The Store Wallet & Cashback extension allows you to add a digital wallet to your online store, enabling customers to deposit funds into their accounts for future purchases. As the store owner, you can manually credit funds in case of refunds or to reward specific customers, friends, or family members.
Add multiple cashback campaigns to reward your loyal customers. Create campaigns based on products, purchase history, order amounts, and more. Strengthen customer loyalty with attractive rewards tailored to their shopping behavior.
Allow your customers to transfer or use funds during checkout. Securely transfer or redeem funds through email OTP verification. You can set minimum and maximum transfer and redemption amounts to suit your business needs.
<h2>Features list:</h2>
<ul>
<li>Add a digital wallet to your WooCommerce store</li>
<li>Allow customers to deposit funds</li>
<li>Run multiple cashback campaigns to reward customers</li>
<li>Offer cashback in a fixed or a percentage amount</li>
<li>Set the min/max cashback amount limits</li>
<li>Cashback reward based on,
<ul>
<li>Product purchase</li>
<li>Wallet recharge</li>
<li>Cart subtotal</li>
<li>Purchase history</li>
<li>Last purchase subtotal</li>
</ul>
</li>
<li>Restrict cashback offers based on user roles and date range</li>
<li>Add cashback and recharge validity in days</li>
<li>Maintains a log of all transactions in the admin panel</li>
<li>Allow customers to transfer funds to any other account</li>
<li>Redeem balance at checkout to place orders</li>
<li>OTP verification to securely transfer or redeem balance at checkout</li>
<li>Add credit and debit limits for wallet transactions</li>
<li>Admin can manually perform a debit or credit transaction to the customer’s wallet</li>
<li>Set maximum store-wide wallet limit</li>
<li>Customize cashback message styling as per your store needs</li>
<li>Define order status to automatically approve cashback reward</li>
<li>Customizable email notifications for admin and customer on wallet transactions</li>
</ul>
<h2>Digital wallet for account funds:</h2>
Store Wallet and Cashback extension creates a digital wallet for your customers – allowing them to deposit funds and earn rewards by participating in different cashback campaigns.
<img class="alignnone size-full wp-image-18734005688058" src="https://woocommerce.com/wp-content/uploads/2025/08/Wallet-Transactions-Customer-Account-1.png" alt="" width="980" height="598" />
<h2>Redeem during checkout:</h2>
Your customers can use their account funds to place orders. The store wallet provides seamless and fast payment processing, ensuring a smooth checkout experience. Balance redemption is secured through OTP verification to confirm the buyer’s identity.
<img class="alignnone size-full wp-image-18734005692392" src="https://woocommerce.com/wp-content/uploads/2025/08/WooCommmerce-Store-wallet-on-checkout.png" alt="" width="980" height="617" />
<h2>Run multiple cashback campaigns:</h2>
You can create multiple cashback campaigns to reward your loyal customers based on various conditions.
<img class="alignnone size-full wp-image-18734005688543" src="https://woocommerce.com/wp-content/uploads/2025/08/Cashback-rules-1.png" alt="" width="980" height="388" />
Cashback types: 
You can choose from 4 available cashback types to reward your customers.
<ul>
<li>Product purchase: Cashback when customers purchase specific products or categories</li>
<li>Wallet recharge: Cashback when customer deposit funds to their store wallet</li>
<li>Cart subtotal: Cashback based on the current orders’ cart subtotal</li>
<li>Last purchase subtotal: Cashback based on existing last purchase order subtotal</li>
<li>Purchase history: Cashback based on the lifetime amount spent by the customer in your store</li>
</ul>
Reward amount: 
You can reward customers with either a fixed amount or a percentage. For percentage-based rewards, you can also set minimum and maximum cashback limits. The percentage is calculated based on the product price, cart total, or purchase history, depending on the selected cashback type.
Restrict by user roles: 
Restrict cashback rules to specific user roles only. Reward your VIP, B2B, or general customers depending on your business needs.
Date range: 
Add a date range to start and end your cashback campaigns during a specific time frame.
<img class="alignnone size-full wp-image-18734005688075" src="https://woocommerce.com/wp-content/uploads/2025/08/Creating-new-cashback-rule-1.png" alt="" width="980" height="1079" />
<h2>Cashback messages:</h2>
You can display attractive cashback messages to inform customers about available reward offers. You can customize these messages from extension styling tab to match your theme color scheme. For more details on styling options, please see the extension documentations.
<img class="alignnone size-full wp-image-18734005688064" src="https://woocommerce.com/wp-content/uploads/2025/08/Product-page-cashback.png" alt="" width="980" height="629" />
<h2>Transfer wallet funds:</h2>
Allow your customers to transfer their account funds to friends and family by simply entering the recipient’s email address. Funds are securely transferred using email OTP verification.
<img class="alignnone size-full wp-image-18734005688051" src="https://woocommerce.com/wp-content/uploads/2025/08/transfer-store-wallet.png" alt="" width="980" height="476" />
<h2>Manage customers’ wallets:</h2>
As store admin, you can view any customer’s wallet balance, access their transaction history, and make balance adjustments as needed.
<h2><img class="alignnone size-full wp-image-18734005688054" src="https://woocommerce.com/wp-content/uploads/2025/08/Customer-Wallets-List.png" alt="" width="980" height="387" /></h2>
Customer wallet details:
You can view wallet details of each customer. The detail includes customer transaction history along with amount, id and more. As a store owner, you can debit or credit any customer’s wallet when needed. This feature allows you to provide store credit for refunds, transfer balance to family accounts instead of issuing coupons or gift cards.
<img class="alignnone size-full wp-image-18734005688250" src="https://woocommerce.com/wp-content/uploads/2025/08/Wallet-detail-of-customer.png" alt="" width="980" height="752" />
<h2>Transactions Log for admin:</h2>
The extension maintains a detailed log of all wallet-related debit and credit transactions for both customers and store admins.
<img class="alignnone size-full wp-image-18734005688055" src="https://woocommerce.com/wp-content/uploads/2025/08/Transaction-History.png" alt="" width="980" height="563" />
Admin transaction detail page:
You can view detail of each transaction along with the linked order, amount, reason and more.
<img class="alignnone size-full wp-image-18734005688157" src="https://woocommerce.com/wp-content/uploads/2025/08/Admin-Transaction-detail-page.png" alt="" width="980" height="724" />
<h2>Transaction log customer view:</h2>
Customer can view the transaction log from their My Account page along with basic transaction detail like status, linked order, and more.
<img class="alignnone size-full wp-image-18734005688184" src="https://woocommerce.com/wp-content/uploads/2025/08/Customer-Transaction-history-log.png" alt="" width="980" height="395" />
Customer transaction detail page:
Your customer can view transaction each transaction detail that includes transaction amount, reason, linked order and more.
<img class="alignnone size-full wp-image-18734005688060" src="https://woocommerce.com/wp-content/uploads/2025/08/WooCommerce-Wallet-Transaction-detail-for-customer.png" alt="" width="980" height="620" />

Store Wallet and Cashback

Add a digital wallet to your online store and allow customers to deposit funds. Offer cashbacks to reward your loyal customers based on products, purchase history, order amount, and more. Securely redeem the balance at checkout through OTP.

<h1>Add A Wallet Function To Your Store</h1>
Wallet for WooCommerce adds a wallet function to your store.
<h2>Features</h2>
Wallet Top-up
<ul>
<li>Users can top-up the funds to their wallet & make use of it on future purchases.</li>
<li>In addition, you can award Bonus Funds when your users top-up the funds & meet the configured criteria[i.e. Min – Max Top-up Amount].</li>
</ul>
Wallet Redeeming Usage 

Your users can make use of their funds available in the wallet using following 2 ways,
i Wallet partial usage
<ul>
<li class="western">Wallet redeeming field can be displayed in cart & checkout using which users can get a discount by applying the available funds.</li>
<li class="western">Funds will be applied only to the cart subtotal. Hence, users should pay the balance amount using available payment methods in checkout.</li>
<li class="western">Also, it supports for Manual Orders.</li>
</ul>
ii Wallet payment gateway
<ul>
<li>A separate payment gateway for using the wallet funds for placing the order.</li>
<li>Can be used for manual orders</li>
</ul>
Fund transfer and request
Your users can transfer/request funds to other users on your site. You have the option of charging your users a fund transfer fee.
Wallet Withdrawal 

<ul>
<li>You can allow your users to withdraw their funds from the wallet by submitting a request.</li>
<li>Supported Payment Methods are,
<ul>
<li>Bank Transfer</li>
<li>PayPal</li>
</ul>
</li>
<li>You have an option to charge a withdrawal fee from your users.</li>
</ul>
Wallet auto top-up
Your users can set up to automatically add funds to their wallets if their wallet balances fall below a specified threshold.
Product Purchase
<ul>
<li>Your users can receive the funds in their wallet for purchasing on your site. You can set the funds type based on Product Total/Order Total/Order Total Range.</li>
<li>Also, as a site admin you can award the product purchase funds for manual orders.</li>
</ul>
Gift vouchers
The Gift Voucher module allows you to generate gift vouchers that contain wallet balances. You can issue gift vouchers to your users and they can redeem the gift vouchers to add to their wallet balances.
Wallet balance with expiration dates
You can set up an expiration date for your user’s wallet balance.
Wallet actions
You can award wallet balances to your users for the following actions,
<ul>
<li>Account Signup</li>
<li>Daily Login</li>
<li>Product Review</li>
</ul>
Email Notifications
You can send email notifications to your users for their wallet activity.
Refunds
As a site admin, you can send the refund amount of the order[i.e. orders placed through any payment method] to your user’s wallet.
Reset
Site admin can reset the Wallet Balance & Transaction Log of their users.
Compatibility
<ul>
<li>Compatibility given with the “Woo Subscriptions” plugin</li>
<li>Compatibility given with “Cart and Checkout Blocks”</li>
<li>Compatible given with the “YayCurrency & WooCommerce Multi-Currency Switcher” plugin</li>
</ul>
<h2>Benefits</h2>
Offer convenience to your users
Your customers can plan their purchases and add sufficient funds to their accounts to complete them later.
Faster checkout
When your users place their orders through their wallet, they can quickly complete their purchase which reduces cart abandonment.
Insights on future sales
You can get insights on future sales on your site based on the wallet balance of your users.
<h2>How does it Work? 
</h2>
Wallet funds top-up
<ul>
<li>To add funds to the user’s account, the user will have to access the Top-up form from the wallet dashboard.</li>
<li>Within the section, your users can enter the amount they wish to add to their account and proceed to Top-up.</li>
</ul>
<figure id="attachment_18734003468109" aria-describedby="caption-attachment-18734003468109" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468109 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-topup.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468109" class="wp-caption-text">Adding funds to the wallet</figcaption></figure>
<ul>
<li>Once the top-up button is clicked, a product will be added to the cart. Once the user completes the purchase and the payment is received, the funds will be added to the user’s account.</li>
</ul>
<figure id="attachment_18734003468115" aria-describedby="caption-attachment-18734003468115" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468115 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-account-balance.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468115" class="wp-caption-text">Wallet balance reflecting in user’s account</figcaption></figure>
Wallet funds – partial usage
<ul>
<li>A user adds a few products to their cart and they wish to use some of their wallet balance in the current order.</li>
<li>An option to partially redeem the wallet balance will be available in the cart and on the checkout page. The site admin can restrict Partial Funds Usage based on Order Total.</li>
</ul>
<figure id="attachment_18734003468120" aria-describedby="caption-attachment-18734003468120" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468120 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-partial-usage.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468120" class="wp-caption-text">Wallet redeem field on cart page</figcaption></figure>
<ul>
<li>Users can enter the amount they wish to redeem and redeem it. Once the wallet balance is partially redeemed, the user can use other payment methods on the site and place the order.</li>
<li>Once the order is placed, the used Wallet balance will be debited from the user’s account.</li>
</ul>
Wallet funds – usage via payment gateway
<ul>
<li>A user adds few products to their cart and proceeds to the checkout page to make a payment.</li>
<li>On the checkout page, if the user has a sufficient wallet balance, to place the order, the wallet payment gateway will be visible to the user.</li>
</ul>
<figure id="attachment_18734003468124" aria-describedby="caption-attachment-18734003468124" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468124 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-payment-gateway.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468124" class="wp-caption-text">Wallet payment gateway</figcaption></figure>
<ul>
<li>If the user chooses to pay with their wallet balance, they will have to select the wallet payment gateway to place their order.</li>
<li>Once the order is placed, the used wallet balance will be debited from the user’s account.</li>
</ul>
Wallet fund transfer and request
Fund Transfer module provides the following features,
<ol>
<li>Users can transfer their wallet balance to other users on the site (Direct Fund Transfer).</li>
<li>Users can request wallet funds from other users on the site (Fund Request).</li>
</ol>
Direct fund transfer
<ul>
<li>To transfer funds to another user, the user will have to access the Fund Transfer menu from the wallet dashboard. It can be found in Fund Transfer Details > Fund Transfer.</li>
<li>Once the request form is accessed, the user must search and identify the user to whom the fund request has to be sent.</li>
<li>The user will have to fill in the amount for transfer and submit the form.</li>
</ul>
<figure id="attachment_18734003468126" aria-describedby="caption-attachment-18734003468126" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468126 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-transfer.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468126" class="wp-caption-text">Wallet fund transfer form</figcaption></figure>
<ul>
<li>You can optionally enable OTP based authentication for additional security.</li>
<li>The OTP will be sent via email. When OTP authentication is enabled, the user will have to fill in the OTP to complete the fund transfer.</li>
</ul>
Fund request
<ul>
<li>Any user who wishes to request wallet funds should access the Fund Transfer menu from the wallet dashboard. It can be found in Fund Transfer Details > Fund Transfer.</li>
<li>Once the request form is accessed, the user must search and identify the user to whom the funds will be requested.</li>
<li>The user will have to fill in the amount needed and submit the form.</li>
</ul>
 
<figure id="attachment_18734003468136" aria-describedby="caption-attachment-18734003468136" style="width: 1080px" class="wp-caption alignnone"><img class="wp-image-18734003468136 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-request.png" alt="" width="1080" height="608" /><figcaption id="caption-attachment-18734003468136" class="wp-caption-text">Wallet fund request form</figcaption></figure>
<ul>
<li>Once the request is submitted, the other user will be notified about a new request.</li>
<li>The user can respond to the request directly from their dashboard.</li>
</ul>
<figure id="attachment_18734003468139" aria-describedby="caption-attachment-18734003468139" style="width: 980px" class="wp-caption alignnone"><img class="wp-image-18734003468139 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/wallet-fund-request-processing.png" alt="" width="980" height="552" /><figcaption id="caption-attachment-18734003468139" class="wp-caption-text">Fund request response</figcaption></figure>
<ul>
<li>If the request is approved, the requested amount will be credited to the user’s wallet.</li>
</ul>
Wallet Withdrawal
<ul>
<li>At first users should select the payment method to receive the withdraw funds from their Wallet Dashboard[Wallet Withdrawal -> Payments].</li>
</ul>
<figure id="attachment_18734003466924" aria-describedby="caption-attachment-18734003466924" style="width: 1038px" class="wp-caption alignnone"><img class="wp-image-18734003466924 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Payments.png" alt="" width="1038" height="584" /><figcaption id="caption-attachment-18734003466924" class="wp-caption-text">Wallet withdrawal payment selection</figcaption></figure>
<ul>
<li>After that, they can submit the withdrawal request[Wallet Withdrawal -> Withdrawal Request] which is a 2 step form. First they should enter the funds to withdraw & then need to confirm the details.</li>
</ul>
<figure id="attachment_18734003466926" aria-describedby="caption-attachment-18734003466926" style="width: 1034px" class="wp-caption alignnone"><img class="wp-image-18734003466926 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Request-Submit.png" alt="" width="1034" height="706" /><figcaption id="caption-attachment-18734003466926" class="wp-caption-text">Wallet balance withdrawal form</figcaption></figure>
<figure id="attachment_18734003466928" aria-describedby="caption-attachment-18734003466928" style="width: 1065px" class="wp-caption alignnone"><img class="wp-image-18734003466928 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Confirm.png" alt="" width="1065" height="792" /><figcaption id="caption-attachment-18734003466928" class="wp-caption-text">Wallet balance withdrawal confirmation</figcaption></figure>
<ul>
<li>Once the request is submitted successfully, the requested funds will be deducted from the users wallet.</li>
</ul>
<figure id="attachment_18734003466934" aria-describedby="caption-attachment-18734003466934" style="width: 1062px" class="wp-caption alignnone"><img class="wp-image-18734003466934 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Wallet-Activity.png" alt="" width="1062" height="855" /><figcaption id="caption-attachment-18734003466934" class="wp-caption-text">Wallet withdrawal request submitted</figcaption></figure>
<ul>
<li>If a user chooses the payment method as Bank Transfer, then the site admin has to manually pay the amount to users account by using the details given by them.</li>
<li>If a user chooses the payment method as PayPal[supports Payout Integration], then the requested amount will be transferred to user’s PayPal ID immediately after admin’s approval.</li>
<li>If the admin rejects the submitted request, then the deducted funds will be added back to the users wallet.</li>
</ul>
<figure id="attachment_18734003466940" aria-describedby="caption-attachment-18734003466940" style="width: 1897px" class="wp-caption alignnone"><img class="wp-image-18734003466940 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Withdrawal-Admin.png" alt="" width="1897" height="917" /><figcaption id="caption-attachment-18734003466940" class="wp-caption-text">Admin processing withdrawal requests</figcaption></figure>
Product Purchase 

<ul>
<li>Users can see the funds they will receive for purchasing the products in shop page, product page, cart page & checkout page.</li>
</ul>
<figure id="attachment_18734003468141" aria-describedby="caption-attachment-18734003468141" style="width: 1046px" class="wp-caption alignnone"><img class="wp-image-18734003468141 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Product-Purchase-Product-Page-1.png" alt="" width="1046" height="666" /><figcaption id="caption-attachment-18734003468141" class="wp-caption-text">Product purchase wallet reward notice</figcaption></figure>
<ul>
<li>Once they placed the order, the funds will be added to the wallet when the order status reaches either processing/completed.</li>
</ul>
<figure id="attachment_18734003466944" aria-describedby="caption-attachment-18734003466944" style="width: 1070px" class="wp-caption alignnone"><img class="wp-image-18734003466944 size-full" src="https://woocommerce.com/wp-content/uploads/2021/07/Product-Purchase-Wallet-Activity.png" alt="" width="1070" height="791" /><figcaption id="caption-attachment-18734003466944" class="wp-caption-text">Product purchase reward credited to wallet</figcaption></figure>
Wallet Auto Top-up
Wallet Auto Top-up Module allows your users to automatically top-up their wallet when their wallet balance falls below a specified threshold value.
<ul>
<li>To set up Auto Top-up, the user will have to access the Auto Top-up menu from the wallet dashboard.</li>
<li>Within the section, based on the configuration, the user will have to select the amount for Auto Top-up and the threshold amount.</li>
<li>After entering the amount, the user will have two options,
<ul>
<li>They can pay the Top-up amount and authorize future Auto Top-up</li>
<li>Authorize future Auto Top-up without making any payment</li>
</ul>
</li>
</ul>
<ul>
<li>Once the authorization is complete, funds will be added to the user’s account whenever the wallet balance falls below a specified threshold.</li>
</ul>
Unique features offered in this plugin
<ul>
<li>Subscription Auto Renewal using wallet balance (Requires WooCommerce Subscriptions)</li>
<li>Wallet Auto Top-up using WooCommerce Stripe payment gateway</li>
<li>Gift Vouchers module for generating Gift Vouchers in bulk</li>
<li>Wallet balance with unlimited validity(optional)</li>
<li>Wallet Actions module for issuing wallet balances to users for account signup</li>
<li>Tax will not be charged for Wallet Top-up</li>
<li>Wallet balance expiration email reminder</li>
<li>Wallet balance credit for daily login</li>
<li>Wallet balance credit for product review</li>
<li>Widget support</li>
<li>Frontend dashboard presentation improvements</li>
<li>Transaction log presentation improvements</li>
<li>Displaying Cron Information[Cron Name and Last Updated] info to the user.</li>
<li>Wallet balance displayed in the user’s table</li>
</ul>
Wallet for WooCommerce helps your users to quickly complete a purchase by adding funds to the site and using them for future purchases.
Requirements
Minimum PHP version: 5.6

Wallet

Wallet for WooCommerce helps your users to quickly complete a purchase by adding funds to the site and using them for future purchases.

Store Wallet and Cashback vs Wallet