnone size-medium wp-image-18734006388622" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-location-rule.png?w=896" alt="" width="896" height="573" />
<h4>Order & Checkout Conditions</h4>
Define conditions based on cart total, quantity limits, shipping methods, products, categories, tags, or brands to determine when invoice payments should be available.
Rules can also override the global checkout field settings, allowing you to require PO numbers, enable customer messages, or apply different field behavior depending on the rule.
<img class="alignnone size-medium wp-image-18734006388628" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-checkout-rule.png?w=896" alt="" width="896" height="573" />
<h3>Front-end View</h3>
The invoice payment method appears along with other payment methods on the front-end. 
<img class="alignnone size-medium wp-image-18734006388707" src="https://woocommerce.com/wp-content/uploads/2026/02/invoice-payment-frontend.png?w=896" alt="" width="896" height="493" />
<h4>Scenario 1: Invoice Payments for Wholesale Customers</h4>
Description:
You want to allow trusted wholesale or B2B customers to place orders using invoice payment, while regular customers must use standard payment methods like credit cards or PayPal.
Rule Configuration:
<ul>
<li>Target: User Role = Wholesale Customer</li>
<li>Rule Settings:
<ul>
<li data-section-id="gzl6k8">Enable Rule: Enabled</li>
<li data-section-id="penmml">User Restriction: Select Wholesale Customer role</li>
<li data-section-id="59lh4w">Extra Fields: Enable Purchase Order (PO) Number</li>
<li data-section-id="gddxvv">Shipping Methods: Leave empty (applies to all)</li>
<li data-section-id="10awgt0">Countries / States: Leave empty (applies to all)</li>
</ul>
</li>
<li>Result: Only customers with the Wholesale Customer role will see the Invoice Payment option during checkout, and they will be required to provide a PO Number when placing the order.</li>
</ul>
<h4>Scenario 2: Invoice Payment for Specific Countries</h4>
Description:
Some international customers may require invoice payments due to local banking restrictions or company purchasing processes.
Rule Configuration:
<ul>
<li>Target: Countries = [Your Desired list]</li>
<li>Actions:
<ul>
<li data-section-id="gzl6k8">Enable Rule: Enabled</li>
<li data-section-id="k8p8dm">Countries: Germany, United Arab Emirates, Singapore</li>
<li data-section-id="1fg3t0k">Extra Fields: Enable PO Number</li>
<li data-section-id="v1dd7l">Shipping Methods: All methods</li>
</ul>
</li>
<li>Result: Customers from the selected countries will see the Invoice Payment option at checkout, allowing them to place orders and complete payment later via invoice.</li>
</ul>

Invoice Payment Method

Add a flexible pay-by-invoice option to WooCommerce. Let customers order now and pay later while you control availability using advanced rules based on users, location, cart value, products, and shipping methods.

Payment Gateway Based Fees and Discounts Pro vs Invoice Payment Method