<p>This extension allows to limit which payment methods customers can use at checkout. Restrictions can be based on group memberships, roles, countries, and order amounts. As a shop owner, you benefit from its efficient and flexible approach.</p>
<ul class="wccom-tick-list-primary">
<li>Restrict the use of any payment method based on group memberships, roles, countries, and order amounts.</li>
<li>Free of complicated rules, easily manage which payment methods your customers are allowed to use.</li>
<li>Restrictions are conveniently managed for all payment methods in a subsection of the Payments settings.</li>
<li>The extension is very intuitive, quick, and easy to set up and use.</li>
</ul>
<h3>Restrictions</h3>
<p class="wp-block-paragraph">A new <strong>Restrictions</strong> section is added to the Payments settings, where payment method restrictions are shown and managed for all payment methods.</p>
<p><img class="aligncenter size-full wp-image-18734004809230" src="https://woocommerce.com/wp-content/uploads/2025/01/RPM-Settings-Payments-Restrictions.png" alt="A colorful composition showing the Restrictions overview where settings are managed." width="980" height="780" /></p>
<p> </p>
<h3>Restriction Features</h3>
<p>Payment methods can be restricted using one or more criteria:</p>
<p><strong>Restrictions by Group Memberships</strong></p>
<ul>
<li>Restrict to Group Members: Limit the use of a payment method to members of one or several groups. The free <a href="https://wordpress.org/plugins/groups/">Groups</a> plugin is required for this option.</li>
<li>Exclude for Group Members: Exclude members of one or more groups from using a payment method. The free <a href="https://wordpress.org/plugins/groups/">Groups</a> plugin is required for this option.</li>
</ul>
<p><strong>Restrictions by Roles</strong></p>
<ul>
<li>Restrict to Roles: Limit the use of a payment method to one or more roles.</li>
<li>Exclude for Roles: Exclude one or more roles from using a payment method.</li>
</ul>
<p><strong>Restrictions by Countries</strong></p>
<ul>
<li>Restrict to Billing Countries: Limit the use of a payment method to one or more billing countries.</li>
<li>Exclude for Billing Countries: Exclude one or more billing countries from using a payment method.</li>
</ul>
<p><strong>Restrictions by Order Amount Limits</strong></p>
<ul>
<li>Minimum Order Amount: Restrict the use of a payment method to require a minimum order amount. Shipping and taxes can be excluded from the computation.</li>
<li>Maximum Order Amount: Restrict the use of a payment method to orders that do not exceed a certain order amount. Shipping and taxes can be excluded from the computation.</li>
</ul>
<p><img class="aligncenter size-full wp-image-18734004809233" src="https://woocommerce.com/wp-content/uploads/2025/01/RPM-Example-Settings.png" alt="A colorful composition showing examples of restriction settings for different payment methods." width="980" height="780" /></p>
<p>In addition to restrictions, settings for payment methods include options to:</p>
<ul>
<li>Evaluate limits excluding taxes from order amounts.</li>
<li>Evaluate limits excluding shipping from order amounts.</li>
<li>Log debugging information about rejection reasons applied, which is helpful during tests.</li>
</ul>
<p>The extension also integrates with <em>WPML</em> to support currency conversion for order amount restrictions.</p>

Restrict Payment Methods

<p>Limit the use of Payment Methods by Group Memberships, Roles, Countries, and Order Amounts.</p>

<ul class="wccom-tick-list-primary">
<li><strong>Offer payment options</strong></li>
<li><strong>Define and customize payment plans</strong></li>
<li><strong>Increase customer satisfaction</strong></li>
<li><strong>Reduce cart abandonment</strong></li>
</ul>
<hr class="wccom-product-heading__hr" />
<p><strong>Payment Plan Suite</strong> allows you to sell more products by offering different payment plans.</p>
<h2>Benefits</h2>
<p><strong>Reduces cart abandonment</strong><br />
Customers often abandon their purchases because of budget constraints. Offer them easy ways to purchase expensive products and reduce the chances of cart abandonment.</p>
<p><strong>Attract new users</strong><br />
Existing users who benefit from purchasing products through payment plans are sure to refer new users to your site.</p>
<h2>Extensive Features List</h2>
<h3><strong>1. Product-level Deposit Plans</strong></h3>
<p>If you sell made-to-order products in your Woo store, you can charge a deposit when customers place their orders, and they can pay the balance later.</p>
<figure id="attachment_18734003046270" aria-describedby="caption-attachment-18734003046270" style="width: 1123px" class="wp-caption alignnone"><img class="wp-image-18734003046270 size-full" src="https://woocommerce.com/wp-content/uploads/2023/10/Deposite-Plan-Suite-product.png" alt="" width="1123" height="666" /><figcaption id="caption-attachment-18734003046270" class="wp-caption-text"><strong>Deposit Details Displayed on Product Page</strong></figcaption></figure>
<h3><strong>2. Product-level Payment Plans</strong></h3>
<p>Users can pay for expensive products in multiple small installments of the product’s total price.</p>
<figure id="attachment_18734003046271" aria-describedby="caption-attachment-18734003046271" style="width: 1132px" class="wp-caption alignnone"><img class="wp-image-18734003046271 size-full" src="https://woocommerce.com/wp-content/uploads/2023/10/Product-Level-Payment-Plan-Suite.png" alt="" width="1132" height="800" /><figcaption id="caption-attachment-18734003046271" class="wp-caption-text"><strong>Payment Plan Details Displayed on Product Page</strong></figcaption></figure>
<h3><strong>3. Cart-level Payment Plans</strong></h3>
<p>Users can pay for their orders by converting cart subtotals into smaller installments.</p>
<figure id="attachment_18734003046269" aria-describedby="caption-attachment-18734003046269" style="width: 1156px" class="wp-caption alignnone"><img class="wp-image-18734003046269 size-full" src="https://woocommerce.com/wp-content/uploads/2023/10/Cart-Payment-Plan-Suite.png" alt="" width="1156" height="1296" /><figcaption id="caption-attachment-18734003046269" class="wp-caption-text"><strong>Payment Plan Selection on Cart Page</strong></figcaption></figure>
<h3><strong>4. Automatic Payment Support with Stripe</strong></h3>
<p>You can charge your users automatically for their installment payments using the Stripe payment gateway.</p>
<h3><strong>5. Specific Due Dates for Payment Plans</strong></h3>
<p>You can create payment plans with payment dates you define.</p>
<h3><strong>6. Collect All Installment Payments on the Same Day</strong></h3>
<p><strong>Payment Plan Suite</strong> includes an option for site admins to assign the same pay date for all installment payments. For example, all your customers can pay their installments on the first of each month.</p>
<h3><strong>7. Mixed Payment Options at Checkout</strong></h3>
<p>Site admins can allow users to purchase products with alternate payment and immediate payment plans in a single transaction.</p>
<h3><strong>8. Customizable Initial Payment Charging Time</strong></h3>
<p>Site admins can decide when users must make initial payments.</p>
<h3><strong>9. Reminder Emails</strong></h3>
<p>Site admins can send payment-reminder emails to users.</p>
<h3><strong>10. Customizable Due Dates and Due Amounts</strong></h3>
<p>Site admins can modify the due dates and amounts of upcoming payments.</p>
<h3><strong>11. Coupon Support</strong></h3>
<p><strong>Payment Plan Suite</strong> includes an option for shoppers to use coupons with their payment plan purchases.</p>
<h3><strong>12. Additional Customization Options</strong></h3>
<ul class="wccom-tick-list-secondary">
<li>Select Box and Radio button field types.</li>
<li>Multiple positions to display payment plan options on your store’s frontend.</li>
<li><strong>Payment Plan Suite</strong> can calculate payment plans (based on percentages) from regular prices or sale prices.</li>
<li>For downloadable products, site admins can give file access during the initial order or upon final payment.</li>
<li>Site admins can reduce stock during the initial order or upon final payment.</li>
</ul>
<h2>Extensive Features List</h2>
<h3>Sales & Conversion</h3>
<ul class="wccom-tick-list-secondary">
<li>Forced payment plan rules</li>
<li>Payment-plan-only checkout enforcement</li>
<li>Cart-level payment plan rules</li>
<li>Minimum and maximum order amount restrictions for cart-level payment plans</li>
</ul>
<h3>Customer & Payment Plan Restrictions</h3>
<ul class="wccom-tick-list-secondary">
<li>User and user role restrictions</li>
<li>Product-level payment plan restrictions</li>
<li>Category-level payment plan restrictions</li>
</ul>
<h3>Payment Collection Automation</h3>
<ul class="wccom-tick-list-secondary">
<li>Automatic and manual payment reminder emails</li>
<li>Overdue payment emails</li>
<li>Payment schedule emails</li>
<li>Configurable reminder timing</li>
<li>Separate reminder configuration for manual and automatic payments</li>
<li>Admin email notification controls</li>
<li>Manual resend of payment schedule emails</li>
</ul>
<h3>Payment Plan Management</h3>
<ul class="wccom-tick-list-secondary">
<li>Centralized payment plan management</li>
<li>View and manage scheduled installments</li>
<li>Manual due payment processing</li>
<li>Resend payment schedules from admin</li>
<li>Payment status management</li>
</ul>

Payment Plan Suite

<p>Offer customizable payment plans and reduce cart abandonment.</p>

Restrict Payment Methods vs Payment Plan Suite