<p><strong>Product Insurance for WooCommerce</strong> transforms your store by enabling comprehensive insurance options for any product. With both fixed-fee and percentage-based pricing models, store owners can create multiple insurance tiers that perfectly match their product offerings and customer needs.</p>
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<div style="width: 980px" class="wp-video"><video class="wp-video-shortcode" id="video-0-5" width="980" height="551" preload="metadata" controls="controls"><a href="https://woocommerce.com/wp-content/uploads/2025/02/ProductInsurancePromo.mp4">https://woocommerce.com/wp-content/uploads/2025/02/ProductInsurancePromo.mp4</a></video></div><br />
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<p>This extension seamlessly integrates with your WooCommerce product pages and checkout process, displaying insurance options naturally alongside your products. Whether you’re selling electronics, artwork, jewelry, or any high-value items, this extension helps reduce purchase anxiety and potentially increases average order value through optional protection packages.</p>
<p>Built for maximum flexibility, the extension supports both store-wide insurance packages and product-specific options, with powerful restrictions based on product categories, tags, or types. This granular control ensures you can offer the right protection options for different product segments while maintaining a streamlined customer experience.</p>
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<h2 id="h-top-3-features">Benefits</h2>
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<li><strong>Additional Revenue Stream:</strong> Create a new profit center by offering insurance packages with customizable fixed or percentage-based fees</li>
<li><strong>Reduce Purchase Anxiety:</strong> Reduce purchase anxiety and cart abandonment by offering protection for valuable purchases</li>
<li><strong>Flexible Configuration:</strong> Set up store-wide insurance packages or customize options for specific products and categories</li>
<li><strong>Seamless Integration:</strong> Insurance options display naturally on product pages and integrate smoothly with the checkout process</li>
<li><strong>Risk Management:</strong> Reduce liability and customer disputes by offering clear insurance coverage options</li>
<li><strong>Complete Control:</strong> Manage insurance availability through product categories, tags, and types for targeted offerings</li>
</ul>
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<h2>Features</h2>
<ul class="wccom-tick-list-secondary" dir="auto">
<li><strong>Multiple Insurance Tiers:</strong> Create unlimited insurance packages with different coverage levels and pricing options</li>
<li><strong>Dynamic Pricing Models:</strong> Choose between fixed-fee or percentage-based insurance costs for each package</li>
<li><strong>Product-Specific Options:</strong> Override global insurance settings with custom packages for individual products</li>
<li><strong>Category Restrictions:</strong> Limit insurance offerings to specific product categories, tags, or types</li>
<li><strong>Terms & Conditions Integration:</strong> Link to detailed insurance terms for full transparency</li>
<li><strong>Order Management:</strong> Insurance selections are clearly displayed in the cart, checkout, and order details</li>
</ul>
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<h2>Flexible Insurance Configuration</h2>
<p>Create multiple insurance tiers with fixed or percentage-based pricing. Customize packages store-wide or set specific options for individual products. Perfect for offering basic, standard, and premium protection levels with complete control over pricing and availability.</p>
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<div class="wp-block-column" style="flex-basis: 35%"><img class="size-medium" src="https://woocommerce.com/wp-content/uploads/2025/02/product-insurance_2.png" alt="" /></div>
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<h2>Seamless Customer Experience</h2>
<p>Insurance options display naturally on your product pages, with clear pricing and coverage information. Customers can easily select their preferred protection level, with costs automatically calculated in the cart and clearly displayed throughout checkout.</p>
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<h2>Provide Customers what they are looking for</h2>
<p>Customers do need to be assured that everything will be fine when money is involved, so show them you are reliable and trusty. They will be more willing to buy your products if they know they have an insurance.</p>
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<div class="wp-block-column" style="flex-basis: 35%"><img class="size-medium" src="https://woocommerce.com/wp-content/uploads/2025/02/product-insurance_3.png" alt="" /></div>
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<p>Add <strong>one-click insurance options</strong> to your WooCommerce products. Increase average order value while giving customers confidence in their purchases.</p>

Product Insurance

<p>Provide customizable insurance options for any product, giving your customers peace of mind, and potentially increasing your average order value.</p>

<p>Merchants often struggle with margins because they fail to account for the additional costs associated with an order. In order to increase margins and average order value, use: Conditional Extra Fee for WooCommerce<br />
This extension enables merchants to charge customers an additional fee based on conditional logic. These fees can be charged in a fixed amount or as a percentage, and can be made optional or mandatory. Fees can be made taxable or non-taxable and can be charged in the customer’s local currency.</p>
<h2>Use Cases</h2>
<ul>
<li><strong>Charge Extra for Express Shipping</strong> – Fast delivery options require extra charges. You can configure an additional fee for specific shipping methods.</li>
<li><strong>Add Fee for Cash on Delivery (COD)</strong> – To discourage customers from using cash on deliver and encourage them to use other payment methods, add a fee for cash on delivery.</li>
<li><strong>Apply Surcharge Based on Regions</strong> – Automatically add an extra fee for deliveries to remote postcodes, islands, or rural zones with higher logistics costs.</li>
<li><strong>Packaging Fee for Fragile Items</strong> – Charge an additional packaging fee when the cart includes products marked as fragile or requiring special handling.</li>
<li style="font-weight: 400"><b>Time-based fees</b><span style="font-weight: 400"> – Charge extra temporarily for holidays and weekends when order fulfillment is hard.</span></li>
<li><strong>Add Fee for Low Cart Value Orders</strong> – Encourage larger purchases or cover costs by adding a fee when the cart subtotal is below a certain threshold (e.g., under $20).</li>
<li><strong>Charge Based on Product Attributes</strong> – Add a fee when products with specific attributes (like extra-large size or special materials) are in the cart.</li>
<li><strong>Environmental or Eco-Packaging Fee</strong> – Offer optional or mandatory eco-friendly packaging with an additional cost, selectable by the customer.</li>
<li><strong>Heavy or Oversized Product Surcharge</strong> – Charge extra when the total cart weight, or individual product dimensions (length, width, height), exceed set limits.</li>
<li><strong>Custom Fee based on user roles</strong> – Attach additional fee to orders from certain user roles.</li>
</ul>
<p><img class="alignnone size-full wp-image-18734005354290" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-conditional-extra-fee-223.png" alt="" width="980" height="472" /></p>
<h2>Features</h2>
<ul>
<li>Add an additional fee to the checkout conditionally</li>
<li>Charge extra fee in a percentage or a fixed amount</li>
<li>Make extra fee taxable or non-taxable</li>
<li>Extra fee can be made optional or required</li>
<li>Show a customizable title for additional fee at checkout</li>
<li>Use the tooltip to explain the extra fee charges to the customer</li>
<li>Specify time for which fee is applicable</li>
<li>Charge fees based on conditional logic</li>
<li>Charge fees based on location, cart contents, products, shipping, user data, and more:
<ul>
<li><strong>Location-Based Rules:</strong> Country, Continent, Zone, State, Post Code</li>
<li><strong>Product-Based Rules:</strong> Product presence, quantity, tag, category, and more</li>
<li><strong>Cart-Based Rules:</strong> Subtotals (pre/post discount), weight, payment method, day of week</li>
<li><strong>User-Based Rules:</strong> Specific users or roles</li>
<li><strong>Shipping-Based Rules:</strong> Shipping method and class</li>
<li><strong>Purchase History Rules:</strong> Amount spent during a specific time period</li>
<li><strong>Product Attribute Rules</strong>: Color, size, type, etc.</li>
</ul>
</li>
<li>Fine-tune your logic using conditions like:
<ul>
<li>Equals, Not Equals, Greater Than, Less Than, etc.</li>
</ul>
</li>
<li>Trigger conditional fees based on:
<ul>
<li>Cart quantity, weight, subtotal</li>
<li>Product quantity, weight, subtotal</li>
<li>Category or tag-specific quantity</li>
<li>Shipping class quantity or weight</li>
</ul>
</li>
<li>Choose to show or hide conditional extra fee check box when fee is optional</li>
<li>Choose to show additional fee in WooCommerce order analytics</li>
</ul>
<h2>Add a conditional extra checkout fee</h2>
<p>This plugin allows you to add extra fees and taxes during checkout. You can enable or disable conditional fees based on your business needs. You can create the general rule title, fee type, and additional fee amount, and choose whether the fee is taxable or non-taxable. The plugin also lets you add tooltips to make the fields more understandable. Additionally, you can apply fees based on the selected currency.</p>
<p><img class="alignnone size-full wp-image-18734005232478" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-128.png" alt="" width="873" height="440" /></p>
<h2>Charge fee in Percentage or Fixed Amount</h2>
<p>With conditional extra fees for WooCommerce extension, you can charge an extra fee based on a percentage or a fixed amount value. The percentage-based extra fee can be applied. You can also configure a percentage-based fee to be applied on:</p>
<ul>
<li>Subtotal</li>
<li>Subtotal before tax</li>
<li>Subtotal after tax</li>
<li>Total before discount applied</li>
<li>Total after discount applied</li>
</ul>
<p><img class="alignnone size-full wp-image-18734005232451" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-3.png" alt="" width="913" height="266" /></p>
<h2>Charge an extra fee in different currencies</h2>
<p>Some additional fees are applied in a currency different from the order currency. For example, when a store from the UAE sends items to the United States, merchants may have to pay duties in dollar amounts. Conditional extra fees for WooCommerce enable merchants to configure additional fees in different currency than the default store currency.</p>
<p><img class="alignnone size-full wp-image-18734005232447" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-4_efe521.png" alt="" width="905" height="277" /></p>
<h2>Show a customizable label and tooltip for extra fee</h2>
<p>In order to keep customers informed on additional charges, the WooCommerce extra fee extension allows merchants to add a customizable title for the additional fee, and add a tooltip to let customers know about the charges in detail.</p>
<p><img class="alignnone size-full wp-image-18734005232443" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-5.png" alt="" width="874" height="430" /></p>
<h2>Make extra fee optional or required</h2>
<p>The additional fees added via WooCommerce extra fee extension can be made optional or mandatory depending on fee nature. If a fee is optional, then a checkbox will be displayed, and upon checking, it will be added to the total. If it’s required, then the fee will be added directly to the total and cannot be removed by the customer.</p>
<p><img class="alignnone size-full wp-image-18734005232438" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-2.png" alt="" width="873" height="519" /></p>
<h2>Add multiple scenario-based fees</h2>
<p>The rule-based implementation enables merchants to create and add multiple additional fees based on different scenarios.</p>
<p><img class="alignnone size-full wp-image-18734005232437" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-6.png" alt="" width="878" height="424" /></p>
<h2>Add conditional logic to charge extra fees</h2>
<p>A fee in addition to the order total can be made dependant on conditional logic. It allows merchants to add fees based on certain conditions i.e “If cart contains product x then apply fee”. If you have created multiple logics in a single rule then you can choose to apply fee if: All conditions are applied and Any one of the condition is applied.</p>
<p>The following logics can be applied to filters: Equals to, Less than equals to, More than equals to, Less than, and More than.</p>
<h3 style="text-align: center">Conditions to Apply Extra Fee</h3>
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<table style="width: 100%;border-collapse: collapse;font-family: Arial, sans-serif;min-width: 600px">
<thead>
<tr style="background-color: #f2f2f2">
<th style="border: 1px solid #ddd;padding: 8px;text-align: left">Rule Type</th>
<th style="border: 1px solid #ddd;padding: 8px;text-align: left">Criteria</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #ddd;padding: 8px">Location-Based Rules</td>
<td style="border: 1px solid #ddd;padding: 8px">Country, Continent, Zone, State, Post Code</td>
</tr>
<tr style="background-color: #f9f9f9">
<td style="border: 1px solid #ddd;padding: 8px">Product-Based Rules</td>
<td style="border: 1px solid #ddd;padding: 8px">Product presence, Quantity, Tag, Category, and more</td>
</tr>
<tr>
<td style="border: 1px solid #ddd;padding: 8px">Cart-Based Rules</td>
<td style="border: 1px solid #ddd;padding: 8px">Subtotals (pre/post discount), Weight, Payment Method, Day of Week</td>
</tr>
<tr style="background-color: #f9f9f9">
<td style="border: 1px solid #ddd;padding: 8px">User-Based Rules</td>
<td style="border: 1px solid #ddd;padding: 8px">Specific Users or Roles</td>
</tr>
<tr>
<td style="border: 1px solid #ddd;padding: 8px">Shipping-Based Rules</td>
<td style="border: 1px solid #ddd;padding: 8px">Shipping Method and Class</td>
</tr>
<tr style="background-color: #f9f9f9">
<td style="border: 1px solid #ddd;padding: 8px">Purchase History Rules</td>
<td style="border: 1px solid #ddd;padding: 8px">Amount Spent During a Specific Time Period</td>
</tr>
<tr>
<td style="border: 1px solid #ddd;padding: 8px">Product Attribute Rules</td>
<td style="border: 1px solid #ddd;padding: 8px">Color, Size, Type, etc.</td>
</tr>
</tbody>
</table>
</div>
<p><img class="alignnone size-full wp-image-18734005232464" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-1-2.png" alt="" width="907" height="624" /></p>
<h2>Trigger additional fee based on selection rules</h2>
<p>There are multiple selection rules for displaying a conditional fee. These rules are based on:</p>
<ul>
<li>Cart quantity</li>
<li>Cart weight</li>
<li>Cart subtotal</li>
<li>Product quantity</li>
<li>Category quantity</li>
<li>Product subtotal</li>
<li>Product weight</li>
<li>Shipping class quantity</li>
<li>Shipping class weight</li>
<li>Tag quantity</li>
</ul>
<p>Moreover, you can choose the min and max values required to trigger these fees.</p>
<p><img class="alignnone size-full wp-image-18734005232431" src="https://woocommerce.com/wp-content/uploads/2025/04/woocommerce-extra-fee-7.png" alt="" width="899" height="547" /></p>

Conditional Extra Fees

<p>Maximize margins by easily adding fixed or percentage-based fees with 25+ conditions and advanced rules. Gives full control over when and how fees are applied.</p>

Product Insurance vs Conditional Extra Fees