<h2 class="wp-block-heading">Key Features</h2>
<ul class="wccom-tick-list-secondary">
<li>Apply a global extra fee across all payment gateways in one step to simplify your checkout fee strategy. Example: Add a 2% processing fee that automatically applies to every payment method without setting them up individually.</li>
<li>Charge fees or offer discounts based on the payment method to balance transaction costs. Example: Charge an extra $0.30 for PayPal payments or offer a 2% discount for Direct Bank Transfers.</li>
<li>
Configure more than one fee for a single payment gateway to cover additional costs. Example: Add a $0.30 fee for processing PayPal payments and an additional 3.9% charge for the order total.
</li>
<li>
Add specific fees for certain product categories or exclude them entirely for others. Example: Apply a 2% fee for electronics and exclude fees for apparel purchases. 
</li>
<li>Apply payment gateway fees conditionally based on the selected shipping method to fine-tune your checkout costs. Example: Add a ₹50 fee for Cash on Delivery only when Flat Rate Shipping is used, and skip it for Free Shipping.</li>
<li>Choose whether fixed product-level fees are charged once or multiplied by quantity for more accurate cost control. Example: Charge a ₹100 fee per item for fragile goods, so ordering 3 units adds ₹300 instead of just ₹100.</li>
<li>Tailor fees to reflect regional transaction costs or currency exchange charges. Example: Add a 4.4% fee for non-U.S. payments and 2.9% for U.S.-based transactions.</li>
<li>Apply percentage-based fees either on each product or the full cart total when fees are set at the product level. Example: Add a 5% handling fee per product for fragile items or apply 5% to the entire cart for bulk orders.</li>
<li>Avoid cart abandonment by informing customers of fees upfront on the product page. Example: Show “2.5% extra charge applies for PayPal payments” on the product details page.</li>
<li>Customize fees as a fixed amount or a percentage of the total order value. Example: Apply a 2.5% fee on the total order value for credit card payments or charge a flat $0.50.</li>
<li>Avoid discouraging small orders by waiving fees below a set order amount. Example: No additional fees for orders under $20.</li>
<li>Set payment gateway-specific fees or discounts for individual products to handle product-based pricing strategies. Example: Add a ₹50 fee for COD only on heavy items, or offer a 5% discount for prepaid orders on select electronics.</li>
<li>Set fee limits to keep charges reasonable and predictable. Example: Cap the fee at $5 for high-value orders while maintaining a minimum of $1.</li>
<li>
Ensure some payment methods remain fee-free to encourage their usage. Example: No extra charges for Stripe payments while fees apply to others.
</li>
<li>Apply or skip fees depending on whether a coupon is used during checkout. Example: Waive the payment gateway fee if the customer uses a 10% discount coupon.</li>
<li>Ensure compliance by applying taxes to gateway fees where required. Example: Add a 7% tax to a $2.00 payment gateway fee in applicable regions.</li>
<li>Keep gateway fees fair by calculating them only on product costs. Example: Apply a 2% fee on the subtotal without including shipping charges in the calculation. </li>
</ul>
<h2>Manage Payment Gateway Charges and Maintain Transparent Pricing </h2>
The Payment Gateway Based Fees & Discounts plugin allows you to add extra fees as a fixed amount or a percentage of the cart total. It also lets you offer discounts, acting as cashback, for specific payment gateways. Additionally, it ensures transparency by showing the exact fee amount during checkout.
<h3>Add Extra Fees or Discounts for Payment Gateways <img class="aligncenter size-full wp-image-18734004790110" src="https://woocommerce.com/wp-content/uploads/2025/01/dbt.png" alt="" width="980" height="536" /> Set Multiple Fees for Each Payment Gateway </h3>
<img class="aligncenter size-full wp-image-18734004790113" src="https://woocommerce.com/wp-content/uploads/2025/01/credit-card-fees-and-additional-fees.png" alt="" width="980" height="568" />
<h3>Apply Fees Based on Product Categories</h3>
<img class="aligncenter size-full wp-image-18734004790114" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-categories.png" alt="" width="678" height="215" />
<img class="aligncenter size-full wp-image-18734004790115" src="https://woocommerce.com/wp-content/uploads/2025/01/electronic-category-frontend.png" alt="" width="980" height="513" />
<h3>Adjust Fees by Customer’s Country or State</h3>
<img class="aligncenter size-full wp-image-18734004790117" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-based-on-country-us.png" alt="" width="980" height="538" />
<h3>Display Transparent Fee Information on Product Pages</h3>
<img class="aligncenter size-full wp-image-18734004790119" src="https://woocommerce.com/wp-content/uploads/2025/01/extra-fees-added-on-product-page.png" alt="" width="980" height="473" />
Use Fixed or Percentage-Based Fees for Order Totals
<img class="aligncenter size-full wp-image-18734004790120" src="https://woocommerce.com/wp-content/uploads/2025/01/minimum-cart-amount.png" alt="" width="705" height="182" />
<img class="aligncenter size-full wp-image-18734004790121" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-order-total-based-fees.png" alt="" width="587" height="722" />
<h3>Skip Fees for Orders Below a Certain Subtotal</h3>
<img class="aligncenter size-full wp-image-18734004790123" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-not-applied-if-minimum-order-total-condition-is-not-met.png" alt="" width="616" height="715" />
<h3>Apply Minimum and Maximum Fee Values</h3>
 
<img class="aligncenter size-full wp-image-18734004790125" src="https://woocommerce.com/wp-content/uploads/2025/01/min-and-max-fee-value.png" alt="" width="670" height="123" />
<h3>Exclude Certain Gateways from Fees</h3>
 
<img class="aligncenter size-full wp-image-18734004790126" src="https://woocommerce.com/wp-content/uploads/2025/01/exclde-certain-gateways.png" alt="" width="675" height="434" />
Enable Fees Based on Coupon Usage
<img class="aligncenter size-full wp-image-18734004790128" src="https://woocommerce.com/wp-content/uploads/2025/01/coupons-rule.png" alt="" width="755" height="522" />
Add Taxes to Payment Gateway Fees
<img class="aligncenter size-full wp-image-18734004790131" src="https://woocommerce.com/wp-content/uploads/2025/01/tax-totals-applied-to-cod-fee.png" alt="" width="762" height="660" />
<h3>Exclude Shipping Costs from Fee Calculations</h3>
<img class="aligncenter size-full wp-image-18734004790132" src="https://woocommerce.com/wp-content/uploads/2025/01/exclude-shipping.png" alt="" width="672" height="290" />
Percentage Fee Calculation on Entire Cart or Individual Products When Fees Are Enabled at Product Level
<img class="aligncenter size-full wp-image-18734005462583" src="https://woocommerce.com/wp-content/uploads/2025/02/Percentage-Fees-calculations-on-whole-cart-or-on-individual-product-when-fees-enabled-at-product-level-1.png" alt="" width="980" height="659" />
Payment Gateway-Based Fees Per Product
<img class="aligncenter size-full wp-image-18734005467757" src="https://woocommerce.com/wp-content/uploads/2025/02/paymen-gateway-based-fees-per-product.png" alt="" width="980" height="391" />
Global Extra Fee to Be Applied to All Respective Payment Gateways <img class="aligncenter size-full wp-image-18734005467767" src="https://woocommerce.com/wp-content/uploads/2025/02/Global-extra-fee-to-be-applied-on-all-the-respective-payment-gateways.png" alt="" width="980" height="493" />Fixed Fee Calculation: Apply Once or Multiply by Product Quantity at the Product Level 
<img class="aligncenter size-full wp-image-18734005467771" src="https://woocommerce.com/wp-content/uploads/2025/02/Fixed-Fees-calculations-only-once-or-multiply-by-product-quantity-at-product-level.png" alt="" width="980" height="633" />
Fee Based on Shipping Methods
<img class="aligncenter size-full wp-image-18734005467774" src="https://woocommerce.com/wp-content/uploads/2025/02/Fee-based-on-shipping-methods.png" alt="" width="980" height="693" />
<h2>Payment Gateway Based Fees and Discounts Free Vs Premium – Full Feature Comparison</h2>
<img class="aligncenter size-full wp-image-18734004897914" src="https://woocommerce.com/wp-content/uploads/2025/02/Screenshot_12-2-2025_152842_www.tychesoftwares.com_.jpeg" alt="" width="668" height="1903" />

Payment Gateway Based Fees and Discounts Pro

Add custom fees or discounts to payment gateways to balance transaction costs, encourage cost-effective payment methods, and maintain transparency at checkout.

Take full control of your payment gateway titles and descriptions to create a smoother, clearer, and more trustworthy checkout experience.
A successful online store isn’t just about selling products — it’s about creating a seamless buying journey.
And the most critical step of that journey? Checkout.
Default payment method names and descriptions can sometimes be technical, unclear, or too generic, which often leads to customer confusion. A small misunderstanding at checkout can be the difference between a completed purchase and an abandoned cart.
With Rename Payment Methods for WooCommerce, you can customize both payment method titles and their descriptions — giving your customers a clearer, friendlier, and more transparent experience.
<hr />
<h2>Why this extension is essential</h2>
Imagine replacing robotic-sounding labels with human-friendly titles and explanations:
Before: “Direct Bank Transfer”
After: “Bank Transfer — Send your payment securely using online banking”
Before: “Cash on Delivery”
After: “Pay When You Receive Your Order — Simple and secure”
Before: “Stripe”
After: “Credit/Debit Card — Fast & Secure Payments”
Before: “PayPal”
After: “Pay with PayPal — Use your balance or linked cards instantly”
By customizing both the title and the description, you guide your customers confidently through the payment step, making it easier for them to choose the right option without second-guessing.
<hr />
<h2>Features</h2>
<ul class="wccom-tick-list-primary">
<li>Rename any payment gateway – Customize titles and descriptions for all payment methods, including third-party extensions.</li>
<li>Make payment options friendlier – Replace confusing or technical labels with clear, human-readable names and short explanations.</li>
<li>Seamless third-party support – Compatible with PayPal, Stripe, Square, Amazon Pay, Authorize.net, Braintree, Klarna, Afterpay, and more.</li>
<li>User-friendly, zero-code interface – Built for non-technical store owners; no coding or complicated setup required.</li>
<li>Lightweight and optimized< – Designed for performance; it won’t slow down your checkout flow or overall site speed.</li>
</ul>
<hr />
<h2>Why store owners love it</h2>
<ul>
<li>Enhances the checkout experience by making payment options more transparent.</li>
<li>Reduces customer confusion with clear labels and explanations.</li>
<li>Improves trust and credibility through better communication.</li>
<li>Complies with local regulations where specific payment labels are required.</li>
</ul>
<hr />
<h2>Real-world example</h2>
Let’s say your store offers three different card gateways: Stripe, PayPal, and Amazon Pay.
By default, your checkout might just display:
<ul>
<li>“Stripe”</li>
<li>“PayPal”</li>
<li>“Amazon Pay”</li>
</ul>
Not very helpful, right?
With this extension, you could make them far more human-friendly and informative:
<ul>
<li>“Pay Using Credit/Debit Card — Securely processed via Stripe”</li>
<li>“Pay with PayPal — Use your balance or linked cards instantly”</li>
<li>“Amazon Pay — Fast checkout using your saved Amazon payment details”</li>
</ul>
Not only are the titles clearer, but the short descriptions give customers the confidence they need to complete their purchase.
<hr />
<h2>Why you need it</h2>
<ul>
<li>The payment step is where trust matters the most.</li>
<li>Customers want to feel secure, informed, and confident about how they’re paying.</li>
<li>By customizing both the titles and descriptions, you remove uncertainty, guide your customers better, and increase your checkout completion rate.</li>
<li>Whether you’re running a small WooCommerce shop or managing a large-scale global ecommerce business, this extension gives you the control and flexibility you need to deliver a cleaner, friendlier, and more optimized checkout experience.</li>
</ul>
<hr />
<h2>Benefits at a glance</h2>
<ul class="wccom-tick-list-secondary">
<li>Customize titles and descriptions for all payment methods.</li>
<li>Works perfectly with third-party gateways.</li>
<li>Makes payment options clearer, friendlier, and more human.</li>
<li>No coding needed — simple, intuitive, and powerful.</li>
</ul>

Rename Payment Methods

Rename and customize titles and descriptions for all WooCommerce payment methods — including third-party gateways — to improve clarity, comply with local regulations, and enhance the checkout experience.

Payment Gateway Based Fees and Discounts Pro vs Rename Payment Methods