<h2 class="wp-block-heading">Key Features</h2>
<ul class="wccom-tick-list-secondary">
<li>Apply a global extra fee across all payment gateways in one step to simplify your checkout fee strategy. Example: Add a 2% processing fee that automatically applies to every payment method without setting them up individually.</li>
<li>Charge fees or offer discounts based on the payment method to balance transaction costs. Example: Charge an extra $0.30 for PayPal payments or offer a 2% discount for Direct Bank Transfers.</li>
<li>
Configure more than one fee for a single payment gateway to cover additional costs. Example: Add a $0.30 fee for processing PayPal payments and an additional 3.9% charge for the order total.
</li>
<li>
Add specific fees for certain product categories or exclude them entirely for others. Example: Apply a 2% fee for electronics and exclude fees for apparel purchases. 
</li>
<li>Apply payment gateway fees conditionally based on the selected shipping method to fine-tune your checkout costs. Example: Add a ₹50 fee for Cash on Delivery only when Flat Rate Shipping is used, and skip it for Free Shipping.</li>
<li>Choose whether fixed product-level fees are charged once or multiplied by quantity for more accurate cost control. Example: Charge a ₹100 fee per item for fragile goods, so ordering 3 units adds ₹300 instead of just ₹100.</li>
<li>Tailor fees to reflect regional transaction costs or currency exchange charges. Example: Add a 4.4% fee for non-U.S. payments and 2.9% for U.S.-based transactions.</li>
<li>Apply percentage-based fees either on each product or the full cart total when fees are set at the product level. Example: Add a 5% handling fee per product for fragile items or apply 5% to the entire cart for bulk orders.</li>
<li>Avoid cart abandonment by informing customers of fees upfront on the product page. Example: Show “2.5% extra charge applies for PayPal payments” on the product details page.</li>
<li>Customize fees as a fixed amount or a percentage of the total order value. Example: Apply a 2.5% fee on the total order value for credit card payments or charge a flat $0.50.</li>
<li>Avoid discouraging small orders by waiving fees below a set order amount. Example: No additional fees for orders under $20.</li>
<li>Set payment gateway-specific fees or discounts for individual products to handle product-based pricing strategies. Example: Add a ₹50 fee for COD only on heavy items, or offer a 5% discount for prepaid orders on select electronics.</li>
<li>Set fee limits to keep charges reasonable and predictable. Example: Cap the fee at $5 for high-value orders while maintaining a minimum of $1.</li>
<li>
Ensure some payment methods remain fee-free to encourage their usage. Example: No extra charges for Stripe payments while fees apply to others.
</li>
<li>Apply or skip fees depending on whether a coupon is used during checkout. Example: Waive the payment gateway fee if the customer uses a 10% discount coupon.</li>
<li>Ensure compliance by applying taxes to gateway fees where required. Example: Add a 7% tax to a $2.00 payment gateway fee in applicable regions.</li>
<li>Keep gateway fees fair by calculating them only on product costs. Example: Apply a 2% fee on the subtotal without including shipping charges in the calculation. </li>
</ul>
<h2>Manage Payment Gateway Charges and Maintain Transparent Pricing </h2>
The Payment Gateway Based Fees & Discounts plugin allows you to add extra fees as a fixed amount or a percentage of the cart total. It also lets you offer discounts, acting as cashback, for specific payment gateways. Additionally, it ensures transparency by showing the exact fee amount during checkout.
<h3>Add Extra Fees or Discounts for Payment Gateways <img class="aligncenter size-full wp-image-18734004790110" src="https://woocommerce.com/wp-content/uploads/2025/01/dbt.png" alt="" width="980" height="536" /> Set Multiple Fees for Each Payment Gateway </h3>
<img class="aligncenter size-full wp-image-18734004790113" src="https://woocommerce.com/wp-content/uploads/2025/01/credit-card-fees-and-additional-fees.png" alt="" width="980" height="568" />
<h3>Apply Fees Based on Product Categories</h3>
<img class="aligncenter size-full wp-image-18734004790114" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-categories.png" alt="" width="678" height="215" />
<img class="aligncenter size-full wp-image-18734004790115" src="https://woocommerce.com/wp-content/uploads/2025/01/electronic-category-frontend.png" alt="" width="980" height="513" />
<h3>Adjust Fees by Customer’s Country or State</h3>
<img class="aligncenter size-full wp-image-18734004790117" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-based-on-country-us.png" alt="" width="980" height="538" />
<h3>Display Transparent Fee Information on Product Pages</h3>
<img class="aligncenter size-full wp-image-18734004790119" src="https://woocommerce.com/wp-content/uploads/2025/01/extra-fees-added-on-product-page.png" alt="" width="980" height="473" />
Use Fixed or Percentage-Based Fees for Order Totals
<img class="aligncenter size-full wp-image-18734004790120" src="https://woocommerce.com/wp-content/uploads/2025/01/minimum-cart-amount.png" alt="" width="705" height="182" />
<img class="aligncenter size-full wp-image-18734004790121" src="https://woocommerce.com/wp-content/uploads/2025/01/pgbf-order-total-based-fees.png" alt="" width="587" height="722" />
<h3>Skip Fees for Orders Below a Certain Subtotal</h3>
<img class="aligncenter size-full wp-image-18734004790123" src="https://woocommerce.com/wp-content/uploads/2025/01/fees-not-applied-if-minimum-order-total-condition-is-not-met.png" alt="" width="616" height="715" />
<h3>Apply Minimum and Maximum Fee Values</h3>
 
<img class="aligncenter size-full wp-image-18734004790125" src="https://woocommerce.com/wp-content/uploads/2025/01/min-and-max-fee-value.png" alt="" width="670" height="123" />
<h3>Exclude Certain Gateways from Fees</h3>
 
<img class="aligncenter size-full wp-image-18734004790126" src="https://woocommerce.com/wp-content/uploads/2025/01/exclde-certain-gateways.png" alt="" width="675" height="434" />
Enable Fees Based on Coupon Usage
<img class="aligncenter size-full wp-image-18734004790128" src="https://woocommerce.com/wp-content/uploads/2025/01/coupons-rule.png" alt="" width="755" height="522" />
Add Taxes to Payment Gateway Fees
<img class="aligncenter size-full wp-image-18734004790131" src="https://woocommerce.com/wp-content/uploads/2025/01/tax-totals-applied-to-cod-fee.png" alt="" width="762" height="660" />
<h3>Exclude Shipping Costs from Fee Calculations</h3>
<img class="aligncenter size-full wp-image-18734004790132" src="https://woocommerce.com/wp-content/uploads/2025/01/exclude-shipping.png" alt="" width="672" height="290" />
Percentage Fee Calculation on Entire Cart or Individual Products When Fees Are Enabled at Product Level
<img class="aligncenter size-full wp-image-18734005462583" src="https://woocommerce.com/wp-content/uploads/2025/02/Percentage-Fees-calculations-on-whole-cart-or-on-individual-product-when-fees-enabled-at-product-level-1.png" alt="" width="980" height="659" />
Payment Gateway-Based Fees Per Product
<img class="aligncenter size-full wp-image-18734005467757" src="https://woocommerce.com/wp-content/uploads/2025/02/paymen-gateway-based-fees-per-product.png" alt="" width="980" height="391" />
Global Extra Fee to Be Applied to All Respective Payment Gateways <img class="aligncenter size-full wp-image-18734005467767" src="https://woocommerce.com/wp-content/uploads/2025/02/Global-extra-fee-to-be-applied-on-all-the-respective-payment-gateways.png" alt="" width="980" height="493" />Fixed Fee Calculation: Apply Once or Multiply by Product Quantity at the Product Level 
<img class="aligncenter size-full wp-image-18734005467771" src="https://woocommerce.com/wp-content/uploads/2025/02/Fixed-Fees-calculations-only-once-or-multiply-by-product-quantity-at-product-level.png" alt="" width="980" height="633" />
Fee Based on Shipping Methods
<img class="aligncenter size-full wp-image-18734005467774" src="https://woocommerce.com/wp-content/uploads/2025/02/Fee-based-on-shipping-methods.png" alt="" width="980" height="693" />
<h2>Payment Gateway Based Fees and Discounts Free Vs Premium – Full Feature Comparison</h2>
<img class="aligncenter size-full wp-image-18734004897914" src="https://woocommerce.com/wp-content/uploads/2025/02/Screenshot_12-2-2025_152842_www.tychesoftwares.com_.jpeg" alt="" width="668" height="1903" />

Payment Gateway Based Fees and Discounts Pro

Add custom fees or discounts to payment gateways to balance transaction costs, encourage cost-effective payment methods, and maintain transparency at checkout.

<h1>Add A Wallet Function To Your Store</h1>
Wallet for WooCommerce adds a wallet function to your store.
<h2>Features</h2>
Wallet Top-up
<ul>
<li>Users can top-up the funds to their wallet & make use of it on future purchases.</li>
<li>In addition, you can award Bonus Funds when your users top-up the funds & meet the configured criteria[i.e. Min – Max Top-up Amount].</li>
</ul>
Wallet Redeeming Usage 

Your users can make use of their funds available in the wallet using following 2 ways,
i Wallet partial usage
<ul>
<li class="western">Wallet redeeming field can be displayed in cart & checkout using which users can get a discount by applying the available funds.</li>
<li class="western">Funds will be applied only to the cart subtotal. Hence, users should pay the balance amount using available payment methods in checkout.</li>
<li class="western">Also, it supports for Manual Orders.</li>
</ul>
ii Wallet payment gateway
<ul>
<li>A separate payment gateway for using the wallet funds for placing the order.</li>
<li>Can be used for manual orders</li>
</ul>
Fund transfer and request
Your users can transfer/request funds to other users on your site. You have the option of charging your users a fund transfer fee.
Wallet Withdrawal 

<ul>
<li>You can allow your users to withdraw their funds from the wallet by submitting a request.</li>
<li>Supported Payment Methods are,
<ul>
<li>Bank Transfer</li>
<li>PayPal</li>
</ul>
</li>
<li>You have an option to charge a withdrawal fee from your users.</li>
</ul>
Wallet auto top-up
Your users can set up to automatically add funds to their wallets if their wallet balances fall below a specified threshold.
Product Purchase
<ul>
<li>Your users can receive the funds in their wallet for purchasing on your site. You can set the funds type based on Product Total/Order Total/Order Total Range.</li>
<li>Also, as a site admin you can award the product purchase funds for manual orders.</li>
</ul>
Gift vouchers
The Gift Voucher module allows you to generate gift vouchers that contain wallet balances. You can issue gift vouchers to your users and they can redeem the gift vouchers to add to their wallet balances.
Wallet balance with expiration dates
You can set up an expiration date for your user’s wallet balance.
Wallet actions
You can award wallet balances to your users for the following actions,
<ul>
<li>Account Signup</li>
<li>Daily Login</li>
<li>Product Review</li>
</ul>
Email Notifications
You can send email notifications to your users for their wallet activity.
Refunds
As a site admin, you can send the refund amount of the order[i.e. orders placed through any payment method] to your user’s wallet.
Reset
Site admin can reset the Wallet Balance & Transaction Log of their users.
Compatibility
<ul>
<li>Compatibility given with the “Woo Subscriptions” plugin</li>
<li>Compatibility given with “Cart and Checkout Blocks”</li>
<li>Compatible given with the “YayCurrency & WooCommerce Multi-Currency Switcher” plugin</li>
</ul>
<h2>Benefits</h2>
Offer convenience to your users
Your customers can plan their purchases and add sufficient funds to their accounts to complete them later.
Faster checkout
When your users place their orders through their wallet, they can quickly complete their purchase which reduces cart abandonment.
Insights on future sales
You can get insights on future sales on your site based on the wallet balance of your users.
<h2>How does it Work? 
</h2>
Wallet funds top-up
<ul>
<li>To add funds to the user’s account, the user will have to access the Top-up form from the wallet dashboard.</li>
<li>Within the section, your users can enter the amount they wish to add to their account and proceed to Top-up.</li>
</ul>
<figure id="attachment_18734003468109" aria-describedby="caption-attachment-18734003468109" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468109 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-topup.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468109" class="wp-caption-text">Adding funds to the wallet</figcaption></figure>
<ul>
<li>Once the top-up button is clicked, a product will be added to the cart. Once the user completes the purchase and the payment is received, the funds will be added to the user’s account.</li>
</ul>
<figure id="attachment_18734003468115" aria-describedby="caption-attachment-18734003468115" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468115 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-account-balance.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468115" class="wp-caption-text">Wallet balance reflecting in user’s account</figcaption></figure>
Wallet funds – partial usage
<ul>
<li>A user adds a few products to their cart and they wish to use some of their wallet balance in the current order.</li>
<li>An option to partially redeem the wallet balance will be available in the cart and on the checkout page. The site admin can restrict Partial Funds Usage based on Order Total.</li>
</ul>
<figure id="attachment_18734003468120" aria-describedby="caption-attachment-18734003468120" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468120 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-partial-usage.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468120" class="wp-caption-text">Wallet redeem field on cart page</figcaption></figure>
<ul>
<li>Users can enter the amount they wish to redeem and redeem it. Once the wallet balance is partially redeemed, the user can use other payment methods on the site and place the order.</li>
<li>Once the order is placed, the used Wallet balance will be debited from the user’s account.</li>
</ul>
Wallet funds – usage via payment gateway
<ul>
<li>A user adds few products to their cart and proceeds to the checkout page to make a payment.</li>
<li>On the checkout page, if the user has a sufficient wallet balance, to place the order, the wallet payment gateway will be visible to the user.</li>
</ul>
<figure id="attachment_18734003468124" aria-describedby="caption-attachment-18734003468124" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468124 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-payment-gateway.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468124" class="wp-caption-text">Wallet payment gateway</figcaption></figure>
<ul>
<li>If the user chooses to pay with their wallet balance, they will have to select the wallet payment gateway to place their order.</li>
<li>Once the order is placed, the used wallet balance will be debited from the user’s account.</li>
</ul>
Wallet fund transfer and request
Fund Transfer module provides the following features,
<ol>
<li>Users can transfer their wallet balance to other users on the site (Direct Fund Transfer).</li>
<li>Users can request wallet funds from other users on the site (Fund Request).</li>
</ol>
Direct fund transfer
<ul>
<li>To transfer funds to another user, the user will have to access the Fund Transfer menu from the wallet dashboard. It can be found in Fund Transfer Details > Fund Transfer.</li>
<li>Once the request form is accessed, the user must search and identify the user to whom the fund request has to be sent.</li>
<li>The user will have to fill in the amount for transfer and submit the form.</li>
</ul>
<figure id="attachment_18734003468126" aria-describedby="caption-attachment-18734003468126" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468126 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-transfer.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468126" class="wp-caption-text">Wallet fund transfer form</figcaption></figure>
<ul>
<li>You can optionally enable OTP based authentication for additional security.</li>
<li>The OTP will be sent via email. When OTP authentication is enabled, the user will have to fill in the OTP to complete the fund transfer.</li>
</ul>
Fund request
<ul>
<li>Any user who wishes to request wallet funds should access the Fund Transfer menu from the wallet dashboard. It can be found in Fund Transfer Details > Fund Transfer.</li>
<li>Once the request form is accessed, the user must search and identify the user to whom the funds will be requested.</li>
<li>The user will have to fill in the amount needed and submit the form.</li>
</ul>
 
<figure id="attachment_18734003468136" aria-describedby="caption-attachment-18734003468136" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468136 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-request.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468136" class="wp-caption-text">Wallet fund request form</figcaption></figure>
<ul>
<li>Once the request is submitted, the other user will be notified about a new request.</li>
<li>The user can respond to the request directly from their dashboard.</li>
</ul>
<figure id="attachment_18734003468139" aria-describedby="caption-attachment-18734003468139" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468139 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-request-processing.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468139" class="wp-caption-text">Fund request response</figcaption></figure>
<ul>
<li>If the request is approved, the requested amount will be credited to the user’s wallet.</li>
</ul>
Wallet Withdrawal
<ul>
<li>At first users should select the payment method to receive the withdraw funds from their Wallet Dashboard[Wallet Withdrawal -> Payments].</li>
</ul>
<figure id="attachment_18734003466924" aria-describedby="caption-attachment-18734003466924" style="width: 1038px" class="wp-caption alignnone"><img class="wp-image-18734003466924 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Payments.png" alt="" width="1038" height="584" /><figcaption id="caption-attachment-18734003466924" class="wp-caption-text">Wallet withdrawal payment selection</figcaption></figure>
<ul>
<li>After that, they can submit the withdrawal request[Wallet Withdrawal -> Withdrawal Request] which is a 2 step form. First they should enter the funds to withdraw & then need to confirm the details.</li>
</ul>
<figure id="attachment_18734003466926" aria-describedby="caption-attachment-18734003466926" style="width: 1034px" class="wp-caption alignnone"><img class="wp-image-18734003466926 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Request-Submit.png" alt="" width="1034" height="706" /><figcaption id="caption-attachment-18734003466926" class="wp-caption-text">Wallet balance withdrawal form</figcaption></figure>
<figure id="attachment_18734003466928" aria-describedby="caption-attachment-18734003466928" style="width: 1065px" class="wp-caption alignnone"><img class="wp-image-18734003466928 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Confirm.png" alt="" width="1065" height="792" /><figcaption id="caption-attachment-18734003466928" class="wp-caption-text">Wallet balance withdrawal confirmation</figcaption></figure>
<ul>
<li>Once the request is submitted successfully, the requested funds will be deducted from the users wallet.</li>
</ul>
<figure id="attachment_18734003466934" aria-describedby="caption-attachment-18734003466934" style="width: 1062px" class="wp-caption alignnone"><img class="wp-image-18734003466934 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Wallet-Activity.png" alt="" width="1062" height="855" /><figcaption id="caption-attachment-18734003466934" class="wp-caption-text">Wallet withdrawal request submitted</figcaption></figure>
<ul>
<li>If a user chooses the payment method as Bank Transfer, then the site admin has to manually pay the amount to users account by using the details given by them.</li>
<li>If a user chooses the payment method as PayPal[supports Payout Integration], then the requested amount will be transferred to user’s PayPal ID immediately after admin’s approval.</li>
<li>If the admin rejects the submitted request, then the deducted funds will be added back to the users wallet.</li>
</ul>
<figure id="attachment_18734003466940" aria-describedby="caption-attachment-18734003466940" style="width: 1897px" class="wp-caption alignnone"><img class="wp-image-18734003466940 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Admin.png" alt="" width="1897" height="917" /><figcaption id="caption-attachment-18734003466940" class="wp-caption-text">Admin processing withdrawal requests</figcaption></figure>
Product Purchase 

<ul>
<li>Users can see the funds they will receive for purchasing the products in shop page, product page, cart page & checkout page.</li>
</ul>
<figure id="attachment_18734003468141" aria-describedby="caption-attachment-18734003468141" style="width: 1046px" class="wp-caption alignnone"><img class="wp-image-18734003468141 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Product-Purchase-Product-Page-1.png" alt="" width="1046" height="666" /><figcaption id="caption-attachment-18734003468141" class="wp-caption-text">Product purchase wallet reward notice</figcaption></figure>
<ul>
<li>Once they placed the order, the funds will be added to the wallet when the order status reaches either processing/completed.</li>
</ul>
<figure id="attachment_18734003466944" aria-describedby="caption-attachment-18734003466944" style="width: 1070px" class="wp-caption alignnone"><img class="wp-image-18734003466944 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Product-Purchase-Wallet-Activity.png" alt="" width="1070" height="791" /><figcaption id="caption-attachment-18734003466944" class="wp-caption-text">Product purchase reward credited to wallet</figcaption></figure>
Wallet Auto Top-up
Wallet Auto Top-up Module allows your users to automatically top-up their wallet when their wallet balance falls below a specified threshold value.
<ul>
<li>To set up Auto Top-up, the user will have to access the Auto Top-up menu from the wallet dashboard.</li>
<li>Within the section, based on the configuration, the user will have to select the amount for Auto Top-up and the threshold amount.</li>
<li>After entering the amount, the user will have two options,
<ul>
<li>They can pay the Top-up amount and authorize future Auto Top-up</li>
<li>Authorize future Auto Top-up without making any payment</li>
</ul>
</li>
</ul>
<ul>
<li>Once the authorization is complete, funds will be added to the user’s account whenever the wallet balance falls below a specified threshold.</li>
</ul>
Unique features offered in this plugin
<ul>
<li>Subscription Auto Renewal using wallet balance (Requires WooCommerce Subscriptions)</li>
<li>Wallet Auto Top-up using WooCommerce Stripe payment gateway</li>
<li>Gift Vouchers module for generating Gift Vouchers in bulk</li>
<li>Wallet balance with unlimited validity(optional)</li>
<li>Wallet Actions module for issuing wallet balances to users for account signup</li>
<li>Tax will not be charged for Wallet Top-up</li>
<li>Wallet balance expiration email reminder</li>
<li>Wallet balance credit for daily login</li>
<li>Wallet balance credit for product review</li>
<li>Widget support</li>
<li>Frontend dashboard presentation improvements</li>
<li>Transaction log presentation improvements</li>
<li>Displaying Cron Information[Cron Name and Last Updated] info to the user.</li>
<li>Wallet balance displayed in the user’s table</li>
</ul>
Wallet for WooCommerce helps your users to quickly complete a purchase by adding funds to the site and using them for future purchases.
Requirements
Minimum PHP version: 5.6

Wallet

Wallet for WooCommerce helps your users to quickly complete a purchase by adding funds to the site and using them for future purchases.

Payment Gateway Based Fees and Discounts Pro vs Wallet