<p>The payment gateway provides 20+ popular payment methods for Finnish customers with one simple integration. The provided payment methods include (but are not limited to) credit cards, online banking and mobile payments.</p>
<p>To use this extension, you need to sign up for a Paytrail account. Transaction fees will be charged for every transaction. Transaction cost may vary from merchant to merchant, based on what is agreed upon with Paytrail when negotiating your contract. For more information and to register, please visit <a href="https://www.paytrail.com/" target="blank" rel="nofollow ugc">our website</a> or contact <a href="mailto:asiakaspalvelu@paytrail.com" rel="nofollow ugc">asiakaspalvelu@paytrail.com</a> directly.</p>
<p>We employ the industry’s best security practices and tools to maintain bank-level security for merchants and end customers. Paytrail is PCI DSS Level I and GDPR compliant.</p>
<p>Upon checkout, customers are redirected to the Paytrail payment service. The customer enters his or her payment information directly into our secure environment so that the web shop never comes into contact with the customers payment data. Once the payment process is complete, customers will redirected back to your store. Tokenization is used to run transactions with stored payment information. No confidential card data is ever stored on your server.</p>
<p>Supported payment methods include:</p>
<h4>Finnish online banking</h4>
<ul>
<li>OP</li>
<li>Nordea</li>
<li>Danske Bank</li>
<li>Aktia</li>
<li>Oma Säästöpankki</li>
<li>POP Pankki</li>
<li>S-Pankki</li>
<li>Säästöpankki</li>
<li>Ålandsbanken</li>
</ul>
<h4>Mobile payments</h4>
<ul>
<li>MobilePay</li>
<li>Apple Pay</li>
<li>Google Pay</li>
<li>Siirto</li>
</ul>
<h4>International credit cards</h4>
<ul>
<li>Visa</li>
<li>MasterCard</li>
<li>American Express</li>
</ul>
<p>This extension supports card tokenization that enables logged-in customers to save card details during checkout process in order to reuse them in future checkouts or with <a href="https://woocommerce.com/products/woocommerce-subscriptions/" rel="nofollow ugc">WooCommerce Subscriptions</a> recurring payments.</p>
<h4>B2C/B2B invoices and installments</h4>
<ul>
<li>Klarna</li>
<li>Walley (Collector Bank)</li>
<li>Walley B2B (Collector Bank)</li>
<li>OP Lasku</li>
<li>OP Tililuotto</li>
</ul>

Paytrail

<p><a href="https://www.paytrail.com/" rel="nofollow ugc">Paytrail</a> is a payment gateway that offers 20+ payment methods for Finnish customers.</p>

<h2>A checkout built for conversion.</h2>
<p>Klarna Checkout comes with everything you need to create the smoothest shopping experience for your customers, including seamless customer identification and accepting all major payment methods. It’s built to improve your business performance — converting browsers into happy customers.</p>
<h2>How it works.</h2>
<p>By offering our complete online checkout solution, you make it easy for your customers to shop how they prefer, often with a single-click. With a simpler buying process, you’ll get more loyal customers and less abandoned baskets.</p>
<h2>Post-purchase experience.</h2>
<p>Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put control in the hands of customers via the Klarna app – gathering all orders in a single place. With the app, your customers can manage their purchases, chat with customer service 24/7 and even report returns.</p>
<h2><strong>Klarna delivers</strong></h2>
<ul class="wccom-tick-list-primary">
<li><strong>Conversion</strong><br />
With pre-filled info for returning customers, and single-tap payments, shopping has never been easier. The simple and constantly optimized checkout flow will make fewer people drop off.</li>
<li><strong>Customer loyalty</strong><br />
Exceeding the customer’s expectations will increase both satisfaction and the number of happy, returning customers. Our 24/7 customer support is always ready to help.</li>
<li><strong>Minimized risk</strong><br />
Klarna takes the full credit and fraud risk on all purchases for you, for all payment methods. Even when a customer makes a return, we cover the chargeback cost.</li>
<li><strong>New traffic</strong><br />
Partnering with Klarna will increase your website traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.</li>
</ul>
<h2><img class="alignnone size-medium wp-image-4034149" src="https://woocommerce.com/wp-content/uploads/2018/01/KCO-extention.jpg?w=620" alt="" width="620" height="417" /></h2>
<h2><strong>Klarna Checkout lets you provide your customers with truly smoooth purchase experiences.</strong></h2>
<p>Our checkout is a seamless and mobile optimized solution that comes with all our payment methods through a single integration. Klarna will improve your checkout experience by providing direct payments, pay after delivery options, and installment plans that let consumers pay whenever and however they prefer. It identifies the customer and enables one-click repeat purchases across Klarna’s merchant network, resulting in increased average order value and conversion rates.</p>
<p>You’ll have one agreement, one point of contact, one settlement file, one payout.</p>
<ul class="wccom-tick-list-secondary">
<li>Mobile-optimised online checkout.</li>
<li>Management of all transactions including card and APMs.</li>
<li>One-click repeat purchases.</li>
</ul>
<h2><strong>All payment methods included in Klarna Checkout.</strong></h2>
<table>
<colgroup>
<col />
<col /> </colgroup>
<tbody>
<tr>
<td>
<div class="layoutArea">
<div class="column">
<p>Buy now,​ <strong>Pay later</strong></p>
</div>
</div>
</td>
<td>
<div class="layoutArea">
<div class="column">
<p>Pay later in full is a deferred payment that gives shoppers an extra 14, 21, or 30 days to try before they buy.</p>
</div>
</div>
</td>
</tr>
<tr>
<td>
<div class="layoutArea">
<div class="column">
<p>Spread the cost with <strong>Interest-free installments </strong></p>
</div>
</div>
</td>
<td>
<div class="layoutArea">
<div class="column">
<p>Increase sales by letting your customers split their payment into interest-free installments.</p>
</div>
</div>
</td>
</tr>
<tr>
<td>
<div class="layoutArea">
<div class="column">
<p>Pay over time with​ <strong>Financing</strong></p>
</div>
</div>
</td>
<td>
<div class="layoutArea">
<div class="column">
<p>Give your customers the option to buy now and spread the cost with monthly payments, interest free or interest bearing.</p>
</div>
</div>
</td>
</tr>
<tr>
<td>
<div class="layoutArea">
<div class="column">
<p><strong>Pay now</strong>​, with direct payments</p>
</div>
</div>
</td>
<td>
<div class="layoutArea">
<div class="column">
<p>Pay now accepts all direct payments for a fast, convenient checkout.</p>
</div>
</div>
</td>
</tr>
</tbody>
</table>
<p> </p>
<h2>How to Get Started</h2>
<ol>
<li><a href="https://portal.klarna.com/signup/woocommerce/">Sign up for Klarna Checkout:</a> ​To offer your customers the benefit of paying with Klarna, you must first sign up for a Klarna account and gain access to the Klarna Merchant Portal. You’ll be up and running in no time with our new onboarding.</li>
<li>Install the plugin​ on your site. During this process you will be asked to download Klarna Order Management so you can handle orders in Klarna directly from WooCommerce.</li>
</ol>
<h3>Klarna Shipping Assistant in your Checkout</h3>
<p><img class="alignnone size-medium wp-image-4041717" src="https://woocommerce.com/wp-content/uploads/2018/01/shipping.png?w=620" alt="" width="620" height="395" /></p>
<p>Klarna Shipping Assistant is a dynamic way of presenting shipping options. It helps merchants increase conversion and customer satisfaction at the point of purchase by making the selection of logistics products user friendly and efficient. With Klarna shipping service you don’t have to maintain your own shipping selector, freeing up a lot of time otherwise spent on technical maintenance.</p>
<p> </p>
<h2><strong>Merchant portal access always included</strong>.</h2>
<p>The Merchant Portal is your one-stop shop to manage everything Klarna. With a single log in to the Merchant Portal dashboard, you’ll get access to multiple tools for hassle-free business management and successful growth with Klarna.</p>
<ul>
<li>Easily track your business performance with an aggregated daily sales overview.</li>
<li>Get the summary of important to-do’s and never miss out on revenue.</li>
<li>Manage your brand directly in the Merchant Portal and control how it’s presented to consumers across Klarna channels, including our shopping app.</li>
<li>Increase sales and average order values with On-site messaging, read more <a href="https://docs.klarna.com/conversion-boosters/on-site-messaging/before-you-start/">here</a>.</li>
</ul>
<h3></h3>
<h3>On-site Messaging</h3>
<p><a href="https://woocommerce.com/wp-content/uploads/2018/01/osm-home.png"><img class="aligncenter size-medium wp-image-6979433" src="https://woocommerce.com/wp-content/uploads/2018/01/osm-home.png?w=620" alt="" width="620" height="341" /></a></p>
<p>Many people decide how they want to pay before they click the buy button. On-site marketing lets your customers know what their financing and payment options are before they enter the checkout. It is simple to integrate and provides tailored messaging ranging from generic banners to financing availability and personalised credit promotions on product or cart pages. The service also provides eligibility checks in supported markets. Activate on-site marketing through Merchant Portal.</p>
<p> </p>
<h3>What’s the difference between Klarna Checkout and Klarna Payments?</h3>
<div class="woo-sc-box info">
<p><strong>Klarna Checkout</strong>​ is a complete online checkout solution designed to increase sales and customer loyalty. Klarna as your single payment provider keeps everything under one roof. You’ll have one agreement, one point of contact, one settlement file, one payout with ​Klarna Checkout​.</p>
<p><strong>Klarna Payments</strong>​ are standalone payment methods. With Klarna Payments you can complement your checkout with a Klarna hosted widget located in your existing checkout</p>
</div>

Klarna Checkout

<p><em>Klarna Checkout</em> is a full checkout experience embedded on your site that includes all popular payment methods (Pay Now, Pay Later, Financing, Installments).</p>

Paytrail vs Klarna Checkout